{"type":"document","data":{"id":"274cb936-7a54-4a52-852b-c136aa015683","localeString":"nl-BE","publishDate":"2023-09-20T10:37:33.871+02:00","contentType":"onecms:subCategoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Goed omgaan met geld is essentieel voor een financieel gezond leven. Maar het is niet altijd gemakkelijk om je budget is evenwicht te houden. Ontdek onze tips om te vermijden dat je banksaldo in het rood komt te staan."},"mainHeaderZone":{"componentType":"categoryHeader","backLink":{"textLink":{"url":"/nl/particulieren/mijn-leven","text":"Mijn leven"}},"coreHeader":{"title":"Budgettips","subtitle":"Goed met geld omgaan, is essentieel voor een financieel gezond leven. Maar het is niet altijd gemakkelijk om je budget in evenwicht te houden. Ontdek onze tips om te voorkomen dat je banksaldo in het rood komt te staan."}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Budgetbeheer"},{"componentType":"paragraph","richBody":{"value":"<p>Je budget goed beheren, is belangrijker dan ooit. Door je financiën dagelijks goed te beheren, kun je geld opzij zetten. Maar waar begin je? En hoe krijg je een duidelijk overzicht van je financiële middelen?</p>"}},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Gezinsbudget beheren","body":"Stappenplan en tips","image":{"transformBaseUrl":"https://assets.ing.com/transform/0b93934a-4997-4783-b82d-0d1ca5113406/budget-plan-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/27e32a4e1411a40/original/budget-plan-1920.jpg","extension":"jpg"},"date":"2022-01-05","link":{"url":"/nl/particulieren/mijn-leven/budgettips/familie-budget-plannen"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Verlaag je energiefactuur","body":"6 tips","image":{"transformBaseUrl":"https://assets.ing.com/transform/2b06e7f5-f37f-488c-b1ab-e7ff74f3995d/energy-bill-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/50f621d8c3a9393c/original/energy-bill-1920.jpg","extension":"jpg"},"date":"2021-01-30","link":{"url":"/nl/particulieren/mijn-leven/budgettips/verlagen-energiefactuur"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Zo verdien je wat met oude spullen","body":"Tweedehands = tweedekans","image":{"transformBaseUrl":"https://assets.ing.com/transform/98f39735-ac8d-40b0-a657-a0471eb6ca94/second-hand-second-chance-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/f7cb866a072c29a/original/second-hand-second-chance-1920.jpg","extension":"jpg"},"date":"2020-09-25","link":{"url":"/nl/particulieren/mijn-leven/budgettips/tweedehands-tweede-kans"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Abonnementen special","intro":"Ontdek de belangrijkste trends en tal van praktische tips over jouw abonnementen.","image":{"transformBaseUrl":"https://assets.ing.com/transform/0fdf15e2-0528-481e-9af1-7d592c9882d9/Ukraine-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/7eaec759cda6d598/original/Ukraine-1920.jpg","extension":"jpg"},"link":{}},{"componentType":"articleCard","cardType":"article","cardSize":"small","title":"Een defect toestel herstellen of vervangen?","body":"Wat is de beste zet?","image":{"transformBaseUrl":"https://assets.ing.com/transform/89c18a2e-d158-4729-a548-0eb7ca2be529/Young-man-works-on-bicycle-wheel","type":"image","width":4912,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/1c16ca3f13aceaa7/original/Young-man-works-on-bicycle-wheel.jpg","extension":"jpg"},"date":"2022-06-08","link":{"url":"/nl/particulieren/mijn-leven/budgettips/herstellen-of-vervangen"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"5 tips om de beste deals te scoren","body":"Online shoppen","image":{"transformBaseUrl":"https://assets.ing.com/transform/b66012f6-364b-4dd4-acd2-5639d8caa22f/online-shopping-best-deals-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/15607b0740ef13d9/original/online-shopping-best-deals-1920.jpg","extension":"jpg"},"date":"2020-09-25","link":{"url":"/nl/particulieren/mijn-leven/budgettips/online-shopping-beste-deals"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Solden