You’re the only one who can access your account. For your savings account, you can allow your parents to monitor transactions by granting them proxy access via the ING Banking app or by visiting a branch. However, for your current account, parents can only request proxy access if you switch from an ING Go pack to an ING More 18-25 pack (see additional services in the chart down the page). This upgrade ensures they have full visibility on your current account. If you prefer, ING also offers the Green Account, with essential services only.
From the day of your 18th birthday onwards, you will find these steps in your ING Banking app (or via Home'Bank) :
Any questions? Contact us!
Don’t forget that you can also complete these steps via Home’Bank or go directly to a branch.
"}},{"componentType":"sectionTitle","title":"What Turning 18 Unlocks"},{"alignedImage":{"position":"right","extension":"jpg","original":"https://assets.ing.com/m/724572fcdac7b494/original/MGM-Content-Stories-3.jpg","transformBaseUrl":"https://assets.ing.com/transform/d942745b-b8d2-4bea-af87-7c909c7624f3/MGM-Content-Stories-3"},"componentType":"paragraph","richBody":{"value":"Build your future with investment opportunities: Discover ING Invest Up (to invest your spare change) and ING Easy Invest (an easy way to start to invest). ➡️ Discover ING Invest Up and ING Easy Invest
You can now invite friends and get both 50€ !
Your account now runs on the ING Go Pack, but you can switch to an ING More 18-25 and enjoy lots of benefits!
Also, if you still want to give your parents an access view, you can do it with an ING More 18-25 (or via the Green Account with essential services only).
"}},{"comparisonCardList":[{"image":{"extension":"jpg","original":"https://assets.ing.com/m/74ed85e7643b30c6/original/A-dog-sniffing-an-ice-cream-cone-in-a-person-s-hand.jpg","transformBaseUrl":"https://assets.ing.com/transform/ed32b560-49a8-4b24-888d-cc917e8d8df6/A-dog-sniffing-an-ice-cream-cone-in-a-person-s-hand","type":"image","width":1920},"subtitle":"Everyday banking. To get you going.","title":"Go Pack","usps":[{"body":"Current account: ING Go Account","iconType":"check-mark"},{"body":"1 debit card","iconType":"check-mark"},{"body":"36 cash withdrawals per debit card/year","iconType":"check-mark"},{"body":"1 account holder included","iconType":"check-mark"},{"body":"Free for 18-25 years old","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"Switch to a More 18-25 Pack"}},"image":{"extension":"jpg","original":"https://assets.ing.com/m/16c405b261c98c24/original/ING-Do-More-ATL.jpg","transformBaseUrl":"https://assets.ing.com/transform/a924169b-ffd6-4505-9711-0337488b4c79/ING-Do-More-ATL","type":"image","width":7952},"subtitle":"Everything you need. Plus More.","title":"More Pack","usps":[{"body":"Parents access view option","iconType":"check-mark"},{"body":"Current account: ING More Account","iconType":"check-mark"},{"body":"2 debit cards","iconType":"check-mark"},{"body":"Visa card (activation optional)","iconType":"check-mark"},{"body":"Unlimited cash withdrawals in euro","iconType":"check-mark"},{"body":"Apple / Google Pay & Wero","iconType":"check-mark"},{"body":"Insurance coverage : Cyber & Identity, Daily life, Purchases and Travel","iconType":"check-mark"},{"body":"Financial health check","iconType":"check-mark"},{"body":"1,90 euros/month for 18-25 year olds","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"Go Pack,More Pack"},{"componentType":"sectionTitle","title":"Do you need help?"},{"alignedImage":{"position":"left","extension":"svg","original":"https://assets.ing.com/m/218fdc52b7523324/original/Call-center-headset-woman-spot.svg","transformBaseUrl":"https://assets.ing.com/transform/8bf6f4df-09ab-4a06-bb04-bea527498888/Call-center-headset-woman-spot"},"componentType":"paragraph","richBody":{"value":"Chat with us anytime on your app
Call customer service : +32 2 464 60 04
Visit a branch if you prefer face-to-face. Find a branch
Or just ask your mom.. Moms know everything ❤️
Your ING Go to 18 account automatically becomes an ING Go Pack. It’s still free and keeps the same account number, but now only you have access.
Once opened, you can easily check the balance of your current account with ING on your smartphone via the ING Banking app, on your computer using Home'Bank, or by visiting a branch.
"},"title":"What happens to my current account with ING when I turn 18?"},{"richBody":{"value":"Yes! To finalize your account update, open the ING Banking app and:
You’ll find everything under Messages > “Carry out your formalities online.”
"},"title":"Do I need to do anything on my birthday?"},{"richBody":{"value":"If you do nothing, your parents will no longer have access to your ING Go current account. If you want to keep giving them access to your current account, you will need to switch to an ING More 18-25. For your savings account, however, you can easily give them proxy access so they can view or manage your account. Just set it up in the ING Banking app or via the branches; it’s your choice.
