{"type":"document","data":{"id":"1806fc91-0cc9-4de3-a1bc-1949b925c18f","localeString":"en-GB","publishDate":"2024-11-12T16:25:15.388+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"There are dangers great and small lurking around every corner in our daily lives. Some setbacks can have major financial consequences. A good insurance policy can alleviate the financial distress from the outset."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Some setbacks can have major financial consequences. A good insurance policy can alleviate the financial distress from the outset.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/b80cd6cc-f2d8-4948-b87a-2a3460752519/life-insurance-dossier-page-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/cc8e8889b624157/original/life-insurance-dossier-page-1920.jpg","extension":"jpg"},"title":"Life insurance, what does it stands for?","subtitle":"There are dangers great and small lurking around every corner in our daily lives."},"backLink":{"textLink":{"url":"/en/individuals/insurance","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Life insurance"},{"componentType":"paragraph","richBody":{"value":"<p>Is it not strange that we often think to insure our house or car but not the one thing that many people care about the most: their family and their life?</p><p>But how can you protect your family in the best way? Discover below easy explanations about the different insurances that can be interesting for you.</p>"}},{"componentType":"sectionTitle","title":"First get the basics right"},{"componentType":"paragraph","richBody":{"value":"<p>What&apos;s the difference between a life and a non-life insurance ?</p><p>An what are your different options when talking about life insurance?</p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Life and non-life insurance","intro":"Basic principles","image":{"transformBaseUrl":"https://assets.ing.com/transform/434af584-da04-452a-8a06-13cb08df0c42/difference-life-and-nonlife-insurance-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/7d6dec291e0801e0/original/difference-life-and-nonlife-insurance-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/insurance/difference-life-nonlife-insurance"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Protect your family","intro":"What's a life insurance?","image":{"transformBaseUrl":"https://assets.ing.com/transform/a50e695f-d692-4251-913e-858a19f586c9/protect-your-family-insurance-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/4d670672298ac595/original/protect-your-family-insurance-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/insurance/insurances-protect-family"}}]},{"componentType":"sectionTitle","title":"Then, go deeper into details"},{"componentType":"paragraph","richBody":{"value":"<p>Now you feel more familiar with the insurance and life insurance specifically, discover your different options more in details. Each type of life insurance exists to cover a specific need.</p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Inheritance insurance","intro":"Extra financial help","image":{"transformBaseUrl":"https://assets.ing.com/transform/af91990c-f9b1-4e15-b779-934bd0691a66/inheritance-insurance-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/7738e23ff9e44eb2/original/inheritance-insurance-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/insurance/inheritance-insurance"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Death insurance","intro":"What do you need to know?","image":{"transformBaseUrl":"https://assets.ing.com/transform/d6eb5fa7-934c-4273-8f71-9a20d664d739/death-insurance-article-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2b2ca5431bd7fd5c/original/death-insurance-article-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/my-life/tough-times/death-insurance-info"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Outstanding balance insurance","body":"What do you need to know?","image":{"transformBaseUrl":"https://assets.ing.com/transform/176cae41-e5ae-421e-bf34-b19bfa95acdf/outstanding-balance-insurance-article-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/6c3d60265ebd3fb8/original/outstanding-balance-insurance-article-1920.jpg","extension":"jpg"},"date":"2020-01-30","link":{"url":"/en/individuals/insurance/outstanding-balance-insurance-info"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"ING Income P","intro":"Insurer: NN Life","image":{"transformBaseUrl":"https://assets.ing.com/transform/8a9bc0d3-1d95-438c-bd63-5e6d125a2f83/income-insurance-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/1b5adadd310efb93/original/income-insurance-1920.jpg","extension":"jpg"},"link":{},"checkMarkList":["Allowance based on your income","No medical questionnaire"]}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><strong>*ING Death Benefit Insurance</strong> is an insurance product provided, upon mutual agreement, by</p><ul><li><strong>Insurance intermediary</strong>: ING Belgium SA/NV, an insurance broker registered with the FSMA under the code number 0403200393. Registered office: Avenue Marnix 24, B-1000 Brussels - Brussels RPM/RPR - VAT BE 0403.200.393 - <a data-type=\"internal\" href=\"/en/individuals\">www.ing.be </a>- BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.