{"type":"document","data":{"id":"42335844-2856-4315-8d86-0ff454701456","localeString":"en-GB","publishDate":"2025-12-16T10:39:44.730+01:00","contentType":"onecms:categoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"The sooner you start saving for your retirement, the better you will be financially prepared.\r\nLong-term savings are more than just savings for the future, they are also tax savings. You can benefit from a 30% tax reduction each year."},"mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"title":"Long term savings","subtitle":"Long term savings are more than just savings for the future, they are also tax savings. You can benefit from a 30% tax reduction each year."}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What is long term savings?"},{"componentType":"paragraph","richBody":{"value":"<p>Save up to 2,450 euros per year (amount adjusted according to your professional income &amp; financial situation). You choose the timing and amount of your contributions. You benefit from a tax advantage of 30% of the amount saved (up to 735 euros per year).</p><p><strong>Did you know that in addition to pension savings, you can also subscribe to long-term savings, which are also tax-deductible?</strong></p><ul></ul>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/326a86be-16df-4ace-8b5d-72105dd5d936/Starten-met-Vermogensbeheer-9","original":"https://assets.ing.com/m/77879305c62560ea/original/Starten-met-Vermogensbeheer-9.jpg","extension":"jpg"}},{"componentType":"paragraph","richBody":{"value":"<p><strong>Why save for the long term?</strong></p><ul><li>Enjoy life later while benefiting from an annual tax reduction now.</li><li>Start before the age of 65 and maximize your benefits</li><li>Supplement your average pension to better enjoy life.</li></ul>"}},{"componentType":"productFeatures","highlighted":false},{"componentType":"cta","textLink":{"url":"/en/individuals/pension/life-invest-long-term-savings","text":"Start long-term savings"}},{"componentType":"sectionTitle"},{"componentType":"paragraph","richBody":{"value":"<p> </p><p><strong>Investment insurance Branch 23:</strong></p><ul><li><p>Potentially high long-term returns, but not guaranteed</p></li></ul><ul><li><p>Up to 30% tax reduction on amounts saved</p></li><li><p>Open online</p></li><li><p>Minimum term of 10 years</p></li><li><p>Can be combined with other pension savings</p></li></ul>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/a65a50ec-4b5d-473d-9043-17da76258764/Rear-view-of-shirtless-men-on-beach-against-sky","original":"https://assets.ing.com/m/4d613b2fe735595b/original/Rear-view-of-shirtless-men-on-beach-against-sky.jpg","extension":"jpg"}},{"componentType":"cta","textLink":{"url":"/en/individuals/pension/life-invest-long-term-savings","text":"Start long-term savings"}},{"componentType":"sectionTitle","title":"More about saving for later"},{"componentType":"paragraph","richBody":{"value":"<p></p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Everything you need to know about your pension","intro":"How do you prepare for your retirement? What are the milestones of your pension savings plan?","image":{"transformBaseUrl":"https://assets.ing.com/transform/a9c95041-e564-4e93-b1dc-4f94aff81e0b/Baker-team-with-apprentice-kneading-dough-for-baking","type":"image","width":2508,"original":"https://assets.ing.com/m/6d400dbd35609f72/original/Baker-team-with-apprentice-kneading-dough-for-baking.jpg","extension":"jpg"},"link":{}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Pension Calculator","intro":"Calculate how much you need to save for a comfortable retirement.","image":{"transformBaseUrl":"https://assets.ing.com/transform/80c4c47c-0d87-4aa6-90a9-6c8f8f7ecb1b/calculate-investment","type":"image","width":288,"altTextEN":"calculator","altTextNL":"rekenmachine","original":"https://assets.ing.com/m/13f6e98348ab86a5/original/calculate-investment.png","extension":"png"},"link":{"url":"/en/individuals/pension/pension-savings-calculator"}}]}]}}}