Activate ING Save Up before the 15/03/2026
Automatic saving has never been so rewarding!
"},"textLinks":[{"url":"https://assets.ing.com/m/5ac967632001e40/original/EN-Terms-Conditions-Activate-ING-Save-Up-and-receive-100-promotion.pdf","text":"*Terms and conditions"}],"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/0982e592-5068-43ec-b170-0e7c47e2dc0d/Coins-stacked-2-spot","original":"https://assets.ing.com/m/17c26fe208eb1563/original/Coins-stacked-2-spot.svg","extension":"svg"}},{"componentType":"paragraph","taxonomies":[{"taxonomyKeys":["paragraph_x003a_option1"],"taxonomyType":"personalizationTaxonomy"}],"title":"Start saving with your spare change before the 15/03/2026 and get €100* extra","richBody":{"value":"Automatic saving has never been so rewarding!
"},"textLinks":[{"url":"https://assets.ing.com/m/5ac967632001e40/original/EN-Terms-Conditions-Activate-ING-Save-Up-and-receive-100-promotion.pdf","text":"*Terms and conditions"}],"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/0982e592-5068-43ec-b170-0e7c47e2dc0d/Coins-stacked-2-spot","original":"https://assets.ing.com/m/17c26fe208eb1563/original/Coins-stacked-2-spot.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"Why ING Save Up can be interesting for you"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/e5dced40-99d7-4723-b398-83858750b2dc/Rond-af-Spaar-icon","type":"image","width":24,"altTextFR":"Round up & Save","altTextDE":"Round up & Save","original":"https://assets.ing.com/m/1dc28f4af2593ae2/original/Rond-af-Spaar-icon.svg","extension":"svg"},"highlighted":false,"items":[{"body":"Never forget to save money"},{"body":"Many small amounts make a big amount"},{"body":"Easy to turn off and on"}]},{"componentType":"sectionTitle","title":"Check out the advantages"},{"componentType":"paragraph","richBody":{"value":"Manage everything yourself
Possible to modify the settings via the ING Banking app and Home’Bank.
A current account and a savings account for private use is needed
To activate, deactivate, modify ING Save Up, the (co)holder or his/her legal representative needs to be able to sign alone on the chosen current account and savings account on the (co)holder’s name. The chosen savings account can also be held by the child of the current account holder.
Free service
Activation, deactivation, modification of ING Save Up is free of charge.
"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/37bc04ea-f3ac-499a-945e-0576e0e1b607/deals-woman-shopping-bags","original":"https://assets.ing.com/m/1d05b1ae693addd7/original/deals-woman-shopping-bags.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"Upgrade your savings game"},{"componentType":"paragraph","richBody":{"value":"ING Save Up also allows you to accelerate savings by using the savings accelerator:
Let us give you an example for 1 transaction:
| Transaction with current account | Rounding to next euro | Savings accelerator | Saved to savings account |
|---|---|---|---|
| € 2,40 | € 0,60 | x1 | € 0,60 |
| € 2,40 | € 0,60 | x3 | € 1,80 ( = € 0,60 x 3) |
"},"textLinks":[{"url":"https://assets.ing.com/m/110108169fd9919f/original/ING-Save-Up-termandconditions-EN.pdf","text":"ING Save Up Terms and Conditions"}]},{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/banking/mobile/accounts/ing-save-up?EW=true","text":"Let's Save Up!"}},{"componentType":"sectionTitle","title":"I still have questions"},{"componentType":"accordion","accordionList":[{"title":"What is ING Save Up?","richBody":{"value":"
With ING Save Up you save small amounts, without administrative hassle. Only outgoing payment transactions in euro from the holders' current account for private use, resulting from a debit transfer or debit card payment initiated by the payer are in scope of ING Save Up. The rounded differences of these transactions will be automatically saved on the chosen savings account for private use.
"}},{"title":"Who can activate ING Save Up?","richBody":{"value":"You must be the (co)holder or legal representative of a current account and eligible savings account.
"}},{"title":"Which transactions are included in ING Save Up when paying with my debit card or my current account?","richBody":{"value":"Only outgoing payment transactions in euro from the holders' current account for private use, resulting from a credit transfer or debit card payment initiated by the payer are in scope of Save Up. The rounded differences of these transactions will be automatically saved on the chosen savings account for private use.
"}},{"title":"Is it possible that my current account goes below zero due to the activation of ING Save Up?","richBody":{"value":"No, we won’t do any rounding up if your current account has a negative balance or roundups would push your current account balance below zero.
"}},{"title":"Are reserved transactions taken into consideration?","richBody":{"value":"Yes, reserved transactions will be looked at to make sure we won’t automatically round up if your current account has a negative balance or roundups would cause you to go below zero on your current account balance.
