An ETF or "Tracker" is a financial instrument which aims to replicate the performance of an index or a particular sector.
These indices are usually made up of tens or even thousands of equities and/or bonds and are generally based on countries, regions, themes, etc. This enables you to diversify and spread out your investments across different equities and bonds, without having to monitor each one in detail.
Like any investment, an ETF is subject to fluctuations in the financial markets. ETFs do not offer any capital guarantee: their value may rise or fall depending on market conditions and the underlying assets
"}},{"componentType":"sectionTitle","title":"Are ETFs suitable for you?"},{"alignedImage":{"position":"left","extension":"svg","original":"https://assets.ing.com/asset/2bf7d84f-2db6-4fd4-b052-b4a65e352c79/womanplanningaheadthinkingaboutfinancesnopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/2bf7d84f-2db6-4fd4-b052-b4a65e352c79/womanplanningaheadthinkingaboutfinancesnopadding"},"componentType":"paragraph","richBody":{"value":"Recurring ETFs may be suitable for those who are considering investing gradually with a long-term perspective. Whether you already save and are looking for potential long-term growth, without any guarantee, or are considering getting started, they offer an accessible and step-by-step entry point.
As with any investment, there is a risk of capital loss and the value may fluctuate.
"}},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"“I think investing is too risky.”","image":{"extension":"svg","original":"https://assets.ing.com/asset/28f65ebb-e6de-4e9e-8452-ef7315692111/womensupportlaptopnopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/28f65ebb-e6de-4e9e-8452-ef7315692111/womensupportlaptopnopadding","type":"image","width":130}},"testimonialText":{"body":"That’s a legitimate concern. But not all types of investments are the same. There are many different kinds of investments, each with its own level of risk."}}]},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"“I don’t have enough money.”","image":{"extension":"png","original":"https://assets.ing.com/asset/9cc8e4f6-29d6-4877-8b71-81962cd96d0f/Saving-or-Investing.png","transformBaseUrl":"https://assets.ing.com/transform/9cc8e4f6-29d6-4877-8b71-81962cd96d0f/Saving-or-Investing","type":"image","width":480}},"testimonialText":{"body":"You don’t need a fortune to get started. Many investment solutions are accessible with small amounts. What matters most is consistency and choosing an option that fits your budget."}}]},{"componentType":"cta","textLink":{"text":"Get started","url":"/en/individuals/investing/recurring-etfs#get-started"}},{"componentType":"sectionTitle","title":"Frequently asked questions?"},{"accordionList":[{"richBody":{"value":"Market risk: ETFs and other financial instruments are influenced by a range of factors. These include, but are not limited to, developments in the financial markets, the economic situation of issuers of shares and/or financial instruments, which in turn is influenced by the global economic environment, as well as the economic and political conditions in the countries concerned.
The costs related to Recurring ETFs are:
An ETF or “tracker” is a financial instrument that aims to replicate, for example, the performance of a specific index or sector. An index can consist of ten or even thousands of shares and/or bonds and is usually based on a country, region, or theme, among others. This means you can diversify your investments and spread them across different shares and bonds without having to follow each one in detail.
"},"title":"What is an ETF?"},{"richBody":{"value":"Regional ETFs: Regional ETFs focus on a specific region or country, such as Europe, the United States, or emerging markets. This allows you to invest in a specific part of the world.
Sector ETFs: Sector ETFs invest in one specific economic sector, such as technology, healthcare, or energy. Their performance depends on how that sector evolves.
Thematic ETFs: Thematic ETFs focus on a specific theme or long-term trend, such as renewable energy, digitalisation, or artificial intelligence. They group together companies that operate within that theme.
Lifecycle ETFs: A Lifecycle ETF is a type of ETF with a fixed maturity date. Its composition is automatically adjusted so that the risk level gradually decreases as the maturity date approaches.
Anyone with an ING current account or an ING Invest Account, whether you are a beginner or an experienced investor, and who understands the risks and characteristics of an ETF.
"},"title":"Who can benefit from the new Recurring ETFs?"},{"richBody":{"value":"You can start from €1, with a maximum of €1,000 per month.
"},"title":"What is the minimum and maximum amount to start investing with the new Recurring ETFs?"},{"richBody":{"value":"With the new Recurring ETFs, you can choose a weekly, monthly or quarterly order.
"},"title":"What frequency can I choose?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Also interesting"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/2ab3a7c7706acdfd/original/portrait-of-senior-man-using-mobile-phone-while-sitting-at-table.jpg","transformBaseUrl":"https://assets.ing.com/transform/da433482-8fbd-40d6-b432-faaeb6e858c1/portrait-of-senior-man-using-mobile-phone-while-sitting-at-table","type":"image","width":5700},"intro":"Invest online independently and securely","link":{"url":"/en/individuals/investing/ing-self-invest"},"title":"Invest yourself"},{"cardSize":"small","cardType":"product","checkMarkList":["Easy and fully digital","Managed for you","Socially responsible"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/221df07ffd7a09ad/original/Easy-Invest_campaign_Productshop-dimensions.jpg","transformBaseUrl":"https://assets.ing.com/transform/d44ef1e4-0d72-4f5f-858e-a9bb02435d0c/Easy-Invest_campaign_Productshop-dimensions","type":"image","width":720},"intro":"ING Easy Invest","link":{"url":"/en/individuals/investing/easy-invest"},"title":"Investing in a turnkey solution"}],"componentType":"cards"}]},"hasMacro":false,"id":"8d0206d7-e5e8-4adb-b6d2-7fb95fa26a3d","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"Home’Bank, Business’Bank and the ING Banking app are available to all Home’Bank, Business’Bank or ING Banking subscription holders (subject to acceptance by ING and mutual agreement).
All relevant information, such as the Home’Bank and Business’Bank General Terms and Conditions (annexed to ING’s General Regulations), the ING Banking General Terms and Conditions and the transaction fees, is available at www.ing.be, at your ING branch and by telephone on +32 2 464 60 01.