{"type":"document","data":{"id":"a293a805-619c-4376-a7fe-3b2bc897f017","localeString":"en-GB","publishDate":"2025-11-17T10:00:04.935+01:00","contentType":"onecms:categoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"You are thinking about investing money? Discover the different investment solutions that ING offers and choose the one that suits you best."},"mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"title":"Investing money","subtitle":"Whether you're looking for easy ways to start investing, or for opportunities to expand your portfolio - we have investment solutions tailored to you."}},"flexZone":{"flexComponents":[{"componentType":"cards"},{"componentType":"sectionTitle","title":"What are you looking for?"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Start small","intro":"Investing as a cherry on the cake","image":{"transformBaseUrl":"https://assets.ing.com/transform/d4c264db-1c6c-4d95-a9d5-7f45b1d745cb/cakecherryhand","type":"image","width":160,"original":"https://assets.ing.com/m/4fc2b41f68c119ed/original/cakecherryhand.svg","extension":"svg"},"link":{"url":"/en/individuals/investing/start-small"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Grow my money","intro":"Shake up your assets with ING’s help","image":{"transformBaseUrl":"https://assets.ing.com/transform/65054f2f-73d4-4d05-adcb-aecaef173450/financialmarket","type":"image","width":160,"original":"https://assets.ing.com/m/14dcb1647cc5af86/original/financialmarket.svg","extension":"svg"},"link":{"url":"/en/individuals/investing/grow-your-money"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Invest by myself","intro":"Make your own investment decisions","image":{"transformBaseUrl":"https://assets.ing.com/transform/6b0899d7-d354-43ec-ad85-b20c4aca9d8c/handmoneycoinspayrequest","type":"image","width":160,"original":"https://assets.ing.com/m/1389b5b32d7d738e/original/handmoneycoinspayrequest.svg","extension":"svg"},"link":{"url":"/en/individuals/investing/ing-self-invest"},"promotionalLabel":{"labelType":"commercial"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Save for my pension","intro":"And live a more comfortable retirement","image":{"transformBaseUrl":"https://assets.ing.com/transform/851b0117-4dc7-4ecd-84bb-f11f51b9fcdf/retired-woman-comfortable","type":"image","width":2475,"original":"https://assets.ing.com/m/65ba99654286fa33/original/retired-woman-comfortable.png","extension":"png"},"link":{"url":"/en/individuals/pension"}}]},{"componentType":"paragraph","title":"Investment services for large capitals","richBody":{"value":"<p>Take advantage of a a financial strategy tailored to your needs.</p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"As of €100.000","intro":"ING Personal banking","image":{"transformBaseUrl":"https://assets.ing.com/transform/26c3ff77-ac43-4670-ad99-ffabc2f667fb/ing-personal-banking-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/67dd7d54b9d79f9f/original/ing-personal-banking-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/discover-ing-personal-banking"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"As of €1.000.000","intro":"ING Private banking","image":{"transformBaseUrl":"https://assets.ing.com/transform/a67c79a9-7a00-4321-ad76-71a3c4889ee4/private-banking-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2a4d9f47094382b2/original/private-banking-1920.jpg","extension":"jpg"},"link":{"url":"/en/private-banking"}}]},{"componentType":"sectionTitle","title":"Everything starts with a good recipe"},{"componentType":"paragraph","richBody":{"value":"<p>With an in-house built fund* from ING, you invest in a well-considered strategy in which we continuously respond to the latest trends. You benefit from:</p><ul class=\"check-mark\"><li><p><strong>A diversified solution</strong>: a strategic fund with a broad spread across asset classes and sectors worldwide.</p></li><li><p><strong>Independent insights</strong>: ING&apos;s funds combined with products from the range of 5 renowned asset managers (Amundi, BlackRock, Goldman Sachs, AXA I.M., Schroders).</p></li><li><p><strong>Own choice</strong>: the possibility to choose from different risk profiles.</p></li></ul>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/c69869f5-6da4-4b1f-a8bd-22cbad6620af/ING_Identifier_FC","altTextNL":"Logo: ING","original":"https://assets.ing.com/m/62ece8ae6133f74/original/ING_Identifier_FC.