One automated rounding per current account you (co)hold
Simple or accelerator
ING Save Up and ING Invest Up also allow you to accelerate savings or investments by using the accelerator. Manage everything yourself via the app: start, stop, and accelarate at your convenience.
Let us give you an example for 1 transaction:
| Transaction with current account | Rounding to next euro | Accelerator | Saved or invested |
|---|---|---|---|
| € 2,40 | € 0,60 | x1 | € 0,60 |
| € 2,40 | € 0,60 | x3 | € 1,80 ( = € 0,60 x 3) |
Your spare change will be invested when a minimum of 10€ is reached.
"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"Is there any cost ?","richBody":{"value":"No, the service of rounding up your spare money is free but there is a cost linked to the opening of a current account at ING
Both solutions automatically round-up your expenses.
With ING Save Up, those roundings are transferred to your savings account at ING (eligible regulated savings accounts).
With ING Invest Up, they are transferred to an investment account (an ING Easy Invest account specially opened here for), and automatically invested once an amount of minimum 10€ is reached.
With ING Save Up, you boost your savings, with ING Invest Up, you boost your investments.
"}},{"title":"Who can activate ING Save Up and ING Invest Up?","richBody":{"value":"You must be the (co)holder or legal representative of a current account and eligible savings account. The chosen savings account can also be held by the child of the current account holder. If the "authorization" is activated on the child’s savings account, the child can activate ING Save Up himself. More info on "authorization" here.
For ING Invest Up, the investment account that will be opened will have the same holder structure as the current account. It is not possible to use ING Invest Up for a minor.
"}},{"title":"Which transactions are included?","richBody":{"value":"Only outgoing payment transactions in euro from the holders' current account for private use, resulting from a credit transfer or debit card payment initiated by the payer are in scope of ING Save Up and ING Invest Up. The rounded differences of these transactions will be automatically saved on the chosen savings account at ING for private use or transferred to your ING Easy Invest Investment account and automatically invested as soon as they reach a minimum amount of 10€.
"}},{"title":"Is it possible that my current account goes below zero due to the activation of the feature?","richBody":{"value":"No, we won’t do any rounding up if your current account has a negative balance or roundups would push your current account balance below zero.
"}}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Grow your savings","intro":"Discover attractive interest rates on our new savings offers","image":{"transformBaseUrl":"https://assets.ing.com/transform/578b0fd1-d05c-46ea-973f-c77f5dff85fd/Foto-persoonlijke-landingspagina","type":"image","width":250,"original":"https://assets.ing.com/m/14b3c2115ab00676/original/Foto-persoonlijke-landingspagina.png","extension":"png"},"link":{"url":"/en/individuals/saving/compare-savings-accounts"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Save your change?","intro":"With ING Save Up, you save small amounts without even realizing!","image":{"transformBaseUrl":"https://assets.ing.com/transform/66177ead-60c2-4660-9852-c839ade59439/Duik-in-de-economie-Pinnen","type":"image","width":5760,"original":"https://assets.ing.com/m/2b30a43968799939/original/Duik-in-de-economie-Pinnen.jpg","extension":"jpg"},"link":{"url":"/en/individuals/services/ing-save-up-save-your-change"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Start small","intro":"Investing as a cherry on the cake","image":{"transformBaseUrl":"https://assets.ing.com/transform/d4c264db-1c6c-4d95-a9d5-7f45b1d745cb/cakecherryhand","type":"image","width":160,"original":"https://assets.ing.com/m/4fc2b41f68c119ed/original/cakecherryhand.svg","extension":"svg"},"link":{"url":"/en/individuals/investing/start-small"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Investment simulator","intro":"Find out what return you can expect!","image":{"transformBaseUrl":"https://assets.ing.com/transform/81e0878e-8395-42c4-b391-db4668450b27/calculator2","type":"image","width":160,"altTextEN":"A red calculator with white and indigo numpad illustration","original":"https://assets.ing.com/m/4f5123a9f5b47308/original/calculator2.svg","extension":"svg"},"link":{"url":"/en/individuals/investing/investment-calculator"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"*Funds means an "undertaking for collective investment" (= UCI). UCI is a general term which refers to institutions that obtain their financial resources from the public and whose business consists in managing a portfolio of financial instruments. The term "funds" therefore includes both ICVC (variable capital) and ICFC (fixed capital) investment companies and mutual funds as well as their sub-funds.
"}}]}}}