{"type":"document","data":{"complementaryZone":{"flexComponents":[{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"altTextNL":"Zakelijke rechtsbijstandverzekering belangrijk voor goederen en producten","extension":"jpg","original":"https://assets.ing.com/asset/71c1f8e6-ef8c-4fad-b88a-b9e58a47e936/Workers-walking.JPG","publishedAt":"2020-10-12T00:00:00Z","transformBaseUrl":"https://assets.ing.com/transform/71c1f8e6-ef8c-4fad-b88a-b9e58a47e936/Workers-walking","type":"image","updatedAt":"2025-03-31T11:45:48Z","width":1700},"intro":"Financier voorafbetalingen belastingen of eindejaarspremies, houd cash beschikbaar voor toekomstige investeringen en geniet mogelijk een belastingvoordeel.","link":{"url":"/nl/professioneel/financieren/terugkerende-kosten"},"promoText":"Kies je financiering","title":"Terugkerende kosten financieren"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Pensioenoplossingen voor zelfstandige ondernemers","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"body":"Start vandaag nog! Kies de aanvullende pensioenoplossing die bij je behoeften past en profiteer van fiscale voordelen.","componentType":"promotionalBanner","date":{},"icon":{"extension":"svg","original":"https://assets.ing.com/m/756886950ca44ee0/original/Circle-Bell-ringing-2.svg","publishedAt":"2024-10-01T14:00:11Z","transformBaseUrl":"https://assets.ing.com/transform/74c1b589-f7fc-4077-a769-16721598e71d/Circle-Bell-ringing-2","type":"image","updatedAt":"2024-10-01T14:02:54Z","width":64},"textLink":{"text":"Meer info","url":"/nl/professioneel/verzekeren/eindejaar-tips-ondernemer"}},{"componentType":"sectionTitle","title":"Welke pensioenoplossing past bij jou?"},{"cards":[{"body":"Raadpleeg de Algemene Voorwaarden  voordat je intekent.","cardSize":"medium","cardType":"product","checkMarkList":["Zekerheid voor later","Minder sociale bijdragen","Belastingvermindering"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/332d21de4621c301/original/pension-self-employed-business-1920.jpg","publishedAt":"2022-09-21T06:02:03Z","transformBaseUrl":"https://assets.ing.com/transform/5b8fc273-58cc-4d2c-9a2b-04d3b9e8d868/pension-self-employed-business-1920","type":"image","updatedAt":"2022-09-21T06:05:49Z","width":1920},"intro":"Vrij Aanvullend Pensioen voor Zelfstandigen (VAPZ) - AXA België","link":{"url":"/nl/professioneel/verzekeren/pensioen-zelfstandige-zaak"},"promoText":"Ga aan de slag","title":"Pensioensparen voor zelfstandigen"},{"body":"Raadpleeg de Algemene Voorwaarden voordat je intekent.","cardSize":"medium","cardType":"product","checkMarkList":["Individueel contract","100% aftrekbaar (onder voorwaarden)","Grote flexibiliteit"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/45003485423be51c/original/pension-company-director-1920.jpg","publishedAt":"2022-09-21T06:02:03Z","transformBaseUrl":"https://assets.ing.com/transform/f6d3bfd2-0887-417c-8611-825da9cffe1c/pension-company-director-1920","type":"image","updatedAt":"2022-09-21T06:06:03Z","width":1920},"intro":"Individuele Pensioentoezegging (IPT) - AXA België","link":{"url":"/nl/professioneel/verzekeren/professioneel-pensioen-bedrijfsleider"},"promoText":"Kom meer te weten","title":"Pensioensparen voor zelfstandige bedrijfsleider"},{"body":"Vraag naar de Algemene Voorwaarden voordat je intekent.","cardSize":"medium","cardType":"product","checkMarkList":["Spaar voor een hoger pensioen","Uitkering aan een voordelig tarief","Cumuleerbaar met andere producten"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/3844df13faf93c1d/original/poz-1920.jpg","publishedAt":"2022-09-21T06:02:03Z","transformBaseUrl":"https://assets.ing.com/transform/d5ebeaf8-b4f2-43f8-8527-c85b3a5f3fb1/poz-1920","type":"image","updatedAt":"2022-09-21T06:05:52Z","width":1920},"intro":"Pensioenovereenkomst voor Zelfstandigen (POZ) - AXA België","link":{},"promoText":"Bekijk de mogelijkheden","title":"Aanvullend pensioensparen voor zelfstandigen zonder bedrijf"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Bereken je belastingvoordeel"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/3bc771d6-ef6b-4bb9-bc90-472479186ed8/Devices-Calculator_Outline.svg","publishedAt":"2025-02-14T14:04:58Z","transformBaseUrl":"https://assets.ing.com/transform/3bc771d6-ef6b-4bb9-bc90-472479186ed8/Devices-Calculator_Outline","type":"image","updatedAt":"2025-11-18T13:18:49Z","width":0},"intro":"Herbereken je pensioenspaarplan en betaal minder sociale bijdragen.","link":{"url":"https://campaigns.axa.be/optiext/optiextension.dll?ID=ErmndmEOFMawuh6N_smF%2BToOaTpm_%2B0ze4FdIGwp7DQ1CB71dRA9kXiXeHe1Us%2BnZGW8ceFFB7k_cM7xWtPHbY42ES"},"title":"Rekenhulp belastingvoordeel"},{"componentType":"sectionTitle","title":"Laat je inspireren"},{"cardsList":{"cards":[{"body":"Kijk vooruit en bekijk je pensioenopbouw, bescherming, fiscaliteit en financiering samen.