"},"title":"Can I still get help from my parents with my account?"},{"richBody":{"value":"ING+ Deals Youth Picks give you cashback and discounts on brands you already love, like Adidas, Uber Eats, ING Arena, and more. You simply need to claim your favorite deals in your app and start saving. Cashback is automatic and free for ING Go and ING More customers.
"},"title":"What are ING+ Deals and how do I get them?"},{"richBody":{"value":"ING Go Pack
The ING Go Pack includes an ING Go Account. The ING Go Account is a current account exclusively in euros, reserved for natural persons who are of legal age, legally competent, and have an email address. When the account opening request is made online via ing.be, it is reserved for persons residing in Belgium at the time of the request. A maximum of two ING Go Accounts can be opened per person. A maximum of two holders are allowed per ING Go Account, and no proxy is possible (adding a second holder is a paid option). If there are two holders, each holder has the same management powers and signs transactions individually (including account closure). For informal associations (i.e., without legal personality), ING offers the ING Green Account in its branches. The ING Go Account is a current account to be managed online. It can be requested via ing.be, via smartphone, or via Home’Bank and is opened after mutual approval of the online account opening contract or at an ING branch.
Opening an ING Go Pack is subject to prior acceptance by ING and mutual agreement. No monthly fee will be charged if all holders are between 18 and 25 years old. Subject to applicable taxes. The ING Go Pack includes 36 cash withdrawals in euros per debit card per year at ATMs in the SEPA zone. From the 37th withdrawal onwards, a fee of €0.50 will be charged per withdrawal. Fees may change with prior notice. Terms, conditions, transaction fees, and the fee information document are available on ing.be, in all ING branches, or by phone at +32 2 464 60 02.
ING More Pack
The ING More Pack includes an ING More Account. The ING More Account is a current account intended for natural persons of legal age. It can be requested at an ING branch or directly online (via ing.be or ING’s Home’Bank services) and is opened after signing the account opening contract at an ING branch or remotely in case of an online request.
When the account opening request is made online (via ing.be), it is reserved for natural persons of legal age, legally competent, residing in Belgium at the time of the request, and having an email address. Unless otherwise agreed later, if there are two holders, each holder has the same management powers and signs transactions individually (including account closure).
A monthly fee of 1,90 euros/month will be charged if all holders are between 18 and 25 years old. Subject to applicable taxes. Holders of an ING More Pack can subscribe to an ING Visa Classic credit card, which is free for the first year. This offer is only valid for the first and only credit card linked to the pack. After that, you will pay an annual fee of €10 per year if you are between 18 and 25 years old. Your request for a credit card via ing.be is subject to acceptance by ING Belgium and does not commit you until you have signed the contract.
ING has contracted insurance for its ING Visa Classic customers with Zurich Insurance Europe AG, Belgian Branch (“ZURICH”), Da Vincilaan 5, 1930 Zaventem (company number BE 0882.245.682 – authorized as an insurer by the FSMA under code 2079).
ING+ Deals Belgium
ING+ Deals Belgium aims to provide its clients with benefits in the form of discounts valid for purchases from its commercial partners. As part of ING+ Deals, ING Belgium organizes one or more limited-time campaigns each year. For each campaign, ING Belgium communicates via its Home’Bank / ING Banking services the list of participating commercial partners and the advantages offered by them. These benefits are guaranteed within the limits (conditions and/or terms) set in the partner’s offer. To participate in a campaign, the ING Belgium client must register via the “ING+ Deals” page of ING Belgium’s Home’Bank / ING Banking services. Before registering, the client must reference an account to which all discounts due under the campaigns will be refunded. The client must be the holder or co-holder of this account, and it must be an ING Lion Account or an ING Green Account with ING Belgium.
ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RPM/RPR Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – www.ing.be – Contact us via ing.be/contact – Insurance broker, registered with the FSMA under the number 0403.200.393.
"},"title":"Legal mentions"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"The bank that moves forward with you","url":"/en/individuals/youth"}},"componentType":"productHeader","coreHeader":{"body":"Now it’s your turn to do your thing! Get your first paycheck, manage your money like a pro, and start saving for what matters to you: Your first car, a trip with friends, uni fees, a festival… or even your future business.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/392f46652da652ab/original/Young-teenage-girl-sits-on-a-small-dock-at-dusk-looking-at-her-tablet.jpg","transformBaseUrl":"https://assets.ing.com/transform/f0d9f6a2-2245-4e57-ad07-6701c59be0c5/Young-teenage-girl-sits-on-a-small-dock-at-dusk-looking-at-her-tablet","type":"image","width":5700},"title":"Turning 18? Find out what changes for you"}},"publishDate":"2026-06-18T09:54:23.964+02:00"}}