{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Dream big, start small. New Recurring ETFs.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"The 4 key elements of Recurring ETFs"},{"comparisonCardList":[{"features":{"featureBody":"","featureTitle":"A recurring investment solution designed to offer flexibility."},"subtitle":"A small step today. A way to look ahead to tomorrow","title":"From €1, invest at your own pace","usps":[{"body":"Start from €1 per month","iconType":"check-mark"},{"body":"Adjust your contribution amount (up to €1,000 per month) whenever you wish","iconType":"check-mark"},{"body":"Choose your preferred investment frequency: weekly, monthly or quarterly","iconType":"check-mark"}]},{"features":{"featureBody":"","featureTitle":"No need to know everything from the start. Simply choose the option that best matches your preferences."},"subtitle":"A selection of ETFs is available. The choice is yours.","title":"A range of ETFs available. You choose.","usps":[{"body":"Access a range of ETFs with exposure to markets around the world","iconType":"check-mark"},{"body":"Compare different options based on your own criteria","iconType":"check-mark"},{"body":"Build your portfolio step by step","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"From €1, invest at your own pace,A range of ETFs available. You choose."},{"comparisonCardList":[{"features":{"featureBody":"","featureTitle":"A simpler way to manage the administrative aspects of ETF investing."},"subtitle":"Spend less time on administration and more time focusing on your investments.","title":"ETF administration? We've got it covered.","usps":[{"body":"The handling of taxes generally applicable to ETFs is taken care of for you","iconType":"check-mark"},{"body":"This allows you to focus on monitoring your ETFs","iconType":"check-mark"}]},{"features":{"featureBody":"","featureTitle":"Designed to make recurring ETF investing easy to understand and manage."},"subtitle":"Fees that cost less than a coffee? Why not enjoy both?","title":"Accessible fees","usps":[{"body":"0.10% per purchase, with a maximum of €1 per transaction","iconType":"check-mark"},{"body":"No custody fees","iconType":"check-mark"},{"body":"Standard applicable taxes apply","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"ETF administration? We've got it covered.,Accessible fees"},{"componentType":"sectionTitle","title":"Get started"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span>Ready to choose your Recurring ETFs? ING makes it easy for you.</span></span></span></span></p>"},"title":"Recurring ETFs are available exclusively through ING Self Invest."},{"comparisonCardList":[{"cta":{"componentType":"cta","textLink":{"text":"Activate ING Self Invest first","url":"https://ebanking.ing.be/investments/mobile/self-investing/7100/onboarding?EW=true"}},"image":{"extension":"svg","original":"https://assets.ing.com/asset/6f06811a-0afb-4466-a9ed-577cf460a90e/womanbehindlaptopthinkingaboutfinances.svg","transformBaseUrl":"https://assets.ing.com/transform/6f06811a-0afb-4466-a9ed-577cf460a90e/womanbehindlaptopthinkingaboutfinances","type":"image","width":160},"subtitle":"Recurring ETFs are available through ING Self Invest.","title":"Need to activate ING Self Invest first? Start here.","usps":[{"body":"Once you have activated ING Self Invest, you will be able to access Recurring ETFs and explore the available ETF options. Before investing, take the time to understand the characteristics, costs and risks associated with the selected ETF.","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"Activate your Recurring ETFs","url":"https://ebanking.ing.be/investments/explore?c=TRACKERS&agreementTypeToSelect=INVESTMENTS_ACCOUNT_EXECUTION_ONLY"}},"image":{"extension":"svg","original":"https://assets.ing.com/asset/17fd9ce3-b9d5-4f05-a950-bfb5d3c50b4c/twopeoplehighfive.svg","transformBaseUrl":"https://assets.ing.com/transform/17fd9ce3-b9d5-4f05-a950-bfb5d3c50b4c/twopeoplehighfive","type":"image","width":1600},"subtitle":"Recurring ETFs are available through ING Self Invest.","title":"Already using ING Self Invest? Great!","usps":[{"body":"Activate the feature in just a few clicks and explore the available list of ETFs. Take the time to review their characteristics and risks before making your investment decision.","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"Need to activate ING Self Invest first? Start here.,Already using ING Self Invest? Great!"