¹ More information about the categories.
² The base rate accrues from the day after the money is deposited to the account until the day on which it is withdrawn. The base rate is paid into your account on the value date of January 1 or when you close the account.
³ The fidelity premium is only earned on amounts that have remained in the regulated savings account continuously for 12 months after the deposit. Fidelity premiums that have already been earned are paid into your account on the first day following the quarter in which they were earned, i.e. 1 January, 1 April, 1 July and 1 October, or when you close your account. The rate of the fidelity premium in force at the time of payment or the start of a new period remains unaltered for a period of 12 months.
"}},{"componentType":"paragraph","richBody":{"value":"Opening/closing/transfers are free. Online transactions and account statements via Home'Bank are free. The cost of sending the account statements of the ING Savings Account by post is €5/year + postal charges (list of current rates). No sending by post for ING Tempo Savings.
You do not pay any withholding tax if the interest generated by the ING Savings Account of your child is less than €1,020 (tax paid in 2026 on income earned in 2025).
If your interest exceeds €1,020, you pay 15% withholding tax on the interest exceeding this amount (tax paid in 2026 on income earned in 2025).
This tax regime applies to individuals residing in Belgium. Different tax treatment may apply to others.
"},"title":"Taxation"},{"componentType":"paragraph","richBody":{"value":"The ING Savings Account and the ING Tempo Savings are regulated savings accounts of ING Bank Belgium LC. Belgian law alone applies.
⁴ Risk of bankruptcy: your savings of up to €100,000 are protected by the guarantee on savings deposits. In the event of ING going bankrupt or in the event of a risk of bankruptcy, you may lose savings in excess of this amount or be required to reduce/convert them into shares. For more information, please consult the website
Guarantee Fund for financial institutions (belgium.be)
⁵ Risk of inflation: rising prices (inflation) can have a negative impact on your purchasing power.
"},"textLinks":[{"text":"Deposits protection information sheet","url":"https://assets.ing.com/m/9507926bc4cbe0ed/Information-about-the-protection-of-deposits-EN.pdf"}],"title":"Risks"},{"componentType":"paragraph","richBody":{"value":"Contact ING Customer Care, Marnixlaan/Avenue Marnix 24, B-1000 Brussels. Call +32 (0)2 547 61 04 or send an e-mail to klachten@ing.be.
If you have been in touch with ING already, you can also contact the ombudsman for banking disputes: Ombudsfin, North Gate II, Boulevard du Roi Albert II / Koning Albert II-laan 8, 1000 Brussels. Call +32 2 545 77 70 or send an e-mail to ombudsman@ombudsfin.be.
"},"title":"Complaints"},{"componentType":"feature","featureName":"survey-starter?surveyName=3117cb41-dfa1-496f-bde5-daf6dc107650&autoStart=140"}]},"hasMacro":false,"id":"38cfc29a-c0f4-48dd-89cc-7b561fd41de9","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Saving","url":"/en/individuals/saving"}},"componentType":"productHeader","coreHeader":{"body":"Whether you’re saving up for something big, or simply putting surplus cash aside, you’ll find a regulated savings account to meet your needs.\r\n\r\nOur regulated savings accounts are offered by ING Belgium SA/NV, a Belgian financial institution. You’ll find the applicable interest rates online and in all our branches. If the rates change, we’ll let you know on your statements.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/490149d314578fba/original/saving-for-young-people-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/ef3175d8-0c0d-4955-ac3b-728d53781f68/saving-for-young-people-1920","type":"image","width":1920},"subtitle":"Want to build a financial future for your child? That's what a savings account is for.","title":"Compare our savings accounts for your child"}},"publishDate":"2026-01-06T15:23:06.353+01:00"}}