{"type":"document","data":{"id":"1f9b16b0-85de-4e47-acb2-465fcb37ea55","localeString":"en-GB","publishDate":"2025-11-13T16:16:22.189+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Allow my child to manage their own savings account."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Opening a savings account for your child is more than just putting money aside, it is the first step in teaching them how to deal with money. When you act as a guarantor, you can give your child access to his or her own savings account, while you, as a parent or legal representative, supervise.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/7a20c69c-9378-4673-9533-60a4a89c2fcb/two-little-boys-checking-their-phone-gespiegeld","type":"image","width":5197,"original":"https://assets.ing.com/m/68af3db6de6765c/original/two-little-boys-checking-their-phone-gespiegeld.jpg","extension":"jpg"},"title":"Give your child the freedom to manage his or her savings","subtitle":"Supervise and strengthen your child’s financial future"},"backLink":{"textLink":{"url":"/en/individuals/saving","text":"Saving"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What is “Authorization”?"},{"componentType":"paragraph","richBody":{"value":"<p>“Authorization” lets your child access and manage their own savings account, with your explicit consent. <span><span><span><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span>As a parent or legal representative, you remain responsible for all actions your child performs with the account. It is therefore a safe and structured way for the child to learn financial responsibility while you supervise.</span></span></span></span></span></span></span></span></p><ul><li><strong>Your child</strong> can view their savings account in the ING Banking app, <span><span><span><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span>check the balance and deposit or withdraw money as if it were his or her own account.</span></span></span></span></span></span></span></span></li><li><strong>You, as a parent </strong>or legal representative, retain access and supervision. You can see everything your child sees and continue to manage the account.</li></ul>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/e25198ef-76e0-4257-a930-9487fd7dcb36/REAR-VIEW-OF-MOTHER-AND-GIRL-EATING-FRUIT-GARDENING","original":"https://assets.ing.com/m/44d567051e9bb2a9/original/REAR-VIEW-OF-MOTHER-AND-GIRL-EATING-FRUIT-GARDENING.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"Why is this important?"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Let your child learn the value of saving, budgeting and setting goals, all in a safe environment.","title":"Financial education starts early"},{"body":"You will remain informed and involved, with full access to the activities on your child’s account.","title":"Shared supervision"},{"body":"Help your child build confidence in dealing with money, a skill for life.","title":"Confidence for the future"}]},{"componentType":"applicationProcess","steps":{"title":"How to set up the authorization","stepList":[{"title":"When opening a savings account for your child","body":"When opening the ING Savings Account digitally, simply choose to grant your child access during the setup process. The option will automatically show up once your child is 10 years or older.","list":["Authorization is not available on our ING Tempo Savings"]},{"title":"Adding authorisation to an existing savings account","body":"Do you already have an account? Then you can visit your local branch at any time to adjust the settings.","list":["It is not possible to add or remove authorisation on an existing account online."]}]}},{"componentType":"cta","textLink":{"url":"/en/individuals/saving/youth-savings-account","text":"Discover the saving accounts for minors"}}]}}}