},{"componentType":"sectionTitle","title":"What are ETFs (or trackers)?"},{"alignedImage":{"extension":"png","original":"https://assets.ing.com/asset/36105e36-400e-4e39-af92-da664d8676e4/1-BE-welcometour-Self-phone.png","transformBaseUrl":"https://assets.ing.com/transform/36105e36-400e-4e39-af92-da664d8676e4/1-BE-welcometour-Self-phone"},"componentType":"paragraph","richBody":{"value":"<p>An ETF or &quot;Tracker&quot; is a financial instrument which aims to replicate the performance of an index or a particular sector.</p><p>These indices are usually made up of tens or even thousands of equities and/or bonds and are generally based on countries, regions, themes, etc. This enables you to diversify and spread out your investments across different equities and bonds, without having to monitor each one in detail.</p><p><strong>Like any investment, an ETF is subject to fluctuations in the financial markets. ETFs do not offer any capital guarantee</strong>: their value may rise or fall depending on market conditions and the underlying assets</p>"}},{"componentType":"sectionTitle","title":"Are ETFs suitable for you?"},{"alignedImage":{"position":"left","extension":"svg","original":"https://assets.ing.com/asset/2bf7d84f-2db6-4fd4-b052-b4a65e352c79/womanplanningaheadthinkingaboutfinancesnopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/2bf7d84f-2db6-4fd4-b052-b4a65e352c79/womanplanningaheadthinkingaboutfinancesnopadding"},"componentType":"paragraph","richBody":{"value":"<p><strong>Recurring ETFs</strong> may be suitable for those who are considering investing gradually with a long-term perspective. Whether you already save and are looking for potential long-term growth, without any guarantee, or are considering getting started, they offer an accessible and step-by-step entry point.</p><p>As with any investment, there is a risk of capital loss and the value may fluctuate.</p>"}},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"“I think investing is too risky.”","image":{"extension":"svg","original":"https://assets.ing.com/asset/28f65ebb-e6de-4e9e-8452-ef7315692111/womensupportlaptopnopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/28f65ebb-e6de-4e9e-8452-ef7315692111/womensupportlaptopnopadding","type":"image","width":130}},"testimonialText":{"body":"That’s a legitimate concern. But not all types of investments are the same. There are many different kinds of investments, each with its own level of risk."}}]},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"“I don’t have enough money.”","image":{"extension":"png","original":"https://assets.ing.com/asset/9cc8e4f6-29d6-4877-8b71-81962cd96d0f/Saving-or-Investing.png","transformBaseUrl":"https://assets.ing.com/transform/9cc8e4f6-29d6-4877-8b71-81962cd96d0f/Saving-or-Investing","type":"image","width":480}},"testimonialText":{"body":"You don’t need a fortune to get started. Many investment solutions are accessible with small amounts. What matters most is consistency and choosing an option that fits your budget."}}]},{"componentType":"cta","textLink":{"text":"Get started","url":"/en/individuals/investing/recurring-etfs#get-started"}},{"componentType":"sectionTitle","title":"Frequently asked questions?"},{"accordionList":[{"richBody":{"value":"<ul><li><span><span><span><strong><span>Capital risk = You may lose money</span></strong></span></span></span></li></ul><p><span><span><span><span>When you invest, the value of your investment can rise, but it can also fall depending on market conditions and the performance of the underlying assets. If some of these underlying assets lose a significant portion of their value, you may lose part or all of the money you invested.</span></span></span></span></p><ul><li><span><span><span><strong><span>Market risk = Your investment can be affected by many factors</span></strong></span></span></span></li></ul><p><span><span><span><span>ETFs and other financial instruments are influenced by various factors, including:</span></span></span></span></p><p><span><span><span><span>Developments in financial markets</span></span></span></span></p><ul><li><span><span><span><span>The financial situation of issuers of shares and/or financial instruments</span></span></span></span></li><li><span><span><span><span>Global economic conditions (economic crises, inflation, etc.)