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-09-30","image":{"extension":"jpg","original":"https://assets.ing.com/asset/fb1969c7-7fda-454f-84bf-6a97a4e104d6/Young-woman-measuring-something-on-a-workbench.jpg","publishedAt":"2026-09-29T12:53:54Z","transformBaseUrl":"https://assets.ing.com/transform/fb1969c7-7fda-454f-84bf-6a97a4e104d6/Young-woman-measuring-something-on-a-workbench","type":"image","updatedAt":"2026-09-29T12:55:00Z","width":1920},"link":{"url":"/nl/professioneel/verzekeren/eindejaar-tips-ondernemer"},"title":"3 financiële keuzes voor een slimmer eindejaar als ondernemer"},{"body":"Hoe zorg jij ervoor dat je in het nieuwe kader fiscaal optimaal blijft plannen?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-03-02","image":{"extension":"jpg","original":"https://assets.ing.com/m/6de57337bc5db595/original/Man-celebrates-in-the-morning-artikel-aanvullend-pensioen-in-2026.jpg","publishedAt":"2024-04-17T00:00:00Z","transformBaseUrl":"https://assets.ing.com/transform/e48fb006-efa0-4f1b-9698-11698eb6657f/Man-celebrates-in-the-morning-artikel-aanvullend-pensioen-in-2026","type":"image","updatedAt":"2026-02-26T14:17:26Z","width":5700},"link":{"url":"/nl/professioneel/verzekeren/aanvullend-pensioen-2026-zelfstandige"},"title":"Aanvullend pensioen in 2026: wat verandert er voor zelfstandigen?"},{"body":"Is sparen via de tweede pensioenpijler de moeite waard? Lees hoe je dit doordacht doet.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2025-10-22","image":{"extension":"jpg","original":"https://assets.ing.com/m/b870bbd7f633505/original/Mature-businessman-in-suit-stretching-out-his-arms-in-front-of-a-glass-building.jpg","publishedAt":"2024-06-20T13:18:04Z","transformBaseUrl":"https://assets.ing.com/transform/b3a01cdb-29f8-4d03-8aa1-72c54ae938f0/Mature-businessman-in-suit-stretching-out-his-arms-in-front-of-a-glass-building","type":"image","updatedAt":"2024-06-20T13:24:18Z","width":1920},"link":{"url":"/nl/professioneel/verzekeren/aanvullend-pensioen-zelfstandige"},"title":"5 redenen om nu aanvullend pensioen op te bouwen via je vennootschap"}],"componentType":"cards"},"componentType":"horizontalCardsList","link":{"url":"/nl/professioneel/verzekeren"},"title":"Nuttige info over aanvullend pensioen"},{"componentType":"sectionTitle","title":"Ook interessant"},{"cardsList":{"cards":[{"body":"Kijk vooruit en bekijk je pensioenopbouw, bescherming, fiscaliteit en financiering samen.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-09-30","image":{"extension":"jpg","original":"https://assets.ing.com/asset/fb1969c7-7fda-454f-84bf-6a97a4e104d6/Young-woman-measuring-something-on-a-workbench.jpg","publishedAt":"2026-09-29T12:53:54Z","transformBaseUrl":"https://assets.ing.com/transform/fb1969c7-7fda-454f-84bf-6a97a4e104d6/Young-woman-measuring-something-on-a-workbench","type":"image","updatedAt":"2026-09-29T12:55:00Z","width":1920},"link":{"url":"/nl/professioneel/verzekeren/eindejaar-tips-ondernemer"},"title":"3 financiële keuzes voor een slimmer eindejaar als ondernemer"},{"body":"Wat is een voorafbetaling van belastingen precies, welke opties heb je als zelfstandige en wat zijn de voordelen?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-03-16","image":{"extension":"jpg","original":"https://assets.ing.com/m/703e2ef3726f0a2e/original/Artikel-voorafbetaling-belastingen-voorbeeld-2.jpg","publishedAt":"2018-03-23T16:39:10Z","transformBaseUrl":"https://assets.ing.com/transform/067b5827-8043-41b1-b02f-58ef02f82a41/Artikel-voorafbetaling-belastingen-voorbeeld-2","type":"image","updatedAt":"2026-03-04T14:25:03Z","width":5700},"link":{"url":"/nl/professioneel/financieren/voorafbetaling-belastingen"},"title":"Voorafbetaling belastingen"},{"body":"Ontdek hoe een contract je vooruit helpt en win op meerdere vlakken.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-03-16","image":{"extension":"jpg","original":"https://assets.ing.com/m/7c382591c714d8d9/original/Artikel-financieringscontract-4.JPG","publishedAt":"2016-03-17T10:44:11Z","transformBaseUrl":"https://assets.ing.com/transform/2e94f07c-0aec-4d96-96c0-785f5c1e5a3f/Artikel-financieringscontract-4","type":"image","updatedAt":"2026-03-11T08:21:38Z","width":5700},"link":{"url":"/nl/professioneel/financieren/voorafbetaling-belasting-zelfstandigen"},"title":"Een financieringscontract voor je voorafbetalingen: wat en waarom?"},{"body":"Niet verplicht om voorafbetalingen te doen, maar toch fiscaal interessant? Lees hoe jij dat belastingvoordeel krijgt.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-03-12","image":{"extension":"jpg","original":"https://assets.ing.com/m/23e24a2cdef53d13/original/Two-colleagues-celebrate-a-win.jpg","publishedAt":"2024-03-22T00:00:00Z","transformBaseUrl":"https://assets.ing.com/transform/0937f6ef-ea20-49ff-9d9e-f96b4f7efb89/Two-colleagues-celebrate-a-win","type":"image","updatedAt":"2026-02-25T21:16:30Z","width":5700},"link":{"url":"/nl/professioneel/financieren/voorafbetalingen-voor-starters"},"title":"Starter? Zo haal je fiscaal voordeel uit voorafbetalingen!"}],"componentType":"cards"},"componentType":"horizontalCardsList","link":{"url":"/nl/professioneel/financieren/terugkerende-kosten"},"title":"Wat je moet weten over voorafbetalingen"},{"componentType":"sectionTitle","title":"Meer info"}]},"hasMacro":false,"id":"bb64dec3-4fdf-47de-9d9e-bf04d1ea1021","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><strong>Verzekeringsmakelaar</strong></p><p>ING Belgium nv, verzekeringsmakelaar, ingeschreven bij de Autoriteit voor Financiële Diensten en Markten (AFDM) onder code 0403200393. Maatschappelijke zetel: Marnixlaan 24, B‑1000 Brussel – Handelsregister Brussel – BTW nr. BE 0403.200.393 – www.ing.be – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789.</p><p><strong>Verzekeraar</strong></p><p>AXA Belgium NV, verzekeringsonderneming erkend onder nr. 0039 voor het uitoefenen van de takken leven en niet‑leven (KB 04‑07‑1979, BS 14‑07‑1979) bij de Nationale Bank van België, gevestigd aan de Berlaimontlaan 14, B‑1000 Brussel – Hoofdkantoor: Troonplein 1, B‑1000 Brussel (België) – Website: www.axa.be – Tel.: +32 2 678 61 11 – Fax: +32 2 678 93 40 – KBO nr.: BTW BE 0404.483.367 RPR Brussel 7.06.5833 – 0616.</p>"},"title":"Juridische informatie"}]},"localeString":"nl-BE","mainHeaderZone":{"backLink":{"textLink":{"text":"Verzekeren","url":"/nl/professioneel/verzekeren"}},"componentType":"productHeader","coreHeader":{"body":"Bouw vandaag aan een sterker pensioen voor later. Met een aanvullend pensioen vul je je wettelijk pensioen aan en geniet je mogelijk van fiscale voordelen. Kies de oplossing die past bij jou, je professionele situatie en je toekomstplannen.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/f306ef98-44fd-4689-9ead-7b744470bb45/Baker-checks-on-bread.jpg","publishedAt":"2026-10-06T12:31:09Z","transformBaseUrl":"https://assets.ing.com/transform/f306ef98-44fd-4689-9ead-7b744470bb45/Baker-checks-on-bread","type":"image","updatedAt":"2026-10-06T12:33:18Z","width":1920},"title":"Pensioenoplossingen voor ondernemers"},"cta":{"componentType":"cta","textLink":{"text":"Bespreek je pensioen","url":"https://ebanking.ing.be/banking/bset/intake-insurance?flow-step=ins-your-question"}},"secondaryCta":{"textLink":{"text":"Nog geen klant? Contacteer ons.","url":"/nl/professioneel/diensten/contacteer-ons"}},"usps":[{"body":"Bouw extra pensioenkapitaal op","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/asset/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin.svg","publishedAt":"2022-07-04T09:54:27Z","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","updatedAt":"2026-08-11T09:25:42Z","width":24}},{"body":"Geniet mogelijk van fiscale voordelen","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/asset/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin.svg","publishedAt":"2022-07-04T09:54:27Z","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","updatedAt":"2026-08-11T09:25:42Z","width":24}},{"body":"Kies een oplossing op maat van je statuut","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/asset/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin.svg","publishedAt":"2022-07-04T09:54:27Z","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","updatedAt":"2026-08-11T09:25:42Z","width":24}}]},"publishDate":"2026-10-08T11:49:18.483+02:00"}}