{"type":"document","data":{"contentType":"onecms:editorialPage","flexPageMetadata":{"afmBanner":false,"description":"Merger ING (B) Collect Portfolio (ING Personal Portfolio) into ING World ICAV","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"highlight","richBody":{"value":"

Following the merger of ING (B) Collect Portfolio into ING World ICAV on 21 August 2026, a second merger will take place on 9 October 2026, whereby the ING Fund sub-funds will be merged into ING World ICAV.

To ensure the smooth execution of this merger, a freeze period will apply. During this period, orders and periodic investments may be temporarily suspended and therefore not executed.

Your ING World ICAV fund

From 2 October 2026 at 2:00 pm until 12 October 2026 at 7:00 pm, it will not be possible to buy, sell or transfer ING World ICAV funds.

Periodic investments in ING World ICAV

Periodic investments scheduled between 02/10/2026 and 12/10/2026 will be executed earlier, on 2 October 2026.

"},"title":"Important: new freeze period between 2 October 2026 and 12 October 2026"},{"componentType":"sectionTitle","title":"The merger into ING World ICAV has been completed"},{"accordionList":[{"richBody":{"value":"

ING World ICAV is a fund governed by Irish law. Ireland was chosen as the reference country because of its investment expertise and its robust regulatory framework.
By pooling assets, ING can benefit from economies of scale. This contributes to more efficient and sustainable fund management over the long term.

"},"title":"Why did the merger into ING World ICAV take place?"},{"richBody":{"value":"

A fund

A “fund” refers to a collective investment undertaking (CIU). This is a general term for institutions that collect money from investors and invest it in a portfolio of financial instruments.
The term “fund” includes both investment companies and common funds, as well as their sub-funds.

A sub-fund

A sub-fund is a part of an investment fund. Each sub-fund is a separate portfolio with its own investment policy, risk profile and characteristics, even if it belongs to the same fund.

A class

A “share class” is a subcategory within a sub-fund. All classes within the same sub-fund invest in the same portfolio, but may differ in terms of:

Each class may consist of:

 

"},"title":"What is a fund, a sub-fund, a class?"},{"richBody":{"value":"

You can find the characteristics of the sub-fund(s) you will invest in, in the KID (Key Information Document) on ing-isim.lu

"},"title":"Where can you find the characteristics of the beneficiary fund?"},{"richBody":{"value":"

Discover thelist of involved sub-funds.

"},"title":"List of involved sub-funds"},{"richBody":{"value":"

What will change after the merger?

These changes are already/will be visible:

"},"title":"What has changed following the merger?"},{"richBody":{"value":"

Your investment retains its key characteristics despite these changes.

"},"title":"What has not changed following the merger?"},{"richBody":{"value":"

For some of the absorbed sub-funds (highlighted in blue in the list “List of affected sub-funds”), the NAV was recalculated after the merger based on the exchange ratio applicable on the merger day.
The total value of your investment remained unchanged.

"},"title":"Is there an impact on the Net Asset Value (NAV)?"},{"richBody":{"value":"

You can find the exchange ratio on ing-isim.lu

What is the exchange ratio?
In a fund merger, the exchange ratio determines how many units of the new fund you will receive in exchange for the units you held in the original fund.
This ratio is calculated to ensure that the total value of your investment remains the same before and after the merger.
In other words, the number of units may change, but not the value of your investment at the time of the merger.

How is the exchange ratio calculated?
The exchange ratio is based on the Net Asset Value (NAV) of both sub-funds:
• the NAV of your current sub-fund before the merger
• the NAV of the sub-fund after the merger

These values are compared on a predefined date to define the exchange ratio.

Concrete example

Before the mergerAfter the merger
• You hold 100 units of ING Personal Portfolio Balanced XR Dis EUR
• NAV per unit = EUR 10
• Total value = EUR 1,000		• This sub-fund is replaced by ING Portfolio Balanced BeR Dis EUR
• NAV per unit = EUR 25

Application of the exchange ratio
Your EUR 1,000 is converted into units of the new fund:
1,000 ÷ 25 = 40 units

After the merger, you will therefore hold 40 units, with a total value of still EUR 1,000.

As with any investment, the value may then rise or fall depending on market conditions

"},"title":"Where can I find the exchange ratio?"},{"richBody":{"value":"

Do you have a distribution fund (Dis)? Any dividend for 2026 will be paid in April 2027.
In the future, any dividends will be paid twice a year.

"},"title":"When are dividends paid for distribution funds?"},{"richBody":{"value":"

Go to ing-isim.lu > Communication > Notices to shareholders

"},"title":"More information on the merger ING (B) Collect Portfolio into ING World ICAV on 21 August 2026"},{"richBody":{"value":"

Go to ing-isim.lu > Communication > Notices to shareholders

"},"title":"More information on the merger ING Fund into ING World ICAV on 8 October 2026"}],"componentType":"accordion"}]},"hasMacro":false,"id":"2cddb3ba-9245-4f49-89a7-e799e80231fe","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Investing money","url":"/en/individuals/investing"}},"componentType":"editorialHeader","coreHeader":{"body":"The merger of the ING (B) Collect Portfolio funds (ING Personal Portfolio, the merging funds) into ING World ICAV (the receiving funds), which took place on 21 August 2026, was successfully completed.","title":"Successful merger of ING (B) Collect Portfolio into ING World ICAV"},"date":"2026-08-18","readingTime":0},"publishDate":"2026-08-24T09:13:07.919+02:00"}}