en krokusvakantie","body":"Blijf beschermd!","image":{"transformBaseUrl":"https://assets.ing.com/transform/a44fa0ef-27d0-4fa0-9319-2631c9293c05/christmas-shopping-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/5a8bd2d240e94683/original/christmas-shopping-1920.jpg","extension":"jpg"},"date":"2022-08-25","link":{"url":"/nl/particulieren/mijn-leven/budgettips/uitgaven-kerstmis"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Tv en streamingplatformen","body":"Hoe maak je de juiste keuze?","image":{"transformBaseUrl":"https://assets.ing.com/transform/4f9d721b-95c0-40ea-8892-2a9e231469fc/choosing-tv-and-streaming-subscriptions-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/625e213aa65a2be6/original/choosing-tv-and-streaming-subscriptions-1920.jpg","extension":"jpg"},"date":"2021-01-27"},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Hoeveel zou je best sparen?","body":"Ontdek onze 4 tips over hoe te bepalen welk bedrag je best zou sparen.","image":{"transformBaseUrl":"https://assets.ing.com/transform/a481d9a3-b4bc-4964-a94a-35421d7a4bef/Small-business-owner-in-Brussels","type":"image","width":5616,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/3ec3d738d201ae4f/original/Small-business-owner-in-Brussels.jpg","extension":"jpg"},"date":"2024-06-27","link":{"url":"/nl/particulieren/sparen/spaarbuffer"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"9 spaartips om efficiënt te sparen","body":"Ontdek praktisch advies voor efficiënt sparen. Van uitgaven bijhouden tot een budget opstellen: lees hier 9 spaartips die nuttig kunnen zijn!","image":{"transformBaseUrl":"https://assets.ing.com/transform/7a763db3-4343-4121-9c33-fee66872b4c8/Close-up-of-female-accountant-or-banker-making-calculations","type":"image","width":2508,"original":"https://assets.ing.com/m/47dde74125d2d6d7/original/Close-up-of-female-accountant-or-banker-making-calculations.jpg","extension":"jpg"},"date":"2025-12-16","link":{"url":"/nl/particulieren/sparen/vergroot-je-spaarcapaciteit-9-spaartips"}}]},{"componentType":"sectionTitle","title":"Gezin & geld"},{"componentType":"paragraph","richBody":{"value":"<p>Van de geboorte van je kind tot de zorg voor je bejaarde ouder, in elke fase van je gezinsleven veranderen je behoeften. En je budgetbeheer ook.</p>"}},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Leer je tiener omgaan met (zak-)geld","body":"6 Tips","image":{"transformBaseUrl":"https://assets.ing.com/transform/d1003572-f90c-4ed5-9841-3319413425f3/Three-little-brothers-eating-on-the-couch-and-watching-tv","type":"image","width":5924,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/23dc882fc374dabb/original/Three-little-brothers-eating-on-the-couch-and-watching-tv.jpg","extension":"jpg"},"date":"2021-03-22","link":{"url":"/nl/particulieren/mijn-leven/budgettips/tips-zakgeld-geven-kinderen-budget"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Hoeveel zakgeld geven ouders: kom alles te weten over het beheer van zakgeld","body":"Als een tiener zakgeld krijgt, heeft dat verschillende voordelen. Voor het kind is het een manier om onafhankelijk te zijn.","image":{"transformBaseUrl":"https://assets.ing.com/transform/239e5a66-7a3a-46a1-bae8-f2bd316b9a17/youth-smart-pocket-money-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/50dbb9d5adefe1b4/original/youth-smart-pocket-money-1920.jpg","extension":"jpg"},"date":"2024-07-17","link":{"url":"/nl/particulieren/mijn-leven/budgettips/tips-voor-slim-zakgeld-voor-je-kind"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Waarom en hoe sparen voor je kind","body":"In dit artikel bekijken we hoe je kunt sparen, wat de voordelen van sparen voor je kind zijn en welke essentiële financiële gewoonten je je kind kunt aanleren.","image":{"transformBaseUrl":"https://assets.ing.com/transform/43daa084-668d-4edc-a616-8c625b1ea175/extra-return-for-your-dormant-savings-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2be850c33bb25224/original/extra-return-for-your-dormant-savings-1920.jpg","extension":"jpg"},"date":"2023-08-03","link":{"url":"/nl/particulieren/sparen/spaarrekening-kind"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Hoe