</span></span></span></span></li><li><span><span><span><span>Economic and political developments in different countries (including conflicts and geopolitical events)</span></span></span></span></li></ul><p><span><span><span><span>In summary, the value of your investment may be affected by a range of external factors, including factors that are independent of your investment choice.</span></span></span></span></p><ul><li><span><span><span><strong><span>Return risk = You are not guaranteed to make money</span></strong></span></span></span></li></ul><p><span><span><span><span>Investing does not guarantee a profit. As a result, you may receive no income from your investment (for example, no dividends), you may not generate a gain, or you may not make a profit when selling your investment.</span></span></span></span></p><p> </p><ul><li><span><span><span><strong><span>Currency risk = Exchange rate movements can affect your investment</span></strong></span></span></span></li></ul><p><span><span><span><span>If your investment is denominated in a foreign currency (for example, US dollars), its value may be affected by exchange rate fluctuations. In practice, this means that if the exchange rate moves unfavourably, your return may decrease, even if the underlying investment has performed positively.</span></span></span></span></p>"},"title":"What are the main risks?"},{"richBody":{"value":"<p>The costs related to Recurring ETFs are:</p><ul><li><span><span><span><span><strong><span>Brokerage fee:</span></strong><span> 0.10% per purchase, with a maximum of €1 per transaction.<br /><strong>In practice:</strong> each time you invest, you pay a fee equal to 0.10% of the amount invested, capped at €1. This means that regardless of the amount invested, you will never pay more than €1 in brokerage fees per transaction. For example:</span></span></span></span></span><ul><li><span><span><span><span><span>If you invest €50, the brokerage fee is €0.05.</span></span></span></span></span></li><li><span><span><span><span><span>If you invest €1,000, the brokerage fee is €1 (and never more).</span></span></span></span></span></li></ul></li><li><span><span><span><span><strong><span>No custody fees</span></strong><br /><span><strong>In practice:</strong> you do not pay any fees for holding your ETFs in your account.</span></span></span></span></span></li><li><span><span><span><span><strong><span>Other standard taxes may apply</span></strong><span> to this type of product.</span></span></span></span></span></li></ul><p><span><span><span><strong><span>Good to know:</span></strong><span>  All charges are explained during product opening and in the pre-contractual information.</span></span></span></span></p>"},"title":"What are the costs associated with ETFs?"},{"richBody":{"value":"<ul><li><p><strong>Regional ETFs:</strong> Regional ETFs focus on a specific region or country, such as Europe, the United States, or emerging markets. This allows you to invest in a specific part of the world.</p></li><li><p><strong>Sector ETFs:</strong> Sector ETFs invest in one specific economic sector, such as technology, healthcare, or energy. Their performance depends on how that sector evolves.</p></li><li><p><strong>Thematic ETFs:</strong> Thematic ETFs focus on a specific theme or long-term trend, such as renewable energy, digitalisation, or artificial intelligence. They group together companies that operate within that theme.</p></li><li><p><strong>Lifecycle ETFs:</strong> A Lifecycle ETF is a type of ETF with a fixed maturity date. Its composition is automatically adjusted so that the risk level gradually decreases as the maturity date approaches.</p></li></ul>"},"title":"What are the different types of ETFs?"},{"richBody":{"value":"<p>Anyone with an ING current account or an ING Invest Account, whether you are a beginner or an experienced investor, and who understands the risks and characteristics of an ETF.</p>"},"title":"Who can benefit from the new Recurring ETFs?"},{"richBody":{"value":"<p>You can start from €1, with a maximum of €1,000 per month.</p>"},"title":"What is the minimum and maximum amount to start investing with the new Recurring ETFs?"},{"richBody":{"value":"<p>With the new Recurring ETFs, you can choose a weekly, monthly or quarterly order.</p>"},"title":"What frequency can I choose?"