You can receive up to 60% discount on the compulsory civil liability cover of your ING Motorbike & Moped Insurance if your car is already insured by ING as well or if you own a company car as an ING customer.
"},"title":"Did you know?"},{"componentType":"sectionTitle","title":"What does motorbike third-party liability insurance cover at ING?"},{"componentType":"paragraph","richBody":{"value":"Civil liability or third-party insurance for motorbikes is a legally required insurance for material damage and personal injury that you could cause to third parties when using your motor vehicle. This compulsory insurance covers
Bodily injury to third parties: whether it's your passengers, people inside the third-party vehicle or vulnerable road users (pedestrians, cyclists, and passers-by) involved in the accident, all these people will be compensated by third-party liability insurance.
Material damage caused to others: car, scooter, street furniture (benches, pavements), the facade of a building: as your civil liability is involved, the insurer will pay for any damage resulting from the accident.
Free towing in Belgium in the event of an accident and transport of occupants: if your vehicle is no longer roadworthy, assistance (such as transporting passengers to their place of residence) is offered, even if you are at fault.
Third-party liability insurance is required by law to any vehicle that drives on public roads. You do not need to take out motorbike third-party liability insurance for motor vehicles whose mechanical force does not exceed 25 km/h except for class A mopeds. Liability for motor vehicles with an autonomous speed of up to 25 km/h can be covered by civil liability family insurance / private life insurance.
Within the ING Motorbike & Moped Insurance, you can insure your motorbike, moped or quad. We'll ask you to make a choice when calculating your rate. Not sure what to choose? Find out below!
Motorbike: motorbikes on 2 or 3 wheels, with an engine size of 51cc or more.
Moped: mopeds on 2 or 3 wheels, with an engine size of maximum 50cc. You can also insure a light quadricycle.
Quad: four-wheeled motorbikes or mopeds.
This insurance is only intended for private vehicles that are designed to travel on the public road and require a license plate.
"}},{"componentType":"sectionTitle","title":"How do I get started?"},{"body":"If you are already a ING customer","componentType":"applicationProcess","steps":{"stepList":[{"title":"Calculate the premium in a few steps"},{"body":"Pleased? Fill in your demand within 5 minutes","title":"Apply"},{"body":"You can expect an answer within 2 working days maximum.","title":"Receive"}],"title":"Simulate"}},{"componentType":"cta","textLink":{"text":"Request your offer","url":"https://ebanking.ing.be/banking/mobile/insurance/moto?EW=true"}},{"componentType":"paragraph","richBody":{"value":""},"textLinks":[{"text":"Make an appointment in one of our branches","url":"/en/individuals/services/contact-us-appointment"}],"title":"If you aren't already a ING customer"},{"componentType":"sectionTitle","title":"Compare coverages"},{"componentType":"paragraph","richBody":{"value":"Enjoy reliable cover on every ride. Mini Omnium and Omnium are available for motorbikes with an engine size of 51 cc or more.
| Civil Liability (CL) | CL + mini-omnium | CL + omnium | |
| Compulsory third party liability (damage to third parties) | checked | checked | checked |
| Service in the event of damage after an accident in Belgium | checked | checked | checked |
| Glass or windshield breakage | checked | checked | |
| Vehicle theft or damage caused by attempted theft | checked | checked | |
| Fire (explosion, short circuit) |
| checked | checked |
| Damage caused by forces of nature | checked | checked | |
| Damage caused by collision with animals | checked | checked | |
| Own damage or vandalism | checked |
(mini-omnium or omnium is only available for motorcycles of 51 cm3 or more). Third party liability is always included.
"},"title":"Discover the key advantages of our motorbike & moped insurance"},{"componentType":"paragraph","richBody":{"value":"You can also extend your motorbike & moped insurance with the following extra cover options:
Legal Assistance for motorbikes, mopeds and quads
Driver Insurance for motos and mopeds
Breakdown Assistance for motos and mopeds
Riding Gear Reimbursement for motorbikes of 51cc or more
See this page for more details and examples about the different coverages.