sparen als jongere?","body":"Zeg je vaak tegen jezelf dat je wilt sparen, maar lijkt het ingewikkeld en weet je niet waar te beginnen? Lees hier enkele tips.","image":{"transformBaseUrl":"https://assets.ing.com/transform/8a384763-cf54-4626-b345-1f1aa9051064/Child-grabbing-all-the-candy-on-the-table","type":"image","width":5193,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/6f7e70cad8b3d5f6/original/Child-grabbing-all-the-candy-on-the-table.jpg","extension":"jpg"},"date":"2023-07-19","link":{"url":"/nl/particulieren/sparen/hoe-sparen-als-jongere"}}]},{"componentType":"sectionTitle","title":"Spaartips"},{"componentType":"paragraph","richBody":{"value":"<p>Geld opzij zetten, lijkt met een krap budget misschien onmogelijk. Maar kleine veranderingen in je financiële gewoonten kunnen grote voordelen opleveren. Ontdek ons advies om zelfs met een klein budget te sparen.</p>"}},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Een gebruiksaanwijzing voor langetermijnsparen","body":"Langetermijnsparen is een spaarplan voor de lange termijn. Lees hier alle informatie en advies om een plan voor langetermijnsparen op te stellen!","image":{"transformBaseUrl":"https://assets.ing.com/transform/023e4c6f-966b-408e-a5c3-cd8f1085c0d7/Mature-couple-enjoying-while-riding-bicycle","type":"image","width":1920,"original":"https://assets.ing.com/m/46336df3cefa6ddf/original/Mature-couple-enjoying-while-riding-bicycle.jpg","extension":"jpg"},"date":"2023-06-20","link":{"url":"/nl/particulieren/sparen/alles-over-langetermijnsparen"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Hoe een spaarplan opbouwen?","body":"Er bestaan verschillende opties, afhankelijk van jouw behoeften en jouw beleggersprofiel.","image":{"transformBaseUrl":"https://assets.ing.com/transform/3c1a3b5a-95f2-4ba6-9254-9f0f62160f94/Man-riding-e-scooter-looks-at-mobile-phone","type":"image","width":5964,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/3db557439edad51c/original/Man-riding-e-scooter-looks-at-mobile-phone.jpg","extension":"jpg"},"date":"2023-06-08","link":{"url":"/nl/particulieren/sparen/hoe-een-spaarplan-opbouwen"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Je budget beheren met Excel, snel en eenvoudig","body":"In de financiële wereld is budgetbeheer een essentiële pijler om optimaal te sparen.","image":{"transformBaseUrl":"https://assets.ing.com/transform/45c66db9-4cb4-4bf6-9b8e-28698d1253ba/Cheerful-woman-in-a-yellow-shirt-juggling-with-limes","type":"image","width":4032,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/3ed6911c7a68cb09/original/Cheerful-woman-in-a-yellow-shirt-juggling-with-limes.jpg","extension":"jpg"},"date":"2023-09-18","link":{"url":"/nl/particulieren/sparen/budget-beheren-met-excel"}}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Meer info en tips"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Mijn vermogen beheren","intro":"Artikelen over hoe u uw geldzaken het beste kunt beheren","image":{"transformBaseUrl":"https://assets.ing.com/transform/3809616e-3422-4637-967c-b8d755d458a5/Female-foot-standing-on-an-red-high-heel-shoe","type":"image","width":4288,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/3cf14ce4b05551d9/original/Female-foot-standing-on-an-red-high-heel-shoe.jpg","extension":"jpg"},"link":{"url":"/nl/particulieren/mijn-vermogen-beheren"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Mijn leven","intro":"Handige tips helpen je in je dagelijkse leven","image":{"transformBaseUrl":"https://assets.ing.com/transform/596befad-0407-488a-8807-6295c3ccef62/People-celebrating-at-festival","type":"image","width":3888,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/3c36b5fa7adbc733/original/People-celebrating-at-festival.jpg","extension":"jpg"},"link":{"url":"/nl/particulieren/mijn-leven"}}]}]}}}