September is very much like an obstacle course for parents. Between juggling new time schedules for extra-curricular activities, paying for said activities and children who have grown out of their school outfits and need new clothes... The list goes on and on.
At ING, we have decided to lend you a helping hand. We have come up with a handy to-do list and some tips to help you manage your budget efficiently.
"}},{"componentType":"sectionTitle","title":"Anticipate in August"},{"componentType":"paragraph","richBody":{"value":"At ING, we have decided to lend you a helping hand.
If possible, always pay with the same card (your credit card for example). As a result, all your back-to-school spending will be grouped on one card and you can easily check the overall cost by checking the general overview in your banking app. You can also postpone these expenses to the next month, to spread back-to-school spending over two months.
Access to Home’Bank, Business’Bank, ING Banking and ING Banking services is free of charge (except for any fees charged by your telecommunications operator and fees related to certain transactions, e.g. international bank transfers) for all customers with a Home’Bank, Business’Bank, ING Banking and ING Banking subscription (subject to approval by ING and mutual agreement). The terms and conditions of the Home’Bank, Business’Bank, ING Banking and ING Banking services (general terms and conditions of the Home’Bank, Business’Bank, and ING Banking services appended to ING’s General Regulations, general terms and conditions of ING Banking rates for transactions and any other additional information) are available at www.ing.be, from your ING branch and by phone on +32 2 464 60 04.
"}},{"componentType":"paragraph","richBody":{"value":"Credit cards
An ING Card is a MasterCard credit card with an overdraft facility on an ING Card account and is intended for adult private individuals acting for private purposes. ING Belgium also offers a card without a credit line subject to the consumer credit law and/or an overdraft facility without a credit card. Please enquire at an ING branch. Offers subject to approval of your application by ING Belgium and by mutual agreement.
The ING Visa Classic and ING MasterCard Gold credit cards are intended for adults acting for private purposes. Offer subject to acceptance by ING Belgium and to mutual agreement. Your application for an ING Visa Classic, an ING MasterCard Gold or an ING Card will not be binding on ING Belgium SA/NV or yourself until you have signed the contract at your ING branch (subject to prior acceptance of your application by ING Belgium). ING does not offer prepaid credit cards.
"}},{"componentType":"paragraph","richBody":{"value":"ING+ deals Belgium
ING+ deals Belgium aims to provide its customers with benefits in the form of discounts for purchases from its business partners. Within the framework of ING+ deals, ING Belgium organises one or more Promotions of a limited duration in the course of each year. For each Promotion, ING Belgium communicates, through its Home'Bank / ING Banking services, the list of participating business partners and the benefit(s) offered to them. These benefits are guaranteed within the limits (conditions and/or terms) set in the offer of the business partner.
To participate in a Promotion, the ING Belgium Customer must register for it via the "ING+ deals" page of ING Belgium's Home'Bank / ING Banking services. Before registering for a Promotion, the Customer must provide an account to which all the discounts due in respect of the Promotions will be reimbursed. The Customer must be the holder or joint holder of this account and it must be an ING Lion Account or an ING Green Account with ING Belgium. This reference account will remain the same for any new Promotions organised by ING Belgium.
ING Belgium will complete this refund on the first working days of the coming month: following the date of the Customer’s purchase as referred to in the Promotion, or if a right of renunciation/withdrawal to be exercised with the trading partner is applicable to the purchase made under the Promotion, following the end date of the period of renunciation/withdrawal defined by the terms and conditions of the business partners’ offers, to the extent that you have not exercised this right of renunciation/withdrawal. If this right is exercised, the Customer automatically loses his/her right to reimbursement of the discount within the framework of the Promotion in question.
The aforementioned period will in any case never exceed 45 calendar days from the date of the Customer’s purchase as referred to in the Promotion.
A Customer may register for a Promotion for the duration of its validity, and, if applicable, from the publication of its announcement as defined in point 2 of these Regulations. If the Customer registers for a share under way, he/she nevertheless benefits of all advantages related to the said share for the duration of the latter, in accordance with the terms and/or conditions set out in the offer made by the business partners and for all his/her purchases, even if purchases were made prior to the registration in question. However, in order to benefit from the discount offered on online purchases within the framework of a Promotion (provided that this possibility is offered under the terms of the Promotion in question), the Customer must connect to the "ING+ deals" page of the ING Belgium Home'Bank / ING Banking services beforehand, and click on the offer of the business partner in question, in order to be redirected to the said business partner's website.
All relevant terms and conditions are available at www.ing.be, from all ING branches or by calling +32 2 464 60 04.
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