{"type":"document","data":{"id":"60c10bbb-8c2f-44e0-afb9-75a0804a20ec","localeString":"en-GB","publishDate":"2026-01-01T11:35:00.146+01:00","contentType":"onecms:editorialPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Terms and conditions for pension fund transfer"},"mainHeaderZone":{"componentType":"editorialHeader","coreHeader":{"title":"Regulations for \"Cashback transfer pension savings fund\" campaign","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/a46d9c2e-ab1c-4465-9a09-7436cf5f296a/Cheerful-senior-father-and-son-playing-video-game","type":"image","width":1959,"original":"https://assets.ing.com/m/104d0ae74c38011f/original/Cheerful-senior-father-and-son-playing-video-game.jpg","extension":"jpg"}},"backLink":{"textLink":{"url":"/en/individuals/pension","text":"Pension"}},"date":"2025-12-19","readingTime":2},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Purpose and duration of the action"},{"componentType":"paragraph","richBody":{"value":"<p>Through this campaign, you are eligible for a cashback of €125 and the refund of any transfer charges (maximum €75) when you fully transfer your current pension savings fund* with another bank/credit institution to a new pension savings fund opened with ING between the 1st of January 2026 and the 31st of December 2026. In addition, the transfer must be fully completed by 31 December 2026.</p><p>Important: You can only report your deposits from one pension savings fund or one pension savings insurance in your tax return per calendar year. The campaign only covers transfers from a pension savings fund. If you have already made deposits into your pension savings fund this year, before transferring, deposit the remaining amount so that you can enjoy the maximum tax benefit this year.</p>"}},{"componentType":"sectionTitle","title":"Cashback, refund of any transfer fees and payment modalities"},{"componentType":"paragraph","richBody":{"value":"<p>• You can receive a cashback of €125 when you have fully transferred all your assets in a pension savings fund at another bank/credit institution to a new pension savings fund at ING. Keep in mind that a full transfer can easily take a month.</p><p>• On top of the cashback, ING will refund any transfer fees that might be due. This compensation amounts to a maximum of €75. To benefit from this reimbursement, you must provide your branch with a statement of the transfer fees charged.</p><p>• Payment will be made no later than 2 months after the transfer has been fully completed. Keep in mind that a full transfer can easily take a month. Payment will be made after examining the supporting documents provided by the client and will be deposited in the linked reference account of the pension savings fund.</p>"}},{"componentType":"sectionTitle","title":"Acceptance conditions"},{"componentType":"paragraph","richBody":{"value":"<p>These amounts will be paid to any adult natural person, who lives in Belgium and is between 18 and 64 years old, who opens a new pension savings fund with ING and who transfers his or her entire pension savings fund with another bank to ING between the 1 st of January 2026 and the 31st of December 2026. Only assets invested in a Belgian mutual fund approved for retirement savings can be transferred. It is not possible to transfer pension savings insurance policies. More information about our pension savings fund can be found <a href=\"https://www.ing.be/en/individuals/pension/pension-savings-fund\">here</a>.</p><p> ING reserves the right to exclude customers who have benefited from the current cashback offer from future cashback offers within 3 years from the start of this campaign.</p>"}},{"componentType":"sectionTitle","title":"For any complaints regarding this cashback campaign"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Contact ING Complaint Management, Cours Saint-Michel 60, 1040 Brussels. Call on +32 2 547 61 02 or email klachten@ing.be.</li><li>Already had contact with ING? You can contact the banking dispute ombudsman Ombudsfin, North Gate II. Boulevard du Roi Albert II 8.1000 Brussels or e-mail ombudsman@ombudsfin.be (<a href=\"http://www.ombudsfin.be\">www.ombudsfin.be</a>)</li></ul>"}}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – <a href=\"http://www.ing.be\">www.ing.be</a> – Contact us via ing.be/contact – Insurance broker, registered with the FSMA under the number 0403.200.393.</p><p>*Fund means an &quot;undertaking for collective investment&quot; (= UCI). UCI is a general term which refers to institutions that obtain their financial resources from the public and whose business consists in managing a portfolio of financial instruments. The term &quot;funds&quot; therefore includes both ICVC (variable capital) and ICFC (fixed capital) investment companies and mutual funds as well as their sub-funds</p>"}}]}}}