"}},{"title":"Can I activate the ING Save Up for my child?","richBody":{"value":"Yes, you can activate ING Save Up for your child so their transactions will be rounded up and saved. It's only possible to link the current account of your child to a savings account of that same child. You can still choose any desired savings account you hold or are the legal representative of if you use ING Save Up with your own current account
"}},{"title":"Can my child activate ING Save Up themselves?","richBody":{"value":"
Yes, if your child has an ING Current Account and an ING Savings Account on which they have full autority (porte-fort*) (excluding ING Tempo Savings).
"}},{"title":"When is the transfer through ING Save Up executed?","richBody":{"value":"The sum of the rounded differences, calculated at the end of the day (at 7pm), is automatically transferred the next day to the chosen savings account for private use.
"}},{"title":"Can I link ING Save Up to more than 1 Current Account?","richBody":{"value":"Yes, you can link ING Save Up to multiple ING Current Accounts.
Go to the ING Save Up settings, select the account you want to link, and click ‘Activate’. Each account can save to the same or a different ING Savings Account. Your original setup stays active — linking a new account does not deactivate the existing one. You can repeat this for every eligible ING Current Account you have.
No, changes to ING Save Up only apply to the specific Current Account you select.
If you’ve linked multiple accounts, you’ll need to edit or deactivate Save Up separately for each one. Just go to the ING Save Up settings, choose the account you want to update, and make your changes. Repeat this for any other accounts you want to adjust.
If the paid amount is a round number, your money is not rounded up to the next round number, and no money is saved using ING Save Up. For example, you pay exactly €4,00. This will not be rounded up to €5,00 so ING Save Up will not save for you money on this transaction.
"}},{"title":"*What is authorization/porte-fort?","richBody":{"value":"When opening your savings account you can choose to give your child the right to manage their own account if they are at least 10 years old (authorization / porte-fort). If you want your child to use ING Save Up to save to a savings account of which they are the holder, but don't have the right to manage it themselves, you can still activate ING Save Up for them as a legal representative of both accounts.
"}}]},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Didn't find what you were looking for?","intro":"Ask Ida, ING's digital assistant, via Chat in your ING Banking app, in the ‘Services' menu at the bottom of your screen","image":{"transformBaseUrl":"https://assets.ing.com/transform/f8ff5633-eb8c-4873-961b-e52b1729f05f/Phonechat","type":"image","width":1080,"original":"https://assets.ing.com/m/6171d84dc30fcb0b/original/Phonechat.svg","extension":"svg"},"link":{"url":"/en/individuals/daily-banking/contact-ing-via-chat"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Carry your bank in your pocket","intro":"Download the ING Banking app","image":{"transformBaseUrl":"https://assets.ing.com/transform/0b8569d9-0f4e-4c61-a84f-747c63743dcb/Mobile-phone-Icon","type":"image","width":200,"original":"https://assets.ing.com/m/339821fea45a86ed/original/Mobile-phone-Icon.png","extension":"png"},"link":{"url":"/en/individuals/daily-banking/ing-banking-app"}}]},{"componentType":"paragraph","richBody":{"value":""},"textLinks":[{"url":"/en/individuals/services","text":"More services and how to contact us"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"ING customer benefits","intro":"As a customer, you have access to many competitions and benefits","image":{"transformBaseUrl":"https://assets.ing.com/transform/502c33f0-44d3-4511-b103-205e88ae8b12/Advantages-for-ING-Customers-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/3169c9477d0de93f/original/Advantages-for-ING-Customers-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/news/football-music-art/ing-customers-benefits"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Grow your savings","intro":"Discover attractive interest rates on our new savings offers","image":{"transformBaseUrl":"https://assets.ing.com/transform/578b0fd1-d05c-46ea-973f-c77f5dff85fd/Foto-persoonlijke-landingspagina","type":"image","width":250,"original":"https://assets.ing.com/m/14b3c2115ab00676/original/Foto-persoonlijke-landingspagina.png","extension":"png"},"link":{"url":"/en/individuals/saving/compare-savings-accounts"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Your budget","intro":"The feature that gives you detailed insight in your spending behaviour.","image":{"transformBaseUrl":"https://assets.ing.com/transform/acd18810-bb46-416b-aad4-fda6c8b5ed98/Overhead-view-of-Lego-blocks-on-the-floor-being-sorted-by-color-in-containers","type":"image","width":6240,"original":"https://assets.ing.com/m/7d1b166a9aef2a52/original/Overhead-view-of-Lego-blocks-on-the-floor-being-sorted-by-color-in-containers.jpg","extension":"jpg"},"link":{"url":"/en/individuals/daily-banking/budget-overview"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Look Ahead","intro":"The feature that reminds you about future payments.","image":{"transformBaseUrl":"https://assets.ing.com/transform/f6a9a2ea-92ed-43c4-8344-e51311231a90/self-invest-card","type":"image","width":656,"original":"https://assets.ing.com/m/54093a623dd552c6/original/self-invest-card.jpg","extension":"jpg"},"link":{"url":"/en/individuals/daily-banking/budget-anticipation"}}]}]}}}