{"type":"document","data":{"id":"aea119d6-9b5f-4ff5-8c17-65828eca14be","localeString":"fr-BE","publishDate":"2026-02-05T12:50:35.174+01:00","contentType":"onecms:categoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Découvrez nos assurances, calculez votre prime et vivez pleinement la vie, bien assuré ."},"mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"title":"Faites une simulation et achetez votre assurance","subtitle":"Optez pour la tranquillité d'esprit et souscrivez votre assurance chez ING."}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Nous sommes là pour vous aider"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Changer d'assureur ? 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Lorsque vous souscrivez l&apos;option tous risques, elle vous couvre également pour les dommages causés à votre propre véhicule.</p><p><strong>Assurance responsabilité civile</strong></p><p>Cette assurance est obligatoire pour certaines activités pratiquées dans le cadre des loisirs, notamment la chasse.</p><p><strong>Assurance incendie pour les locataires</strong></p><p>L&apos;<a data-type=\"internal\" href=\"/fr/particuliers/assurer/assurer-mon-habitation/assurance-habitation-locataires\">assurance incendie</a> peut être imposée dans le contrat de bail par le propriétaire afin de couvrir votre responsabilité en cas de dommages au logement et/ou à son contenu. (Wallonie)</p>"},"textLinks":[{"url":"/fr/particuliers/ma-vie/etudier-et-travailler/quelles-sont-les-assurances-obligatoires-en-belgique","text":"En savoir plus sur les assurances obligatoires"}]},{"title":"Qu'est-ce que la prime d'une assurance ?","richBody":{"value":"<p>La prime d&apos;assurance est le montant que vous payez lorsque vous souscrivez un contrat d&apos;assurance en échange d&apos;une protection contre des risques prédéfinis auprès de votre compagnie d&apos;assurance.</p>"}},{"title":"Comment fonctionne le remboursement par une assurance lorsque vous avez des dommages ?","richBody":{"value":"<p>Plusieurs étapes doivent être suivies afin d&apos;obtenir une intervention de votre assurance :</p><p><strong>Déclarer le sinistre</strong></p><p>Auprès de votre assureur, en respectant les délais de déclaration de sinistre.</p><p><strong>Estimer les dommages</strong></p><p>Pour accélérer le processus de remboursement et d&apos;indemnisation, votre déclaration peut être accompagnée d&apos;une estimation des dommages subis.</p><p><strong>Rassemblez toutes les pièces justificatives</strong></p><p>En fonction du sinistre, votre compagnie d&apos;assurance peut désigner un expert qui interviendra sur les lieux pour constater l&apos;étendue des dégâts. Vous devez donc absolument conserver tous les objets qui ont été endommagés jusqu&apos;à la fin de la procédure de remboursement.</p>"}},{"title":"Proposez-vous également des assurances pour les professionnels ?","richBody":{"value":"<p>ING propose </p>"},"textLinks":[{"url":"/fr/professionnel/assurer","text":"une large gamme d'assurances pour les professionnels."}]}]},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Louer une maison","body":"Tout ce que vous avez besoin de 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