You can find the characteristics of the sub-fund(s) you will invest in, in the KID (Key Information Document) on ing-isim.lu
"},"title":"Where can you find the characteristics of the beneficiary fund?"},{"richBody":{"value":"A fund
A “fund” refers to a collective investment undertaking (CIU). This is a general term for institutions that collect money from investors and invest it in a portfolio of financial instruments.
The term “fund” includes both investment companies and common funds, as well as their sub-funds.
A sub-fund
A “sub-fund” is a part of an investment fund. Each sub-fund is a separate portfolio with its own investment policy, risk profile and characteristics, even if it belongs to the same fund.
A class
A “share class” is a subcategory within a sub-fund.
All classes within the same sub-fund invest in the same portfolio, but may differ in terms of:
Each class can be offered as:
Discover the list of involved sub-funds
.
"},"title":"List of involved sub-funds"},{"richBody":{"value":"What will change after the merger?
These changes will be visible:
Your investment retains its key characteristics despite these changes.
To prepare for the merger, no transactions (buy, sell or transfer) can be carried out during a specific period.
Your orders
The freeze period runs:
• from 02/10/2026
○ from 2:00 pm for the absorbed sub-funds
○ from 3:00 pm for the beneficiary sub-funds
• until 12/10/2026 at 7:00 am
In practice
• you cannot place buy, sell or transfer orders for the affected funds; they will not be executed between these two moments;
• any orders received after the indicated cut-off times will not be processed.
Your periodic investment plans
Do you invest periodically in an ING Fund? In that case, the freeze period will also affect your regular investments.
Investments scheduled between 02/10/2026 and 12/10/2026 will be executed earlier, on 02/10/2026.
Please ensure that sufficient funds are available in your account a few days in advance.
Any ING World ICAV funds you may hold
Did you also hold one of the sub-funds of ING (B) Collect Portfolio that was successfully merged into ING World ICAV on 21 August 2026?
If so, the freeze period mentioned above also applies to your ING World ICAV funds.
No.
If you sell before the merger, the usual taxes will still apply. More information is available on ing.be > Charges and regulations
"},"title":"Are there any costs or taxes associated with the merger?"},{"richBody":{"value":"For some of the absorbed sub-funds, the NAV will be recalculated after the merger based on the exchange ratio on the day of the merger.
The total value of your investment remains unchanged.
The exchange ratio: explanation and illustrative example
What is the exchange ratio?
In a fund merger, the exchange ratio determines how many units of the new fund you will receive in exchange for the units you held in the original fund.
This ratio is calculated to ensure that the total value of your investment remains the same before and after the merger.
In other words, the number of units may change, but not the value of your investment at the time of the merger.
How is the exchange ratio calculated?
The exchange ratio is based on the Net Asset Value (NAV) of both sub-funds:
• the NAV of your current sub-fund before the merger
• the NAV of the sub-fund after the merger
These values are compared on a predefined date to define the exchange ratio.
| Before the merger | After the merger |
|---|---|
| • You hold 100 units of ING ABC R Dis EUR • NAV per unit = EUR 10 • Total value = EUR 1,000 | • This sub-fund is replaced by XYZ BeR Dis EUR • NAV per unit = EUR 25 |
Application of the exchange ratio After the merger, you will therefore hold 40 units of XYZ BER Dis EUR, with a total value of still EUR 1,000. |
As with any investment, the value may then rise or fall depending on market conditions
"},"title":"Is there an impact on the Net Asset Value (NAV)?"},{"richBody":{"value":"Yes.
After the merger, your regular investment plans will continue automatically under the same conditions (amount and frequency).
They will be executed in the beneficiary sub-fund.
You do not need to take any action.
If your fund is of the distribution type (DIS), any potential dividend will be paid twice a year, in April and September. Except for ING Multi-Asset Income (will become ING Income in the future), for which any dividends will continue to be paid out four times a year.
"},"title":"When are dividends paid for distribution funds?"},{"richBody":{"value":"Management fees will generally remain comparable.
As with your current fund, they may evolve over time depending on market conditions.
No.
Everything will be handled automatically.
You can find the KID (Key Information Documents) for all beneficiary sub-funds on ing-isim.lu
"},"title":"Where can you consult the KID of the beneficiary sub-funds?"},{"richBody":{"value":"
Go to ing-isim.lu > Communication > Notices to shareholders
"},"title":"Would you like more information?"},{"richBody":{"value":"If you do not agree with this merger, you can sell your units in one of the sub-funds to be absorbed until 02/10/2026 at 2:00 pm.
A sale (or switch) is carried out free of charge (no commission).
Please note: any applicable taxes (TOB, withholding tax) may still apply. The NAV of the transaction day will be applied.
In practice:
"},"title":"Do you disagree with the merger? What can you do?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"9cc877c6-0b97-4c0c-8966-4b09f76db6e9","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Investing money","url":"/en/individuals/investing"}},"componentType":"editorialHeader","coreHeader":{"body":"The boards of directors of the funds ING Optimal Selection, ING Multi-Asset Income Fund, ING Sustainable and ING Multi-Strategy (absorbed fund) and ING World ICAV (beneficiary fund) have decided to merge their sub-funds.\r\nThis merger will take effect on 9 October 2026.","title":"Merger ING Fund and ING World ICAV"},"date":"2026-08-24","readingTime":0},"publishDate":"2026-08-25T08:08:30.018+02:00"}}