{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/1f0f056525180f08/original/Calculator_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/11200af0-4d4a-48cc-a7f0-bebd24c7b21a/Calculator_outline_orange_RGB","type":"image","width":267},"intro":"Simulate your housing project.","link":{"url":"/en/individuals/borrowing/mortgage-loan-simulation"},"title":"Mortgage loan"},{"body":"Ask to modify a contract, upload an invoice or request a tax or base certificate online.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-05-19","image":{"extension":"jpg","original":"https://assets.ing.com/m/23b4bea9225ff9c9/original/manage-loan-online-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/d449edd5-3ca4-4a9c-86eb-a19aa31262ec/manage-loan-online-1920","type":"image","width":1920},"link":{"url":"/en/individuals/my-life/housing/manage-mortgage"},"title":"Manage your mortgage loan"}],"componentType":"cards"}]},"contentType":"onecms:editorialPage","flexPageMetadata":{"afmBanner":false,"description":"How to do I find out how much a property is really worth? What factors influence its value?  ING provides the answers!","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>The value of your property depends on <strong>several factors</strong>: the age of the property, recent sales in the same area, accessibility, the quality of construction and finishings, energy consumption, etc. This estimate is an important factor in your <a href=\"https://www.ing.be/en/individuals/borrowing/mortgage-loan\">mortgage loan</a> application, for the notary, for your <a href=\"https://www.ing.be/en/retail/insurances/home/home-insurance-for-owners\">home insurance</a>, but most importantly for you. It will help you avoid any unpleasant surprises later and also give you a precise idea of the price the property could be sold for on the market.</p><p>ING works with carefully selected <strong>licensed independent experts and other evaluation method</strong>. This document contains various items of information:</p><ul><li>The market value of the property</li><li>The value in foreclosure</li><li>An estimate of any works to be considered</li><li>The rental value</li><li>etc.</li></ul><p>You can also always make a simulation on <a href=\"https://www.ing.be/en/individuals/borrowing/calculate-improve-epc\">how to calculate and improve your EPC</a></p>"}}]},"hasMacro":false,"id":"26c0c582-d4d2-4770-8995-2360196083ba","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal information"},{"componentType":"paragraph","richBody":{"value":"<p>The ING mortgage loan, the ING bridging loan and the Mortgage loan combined are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement. General conditions for ING loans are available from any ING branch and on www.ing.be.</p>"},"title":"Attention, borrowing money also costs money."}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Housing","url":"/en/individuals/my-life/housing"}},"componentType":"editorialHeader","coreHeader":{"body":"How do I know the real value of the property I want to buy or build? Does the property you are thinking of buying have any defects? What mod cons does it have? What materials were used during construction? How is the property registered in the land registry? Do any easements or other stipulations reduce the value of the property? These are all questions for which it would be a good idea to get an independent estimate of the value of the property you are thinking of buying.","title":"The value of a property"},"date":"2019-07-10","readingTime":5},"publishDate":"2026-05-21T13:41:20.045+02:00"}}