</li><li><strong>Insurer</strong>: NN Insurance Belgium SA/NV, insurance company licensed by the NBB under the number 2550 for the Branches 1a, 2, 21, 22, 23, 25 , 26. Registered office: Avenue Fonsny 38, B-1060 Brussels – RLP Brussels – VAT BE 0890.270.057. BIC BBRUBEBB – IBAN BE28 3100 7627 4220.</li></ul><p>This insurance policy is subject to Belgian law, including the Act of 4 April 2014 regarding insurance.</p><p>*<strong>ING Inheritance Insurance</strong> is an insurance product provided, upon mutual agreement, by ING Belgium SA/nv (insurance intermediary), insurance broker registered with the FSMA under the number 0403200393 and NN Insurance Belgium nv (insurer), an insurance company, licensed by NBB under the code number 2550.</p><p>For all conditions and exceptions, please read the General terms and conditions (PDF).</p><p>All other important details can be found here:</p><ul><li><strong>Insurance intermediary</strong>: ING Belgium SA/nv, an insurance broker registered with the FSMA under No. 0403200393. Registered office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels – <a data-type=\"internal\" href=\"/en/individuals\">www.ing.be</a> – RPR/RPM Brussels – VAT BE 0403.200.393 – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789.</li><li><strong>Insurer</strong>: NN Insurance Belgium SA/NV, insurance company licensed by the NBB under the number 2550 for the Branches 1a, 2, 21, 22, 23, 25 , 26. Registered office: Avenue Fonsny 38, B-1060 Brussels – RLP Brussels – VAT BE 0890.270.057. BIC BBRUBEBB – IBAN BE28 3100 7627 4220.</li></ul><p> </p><p><strong>*ING Death Benefit Insurance</strong> is an insurance product provided, upon mutual agreement, by:</p><ul><li><strong>Insurance intermediary</strong>: ING Belgium SA/nv, an insurance broker registered with the FSMA under the code number 0403200393. Registered office: Avenue Marnix 24, B-1000 Brussels - Brussels RPM/RPR - VAT BE 0403.200.393 - <a data-type=\"internal\" href=\"/en/individuals\">www.ing.be</a> - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.</li><li><strong>Insurer</strong>: NN Non-Life Insurance NV, a Dutch incorporated company, authorised to insure risks in Belgium as an insurance company registered under the code number 1449. Registered office: Prinses Beatrixlaan 35, 2595 AK The Hague, Netherlands – Trade register number 27127537, supervised by Nederlandsche Bank.</li><li><strong>Representative in Belgium</strong> : NN Insurance Services Belgium SA/NV, competent in particular to settle claims for NN Non-Life Insurance NV in Belgium, insurance agent registered with the FSMA under the code number 103019A. Registered office: Avenue Fonsny 38, B-1060 Brussels, Belgium - Brussels RPM/RPR - VAT BE 0890.270.750</li></ul><p>This insurance policy is subject to Belgian law, including the Act of 4 April 2014 regarding insurance.</p><p>*<strong>ING Outstanding Balance Insurance for mortgage loans</strong> is an insurance product provided, upon mutual agreement, by <strong>ING Belgium SA/nv</strong> (insurance intermediary), insurance broker registered with the FSMA under the number 0403200393 and <strong>NN Insurance Belgium nv</strong> (insurer), an insurance company, licensed by NBB under the code number 2550.</p><p>For all <strong>conditions and exceptions</strong>, please read the General Conditions (PDF).</p><p>All other important details can be found here:</p><ul><li><strong>Insurance intermediary</strong>: ING Belgium SA/NV, an insurance broker, registered with the FSMA under the code number 0403200393. Registered office: Avenue Marnix 24, B-1000 Brussels - Brussels RPM/RPR - VAT BE 0403.200.393 - <a data-type=\"internal\" href=\"/en/individuals\">www.ing.be</a> - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.</li><li><strong>Insurer</strong>: NN Insurance Belgium SA/NV, insurance company licensed by the NBB under the number 2550 for the Branches 1a, 2, 21, 22, 23, 25 , 26. Registered office: Avenue Fonsny 38, B-1060 Brussels – RLP Brussels – VAT BE 0890.270.057. BIC BBRUBEBB – IBAN BE28 3100 7627 4220.</li></ul>"},"textLinks":[{"url":"https://assets.ing.com/m/abc9321cdafdf069/ING-inheritance-insurance-EN.pdf","text":"ING Inheritance Insurance General terms and conditions (PDF)"},{"url":"https://assets.ing.com/m/f02c2bc9297748bc/original/debt-balance-insurance-en.pdf","text":"ING Outstanding Balance Insurance for mortgage loan General Conditions (PDF)"}]}]}}}