{"type":"document","data":{"id":"e8d83d81-1007-48ea-93e9-a01b2b003026","localeString":"en-GB","publishDate":"2025-11-14T14:01:10.701+01:00","contentType":"onecms:editorialPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"The death of a loved one unfortunately forces us to undertake a number of administrative processes."},"mainHeaderZone":{"componentType":"editorialHeader","coreHeader":{"title":"Decease : Who should I notify ? First steps","subtitle":"We want to help you with the formalities following the death of a loved one. Sometimes it's hard to know where to start . Who should I contact first? Which services, which organisations?"},"backLink":{"textLink":{"url":"/en/individuals/my-life/tough-times","text":"Tough times"}},"date":"2023-11-27","readingTime":5},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Report a death to ING?"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><strong><span><span>I. ING customers who have access to the ING Banking App or Home&apos;Bank :</span></span></strong></span></span></span></p><p><span><span><span><span><span>It is possible to notify a decease to ING via the ING Banking App and Home&apos;Bank. With the possibility of downloading the death certificate in .pdf, .jpeg or .jpg format.</span></span></span></span></span></p><p><span><span><span><span><span>Access :</span></span></span></span></span></p><ul><li><span><span><span><span><span><span><span>Via <strong><span>ING Banking App</span></strong> &gt; Services &gt; Do it yourself &gt; Life events &gt; Loss &gt; Report a death</span></span></span></span></span></span></span></li><li><span><span><span><span><span><span><span>Via <strong><span>Home’Bank</span></strong> &gt; Services &gt; Do it yourself &gt; Life events &gt; Loss &gt; <a href=\"https://ebanking.ing.be/banking/daily-banking/declaration-of-death\">Report a death</a></span></span></span></span></span></span></span></li></ul><p><span><span><span><strong><span><span>II. ING customers who do not have access to the ING Banking App or Home&apos;Bank</span></span></strong><strong><span><span> and</span></span></strong><strong><span><span> notifiers who are not ING customers  :</span></span></strong></span></span></span></p><p><span><span><span>It is possible to notify a decease to ING </span></span></span><span><span><span><span><span>via</span></span></span></span></span> <a href=\"https://www.ing.be/en/individuals/my-life/tough-times/declare-deceased\">Report a death</a>.</p><p><span><span><span><span><span><span>You will then quickly receive an email with instructions and initial useful information.</span></span></span></span></span></span></p><p><span><span><span><span><span><span>You can also make an appointment at your ING branch. </span></span></span></span></span></span></p><p><span><span><span><span><span><span>In all cases, to finalise the death notification, the death certificate issued by the registry office of the commune where the death occurred or a notary&apos;s document confirming the death is required.</span></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"The first things to be done"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span>1. The most important step is to contact an undertaker to organise the funeral.</span></span></span></span></span></span></p><p><span><span><span><span><span><span>2. The death must also be reported to the registry office in the commune where the death occurred and, if it is in another commune, the commune where the deceased will be buried/cremated. This formality can be carried out directly by the undertakers.</span></span></span></span></span></span></p><p><span><span><span><span><span><span>3. The local authority will draw up a death certificate and provide you with copies. These documents will help you make your declaration to other bodies (banks, pension funds, etc.).</span></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Appointing a notary"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span>The notary plays an important role in assisting the heirs with the administrative handling of the estate:</span></span></span></span></span></span></p><ul><li><span><span><span><span><span><span>Search for a will or complete the necessary formalities if you are in possession of a will written by the deceased (holograph will).</span></span></span></span></span></span></li><li><span><span><span><span><span><span>Draw up a deed or certificate of inheritance or a European Certificate of Succession. This document indicates who the heirs are and what their rights to the estate are. You need this document to release bank assets and strong boxes.