{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting !"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/6c1faa44ff293b24/original/Private-Banking-FAMILY-1612x800.jpg","publishedAt":"2025-11-14T10:34:27Z","transformBaseUrl":"https://assets.ing.com/transform/f439c502-941c-46a6-aa02-d61a25d6c643/Private-Banking-FAMILY-1612x800","type":"image","updatedAt":"2025-11-14T10:35:01Z","width":1612},"intro":"As strategic partner, we strive to help you think ahead","link":{},"title":"Entrepreneurs"}],"componentType":"cards"}]},"contentType":"onecms:categoryPage","flexPageMetadata":{"afmBanner":false,"description":"Plan your estate and secure your wealth with confidence. Discover our estate planning services and explore your future with the ING Financial Compass.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"alignedImage":{"position":"bottom","extension":"jpg","original":"https://assets.ing.com/asset/f32baa28-9922-4199-95ac-15950b51e158/Multi-Generational-Family-by-Villa-Swimming-Pool.jpg","transformBaseUrl":"https://assets.ing.com/transform/f32baa28-9922-4199-95ac-15950b51e158/Multi-Generational-Family-by-Villa-Swimming-Pool"},"componentType":"paragraph","richBody":{"value":"<p>Estate planning always starts with a thorough, holistic analysis that takes into account not only the financial aspects of your situation, but also the personal ones. Your income, wealth, investments, real estate, projects and gifts are assessed in the context of your life goals, family dynamics and future plans. By carefully mapping all these elements, we provide you with a clear overview. And that overview brings peace of mind because it gives direction to your decisions, offers perspective for your future and creates room for what truly matters to you.</p>"}},{"componentType":"cta","textLink":{"text":"Make an appointment with a Private Banker","url":"https://www.ing.be/en/individuals/services/contact-us-appointment?journey=invper&flow-step=call-me-back"}},{"componentType":"sectionTitle","title":"What can you expect from us?"},{"accordionList":[{"richBody":{"value":"<p>Developing a financial plan involves analysing and optimising the accumulation, management, protection and transfer of your wealth.</p><p>We can provide a comprehensive assessment of your current known assets to help project future income, estimate the value of your estate, evaluate retirement plans and more. This gives you a holistic view of your financial situation, both from a personal and professional perspective.</p><p>Sound financial planning helps you maintain your standard of living, both today and in the future. It also supports you in achieving your dreams, ambitions and life goals.</p>"},"title":"Developing a financial plan"},{"richBody":{"value":"<p>Would you like to plan the transfer of your wealth and ensure that your wishes will be respected? We guide you through every stage of your wealth transfer strategy and help you understand the legal and tax implications of your decisions.</p><p>Together, we identify solutions that allow you to look ahead with confidence, protect your loved ones and pass on your wealth according to your wishes. This enables you to make informed decisions today, knowing that the future has been prepared in line with your intentions.<br /> </p>"},"textLinks":[{"text":"Read more","url":"/en/private-banking/estate-planning/legal-tax-advice-wealth"}],"title":"Estate planning"},{"richBody":{"value":"<p>A gift allows you to organise, during your lifetime, the transfer of part of your wealth to your loved ones in a way that reflects your personal situation. It can form part of a broader strategy to prepare your estate succession while preserving your standard of living, income and long-term financial security. Planning ahead may also help reduce the tax burden on the wealth being transferred. Together with your notary, where required, we support you in structuring gifts that best align with your wealth planning and family objectives.<br /><br /> </p>"},"textLinks":[{"text":"Read more","url":"/en/private-banking/estate-planning/wap-gifts"}],"title":"Gifts"},{"richBody":{"value":"<p>This structure can help you organise and transfer family wealth while meeting your governance and wealth transfer objectives.</p><p>In a constantly evolving legal and tax environment, it is important to regularly assess whether this structure remains suitable for your situation. We support you in evaluating, among other things, new tax regulations affecting investments and capital gains, enabling you to make informed decisions with confidence and peace of mind.</p>"},"textLinks":[{"text":"Read more","url":"/en/private-banking/estate-planning/civil-law-partnership"}],"title":"The civil law partnerships"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"What does your future look like?"},{"alignedImage":{"position":"bottom","extension":"jpg","original":"https://assets.ing.com/asset/e81f48fb-fa96-4533-8674-c155d07466f5/Woman-Walking-on-Seaside-Balcony.jpg","transformBaseUrl":"https://assets.ing.com/transform/e81f48fb-fa96-4533-8674-c155d07466f5/Woman-Walking-on-Seaside-Balcony"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span>You need a clear view of where you stand today and of the direction different choices could take you tomorrow?</span></span></span></p><p><span><span><span><strong><span lang=\"EN-US\" dir=\"ltr\"><span><span>ING Financial Compass </span></span></span></strong><span lang=\"EN-US\" dir=\"ltr\"><span><span>provides you with a <strong>comprehensive and structured overview of your wealth</strong>. Through this digital platform, your Private Banker supports you in defining <strong>your financial ambitions</strong> and gaining a clear understanding of the <strong>key considerations surrounding your estate planning</strong>.