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"Manage your investments via the ING Banking app"},{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li><strong>Easy to pilot</strong><br />Consult the composition of your portfolio and track the evolution of your returns via charts</li><li><strong>Flexible</strong><br />Adapt your amounts or frequency at any time</li><li><strong>Investment news</strong><br />Get the latest market information available through the app</li></ul>"},"textLinks":[{"url":"/en/individuals/services/my-investments-videotutorial","text":"Explore the investments features from the ING Banking app"}],"alignedImage":{"position":"top","transformBaseUrl":"https://assets.ing.com/transform/98724ac9-f575-40d3-b746-2c983d1f090e/Invest-app-visuals-3","original":"https://assets.ing.com/m/5be867e89cdcd895/original/Invest-app-visuals-3.png","extension":"png"}},{"componentType":"paragraph"},{"componentType":"sectionTitle","title":"Get familiar with investing and financial markets"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Investments Academy","intro":"The knowledge hub about investments","image":{"transformBaseUrl":"https://assets.ing.com/transform/1fe10c10-1446-4c33-8c47-93ef829036fd/mortarboardhateducation","type":"image","width":160,"original":"https://assets.ing.com/m/4f76be0f42e0ec4e/original/mortarboardhateducation.svg","extension":"svg"},"link":{"url":"/en/individuals/investing/investing-academy-follow-page"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Investing for beginners","intro":"Read everything about how to start investing","image":{"transformBaseUrl":"https://assets.ing.com/transform/666c7fef-d3af-4b53-b58f-41fa152d6a8f/Cooking-is-as-investing-14","type":"image","width":1080,"original":"https://assets.ing.com/m/3346fbd6ed071002/original/Cooking-is-as-investing-14.svg","extension":"svg"},"link":{"url":"/en/individuals/investing/investing-for-beginners"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Economy and financial markets","intro":"Read our experts' publications","image":{"transformBaseUrl":"https://assets.ing.com/transform/0badd771-ae32-4fd6-bd82-e64806747ddd/Present_Spot","type":"image","width":160,"original":"https://assets.ing.com/m/7e9ea56af28fc372/original/Present_Spot.svg","extension":"svg"},"link":{"url":"/en/individuals/news/economy-and-financial-markets"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Economic podcasts","intro":"Listen to economic news explained by our experts","image":{"transformBaseUrl":"https://assets.ing.com/transform/9713f3a5-43bb-4625-8036-96fb7dc53220/podcasts","type":"image","width":2475,"original":"https://assets.ing.com/m/54a0d9cbde8070dc/original/podcasts.png","extension":"png"},"link":{"url":"/en/individuals/news/economy-and-financial-markets/ecocheck-podcast"}}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"What is investing?","richBody":{"value":"<p>When you invest, you buy shares of companies, bonds, ETFs or other investment products. The long-term goal is to make your initial investment increase in value or generate income from it.</p>"}},{"title":"How do I start to invest?","richBody":{"value":"<p>Before you start investing, it’s important that you‘ve set aside about 6 months of salary and have started saving for you pension. Then, if you still have savings you can spare, investing can be an interesting way to make your money pay off.</p>"},"textLinks":[{"url":"/en/individuals/investing/investing-for-beginners","text":"Want to know more about investing for beginners? Read all about it here"}]},{"title":"What should I invest this year?","richBody":{"value":"<p>As you may have heard, these are turbulent times in the financial markets. Investing presents  challenges, but may also offer interesting opportunities. What you invest in also depends on your personal situation: how much you want to invest, what your goal is, etc. Fortunately, our bankers are here to guide you.</p>"}},{"title":"How can you invest safely?","richBody":{"value":"<p>Not all financial instruments are equally risky. In general, bonds, for instance, carry less risk than shares. Investing over the long term in a mix of instruments helps to spread risk. Of course, it also depends on your attitude to risk and what you perceive as safe and less safe.</p>"}},{"title":"What are socially responsible or sustainable investments?","richBody":{"value":"<p>These are investments with which you aim to get both a financial return and a positive impact on society. In other terms, by choosing responsible or sustainable investments, you make sure that companies you invest in take sustainable development into account in their activities, (e.eg. by reducing their energy footprint), not evading taxes, etc.