Product features:
Only new funds* are eligible
Return
You can easily check the return on the amount of your choice in just a few clicks when you open your term deposit account.
The tax regime in question applies to non-professional clients who are individuals residing in Belgium.
The amount eligible for this offer includes:
To increase your eligible amount, you can transfer additional funds to your ING accounts from external accounts (e.g., transfers, salary, pension income, or other financial inflows).
Withdrawals from your ING accounts for private use will reduce the eligible amount.
You will see the eligible amount when you apply for the promotional ING Term Deposit Account via our digital channels.
Opening, managing, and closing an ING Term Deposit Account at the end of the specified term is completely free. During the first 14 days after opening, you retain the right to close the account free of charge. No interest will be paid if the account is closed within this period. After this period, closure is no longer possible.
"}},{"componentType":"sectionTitle","title":"Taxes"},{"componentType":"paragraph","richBody":{"value":"Interest is subject to a 30% withholding tax, which is automatically deducted at source by ING. This tax regime applies to private (non-professional) customers residing in Belgium. Different tax treatments may apply to other individuals.
"}},{"componentType":"sectionTitle","title":"Risks"},{"componentType":"paragraph","richBody":{"value":"The ING Term Deposit Account is a product of ING Belgium NV and is governed by Belgian law.
Let our Customer Care Team know how we can resolve your issue. You can find all the relevant information on the following page: How do I file a complaint?
"}},{"componentType":"sectionTitle","title":"Important documents"},{"componentType":"paragraph","richBody":{"value":"
There is no Key Investor Information Document for the ING Term Account.
General information regarding accounts, digital channels and cards (PDF)
Charges applied to the main banking services and transactions for private use (PDF)
A Term Account is an account on which you deposit a fixed amount for a fixed period of time. At the end of that period the capital and interest will be automatically paid to the ING account of your choice (e.g. current account, savings account or invest account).
ING Term Accounts are linked to a reference account (ING Current Account or ING Invest Account). The titular holders, the proxy holders, as well as the powers of attorney, linked to the ING Term Account are identical to those linked to the reference account.
Once opened, you can easily check the balance of your ING Term Account on your smartphone via the ING Banking app, on your computer with Home'Bank or at a branch.
"},"title":"What is a term account or term deposit?"},{"richBody":{"value":"During the first 14 days after opening, you retain the right to close your ING Term Account free of charge. No interest will be paid if you close within this period. After that period, the account can no longer be closed early.
"},"title":"Can you withdraw money from a term account?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"af97cf2e-3d9d-457d-b967-799b88775536","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"Terms & Conditions of the ING Term Account apply with the exceptions of:
1. The minimum deposit amount for this promotional offer is €250 and maximum €2.500.000
2. Only new funds* at ING since 3/05/2026 at 7 p.m. are eligible.
* Fresh funds: the amount eligible for 'fresh funds' corresponds to the net increase in funds on ING current accounts, ING savings accounts, ING term accounts and ING Invest Accounts for private use of which the participating customer is the holder or co-holder, between 3/05/2026 at 7 p.m. and the opening date of the new ING Term Account (inclusive). To calculate the net increase of the eligible amount, ING Belgium bases itself on the total amount of money which does not come from the customer's existing ING accounts for private use, and which has been deposited during the period.
"},"title":"Legal mentions"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Saving","url":"/en/individuals/saving"}},"componentType":"productHeader","coreHeader":{"body":"Benefit from an interesting interest rate on additional funds you deposit with ING.","headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/171e9f8d8d063d1b/original/Man-lying-with-his-hands-behind-his-head-in-a-hammock-on-a-hill-above-a-pine-forest.jpg","transformBaseUrl":"https://assets.ing.com/transform/95e66d76-2019-4497-b962-458bea8bf4bb/Man-lying-with-his-hands-behind-his-head-in-a-hammock-on-a-hill-above-a-pine-forest","type":"image","width":4240},"promoText":"This offer is only available until 01/06/2026","title":"Special promo on ING Term Account"}},"publishDate":"2026-05-28T13:36:30.939+02:00"}}