The calculations from the Investment Simulator come from Ortec Finance, an independent party that has created a scientific model for investments.
The underlying values/benchmarks do not bear any relation to specific products offered by ING. This is a marketing communication distributed by ING Belgium. It does not contain any investment advice and/or a recommendation to register and/or a recommendation to go in any direction whatsoever and therefore cannot be considered as such.
The simulation takes into account 0.5% in costs per year.
Remember: Investing involves risks and costs. You could lose all or a part of your investment.
"}},{"accordionList":[{"richBody":{"value":"If you choose a high level of risk, the simulator will consider a model portfolio in which there are more shares than bonds. The more shares, the more chance you have of a higher return (without any guarantee). You can choose from 3 risk levels:
This simulator shows 3 possible risk levels. Once you start investing, you will also see a fourth level appear. This is the 'Very Much' risk level, which equals 90% stocks and 10% bonds.
"},"title":"How to determine the level of risk?"},{"richBody":{"value":"The simulation takes into account 0.5% in costs per year. However, keep in mind that the real costs can be higher depending on the type of investment you choose. Take a look at the charges brochure for more information.
"},"title":"Which costs are considered?"},{"richBody":{"value":"
When calculating the result for saving, the expected short-term savings interest is taken into account. This interest does not apply to a specific savings product and is used as an average over the chosen investment horizon. This fictitious interest is not based on the actual interest available from ING at the time of the simulation.
"},"title":"Which savings interest rate applies?"},{"richBody":{"value":"The calculation is done from 3 perspectives: