An ETF or "Tracker" is a financial instrument which aims to replicate the performance of an index or a particular sector.
These indices are usually made up of tens or even thousands of equities and/or bonds and are generally based on countries, regions, themes, etc. This enables you to diversify and spread out your investments across different equities and bonds, without having to monitor each one in detail.
"}},{"componentType":"sectionTitle","title":"Trackers in a nutshell"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/35a3a8be-5120-4176-b7ce-8f856dc3938c/Investments","type":"image","width":80,"altTextNL":"Beleggingen","original":"https://assets.ing.com/m/6086e195edd125dc/original/Investments.svg","extension":"svg"},"highlighted":false,"items":[{"body":"ING Self Invest gives you access to a wide range of trackers anytime, anywhere.","title":"Online"},{"body":"In one single transaction, you can invest in all the shares that are combined in an index.","title":"Diversified offering"},{"body":"Your management fees are lower than those that apply to an equity portfolio.","title":"Low fees"},{"body":"Trackers are listed on the stock exchange and can therefore be bought and sold very easily.","title":"Easy to trade"}]},{"componentType":"sectionTitle","title":"Our trackers offer"},{"componentType":"paragraph","richBody":{"value":"For all the costs and taxes associated with tracker investments, we refer you to:
"},"textLinks":[{"url":"https://assets.ing.com/m/dc241d6bf892e242/TaxationPerProductEN.pdf","text":"Overview taxation per product (PDF)"}]},{"title":"What is the difference between physical and synthetical replication?","richBody":{"value":"A synthetic ETF is designed to replicate the returns of a selected index, just like any other ETF. But instead of purchasing the underlying assets, it holds a basket of securities that may be unrelated to the index they track. The performance of this basket is then swapped against the performance of the index via a swap contract with a counterparty, in most cases an investment bank.
Both replication methods have their advantages and disadvantages; for example, a physical replication is more transparent than a synthetic one, while a synthetic replicated ETF often has lower management costs than a physical tracker.
"}},{"title":"What is the Total Expense Ratio (TER)?","richBody":{"value":"The total expense ratio (TER) is a measure of the total costs associated with managing and operating an investment fund, such as an ETF. These costs consist primarily of management fees and additional expenses, such as trading fees, legal fees, and other operational expenses.
"}},{"title":"What is a distribution policy?","richBody":{"value":"There are two options when it comes to distribution policy:
An accumulating ETF is a type of ETF in which any dividends that are paid out by its underlying holdings within the ETF are reinvested into the fund by the fund manager at no extra expense. As a result, the value of the ETF increases when a dividend is paid out.
In contrast to accumulating ETFs, distributing ETFs pay out dividends to investors. This means that you receive cash flow and can use the money received however you choose.
Keep in mind that different tax rules apply to both types.
"}},{"title":"How can I buy or sell EFT's?","richBody":{"value":"You can easily buy or sell ETF’s via the ING Banking app or Home Bank.
"}},{"title":"Are you interested in trackers?","richBody":{"value":"Contact us online: www.ing.be/complaints, call us: +32 2 464 60 04 or send us a letter: ING Complaint Management, Cours Saint-Michel/Sint-Michielswarande 60, 1040 Brussels.
Have you already been in touch with ING? You can also contact Ombudsfin, North Gate II, Avenue Roi Albert II 8, 1000 Brussels or send an email to ombudsman@ombudsfin.be
"}}]},{"componentType":"cards"},{"componentType":"paragraph","richBody":{"value":"Complaints
Our Complaints Department and Ombudsman are there to help you.
"}}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"ING Banking app","intro":"Manage your investments wherever whenever you like","image":{"transformBaseUrl":"https://assets.ing.com/transform/e98f9b5c-eb1e-4806-abd6-6c4d95208910/ing-investing-app-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/6bafc3a889fee308/original/ing-investing-app-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/selfinvest-ing-banking"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Investment funds","intro":"Find out about investment funds","image":{"transformBaseUrl":"https://assets.ing.com/transform/77a732bf-fd16-499e-ac8e-993a550cbcd5/investment-funds-introduction-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/fc4a1ff29fd3f3f/original/investment-funds-introduction-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/investment-funds"}}]}]}}}