{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Dream big, start small. New Recurring ETFs.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"The 4 key elements of ETF Invest Plan"},{"comparisonCardList":[{"features":{"featureBody":"","featureTitle":"A recurring investment solution designed to offer flexibility."},"subtitle":"A small step today. A habit for tomorrow.","title":"From €1, invest at your own pace","usps":[{"body":"Start from €1 per month","iconType":"check-mark"},{"body":"Adjust your contribution amount (up to €1,000 per month) whenever you wish","iconType":"check-mark"},{"body":"Choose your preferred investment frequency: weekly, monthly or quarterly","iconType":"check-mark"}]},{"features":{"featureBody":"","featureTitle":"No need to know everything from the start. Simply choose the option that best matches your preferences."},"subtitle":"A selection of ETFs is available. The choice is yours.","title":"ETF Invest Plan is available. You choose.","usps":[{"body":"Access a range of ETF Invest Plan  with exposure to markets around the world","iconType":"check-mark"},{"body":"Compare different options based on your own criteria","iconType":"check-mark"},{"body":"Build your portfolio step by step","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"From €1, invest at your own pace,ETF Invest Plan is available. You choose."},{"comparisonCardList":[{"features":{"featureBody":"","featureTitle":"A simpler way to manage the administrative aspects of ETF investing."},"subtitle":"Spend less time on administration and more time focusing on your investments.","title":"ETF administration? We've got it covered.","usps":[{"body":"The handling of taxes generally applicable to ETFs is taken care of for you","iconType":"check-mark"},{"body":"This allows you to focus on monitoring your ETF Invest Plan","iconType":"check-mark"}]},{"features":{"featureBody":"","featureTitle":"Designed to make recurring ETF investing easy to understand and manage."},"subtitle":"Fees that cost less than a coffee? Why not enjoy both?","title":"Accessible fees","usps":[{"body":"0.10% per purchase, with a maximum of €1 per transaction","iconType":"check-mark"},{"body":"No custody fees","iconType":"check-mark"},{"body":"Standard applicable taxes apply","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"ETF administration? We've got it covered.,Accessible fees"},{"componentType":"sectionTitle","title":"Get started"},{"componentType":"paragraph","richBody":{"value":"<p><a data-type=\"external\" href=\"https://assets.ing.com/transform/7d9e6208-2d28-4ab4-8319-82135477b20a/ETF-Invest-Plan-List\">Explore the list of available ETF Invest Plan here.</a></p><p>Ready to discover them and choose the one that suits you best? ING makes it easy for you.</p>"},"title":"ETF Invest Plan is available exclusively through ING Self Invest."},{"comparisonCardList":[{"cta":{"componentType":"cta","textLink":{"text":"Activate ING Self Invest first","url":"https://ebanking.ing.be/investments/mobile/self-investing/7100/onboarding?EW=true"}},"image":{"extension":"svg","original":"https://assets.ing.com/asset/6f06811a-0afb-4466-a9ed-577cf460a90e/womanbehindlaptopthinkingaboutfinances.svg","publishedAt":"2026-02-12T09:38:10Z","transformBaseUrl":"https://assets.ing.com/transform/6f06811a-0afb-4466-a9ed-577cf460a90e/womanbehindlaptopthinkingaboutfinances","type":"image","updatedAt":"2026-02-12T09:52:20Z","width":160},"subtitle":"ETF Invest Plan is available through ING Self Invest.","title":"Need to activate ING Self Invest first? Start here.","usps":[{"body":"Once you have activated ING Self Invest, you will be able to access ETF Invest Plan and explore the available ETF options. Before investing, take the time to understand the characteristics, costs and risks associated with the selected ETF.","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"Activate your ETF Invest Plan","url":"https://ebanking.ing.be/investments/explore?c=TRACKERS&agreementTypeToSelect=INVESTMENTS_ACCOUNT_EXECUTION_ONLY"}},"image":{"extension":"svg","original":"https://assets.ing.com/asset/17fd9ce3-b9d5-4f05-a950-bfb5d3c50b4c/twopeoplehighfive.svg","publishedAt":"2026-02-12T09:55:01Z","transformBaseUrl":"https://assets.ing.com/transform/17fd9ce3-b9d5-4f05-a950-bfb5d3c50b4c/twopeoplehighfive","type":"image","updatedAt":"2026-02-12T10:01:20Z","width":1600},"subtitle":"ETF Invest Plan is available through ING Self Invest.","title":"Already using ING Self Invest? Great!","usps":[{"body":"Activate the feature in just a few clicks and explore the available list of ETF Invest Plan. Take the time to review their characteristics and risks before making your investment decision.","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"Need to activate ING Self Invest first? Start here.,Already using ING Self Invest? Great!"},{"componentType":"sectionTitle","title":"What are ETFs (or trackers)?"},{"alignedImage":{"extension":"png","original":"https://assets.ing.com/asset/36105e36-400e-4e39-af92-da664d8676e4/1-BE-welcometour-Self-phone.png","transformBaseUrl":"https://assets.ing.com/transform/36105e36-400e-4e39-af92-da664d8676e4/1-BE-welcometour-Self-phone"},"componentType":"paragraph","richBody":{"value":"<p>An ETF or &quot;Tracker&quot; is a financial instrument which aims to replicate the performance of an index or a particular sector.</p><p>These indices are usually made up of tens or even thousands of equities and/or bonds and are generally based on countries, regions, themes, etc. This enables you to diversify and spread out your investments across different equities and bonds, without having to monitor each one in detail.</p><p><strong>Like any investment, an ETF is subject to fluctuations in the financial markets. ETFs do not offer any capital guarantee</strong>: their value may rise or fall depending on market conditions and the underlying assets</p>"}},{"componentType":"sectionTitle","title":"Are ETFs suitable for you?"},{"alignedImage":{"position":"left","extension":"svg","original":"https://assets.ing.com/asset/2bf7d84f-2db6-4fd4-b052-b4a65e352c79/womanplanningaheadthinkingaboutfinancesnopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/2bf7d84f-2db6-4fd4-b052-b4a65e352c79/womanplanningaheadthinkingaboutfinancesnopadding"},"componentType":"paragraph","richBody":{"value":"<p><strong>ETF Invest Plan</strong> may be suitable for those who are considering investing gradually with a long-term perspective. Whether you already save and are looking for potential long-term growth, without any guarantee, or are considering getting started, they offer an accessible and step-by-step entry point.</p><p>As with any investment, there is a risk of capital loss and the value may fluctuate.</p>"}},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"“I think investing is too risky.”","image":{"extension":"svg","original":"https://assets.ing.com/asset/28f65ebb-e6de-4e9e-8452-ef7315692111/womensupportlaptopnopadding.svg","publishedAt":"2026-02-12T09:38:10Z","transformBaseUrl":"https://assets.ing.com/transform/28f65ebb-e6de-4e9e-8452-ef7315692111/womensupportlaptopnopadding","type":"image","updatedAt":"2026-02-12T09:52:21Z","width":130}},"testimonialText":{"body":"That’s a legitimate concern. But not all types of investments are the same. There are many different kinds of investments, each with its own level of risk."}}]},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"“I don’t have enough money.”","image":{"extension":"png","original":"https://assets.ing.com/asset/9cc8e4f6-29d6-4877-8b71-81962cd96d0f/Saving-or-Investing.png","publishedAt":"2026-02-12T13:18:18Z","transformBaseUrl":"https://assets.ing.com/transform/9cc8e4f6-29d6-4877-8b71-81962cd96d0f/Saving-or-Investing","type":"image","updatedAt":"2026-02-12T13:21:50Z","width":480}},"testimonialText":{"body":"You don’t need a fortune to get started. Many investment solutions are accessible with small amounts. What matters most is consistency and choosing an option that fits your budget."}}]},{"componentType":"cta","textLink":{"text":"Get started","url":"/en/individuals/investing/recurring-etfs#get-started"}},{"componentType":"sectionTitle","title":"Frequently asked questions?"},{"accordionList":[{"richBody":{"value":"<ul><li><span><span><span><strong><span>Capital risk = You may lose money</span></strong></span></span></span></li></ul><p><span><span><span><span>When you invest, the value of your investment can rise, but it can also fall depending on market conditions and the performance of the underlying assets. If some of these underlying assets lose a significant portion of their value, you may lose part or all of the money you invested.</span></span></span></span></p><ul><li><span><span><span><strong><span>Market risk = Your investment can be affected by many factors</span></strong></span></span></span></li></ul><p><span><span><span><span>ETFs and other financial instruments are influenced by various factors, including:</span></span></span></span></p><p><span><span><span><span>Developments in financial markets</span></span></span></span></p><ul><li><span><span><span><span>The financial situation of issuers of shares and/or financial instruments</span></span></span></span></li><li><span><span><span><span>Global economic conditions (economic crises, inflation, etc.)</span></span></span></span></li><li><span><span><span><span>Economic and political developments in different countries (including conflicts and geopolitical events)</span></span></span></span></li></ul><p><span><span><span><span>In summary, the value of your investment may be affected by a range of external factors, including factors that are independent of your investment choice.</span></span></span></span></p><ul><li><span><span><span><strong><span>Return risk = You are not guaranteed to make money</span></strong></span></span></span></li></ul><p><span><span><span><span>Investing does not guarantee a profit. As a result, you may receive no income from your investment (for example, no dividends), you may not generate a gain, or you may not make a profit when selling your investment.</span></span></span></span></p><p> </p><ul><li><span><span><span><strong><span>Currency risk = Exchange rate movements can affect your investment</span></strong></span></span></span></li></ul><p><span><span><span><span>If your investment is denominated in a foreign currency (for example, US dollars), its value may be affected by exchange rate fluctuations. In practice, this means that if the exchange rate moves unfavourably, your return may decrease, even if the underlying investment has performed positively.</span></span></span></span></p>"},"title":"What are the main risks?"},{"richBody":{"value":"<p>The costs related to ETF Invest Plan are:</p><ul><li><span><span><span><span><strong><span>Brokerage fee:</span></strong><span> 0.10% per purchase, with a maximum of €1 per transaction.<br /><strong>In practice:</strong> each time you invest, you pay a fee equal to 0.10% of the amount invested, capped at €1. This means that regardless of the amount invested, you will never pay more than €1 in brokerage fees per transaction. For example:</span></span></span></span></span><ul><li><span><span><span><span><span>If you invest €50, the brokerage fee is €0.05.</span></span></span></span></span></li><li><span><span><span><span><span>If you invest €1,000, the brokerage fee is €1 (and never more).</span></span></span></span></span></li></ul></li><li><span><span><span><span><strong><span>No custody fees</span></strong><br /><span><strong>In practice:</strong> you do not pay any fees for holding your ETFs in your account.</span></span></span></span></span></li><li><span><span><span><span><strong><span>Other standard taxes may apply</span></strong><span> to this type of product.</span></span></span></span></span></li></ul><p><span><span><span><strong><span>Good to know:</span></strong><span>  All charges are explained during product opening and in the pre-contractual information.</span></span></span></span></p>"},"title":"What are the costs associated with ETFs?"},{"richBody":{"value":"<ul><li><p><strong>Regional ETFs:</strong> Regional ETFs focus on a specific region or country, such as Europe, the United States, or emerging markets. This allows you to invest in a specific part of the world.</p></li><li><p><strong>Sector ETFs:</strong> Sector ETFs invest in one specific economic sector, such as technology, healthcare, or energy. Their performance depends on how that sector evolves.</p></li><li><p><strong>Thematic ETFs:</strong> Thematic ETFs focus on a specific theme or long-term trend, such as renewable energy, digitalisation, or artificial intelligence. They group together companies that operate within that theme.</p></li><li><p><strong>Lifecycle ETFs:</strong> A Lifecycle ETF is a type of ETF with a fixed maturity date. Its composition is automatically adjusted so that the risk level gradually decreases as the maturity date approaches.</p></li></ul>"},"title":"What are the different types of ETFs?"},{"richBody":{"value":"<p>Anyone with an ING current account or an ING Invest Account, whether you are a beginner or an experienced investor, and who understands the risks and characteristics of an ETF.</p>"},"title":"Who can benefit from ETF Invest Plan?"},{"richBody":{"value":"<p>You can start from €1, with a maximum of €1,000 per month.</p>"},"title":"What is the minimum and maximum amount to start investing with the ETF Invest Plan?"},{"richBody":{"value":"<p>With ETF Invest Plan, you can choose a weekly, monthly or quarterly order.</p>"},"title":"What frequency can I choose?"},{"richBody":{"value":"<ul><li><span><span><span><span>With a <strong>traditional ETF</strong>, you decide when to invest and place each buy order yourself.</span></span></span></span></li><li><span><span><span><span>With an <strong>ETF Invest Plan</strong>, you choose an amount and an investment frequency (weekly, monthly, or quarterly). Your investments are then made automatically according to the schedule you selected. You can modify, pause, or stop your plan at any time.</span></span></span></span></li></ul><p><span><span><span><span>An <strong>ETF Invest Plan</strong> is therefore an ETF that you invest in automatically. There&apos;s no need to remember to place an order each time. You invest regularly, at your own pace</span>.</span></span></span></p>"},"title":"What is the difference between an ETF Invest Plan and a traditional ETF?"},{"richBody":{"value":"<p><span><span><span>Yes, absolutely! You can invest in as many ETF Invest Plans as you like. For each plan, you choose the amount and frequency that suit you best. This gives you the flexibility to gradually build a portfolio that matches your goals and budget.</span></span></span></p>"},"title":"Is it possible to invest in multiple ETF Invest Plans?"},{"richBody":{"value":"<p><span><span><span>In the ING Banking app, you can search for available ETF Invest Plans.</span></span></span></p><ul><li><span><span><span><span>Click on the <strong>‘Investments’</strong> tab.</span></span></span></span></li><li><span><span><span><span>Then click <strong>‘Discover’</strong> and tap the search bar.</span></span></span></span></li><li><span><span><span><span>Several keywords will appear. You can either select the <strong>‘ETF Invest Plan’</strong> keyword or enter it yourself in the search bar.</span></span></span></span></li></ul><p><span><span><span>You can also consult the PDF list of available <a data-type=\"external\" href=\"https://assets.ing.com/transform/7d9e6208-2d28-4ab4-8319-82135477b20a/ETF-Invest-Plan-List\"><strong><span>ETF Invest Plan</span> here.</strong></a></span></span></span></p>"},"title":"Where can I find the available ETF Invest Plan?"}],"componentType":"accordion"},{"componentType":"feature","featureName":"survey-starter?surveyName=894adfe8-282d-4a3b-9dd6-54bb18e5d294&autoStart=35"},{"componentType":"sectionTitle","title":"Also interesting"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/2ab3a7c7706acdfd/original/portrait-of-senior-man-using-mobile-phone-while-sitting-at-table.jpg","publishedAt":"2022-08-27T00:00:00Z","transformBaseUrl":"https://assets.ing.com/transform/da433482-8fbd-40d6-b432-faaeb6e858c1/portrait-of-senior-man-using-mobile-phone-while-sitting-at-table","type":"image","updatedAt":"2023-12-21T16:07:17Z","width":5700},"intro":"Invest online independently and securely","link":{"url":"/en/individuals/investing/ing-self-invest"},"title":"Invest yourself"},{"cardSize":"small","cardType":"product","checkMarkList":["Easy and fully digital","Managed for you","Socially responsible"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/221df07ffd7a09ad/original/Easy-Invest_campaign_Productshop-dimensions.jpg","publishedAt":"2024-05-02T15:02:45Z","transformBaseUrl":"https://assets.ing.com/transform/d44ef1e4-0d72-4f5f-858e-a9bb02435d0c/Easy-Invest_campaign_Productshop-dimensions","type":"image","updatedAt":"2024-06-04T13:25:58Z","width":720},"intro":"ING Easy Invest","link":{"url":"/en/individuals/investing/easy-invest"},"title":"Investing in a turnkey solution"}],"componentType":"cards"}]},"hasMacro":false,"id":"8d0206d7-e5e8-4adb-b6d2-7fb95fa26a3d","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>Home’Bank, Business’Bank and the ING Banking app are available to all Home’Bank, Business’Bank or ING Banking subscription holders (subject to acceptance by ING and mutual agreement).