"}},{"componentType":"paragraph","richBody":{"value":"A full description of this insurance can be found in the :
"},"textLinks":[{"text":"General terms and conditions Motorcycle & Moped (PDF)","url":"https://assets.ing.com/m/400841b946b539a4/original/ING-motorbike-and-moped-insurance-general-conditions-FR.pdf"},{"text":"ING Mobility Risk Insurance - General provisions (PDF)","url":"https://assets.ing.com/m/23cb64840188479d/original/ING-motorbike-and-moped-insurance-general-provisions-FR.pdf"},{"text":"Minimum conditions Civil Liability Motor Vehicles (PDF)","url":"https://assets.ing.com/m/7ece0e93c7e4e3c2/original/ING-motorbike-and-moped-insurance-minimum-conditions-FR.pdf"},{"text":"Insurance Product Information Document (PDF)","url":"https://assets.ing.com/m/260f3d560ecc4174/original/ING-motorbike-and-moped-insurance-IPID-EN.pdf"}],"title":"Please read these documents before you subscribe."},{"componentType":"sectionTitle","title":"Good to know!"},{"componentType":"paragraph","richBody":{"value":"The ING Motorbike & Moped Insurance is intended for ING customers with a private motorbike, moped or quad, which is or will be registered in Belgium. This insurance can be subscribed by natural persons holding a driving licence starting from 18 years old (for moped) or 22 years old (for motorbike and quad) whose principal place of residence is in Belgium. Professional use is permitted to the extent that no professional transport of goods or persons, vehicle rental, professional leasing or courier service is concerned.
"},"title":"Who can take out the ING Motorbike & Moped Insurance?"},{"componentType":"paragraph","textLinks":[{"text":"Online via the ING App","url":"https://ebanking.ing.be/banking/mobile/insurance/moto?EW=true"},{"text":"Online via Home'Bank","url":"https://ebanking.ing.be/banking/insurance/moto?EW=true"},{"text":"At an ING Branch","url":"/en/individuals/services/contact-us-appointment"}],"title":"How do you apply for the ING Motorbike & Moped Insurance?"},{"componentType":"paragraph","richBody":{"value":"You'll benefit from a tailor-made rate. Find out more about:
"},"textLinks":[{"text":"the segmentation policy (PDF)","url":"https://assets.ing.com/m/663e4c6784788346/original/ING-motorbike-and-moped-insurance-segmentation-policy-EN.pdf"}],"title":"Rate"},{"componentType":"paragraph","richBody":{"value":"The term of your contract will be one year. The policy is automatically and tacitly extended for a further period of one year on each annual date, unless one of the parties cancels the insurance no later than three months before expiry date, or unless the insurance has been legally terminated before this date.
"},"title":"Term"},{"componentType":"sectionTitle","title":"Do you have any comments or complaints?"},{"componentType":"paragraph","richBody":{"value":"Our Complaints Department and Ombudsman are there to help you.
"},"title":"Not entirely satisfied with the distribution of this product?"},{"componentType":"paragraph","richBody":{"value":"Contact the Insurance Ombudsman:
Contact email: info@ombudsman-insurance.be
Contact online: www.ombudsman-insurance.be (FR)
You can read the general information about the insurance policies and the description of the conflict of interest policy, including the benefits, of ING Belgium SA/NV and of the insurer, via www.ing. be > Charges and regulations > Information and regulations > Insurance.
"},"title":"About insurance and conflicts of interest"},{"componentType":"sectionTitle","title":"Any questions? We’re happy to answer them!"},{"accordionList":[{"richBody":{"value":"The motor tpl cover of your Motorbike & Moped Insurance does not cover the driver of the policyholder's vehicle. In other words, if the motorbike insurance is in your name and you cause an accident with your motorbike or scooter (of which you are the driver), third-party liability insurance will not cover your bodily injuries. It is therefore highly advisable to take out driver insurance for motos and mopeds as well to protect yourself.
"},"title":"What does motorbike third-party liability insurance not cover?"},{"richBody":{"value":"Yes, you are legally obliged to take out Civil Liability (Third-Party Liability) insurance. If you cause an accident, your insurance will pay for the damage you cause to others, but not for the damage to your own moto.
"},"title":"Is motorbike third-party liability insurance compulsory?"},{"richBody":{"value":"Did you get involved in an accident and has your motorbike or moped been damaged? Don’t worry, you can rely on prompt accident assistance 24 hours a day, 7 days a week, via Assist’line.
Next, to make a claim, simply follow these steps:
Make sure you and your passengers are safe.
File your claim online via myclaim.be.
You will receive confirmation of receipt with the name of the claims manager and the case number. From then on, you will deal directly with the claims manager, who will be your main point of contact. For glass breakages, you can make an appointment directly with Carglass. If you have optional Mini-Omnium or Omnium cover, ING will cover the cost and you won't be charged an excess.
"},"title":"What should I do in case of an accident?"},{"richBody":{"value":"Managing your insurance policy is very easy with ING. Choose the policy that suits you best.
In most cases, policy changes are made via the PDF forms available in Home'Bank; however, some changes are made by contacting the insurer NN directly via e-mail or by post.
You can also call the NN Mobility Team on the ING number +32 2 464 60 01 (Monday to Friday from 8 a.m. to 6 p.m.). The desired changes to your policy are registered immediately.
You will always receive a written confirmation at your legal address or on your email address.
