A wedding loan is a personal loan (instalment loan) to help you make your dream project come true.
We pay the sum borrowed into your current account as soon as we receive the signed contract and necessary supporting documents. This enables you to make the necessary down payments to the service providers you have chosen. By making these down payments, you can be sure, for example , that you can get THE reception venue that ticks all the boxes, THE locavore caterer that makes your mouth water, THE photographer whose style you like so much... A wedding loan enables you to make all these dreams come true!
By running a personal loan simulation, you can calculate the feasibility of your project and find the loan that's right for you, with the right amount for your repayment capacity and the right monthly repayments (within legal limits) adapted to your own circumstances. To make your repayments as painless as possible!
Example : you’d love to call on a wedding planner? Now you can with a wedding loan! You may have thought that this was a luxury that didn't fit into your initial budget. But believe us, you'll be happy to have someone you can count on to think of everything and deal with any unforeseen events.
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As a personal loan, a wedding loan does not require any supporting documents (e.g. invoices) up to €50,000.
"}},{"componentType":"sectionTitle","title":"How do you calculate your wedding loan?"},{"componentType":"paragraph","richBody":{"value":"Every wedding is different and costs can vary tenfold depending on your wishes. For example, a wedding costs on average €18,000 in Belgium(AP Events 2022 statistics). A realistic estimate of the cost of your wedding is the first step in applying for a wedding loan.
Civil wedding | €100 | This is the only compulsory step to have your marriage officially recognised! 😉 |
Religious ceremony | €250 |
|
Pre-nuptial agreement | €500 | Optional but reassuring in certain cases. |
Organisation | €4,000 | Wedding planner, master of ceremonies... |
Clothes for the bride and groom (based on a wedding gown and a suit) with accessories | €3,000 | Wedding gown, suit, accessories, beauty and hairstyling. |
Wedding rings | €1,000 |
|
Bouquet and buttonhole | €250 |
|
Transport for the bride and groom | €1,000 | Rental of a vintage car or other special vehicle. |
The reception venue | €4,000 |
|
Catering | €127 per person | Aperitif, meal and wedding cake, drinks included. |
Decoration | €1,000 | Centrepieces, lighting... |
Entertainment | €1,000 | Musicians, DJ… |
Photo and video | €2,000 | Services, album printing, video editing. |
Stationery | €300 | Announcements, menus, thank-you cards. |
Souvenir gift | €300 | Photo Booth, after party kit... |
Wedding night | €300 |
|
Honeymoon | €3,000 |
|
These figures are for illustrative purposes only. Depending on your personal tastes, you may want to invest more in one particular area than in another (e.g. music by hiring a jazz band, a made-to-measure wedding gown and suit, holding the reception in a manor, etc.).
To find out more, discover the 10 key stages in organising your wedding.
You can carry out all the necessary formalities online, whenever and wherever you want. Even from your sofa in the evening! Of course, you can also make an appointment at your branch.
"},"textLinks":[{"url":"https://www.ing.be/en/cards/product/small/personal-loan-small","text":"Apply for your wedding loan"}]},{"componentType":"sectionTitle","title":"Also consider!"},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"small","title":"10 key wedding planning steps for an unforgettable day","body":"To make the day truly unforgettable, it's important not to forget the most important thing: wedding planning.","image":{"transformBaseUrl":"https://assets.ing.com/transform/b50648c5-cfd8-40fb-bf43-c6f60f372f40/A-woman-in-a-white-wedding-dress-jumps-into-the-water","type":"image","width":6000,"original":"https://assets.ing.com/m/33693c30eba07ea3/original/A-woman-in-a-white-wedding-dress-jumps-into-the-water.jpg","extension":"jpg"},"date":"2023-09-14","link":{"url":"/en/individuals/borrowing/wedding-planning"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Wedding Loan","body":"Why not finance your wedding with an ING Wedding Loan? Find out all the conditions for applying in this article.","image":{"transformBaseUrl":"https://assets.ing.com/transform/c466490d-4f55-4a84-a8aa-a05a62d97552/Newlywed-couple-outside-church","type":"image","width":4858,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/7a1820df9e9a20b9/original/Newlywed-couple-outside-church.jpg","extension":"jpg"},"date":"2023-11-03","link":{"url":"/en/individuals/borrowing/wedding-loan"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Guide to personal loans","body":"Need to finance a specific project? Has an unexpected expense come up? Find out all the practical information you need to find your way around.","image":{"transformBaseUrl":"https://assets.ing.com/transform/7edeceec-b9bf-44cf-9917-a265895f8b43/Top-view-of-a-mother-on-a-red-couch-working-from-home-while-her-young-daughter-is-watching-a-tablet-screen","type":"image","width":6720,"original":"https://assets.ing.com/m/26434f54859a18f6/original/Top-view-of-a-mother-on-a-red-couch-working-from-home-while-her-young-daughter-is-watching-a-tablet-screen.jpg","extension":"jpg"},"date":"2023-10-26","link":{"url":"/en/individuals/borrowing/guide-to-personal-loans"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Een persoonlijke lening verkrijgen in België","body":"Ontdek de belangrijkste criteria voor het verkrijgen van een persoonlijke lening in België.","image":{"transformBaseUrl":"https://assets.ing.com/transform/b594480b-d2c7-4db0-bfae-6cdb14dcbe4a/Boy-sitting-on-table-doing-homework","type":"image","width":6000,"altTextNL":"Jongen zit op tafel huiswerk te maken","altTextFR":"Garçon assis à table faisant ses devoirs","original":"https://assets.ing.com/m/565a8a28bc1d95d3/original/Boy-sitting-on-table-doing-homework.jpg","extension":"jpg"},"date":"2024-01-12","link":{"url":"/nl/particulieren/lenen/persoonlijke-lening-verkrijgen"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Legal notes","richBody":{"value":"Legal information related to advertising on this product
The amount that you are likely to be able to borrow, as stated in the advertising message, is communicated for information purposes only. Neither the granting of the loan nor the aforementioned amount are guaranteed by ING Belgium. To determine the amount thus simulated, we took into account a set of data currently known to ING, in particular: your financial situation (i.e. your income and any extra-legal benefits as well as your expenses on your ING accounts as well as your savings, loans and investments with ING), your personal and family situation known to ING (in particular, your age, your personal status, your dependents) and the fact of exercise an independent activity. On the other hand, it is not required to provide the following information (which will be requested and/or verified in the event of a credit application on your part), in particular: your professional situation, the type of residence you occupy, other expenses or income not known to ING or futures, your savings and investments with ING, as well as credit data with third parties consulted with the National Bank of Belgium.
This advertising message, which concerns an installment loan for private purposes subject to consumer credit legislation, does not constitute an offer of credit. It is intended exclusively for natural persons of legal age and any request for credit is made subject to prior acceptance of your file by ING Belgium and mutual agreement. The general conditions and rates for this loan are available from all ING branches and can be consulted on www.ing.be (section 'Rates and regulations'). Your request and the possible approval of your request by ING (after examination of your file by ING) in a branch or through the 'Consumer Loans Online' service on www.ing.be, do not commit either ING or yourself, as long as you have not signed a credit agreement at your ING branch or, in the case of an online request, as long as you have not returned the signed credit agreement (after prior approval of your file by ING) to ING, where it is checked beforehand whether the data provided in the request are accurate and complete (among other things, on the basis of the documents submitted or to be submitted).
Legal information related to the loan provider
Lender: ING Belgium SA/NV – Bank – Marnixlaan 24, B-1000 Brussels – RPR Brussels – VAT: BE 0403.200.393 – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789
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