</span></span></span></span></span></span></li></ul><p><span><span><span><span><span><span>More information is available in our brochure below.</span></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Other organisations and bodies to be notified (depending on the deceased's situation)"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span><span><span><span><span><span>The mutual health insurance company</span></span></span></span></span></span></li><li><span><span><span><span><span><span>Insurance companies</span></span></span></span></span></span></li><li><span><span><span><span><span><span>Strong box rental organisations </span></span></span></span></span></span></li><li><span><span><span><span><span><span>Pension organisations or the employer if the deceased was an employee</span></span></span></span></span></span></li><li><span><span><span><span><span><span>the accountant or chartered accountant if the deceased was self-employed</span></span></span></span></span></span></li><li><span><span><span><span><span><span><span>Caisse Auxiliaire de Paiement des Allocations de Chômage (Auxiliary Unemployment Benefit Payment Fund) </span></span></span></span></span></span></span></li><li><span><span><span><span><span><span>The CPAS </span></span></span></span></span></span></li><li><span><span><span><span><span><span>Thehealth insurance and/or family allowance authorities</span></span></span></span></span></span></li><li><span><span><span><span><span><span>Thedeceased&apos;s landlord and/or tenant</span></span></span></span></span></span></li><li><span><span><span><span><span><span>Otherbodies and organizations such as water, gas and electricity companies, telephone and internet companies, the vehicle registration office (DIV), etc.</span></span></span></span></span></span></li><li><span><span><span><span><span><span>BPost: to organise mail tracking</span></span></span></span></span></span></li><li><span><span><span><span><span><span>Digital services</span></span></span></span></span></span></li></ul>"}},{"componentType":"sectionTitle","title":"Do you have any other questions?"},{"componentType":"paragraph","richBody":{"value":"<p>Chat with Ida, ING&apos;s digital assistant (in the &quot;Services&quot; menu in the ING Banking app).</p>"},"textLinks":[{"url":"https://assets.ing.com/m/7f5f2a6636523440/BrochureNalatenschapEN.pdf","text":"Download the brochure: Inheritance: all you need to know"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Paying the bills after a death","body":"Read the article","image":{"transformBaseUrl":"https://assets.ing.com/transform/fbbec1d6-cef6-446a-a9ab-c31e9ac0646c/Overhead-view-of-bill-on-a-table-next-to-espresso-coffee-and-a-glass-of-water","type":"image","width":5616,"original":"https://assets.ing.com/m/2e568948bfe0c922/original/Overhead-view-of-bill-on-a-table-next-to-espresso-coffee-and-a-glass-of-water.jpg","extension":"jpg"},"date":"2023-09-28","link":{"url":"/en/individuals/my-life/tough-times/decease-bills"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Releasing funds after a death","body":"Read the article","image":{"transformBaseUrl":"https://assets.ing.com/transform/7f311bd8-10dd-45a8-b0e1-107cd88d895d/decease-release-assets-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/30cfe8fece5ba83c/original/decease-release-assets-1920.jpg","extension":"jpg"},"date":"2023-09-28","link":{"url":"/en/individuals/my-life/tough-times/decease-release-assets"}},{"componentType":"articleCard","cardType":"article","cardSize":"small","title":"Obtaining funds after a death","body":"What you need to do","image":{"transformBaseUrl":"https://assets.ing.com/transform/789cfd68-952f-436b-9e55-5e26a6b88833/decease-possession-assets-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2521f4655a6cecf1/original/decease-possession-assets-1920.jpg","extension":"jpg"},"date":"2021-06-01"},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Who has to prepare and submit an inheritance tax statement?","body":"Read the article","image":{"transformBaseUrl":"https://assets.ing.com/transform/e26b23c7-19fb-4994-a535-3e63bac81ca5/decease-inheritance-tax-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/242f19b513c440bf/original/decease-inheritance-tax-1920.jpg","extension":"jpg"},"date":"2023-09-28","link":{"url":"/en/individuals/my-life/tough-times/decease-inheritance-tax"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p></p>"}}]}}}