<br />All relevant information, such as the Home’Bank and Business’Bank General Terms and Conditions (annexed to ING’s General Regulations), the ING Banking General Terms and Conditions and the transaction fees, is available at www.ing.be, at your ING branch and by telephone on +32 2 464 60 01.</p>"}}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Investing money","url":"/en/individuals/investing"}},"componentType":"productHeader","coreHeader":{"body":"Do you think investing in the stock market isn’t for you 🤔? That you need to be rich or have finance skills worthy of The Wolf of Wall Street 🐺 to invest?\r\nETFs show that investing can be much simpler than you imagine 🚀. With ETF Invest Plans, investing becomes automatic. At your own pace, starting from just €1. Because investing regularly today can help you build your plans for tomorrow","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/ebe674a5-a271-496c-a4e0-a1afe6d0d92f/Two-happy-friends-jumping-into-the-air-in-front-of-a-door.JPG","publishedAt":"2018-11-03T12:37:54Z","transformBaseUrl":"https://assets.ing.com/transform/ebe674a5-a271-496c-a4e0-a1afe6d0d92f/Two-happy-friends-jumping-into-the-air-in-front-of-a-door","type":"image","updatedAt":"2024-10-14T07:37:01Z","width":4766},"promoStickerLayout":"Default","promoText":"More than 620,000 customers have already started their investment journey with ING. And you?","subtitle":"ETF Invest Plan: ETFs on a recurring basis, accessible from €1.","title":"Investing in ETFs means thinking about building your future."},"cta":{"componentType":"cta","textLink":{"text":"Get started","url":"/en/individuals/investing/recurring-etfs#get-started"}},"headerNotification":{"notification":{"body":"Investing involves costs and risks. (More information can be found in our “Frequently Asked Questions” at the bottom of the page.) Always review the legal, contractual, and other relevant documents.","notificationType":"information","personalizationTaxonomy":{"taxonomyType":"personalizationTaxonomy"},"productTaxonomy":{"taxonomyType":"productTaxonomyContainer"}}},"usps":[{"body":"Invest automatically from just €1 per month","icon":{"extension":"png","original":"https://assets.ing.com/asset/057d1892-7c16-4061-8f74-f2e77e9262cd/732284-illu-ETF_Invest-1-1.png","publishedAt":"2026-06-09T11:54:37Z","transformBaseUrl":"https://assets.ing.com/transform/057d1892-7c16-4061-8f74-f2e77e9262cd/732284-illu-ETF_Invest-1-1","type":"image","updatedAt":"2026-06-09T11:55:20Z","width":945}},{"body":"A selection of ETFs","icon":{"extension":"png","original":"https://assets.ing.com/asset/e21e74be-43ad-4627-a335-db53cd4ee408/732284-illu-ETF_Select-World-4.png","publishedAt":"2026-06-09T11:54:37Z","transformBaseUrl":"https://assets.ing.com/transform/e21e74be-43ad-4627-a335-db53cd4ee408/732284-illu-ETF_Select-World-4","type":"image","updatedAt":"2026-06-09T11:55:21Z","width":945}},{"body":"Tax administration handled for you","icon":{"extension":"svg","original":"https://assets.ing.com/asset/a05e472b-5131-42ab-9492-d3ee0392bbd9/Handshake-2-spot.svg","publishedAt":"2024-05-21T14:29:34Z","transformBaseUrl":"https://assets.ing.com/transform/a05e472b-5131-42ab-9492-d3ee0392bbd9/Handshake-2-spot","type":"image","updatedAt":"2024-05-21T14:30:04Z","width":160}},{"body":"Transaction fees of up to €1","icon":{"extension":"png","original":"https://assets.ing.com/asset/a99df4d6-e789-4761-8fa3-6abcc371141b/Woman-holding-euro-coin-in-hand.png","publishedAt":"2026-02-12T06:35:03Z","transformBaseUrl":"https://assets.ing.com/transform/a99df4d6-e789-4761-8fa3-6abcc371141b/Woman-holding-euro-coin-in-hand","type":"image","updatedAt":"2026-02-12T06:35:13Z","width":480}}]},"publishDate":"2026-09-03T13:57:52.558+02:00"}}