}],"componentType":"accordion"},{"componentType":"feature","featureName":"survey-starter?surveyName=894adfe8-282d-4a3b-9dd6-54bb18e5d294&autoStart=35"},{"componentType":"sectionTitle","title":"Also interesting"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/2ab3a7c7706acdfd/original/portrait-of-senior-man-using-mobile-phone-while-sitting-at-table.jpg","transformBaseUrl":"https://assets.ing.com/transform/da433482-8fbd-40d6-b432-faaeb6e858c1/portrait-of-senior-man-using-mobile-phone-while-sitting-at-table","type":"image","width":5700},"intro":"Invest online independently and securely","link":{"url":"/en/individuals/investing/ing-self-invest"},"title":"Invest yourself"},{"cardSize":"small","cardType":"product","checkMarkList":["Easy and fully digital","Managed for you","Socially responsible"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/221df07ffd7a09ad/original/Easy-Invest_campaign_Productshop-dimensions.jpg","transformBaseUrl":"https://assets.ing.com/transform/d44ef1e4-0d72-4f5f-858e-a9bb02435d0c/Easy-Invest_campaign_Productshop-dimensions","type":"image","width":720},"intro":"ING Easy Invest","link":{"url":"/en/individuals/investing/easy-invest"},"title":"Investing in a turnkey solution"}],"componentType":"cards"}]},"hasMacro":false,"id":"8d0206d7-e5e8-4adb-b6d2-7fb95fa26a3d","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>Home’Bank, Business’Bank and the ING Banking app are available to all Home’Bank, Business’Bank or ING Banking subscription holders (subject to acceptance by ING and mutual agreement).<br />All relevant information, such as the Home’Bank and Business’Bank General Terms and Conditions (annexed to ING’s General Regulations), the ING Banking General Terms and Conditions and the transaction fees, is available at www.ing.be, at your ING branch and by telephone on +32 2 464 60 01.</p>"}}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Investing money","url":"/en/individuals/investing"}},"componentType":"productHeader","coreHeader":{"body":"Do you think investing in the stock market isn’t for you 🤔? That you need to be rich or have finance skills worthy of The Wolf of Wall Street 🐺 to invest?\r\nETFs show that investing can be much simpler than you imagine 🚀.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/ebe674a5-a271-496c-a4e0-a1afe6d0d92f/Two-happy-friends-jumping-into-the-air-in-front-of-a-door.JPG","transformBaseUrl":"https://assets.ing.com/transform/ebe674a5-a271-496c-a4e0-a1afe6d0d92f/Two-happy-friends-jumping-into-the-air-in-front-of-a-door","type":"image","width":4766},"promoLabel":{"body":"New","labelType":"operational"},"promoStickerLayout":"Default","promoText":"More than 600,000 customers have already started their investment journey with ING. And you?","subtitle":"Accessible from €1, flexible, with access to monitoring at any time.","title":"Investing in ETFs means thinking about building your future."},"cta":{"componentType":"cta","textLink":{"text":"Get started","url":"/en/individuals/investing/recurring-etfs#get-started"}},"headerNotification":{"notification":{"body":"Investing involves costs and risks. (More information can be found in our “Frequently Asked Questions” at the bottom of the page.) Always review the legal, contractual, and other relevant documents.","notificationType":"information","personalizationTaxonomy":{"taxonomyType":"personalizationTaxonomy"},"productTaxonomy":{"taxonomyType":"productTaxonomyContainer"}}},"usps":[{"body":"From €1 per month","icon":{"extension":"png","original":"https://assets.ing.com/asset/057d1892-7c16-4061-8f74-f2e77e9262cd/732284-illu-ETF_Invest-1-1.png","transformBaseUrl":"https://assets.ing.com/transform/057d1892-7c16-4061-8f74-f2e77e9262cd/732284-illu-ETF_Invest-1-1","type":"image","width":945}},{"body":"A selection of ETFs","icon":{"extension":"png","original":"https://assets.ing.com/asset/e21e74be-43ad-4627-a335-db53cd4ee408/732284-illu-ETF_Select-World-4.png","transformBaseUrl":"https://assets.ing.com/transform/e21e74be-43ad-4627-a335-db53cd4ee408/732284-illu-ETF_Select-World-4","type":"image","width":945}},{"body":"Tax administration handled for you","icon":{"extension":"svg","original":"https://assets.ing.com/asset/a05e472b-5131-42ab-9492-d3ee0392bbd9/Handshake-2-spot.svg","transformBaseUrl":"https://assets.ing.com/transform/a05e472b-5131-42ab-9492-d3ee0392bbd9/Handshake-2-spot","type":"image","width":160}},{"body":"Transaction fees of up to €1","icon":{"extension":"png","original":"https://assets.ing.com/asset/a99df4d6-e789-4761-8fa3-6abcc371141b/Woman-holding-euro-coin-in-hand.png","transformBaseUrl":"https://assets.ing.com/transform/a99df4d6-e789-4761-8fa3-6abcc371141b/Woman-holding-euro-coin-in-hand","type":"image","width":480}}]},"publishDate":"2026-07-02T13:34:47.742+02:00"}}