{"type":"document","data":{"id":"346b8d5a-ec52-4eb3-a642-3806ee1e4526","localeString":"en-GB","publishDate":"2023-11-09T12:20:01.952+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"notre-approche"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"That is why the tax and legal experts, who are fully conversant with the complexities of asset management, will take care of the following tasks for you.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/7997b036-5928-410a-ac3b-0469bec6d9ae/SIDE-VIEW-OF-A-MAN-WORKING-IN-THE-MIRROR","type":"image","width":6602,"altTextNL":"\"\"","original":"https://assets.ing.com/m/5ea7bb912077e52a/original/SIDE-VIEW-OF-A-MAN-WORKING-IN-THE-MIRROR.jpg","extension":"jpg"},"title":"Our succession approach","subtitle":"Your assets are unique and require special attention and proper structuring."},"backLink":{"textLink":{"url":"/en/private-banking/estate-planning","text":"Succession"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Your personal financial plan"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>A financial plan is a study that analyses and optimises the creation, management, protection and transfer of your assets. On this basis, a plan is drawn up to determine how you will be able to maintain your standard of living now and, above all, in the future. </span></span></span></p><p><span><span><span>We take the time to take stock of your family and financial situation (both private and professional) and to understand your needs and wishes. </span></span></span></p><p><span><span><span>Based on this information, we draw up a personal financial plan and support you in its implementation. </span></span></span></p><p><span><span><span>What if your needs, situation or regulations change?  We adapt the plan for you. </span></span></span></p>"}},{"componentType":"sectionTitle","title":"Structuring, managing, and transferring your assets"},{"componentType":"paragraph","richBody":{"value":"<ul><li><strong>Inheritance planning</strong>: w<span><span><span>e provide you with a clear overview of who will inherit what, and use a calculation to check how much inheritance tax your heirs will have to pay. We advise you on the development of a tax and legal optimised plan for the structure of your assets and their transfer.</span></span></span></li><li><strong>Gifts:</strong> w<span><span><span>e guide you, possibly together with your notary, in drawing up the gift(s) you wish to make as part of your estate planning.</span></span></span></li><li><span><span><span>Setting up and manage a <strong>civil law partnership</strong>: we set up a simple company for you, a tool for retaining control, mastery and the necessary income when transferring your assets to the next generation (e.g. your securities portfolio or the shares in your family business).<br />We adapt the articles of association to your personal situation. Even after the company has been incorporated, the wealth analysis and planning team, in collaboration with your private banker, will assist you in the day-to-day management of your company (drafting the minutes of the annual general meeting, assistance when the articles of association need to be amended in the light of changing circumstances or legislation, etc.). </span></span></span></li><li><span><span><span>When your assets include <strong>a (family) business</strong>: your business and private interests are in constant interaction. Our advisors consider your assets. We get to know the needs of the business, now and in the future, including for future generations. We also discuss with you the possibilities of transferring your business, always with a view to continuity.</span></span></span></li><li><strong>Legal and tax advice</strong> <span><span><span>specialising in the creation, management and transfer of your assets.</span></span></span></li></ul>"}}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Extrajudicial protection mandate","intro":"Read more","image":{"transformBaseUrl":"https://assets.ing.com/transform/3643a7c6-f482-48d8-89d2-08be271385e2/Midsection-of-woman-holding-pizza","type":"image","width":4256,"original":"https://assets.ing.com/m/45dc4352d885de4d/original/Midsection-of-woman-holding-pizza.jpg","extension":"jpg"},"link":{"url":"https://assets.ing.com/m/940eaf0ff6984dda/Brochure-mandat-protection-extrajudiciaire-EN.pdf"}}]}]}}}