{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting !"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/6c1faa44ff293b24/original/Private-Banking-FAMILY-1612x800.jpg","publishedAt":"2025-11-14T10:34:27Z","transformBaseUrl":"https://assets.ing.com/transform/f439c502-941c-46a6-aa02-d61a25d6c643/Private-Banking-FAMILY-1612x800","type":"image","updatedAt":"2025-11-14T10:35:01Z","width":1612},"intro":"As strategic partner, we strive to help you think ahead","link":{},"title":"Entrepreneurs"}],"componentType":"cards"}]},"contentType":"onecms:categoryPage","flexPageMetadata":{"afmBanner":false,"description":"The greater your wealth, the more complex it is to manage, and the more far reaching the legal and tax consequences of certain choices.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"alignedImage":{"position":"bottom","extension":"jpg","original":"https://assets.ing.com/asset/f32baa28-9922-4199-95ac-15950b51e158/Multi-Generational-Family-by-Villa-Swimming-Pool.jpg","transformBaseUrl":"https://assets.ing.com/transform/f32baa28-9922-4199-95ac-15950b51e158/Multi-Generational-Family-by-Villa-Swimming-Pool"},"componentType":"paragraph","richBody":{"value":"<p>Estate planning always starts with a thorough, holistic analysis that takes into account not only the financial aspects of your situation, but also the personal ones. Your income, wealth, investments, real estate, projects and gifts are assessed in the context of your life goals, family dynamics and future plans. By carefully mapping all these elements, we provide you with a clear overview. And that overview brings peace of mind because it gives direction to your decisions, offers perspective for your future and creates room for what truly matters to you.</p>"}},{"componentType":"sectionTitle","title":"What can you expect from us?"},{"accordionList":[{"richBody":{"value":"<p>Creating a financial plan involves analyzing and optimizing the building, management, protection, and transfer of your wealth.<br />We can provide a comprehensive assessment of your known current assets to forecast future income, asset value, withdrawal plans, and more. This gives you a clear overview of your financial situation — both personally and professionally.<br />You will receive financial scenarios that help you stay ahead in life and business.<br />Good financial planning allows you to maintain your standard of living — today and tomorrow — and helps you achieve your dreams and ambitions.</p>"},"title":"Developing a Financial Plan"},{"richBody":{"value":"<p>Would you like to know who will inherit what and what inheritance taxes will be due? We can provide you with a clear overview and, through an inheritance calculation tool, we verify the amount of inheritance tax.<br />We then advise you on developing an optimized financial plan — both fiscally and legally — for structuring and transferring your wealth.</p>"},"textLinks":[{"text":"Read more","url":"/en/private-banking/estate-planning/legal-tax-advice-wealth"}],"title":"Estate planning"},{"richBody":{"value":"<p>When making a gift, you transfer part of your wealth during your lifetime. The smaller your estate at the time of death, the lower the inheritance taxes.<br />We guide you — possibly in collaboration with your notary — in preparing the donation(s) you wish to make as part of your estate planning.</p>"},"textLinks":[{"text":"Read more","url":"/en/private-banking/estate-planning/wap-gifts"}],"title":"Gifts"},{"richBody":{"value":"<p>Civil law partnerships allows you to maintain control and secure the necessary income when transferring your wealth (for example, your securities account or shares in your family business) to the next generation.<br />We tailor the articles of association to your personal situation. Even after the partnetship is established, our tax and legal experts assist you in the day-to-day management of your company.</p>"},"textLinks":[{"text":"Read more","url":"/en/private-banking/estate-planning/civil-law-partnership"}],"title":"The civil law partnerships"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"What does your future look like?"},{"alignedImage":{"position":"bottom","extension":"jpg","original":"https://assets.ing.com/asset/e81f48fb-fa96-4533-8674-c155d07466f5/Woman-Walking-on-Seaside-Balcony.jpg","transformBaseUrl":"https://assets.ing.com/transform/e81f48fb-fa96-4533-8674-c155d07466f5/Woman-Walking-on-Seaside-Balcony"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span>You need a clear view of where you stand today and of the direction different choices could take you tomorrow?</span></span></span></p><p><span><span><span><strong><span lang=\"EN-US\" dir=\"ltr\"><span><span>ING Financial Compass </span></span></span></strong><span lang=\"EN-US\" dir=\"ltr\"><span><span>provides you with a <strong>comprehensive and structured overview of your wealth</strong>. Through this digital platform, your Private Banker supports you in defining <strong>your financial ambitions</strong> and gaining a clear understanding of the <strong>key considerations surrounding your estate planning</strong>.