</span></span></span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span>While most traditional planning tools focus solely on private wealth, ING Financial Compass fully integrates your entrepreneurial activities.</span></span></span> <span lang=\"EN-US\" dir=\"ltr\"><span><span>As a result, you benefit from a <strong>holistic view of your wealth</strong>, empowering you to make informed decisions with confidence. </span></span></span></span></span></span></p><p> </p>"}},{"componentType":"sectionTitle","title":"Your wealth at a glance with ING Financial Compass"},{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li>Looking for <strong>insight into your income and expenses </strong>and how your <strong>wealth evolves over time</strong>?</li><li>Would you like to <strong>prepare and plan your wealth objectives</strong>?</li><li>Are you thinking about the <strong>transfer of your wealth or business</strong>, either <strong>during your lifetime or upon your death</strong>?</li><li>Would you like to <strong>access your important documents</strong> <strong>easily and securely</strong>?</li></ul>"},"title":"When can the ING Financial Compass, our digital platform, be useful for you?"},{"componentType":"cta","textLink":{"text":"Discover ING Financial Compass","url":"/en/private-banking/estate-planning/financial-compass-wealth-planning"}},{"componentType":"sectionTitle","title":"Questions we can help you with"},{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li><span><span><span><span>What would happen to my wealth if something unexpected occurred?</span></span></span></span></li><li><span><span><span><span>How much will my children ultimately inherit?</span></span></span></span></li><li><span><span><span><span>Can I transfer wealth while keeping control?</span></span></span></span></li><li><span><span><span><span>How can I support my children today without compromising my own future?</span></span></span></span></li><li><span><span><span><span>What would the consequences be if I sold my business?</span></span></span></span></li><li><span><span><span><span>How can I protect both my family and entrepreneurial legacy?</span></span></span></span></li></ul>"}},{"componentType":"cta","textLink":{"text":"Make an appointment with a Private Banker","url":"https://www.ing.be/fr/particuliers/services/contactez-nous-rendez-vous?journey=invper&flow-step=call-me-back"}},{"componentType":"sectionTitle","title":"Wealth transfer without worries"},{"componentType":"paragraph","richBody":{"value":"<p>In the studio of Kanaal Z/Canal Z - Trends Z, Jeroen Bruls, Head of Wealth Engineering and Nadia Maes <span lang=\"NL-BE\" dir=\"ltr\"><span><span><span>Tax &amp; Legal Expert</span></span></span></span>, explain our concrete approach on Kanaal Z. Watch the videos below to see how we put it into practice.</p><ul><li><a href=\"https://assets.ing.com/asset/8b313e91-1de4-45d5-8f7d-938707bd00ac/mp4/z-extra_private_banking_a_la_carte_Nadia_Maes.mp4\">Watch the video in French</a></li><li><a href=\"https://assets.ing.com/asset/ad8728e1-09a9-40c9-a587-285424bafb7a/mp4/z-extra_private_banking_a_la_carte_Jeroen_Bruls.mp4\">Watch the video in Dutch</a></li></ul>"}},{"componentType":"sectionTitle","title":"How we guide you"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Listen to your ambitions, your family situation and your concerns."},{"title":"Visualise your financial situation with the ING Financial Compass, our digital platform."},{"title":"Explore different scenarios and their impact on your wealth and life goals."},{"title":"Move forward supported by your Private Banker and our Tax & Legal Experts."}]}},{"componentType":"sectionTitle","title":"Interested in our approach ?"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"png","original":"https://assets.ing.com/m/6e6f3de4c512a23f/original/Fingerprint-phone-hand-spot.png","publishedAt":"2023-11-08T12:09:59Z","transformBaseUrl":"https://assets.ing.com/transform/4c8f79aa-f653-430e-bd15-7a94e7640b59/Fingerprint-phone-hand-spot","type":"image","updatedAt":"2023-11-08T12:10:13Z","width":615},"intro":"Contact your Private Banker via the ING Banking app!","link":{"url":"/en/private-banking/contact/contact-us-private-banking"},"title":"Already an ING Private Banking client?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"png","original":"https://assets.ing.com/m/7e02e75f5d5f534d/original/icon-Video-call-woman-spot.png","publishedAt":"2023-10-25T12:38:56Z","transformBaseUrl":"https://assets.ing.com/transform/67010ed0-a27d-4c66-b37c-a6bfb9a308c2/icon-Video-call-woman-spot","type":"image","updatedAt":"2023-10-25T12:39:12Z","width":847},"intro":"Leave us your details and we will get back to you!","link":{"url":"https://www.ing.be/en/individuals/services/contact-us-appointment?journey=invper&flow-step=call-me-back"},"title":"Want to find out more about Private Banking?"}],"componentType":"cards"}]},"hasMacro":false,"id":"cf350db6-8b7c-4b49-96d6-67cc98efcc32","localeString":"en-GB","mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"subtitle":"Your wealth is closely connected to what matters most to you: your family, your plans and your future. That is why we guide you through important financial and estate planning decisions, supported by the ING Financial Compass, our new digital platform.","title":"Financial and Estate Planning"}},"publishDate":"2026-11-09T15:23:40.645+01:00"}}