You can enjoy a six-wheels discount up to 60% discount on the Civil Liability cover for your motorbike insurance when you combine a motorbike with a car insurance.
Conditions:
You insure a motorbike AND
Pro-tip to enjoy this discount: if you or your partner don't have an ING Car Insurance yet, make sure you first subscribe the car insurance, before subscribing to the ING Motorbike & Moped Insurance. This way, we can make sure the discount is applied immediately!
"},"title":"When am I eligible for a six-wheels discount?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Find out about our other optional insurance products"},{"cards":[{"body":"Looking for balanced protection? Mini-omnium motor insurance covers damage due to unexpected events.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-11-27","image":{"extension":"jpg","original":"https://assets.ing.com/m/1fa77f9e0507b500/original/A-father-and-his-young-son-looking-underneath-a-parked-yellow-motorcycle-in-the-backyard.jpg","transformBaseUrl":"https://assets.ing.com/transform/8075792e-3b5a-4fc3-a0f6-75b86680cf26/A-father-and-his-young-son-looking-underneath-a-parked-yellow-motorcycle-in-the-backyard","type":"image","width":6000},"link":{"url":"/en/individuals/insurance/insure-my-motorbike/mini-omnium-motor-insurance"},"title":"Mini-omnium motor insurance"},{"body":"Omnium or comprehensive motor insurance offers maximum cover. Find out when it is advised.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-11-27","image":{"extension":"jpg","original":"https://assets.ing.com/m/67ab46c540c91634/original/Man-riding-motorcycle-on-country-road-hands-free.jpg","transformBaseUrl":"https://assets.ing.com/transform/665aa01a-eab1-4f1f-af55-a1d56059e6aa/Man-riding-motorcycle-on-country-road-hands-free","type":"image","width":6016},"link":{"url":"/en/individuals/insurance/insure-my-motorbike/omnium-motor-insurance"},"title":"Omnium motor insurance"},{"body":"While driver insurance for motos and mopeds is not compulsory, it ensures protection for you as a driver after a wrongful accident.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-12-04","image":{"altTextFR":"Femme heureuse portant un casque de protection à moto","extension":"jpg","original":"https://assets.ing.com/m/1680fc8b14a10022/original/Happy-woman-in-a-crash-helmet-while-riding-a-motorbike.jpg","transformBaseUrl":"https://assets.ing.com/transform/5cc6de2e-f9ff-4259-bf47-e9dd8573822c/Happy-woman-in-a-crash-helmet-while-riding-a-motorbike","type":"image","width":4300},"link":{"url":"/en/individuals/insurance/insure-my-motorbike/driver-insurance-motos-and-mopeds"},"title":"Motorbike drivers' insurance"},{"body":"With the motor legal assistance cover of the ING Motorbike & Moped Insurance, you can defend your interests with the support of true professionals.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-12-04","image":{"altTextEN":"Close up of a person riding a motorcycle on a road at night","altTextFR":"Gros plan d'une personne conduisant une moto sur une route de nuit","altTextNL":"Close-up van een persoon op een motorfiets op een weg bij nacht","extension":"jpg","original":"https://assets.ing.com/m/2d3fbdf9f9a659aa/original/Close-up-of-a-person-riding-a-motorcycle-on-a-road-at-night.jpg","transformBaseUrl":"https://assets.ing.com/transform/c20589d5-62ef-4315-8253-cc8a3f3bef1a/Close-up-of-a-person-riding-a-motorcycle-on-a-road-at-night","type":"image","width":6016},"link":{"url":"/en/individuals/insurance/insure-my-motorbike/motor-legal-assistance"},"title":"Motor legal assistance insurance"}],"componentType":"cards"}]},"hasMacro":false,"id":"bb116016-e990-4842-9289-71c855af2235","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal information"},{"componentType":"paragraph","richBody":{"value":"Insurance intermediary: ING Belgium NV/SA – Bank – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – www.ing.be – Contact us via ing.be/contact-us – Insurance broker, registered with the FSMA under the number 0403.200.393.
"}},{"componentType":"paragraph","richBody":{"value":"Insurer: NN Non-life – VAT number BE 0801.866.930 RPR Brussels, located at Fonsnylaan 38, 1060 Brussels, under the supervision of the NBB accredited under code 2925 and authorised to take out insurance in Belgium on the basis of freedom of establishment in Belgium.
Belgian branch of Nationale-Nederlanden Schadeverzekering Maatschappij N.V., insurance company under Dutch law, under the supervision of the DNB and authorised under code number NBB 2925, with registered office at Prinses Beatrixlaan 35, 2595 AK 's-Gravenhage, The Netherlands – Chamber of Commerce number 27023707.