</span></span></span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span>While most traditional planning tools focus solely on private wealth, ING Financial Compass fully integrates your entrepreneurial activities.</span></span></span> <span lang=\"EN-US\" dir=\"ltr\"><span><span>As a result, you benefit from a <strong>holistic view of your wealth</strong>, empowering you to make informed decisions with confidence. </span></span></span></span></span></span></p><p> </p>"}},{"componentType":"sectionTitle","title":"Your wealth at a glance with ING Financial Compass"},{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li>Looking for <strong>insight into your income and expenses </strong>and how your <strong>wealth evolves over time</strong>?</li><li>Would you like to <strong>prepare and plan your wealth objectives</strong>?</li><li>Are you thinking about the <strong>transfer of your wealth or business</strong>, either <strong>during your lifetime or upon your death</strong>?</li><li>Would you like to <strong>access your important documents</strong> <strong>easily and securely</strong>?</li></ul>"},"title":"When can the ING Financial Compass, our digital platform, be useful for you?"},{"componentType":"sectionTitle","title":"Questions we can help you with"},{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li><span><span><span><span>What would happen to my wealth if something unexpected occurred?</span></span></span></span></li><li><span><span><span><span>How much will my children ultimately inherit?</span></span></span></span></li><li><span><span><span><span>Can I transfer wealth while keeping control?</span></span></span></span></li><li><span><span><span><span>How can I support my children today without compromising my own future?</span></span></span></span></li><li><span><span><span><span>What would the consequences be if I sold my business?</span></span></span></span></li><li><span><span><span><span>How can I protect both my family and entrepreneurial legacy?</span></span></span></span></li></ul>"}},{"componentType":"cta","textLink":{"text":"Make an appointment with a Private Banker","url":"https://www.ing.be/fr/particuliers/services/contactez-nous-rendez-vous?journey=invper&flow-step=call-me-back"}},{"componentType":"sectionTitle","title":"Wealth transfer without worries"},{"componentType":"paragraph","richBody":{"value":"<p>In the studio of Kanaal Z/Canal Z - Trends Z, Jeroen Bruls, Head of Wealth Engineering and Nadia Maes <span lang=\"NL-BE\" dir=\"ltr\"><span><span><span>Tax &amp; Legal Expert</span></span></span></span>, both at ING Private Banking &amp; Wealth Management, explain how we approach this concretely and put it into practice.</p><ul><li><a href=\"https://assets.ing.com/asset/8b313e91-1de4-45d5-8f7d-938707bd00ac/mp4/z-extra_private_banking_a_la_carte_Nadia_Maes.mp4\">Watch the video in French</a></li><li><a href=\"https://assets.ing.com/asset/ad8728e1-09a9-40c9-a587-285424bafb7a/mp4/z-extra_private_banking_a_la_carte_Jeroen_Bruls.mp4\">Watch the video in Dutch</a></li></ul>"}},{"componentType":"sectionTitle","title":"How we guide you"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"We listen to your ambitions, family situation and concerns."},{"title":"With the ING Financial Compass, our digital platform, we create a clear view of your full financial situation."},{"title":"Together, we test different scenarios and discuss what they mean for you in concrete terms."},{"title":"Your Private Banker and our Tax & Legal Experts help you implement the most suitable strategy."}]}},{"componentType":"sectionTitle","title":"Interested in our approach ?"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"png","original":"https://assets.ing.com/m/6e6f3de4c512a23f/original/Fingerprint-phone-hand-spot.png","publishedAt":"2023-11-08T12:09:59Z","transformBaseUrl":"https://assets.ing.com/transform/4c8f79aa-f653-430e-bd15-7a94e7640b59/Fingerprint-phone-hand-spot","type":"image","updatedAt":"2023-11-08T12:10:13Z","width":615},"intro":"Contact your Private Banker via the ING Banking app!","link":{"url":"/en/private-banking/contact/contact-us-private-banking"},"title":"Already an ING Private Banking client?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"png","original":"https://assets.ing.com/m/7e02e75f5d5f534d/original/icon-Video-call-woman-spot.png","publishedAt":"2023-10-25T12:38:56Z","transformBaseUrl":"https://assets.ing.com/transform/67010ed0-a27d-4c66-b37c-a6bfb9a308c2/icon-Video-call-woman-spot","type":"image","updatedAt":"2023-10-25T12:39:12Z","width":847},"intro":"Leave us your details and we will get back to you!","link":{"url":"https://www.ing.be/en/individuals/services/contact-us-appointment?journey=invper&flow-step=call-me-back"},"title":"Want to find out more about Private Banking?"}],"componentType":"cards"}]},"hasMacro":false,"id":"cf350db6-8b7c-4b49-96d6-67cc98efcc32","localeString":"en-GB","mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"subtitle":"Your wealth is closely connected to what matters most to you: your family, your plans and your future. That is why we guide you through important financial and estate planning decisions, supported by the ING Financial Compass, our new digital platform.","title":"Financial and Estate Planning"}},"publishDate":"2026-09-10T16:15:15.504+02:00"}}