The information provided by the pension simulator of ING Belgium (hereinafter referred to as "the ING Belgium Simulator") is only valid on the date when given. This simulation does not take account of any subsequent changes in legislation or regulations (in particular, relating to fiscal matters) in effect at the time of the simulation. In addition, the data on which the simulation is based, whether those of ING or of the user, may change.
The information provided by the ING Belgium Simulator can never be considered as an offer. Drawn up solely on the basis of data communicated to ING and objective ING assumptions, it may only represent simple estimations and information used to assess this. The customer should always assess this information in light of their individual circumstances.
The information provided by the ING Belgium Simulator, or following the simulation, represents only simple estimations and information for assessment by the customer. This information does not in any way exempt the customer from consulting specialist advisers (on fiscal matters, etc.), notably with a view to taking their own individual situation into account.
Users of the ING Belgium Simulator remain fully and solely responsible for any use they freely make of this information and for the consequences of their decisions, except in the event of gross misconduct or intentional wrongdoing on the part of ING and without prejudice to the applicable laws.
The state pension used in the simulation is the average amount for individuals according to the status (employee/self-employed/civil servant) applying to you in 2022. ( ref : https://www.sfpd.fgov.be/files/2838/statistique-mensuelle-octobre-2022.pdf ).
The returns we use in this simulation provide an indication for the long term. They are gross and do not include fees and taxes. They offer no guarantee whatsoever for the future. ING Belgium give no guarantee as to the completeness, accuracy and reliability of the information and data provided in this simulation.
The information provided does not constitute an offer of bank or insurance products or services. The information in this simulator does not constitute Investment Advice as defined in article 2 9° and 10° of the law of 25 October 2016 concerning the access to the investment service firm and the status of and the supervision on the portfolio management and investment advice firms
ING branches are available to the customers to provide them with any further information and, if needed, at the request of the customer, to provide them with personalised offers. These offers are subject to prior acceptance of the portfolio of the customer by ING Belgium or, for insurance, by the insurance company concerned. Users of the ING Belgium Simulator are, of course, free to accept or reject the personalised offer which may be communicated to them by ING Belgium.
ING Belgium S.A./nv – Bank – Head Office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels – Brussels Register of Companies – VAT BE 0403.200.393 – BIC (SWIFT): BBRUBEBB – Account (IBAN): BE45 3109 1560 2789 (310-9156027-89). Insurance broker registered with the FSMA under code number 12381A.
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