{"type":"document","data":{"id":"a680aaf7-49c1-4f5d-936e-27d6786647f4","localeString":"en-GB","publishDate":"2023-10-27T11:49:48.311+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Find here an overview of some regulations recently changed or implemented."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Please find hereunder an overview of some regulations recently changed or implemented.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/5503ccab-15d9-42ec-b605-8df8cd21f661/Regulatory_overview-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2a5312d1a5a9d9a0/original/Regulatory_overview-1920.jpg","extension":"jpg"},"title":"Regulatory information"},"backLink":{"textLink":{"url":"/en/individuals/investing","text":"Investing"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal Entity Identifier (LEI)"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>Do you want to invest or sell investments with your company?</span></span></span></span></span></span> <span><span><span><span><span><span>Then it is best to apply for the LEI or Legal Entity Identifier as soon as possible.</span></span></span></span></span></span> <span><span><span><span><span><span>This is required by the European MiFID II directive.</span></span></span></span></span></span> <span><span><span><span><span><span>Discover </span></span></span></span></span></span><span><span><span><span><span><span>why</span></span></span></span></span></span> <span><span><span><span><span><span>and</span></span></span></span></span></span> <span><span><span><span><span><span>how</span></span></span></span></span></span><span><span><span><span><span><span>.</span></span></span></span></span></span></span></span></span></span></span></p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Legal Entity Identifier (LEI)","image":{"transformBaseUrl":"https://assets.ing.com/transform/fb0f52ba-b9c8-4b21-8eb8-7f732194313d/Smart-young-business-woman-holding-takeaway-coffee-and-walking-down-the-street","type":"image","width":4760,"altTextNL":"\"\"","original":"https://assets.ing.com/m/5809e57e93ce79ba/original/Smart-young-business-woman-holding-takeaway-coffee-and-walking-down-the-street.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/the-lei-code"}}]},{"componentType":"sectionTitle","title":"Mifid II: Changes to our investment services"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>In January 2018 changes were made to our investment services to improve our services and to comply with the requirements imposed on us by the “Markets in Financial Instruments Directive” (MiFID).</span></span></span></span></span></span></span></span></span></span></span></p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"MiFID II: Investment profile","image":{"transformBaseUrl":"https://assets.ing.com/transform/008afe6a-4c47-4705-8462-3f29c34f244b/MiFID-II-InvestmentProfiles-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/296c48d60048b4c1/original/MiFID-II-InvestmentProfiles-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/mifid-ii-investmentprofiles"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"MiFID II: Changes to our investment services","image":{"transformBaseUrl":"https://assets.ing.com/transform/214c3e4f-7f3f-4a2c-bf09-48ccf95d9c44/mifid-and-financial-information-brochures-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2bb8c1b3ca490b9d/original/mifid-and-financial-information-brochures-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/mifid-and-financial-information-brochures"}}]},{"componentType":"sectionTitle","title":"Nationale Identificatiecode (NID)"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span>W</span></span></span></span><span><span><span><span><span><span>hen buying or selling financial instruments</span></span></span></span></span></span><span><span><span><span><span><span>, </span></span></span></span></span></span><span><span><span><span><span><span> clients are required to state their date of birth, nationality and national identifier</span></span></span></span></span></span><span><span><span><span><span><span>. </span></span></span></span></span></span><span><span><span><span><span><span>This</span></span></span></span></span></span><span><span><span><span><span><span> is </span></span></span></span></span></span><span><span><span><span><span><span>necessary</span></span></span></span></span></span> <span><span><span><span>t</span></span></span></span><span><span><span><span><span><span>o comply with the Markets in Financial Instruments Directive (MiFID II)</span></span></span></span></span></span><span><span><span><span><span><span>.</span></span></span></span></span></span><br /><span><span><span><span><span><span>This document contains the necessary information on the type of national ID you must provide as a client and what you need to do if you hold multiple nationalities.</span></span></span></span></span></span></span></span></span></span></span></p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"National Identifier (NID)","image":{"transformBaseUrl":"https://assets.ing.com/transform/cc674134-00f7-435e-a4ee-f9059113e4a6/National-Identifier-NID-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/57940ceb8bc55d47/original/National-Identifier-NID-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/needs-national-identifier-nid"}}]},{"componentType":"sectionTitle","title":"International regulations"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>Do you hold an account abroad? Are you subject to taxation outside of Belgium or the European Union? Perhaps you have investments in the USA?</span></span></span></span></span></span> <span><span><span><span><span><span>Find out more about the regulations concerning CRS and FATCA.</span></span></span></span></span></span></span></span></span></span></span></p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"International regulations (CRS and FATCA)","image":{"transformBaseUrl":"https://assets.ing.com/transform/7ce47d54-5aee-4a9c-8d6b-b6458819fdc3/Landing-red-plane-flies-over-a-person-who-is-overlooking-the-sea-filled-with-ships","type":"image","width":4145,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/3d9b98a93ecb2bb/original/Landing-red-plane-flies-over-a-person-who-is-overlooking-the-sea-filled-with-ships.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/uscorner"}}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Your first steps","intro":"In the investment world","image":{"transformBaseUrl":"https://assets.ing.com/transform/bad6079b-2798-4607-b9cc-29d521ccd520/Group-of-snorkelers-diving-backwards-into-the-water","type":"image","width":7182,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/926369ea1a68021/original/Group-of-snorkelers-diving-backwards-into-the-water.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing"}}]}]}}}