{"type":"document","data":{"id":"3bff61a3-a0c6-4204-a7a8-fe82914d8f63","localeString":"en-GB","publishDate":"2025-10-16T14:25:38.890+02:00","contentType":"onecms:editorialPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Find out the terms and conditions of the promotion, which runs from October 16, 2025 to December 15, 2025."},"mainHeaderZone":{"componentType":"editorialHeader","coreHeader":{"title":"Terms and conditions ‘Cashback investments’ offer"},"date":"2025-10-10","readingTime":0},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Offer period and conditions"},{"componentType":"paragraph","richBody":{"value":"<ul><li>This offer is available from <strong><span lang=\"EN-GB\" dir=\"ltr\">16 October 2025 until 15 December 2025</span>.</strong></li><li>The offer applies if all of the following conditions are satisfied:<ol><li>It only applies for the following solutions: Kronos/Kronos+, Anthea, Discretionary Portfolio Management*</li><li>It only applies for: <span lang=\"EN-GB\" dir=\"ltr\">‘Fresh’ capital**</span></li><li>It does not apply for regular savings plans<p> </p></li></ol></li></ul>"}},{"componentType":"sectionTitle","title":"Offer - contribution"},{"componentType":"paragraph","richBody":{"value":"<p>ING will make the following contribution provided all the conditions are satisfied:</p><ul><li>ING will refund <strong>1% of the additional capital invested with a minimum of 1,000 euros and a maximum cashback of 50,000 euros per investment account.</strong> With this, we mean the difference between all signed<strong> purchase orders </strong>(before costs and taxes) and all signed <strong>sales orders </strong>(before costs and taxes) within this product category during the period of the offer. The additional investment is expected to be withheld at least 12 months.</li><li>Payout of contribution:<ul><li>When: no later than December 31, 2025</li><li>The contribution is credited to the cash part of the investment account, with the reference &apos;cashback investments&apos;.</li></ul></li></ul><ul><li><span lang=\"EN-GB\" dir=\"ltr\">ING itself will verify whether you satisfy all the conditions of the offer. There is no need to inform us about this.</span></li></ul>"}},{"componentType":"sectionTitle","title":"Complaints"},{"componentType":"paragraph","richBody":{"value":"<p>For any complaints about this offer</p><ul><li>Contact ING Complaint Management, Avenue Marnix 24, B-1000 Brussels. Call us at +32 2 547 61 04 or contact ING online: <a href=\"https://ing.be/complaints.\">ing.be/complaints</a>.</li><li>Have you already been in touch with ING? You can contact the banking ombudsman Ombudsfin, North Gate II, Koning Albert II-laan 8, 1000 Brussels or by email to ombudsman@ombudsfin.be (<a href=\"http://www.ombudsfin.be\">www.ombudsfin.be</a>).</li></ul>"}},{"componentType":"sectionTitle","title":"Miscellaneous"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Participants are hereby informed that this incentive may be considered miscellaneous income by the Tax Authorities and could be subject to a flat tax rate of 33%, payable through your personal income tax return.</span></span></span></span></span></span></p>"}}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>* This promotion cannot be combined with other specific pricing conditions previously applied <span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span>on cash under management.</span></span></span></span></span></p><p><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>** An investment with ‘fresh’ capital is understood to mean any investment transaction made with funds coming from an increase in your total assets in cash at ING as holder or co-holder between 1 October and 15 December 2025. </span></span></span></span></span> Example: you transfer capital from another bank.</p>"}}]}}}