</p>"},"textLinks":[{"url":"/en/individuals/investing/sustainable-investments","text":"More information on sustainable and responsible investments"}]}]},{"componentType":"sectionTitle","title":"Questions about your existing products?"},{"componentType":"paragraph","richBody":{"value":"<p>Need some help? Find out the answers to your questions.</p>"},"textLinks":[{"url":"/en/individuals/investing/investment-solutions","text":"Explore the frequently asked questions about our investments products"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Which products to invest in?","intro":"An overview of the different investment products","image":{"transformBaseUrl":"https://assets.ing.com/transform/befdc2cb-50ab-4930-b8e3-e51df50273ba/Smiling-customer-trying-bow-tie-while-reflecting-on-mirror-in-a-store","type":"image","width":5967,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/2731639b01c1b385/original/Smiling-customer-trying-bow-tie-while-reflecting-on-mirror-in-a-store.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/investment-instruments"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Sustainable and responsible investments","intro":"Invest while having a positive impact on society","image":{"transformBaseUrl":"https://assets.ing.com/transform/c0f53cab-5c20-414e-9f65-e39a5d5c5cf6/sustainable-investment-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/25f3a0eb9e500b70/original/sustainable-investment-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/sustainable-investments"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Regulatory information","intro":"Find overview of some regulations recently changed or implemented","image":{"transformBaseUrl":"https://assets.ing.com/transform/5503ccab-15d9-42ec-b605-8df8cd21f661/Regulatory_overview-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2a5312d1a5a9d9a0/original/Regulatory_overview-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/regulation-overview"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Terms and Conditions of Our Investment Campaigns","intro":"Here you can find an overview of the terms and conditions that apply to our investment campaigns.","image":{"transformBaseUrl":"https://assets.ing.com/transform/714db432-7aa0-4d34-b6f4-6a8afcc3bcb1/digitalhandlingforms","type":"image","width":4500,"original":"https://assets.ing.com/m/4d3973128e4bc28d/original/digitalhandlingforms.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/terms-and-conditions-investing"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Already an investor?","intro":"Find out the answers to your questions here.","image":{"transformBaseUrl":"https://assets.ing.com/transform/fb52c49c-287c-4987-9f1b-909919ce78f2/A-man-looking-at-this-phone-while-relaxing-on-an-orange-hammock-in-the-forest","type":"image","width":6000,"original":"https://assets.ing.com/m/7198b26dea884b3/original/A-man-looking-at-this-phone-while-relaxing-on-an-orange-hammock-in-the-forest.jpg","extension":"jpg"},"link":{"url":"/en/individuals/investing/investment-solutions"}}]}]},"freeHeaderZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Investment simulator","intro":"Find out what return you can expect!","image":{"transformBaseUrl":"https://assets.ing.com/transform/81e0878e-8395-42c4-b391-db4668450b27/calculator2","type":"image","width":160,"altTextEN":"A red calculator with white and indigo numpad illustration","original":"https://assets.ing.com/m/4f5123a9f5b47308/original/calculator2.svg","extension":"svg"},"link":{"url":"/en/individuals/investing/investment-calculator"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Quiz: Learn the basics of investment","intro":"Get started","image":{"transformBaseUrl":"https://assets.ing.com/transform/09fa4c6a-62e0-4b27-bd52-08354d269e1d/Target-2-spot","type":"image","width":160,"original":"https://assets.ing.com/m/94d8e2c0043aa41/original/Target-2-spot.svg","extension":"svg"},"link":{"url":"/en/individuals/investing/how-to-invest"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>*Funds means an &quot;undertaking for collective investment&quot; (= UCI). UCI is a general term which refers to institutions that obtain their financial resources from the public and whose business consists in managing a portfolio of financial instruments. The term &quot;funds&quot; therefore includes both ICVC (variable capital) and ICFC (fixed capital) investment companies and mutual funds as well as their sub-funds.</p>"}}]}}}