{"type":"document","data":{"id":"31c3901c-8422-4b0f-bf8d-4e9ae6e940e4","localeString":"nl-BE","publishDate":"2026-03-26T09:12:48.347+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Dit document helpt Business customers bij het opladen van SEPA XML bestanden in Business'Bank - Payment File Center - Meer info over de SEPA Rulebook 2025.\r\nXML betalingsbestanden. Aanvaarde formarten. Standarden."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/4fe2e145-a293-45ad-9e4c-ff02cbc1e787/Person-on-laptop","type":"image","width":4500,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/4d73aea86b29b069/original/Person-on-laptop.jpg","extension":"jpg"},"title":"XML bestanden uploaden in Business'Bank via het Payment File Centre","subtitle":"Dit artikel helpt je bij het opladen van XML bestanden van SEPA-overschrijvingen (SCT), internationale betalingen (TIP) en SEPA domiciliëringen (SDD) in Business’Bank via het Payment File Centre."},"backLink":{"textLink":{"url":"/nl/professioneel/betalen","text":"Betalen"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Hulp nodig met het Payment File Centre?"},{"componentType":"paragraph","title":"Bekijk onze gebruikershandleiding.","richBody":{"value":"<ul><li><a href=\"https://assets.ing.com/m/4b2812c162dd1268/original/Brochure-PFC-NL.pdf\">Klik hier om de gebruikershandleiding (PDF) te downloaden</a></li></ul>"}},{"componentType":"sectionTitle","title":"De layouts van de SEPA XML bestanden"},{"componentType":"paragraph","title":"What je moet weten over de door ING aanvaarde formaten","richBody":{"value":"<p></p>"}},{"componentType":"accordion","accordionList":[{"title":"De aanvaarde formaten","richBody":{"value":"<p><strong>SEPA Credit Transfers:</strong></p><ul><li>Pain.001.001.02 (tot november 2026)</li><li>Pain.001.001.03</li><li>Pain.001.001.09</li></ul><p><strong>SEPA Direct Debits:</strong></p><ul><li>Pain.008.001.02</li><li>Pain.008.001.08</li></ul><p><strong>Internationale betalingen:</strong></p><ul><li>Pain.001.001.03</li></ul>"}},{"title":"Beschrijving van de formaten (febelfin standaarden)","richBody":{"value":"<p>.</p>"},"textLinks":[{"url":"https://febelfin.be/nl/publicaties/2023/febelfin-standaarden-voor-afstandsbankieren","text":"Naar de Febelfin standaarden"}]}]},{"componentType":"sectionTitle","title":"Communicatie in verband met de SEPA Regelboek 2025"},{"componentType":"paragraph","title":"Lees meer over de nieuwe regels met betrekking tot XML-betalingsbestanden, en de structureerde adressen.","richBody":{"value":"<ul><li><a data-type=\"internal\" href=\"/nl/professioneel/betalen/sepa-rulebook-2025\">SEPA Rulebook 2025</a></li></ul>"}},{"componentType":"sectionTitle","title":"Conversie Tool"},{"componentType":"paragraph","title":"Gebruik onze XML omzetting tool voor de creatie van betaling bestanden","richBody":{"value":"<ul><li><a data-type=\"internal\" href=\"/nl/professioneel/betalen/download-onze-xml-tools\">Consulteer de pagina !</a></li></ul>"}},{"componentType":"sectionTitle","title":"Diensten en contact"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Doe-het-zelf-zone voor rekeningen","intro":"Vind je oplossing in een handomdraai.","image":{"transformBaseUrl":"https://assets.ing.com/transform/cae60602-14f0-495d-a2ea-437978065b4c/Self_service_corner_Business_V2-767","type":"image","width":767,"original":"https://assets.ing.com/m/2edd3116d141bc70/original/Self_service_corner_Business_V2-767.jpg","extension":"jpg"},"link":{"url":"/nl/professioneel/diensten"}}]}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Nieuw bij ING","intro":"Apps en online diensten","image":{"transformBaseUrl":"https://assets.ing.com/transform/5d4af42e-80dd-4b8f-8bf6-2995110c2f67/network","type":"image","width":1920,"original":"https://assets.ing.com/m/387d7b985da4dfa8/original/network.jpg","extension":"jpg"},"link":{"url":"/nl/professioneel/betalen/ing-app-professioneel"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"CODA-rapporten","intro":"Bekijk je rekeningbewegingen digitaal.","image":{"transformBaseUrl":"https://assets.ing.com/transform/32e75d98-0a09-4ff3-86dd-f5abc71e0c0e/ING_25-10-27_4563_lowres_Willem_de_Kam","type":"image","width":4096,"altTextNL":"Dame aan werktafel  met laptop","original":"https://assets.ing.com/m/6a26bc33e3c86645/original/ING_25-10-27_4563_lowres_Willem_de_Kam.jpg","extension":"jpg"},"link":{"url":"/nl/professioneel/betalen/coda-rapportage"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Inloggen en ondertekenen met de ING QR code","intro":"Gemakkelijk, veilig en innoverend","image":{"transformBaseUrl":"https://assets.ing.com/transform/cfac491f-ddba-4196-b2b2-7aa5c3514282/BOY-ON-RAILROAD-TRACKS","type":"image","width":2160,"original":"https://assets.ing.com/m/2cc5b0379d8265d6/original/BOY-ON-RAILROAD-TRACKS.jpg","extension":"jpg"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Tekenen met itsme®","intro":"Kaartlezer is niet meer nodig. 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