The motorbike gear reimbursement cover compensates damage to your protective riding gear due to an accident with bodily injury. The following items are considered protective motor gear:
Helmet
Gloves
Jacket
Pants
Motorcycle suit
Boots specifically intended for the motorbikes
This cover reimburses your protective gear up to a maximum amount of €1.500 including VAT. The exact amount of compensation is based on the purchase price for the first three years after purchase (new value) and then on the purchase price minus wear and tear (actual value at the time of loss).
A detailed description of the motorbike riding gear reimbursement cover can be found in the general terms and conditions of the ING Motorbike & Moped Insurance.
This insurance is only intended for private vehicles that are designed to travel on the public road and require a license plate.
"}},{"componentType":"sectionTitle","title":"How do I get started?"},{"componentType":"applicationProcess","body":"If you are already a ING customer","steps":{"title":"Simulate","stepList":[{"title":"Calculate the premium in a few steps"},{"title":"Apply","body":"Pleased? Fill in your demand within 5 minutes"},{"title":"Receive","body":"You can expect an answer within 2 working days maximum."}]}},{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/banking/mobile/insurance/moto?EW=true","text":"Request your offer"}},{"componentType":"paragraph","title":"If you aren't already a ING customer","richBody":{"value":""},"textLinks":[{"url":"/en/individuals/services/contact-us-appointment","text":"Make an appointment in one of our branches"}]},{"componentType":"sectionTitle","title":"Compare coverages"},{"componentType":"paragraph","title":"Choose the coverage that suits you","richBody":{"value":"The ING Motorbike & Moped Insurance is a comprehensive motorbike insurance policy (non-life) governed by Belgian law and developed by NN Non-life, a company incorporated under Dutch law, for your private vehicle.
| Civil Liability (CL) | CL + mini-omnium | CL + omnium | |
| Compulsory third party liability (damage to third parties) | checked | checked | checked |
| Service in the event of damage after an accident in Belgium | checked | checked | checked |
| Glass or windshield breakage | checked | checked | |
| Vehicle theft or damage caused by attempted theft | checked | checked | |
| Fire (explosion, short circuit) |
| checked | checked |
| Damage caused by forces of nature | checked | checked | |
| Damage caused by collision with animals | checked | checked | |
| Own damage or vandalism | checked |
(mini-omnium or omnium is only available for motorbikes of 51cc or more). Civil Liability is always included.
"}},{"componentType":"paragraph","richBody":{"value":"
You can also extend your motorbike & moped insurance with the following extra cover options:
Legal Assistance for motorbikes, mopeds and quads
Driver Insurance for motos and mopeds
Breakdown Assistance for motos and mopeds
See this page for more details and examples about the different coverages.
"}},{"componentType":"paragraph","title":"Exclusions and limitations of this insurance policy:","richBody":{"value":"A full description of this insurance can be found in the :
"},"textLinks":[{"url":"https://assets.ing.com/m/400841b946b539a4/original/ING-motorbike-and-moped-insurance-general-conditions-FR.pdf","text":"General terms and conditions Motorcycle & Moped (PDF)"},{"url":"https://assets.ing.com/m/23cb64840188479d/original/ING-motorbike-and-moped-insurance-general-provisions-FR.pdf","text":"ING Mobility Risk Insurance - General provisions (PDF)"},{"url":"https://assets.ing.com/m/7ece0e93c7e4e3c2/original/ING-motorbike-and-moped-insurance-minimum-conditions-FR.pdf","text":"Minimum conditions Civil Liability Motor Vehicles (PDF)"},{"url":"https://assets.ing.com/m/260f3d560ecc4174/original/ING-motorbike-and-moped-insurance-IPID-EN.pdf","text":"Insurance Product Information Document (PDF)"}]},{"componentType":"sectionTitle","title":"Good to know!"},{"componentType":"paragraph","title":"Who can take out the ING Motorbike & Moped Insurance?","richBody":{"value":"The ING Motorbike & Moped Insurance is intended for ING customers with a private motorbike, moped or quad, which is or will be registered in Belgium. This insurance can be subscribed by natural persons starting from 18 years old (for moped) or 22 years old (for motorbike and quad) whose principle place of residence is in Belgium. Professional use is permitted to the extent that no professional transport of goods or persons, vehicle rental, professional leasing or courier service is concerned.
"}},{"componentType":"paragraph","title":"How do you apply for the ING Motorbike & Moped Insurance?","richBody":{"value":""},"textLinks":[{"url":"https://ebanking.ing.be/banking/mobile/insurance/moto?EW=true","text":"Online via the ING App"},{"url":"https://ebanking.ing.be/banking/insurance/moto?EW=true","text":"Online via Home'Bank"},{"url":"/en/individuals/services/contact-us-appointment","text":"At an ING Branch"}]},{"componentType":"paragraph","title":"Rate","richBody":{"value":"You'll benefit from a tailor-made rate. Find out more about:
"},"textLinks":[{"url":"https://assets.ing.com/m/663e4c6784788346/original/ING-motorbike-and-moped-insurance-segmentation-policy-EN.pdf","text":"the segmentation policy (PDF)"}]},{"componentType":"paragraph","title":"Term","richBody":{"value":"The term of your contract will be one year. The policy is automatically and tacitly extended for a further period of one year on each annual date, unless one of the parties cancels the insurance no later than three months before expiry date, or unless the insurance has been legally terminated before this date.
"}},{"componentType":"sectionTitle","title":"Do you have any comments or complaints?"},{"componentType":"paragraph","title":"Not entirely satisfied with the distribution of this product?","richBody":{"value":"Our Complaints Department and Ombudsman are there to help you.
"}},{"componentType":"paragraph","title":"Not completely satisfied with your ING Motorbike & Moped Insurance?","richBody":{"value":"Contact the Insurance Ombudsman:
Contact email: info@ombudsman-insurance.be
Contact online: www.ombudsman-insurance.be (FR)
You can read the general information about the insurance policies and the description of the conflict of interest policy, including the benefits, of ING Belgium SA/NV and of the insurer, via www.ing. be > Charges and regulations > Information and regulations > Insurance.
"}},{"componentType":"sectionTitle","title":"Any questions? We’re happy to answer them!"},{"componentType":"accordion","accordionList":[{"title":"Is protective gear reimbursement cover also available for mopeds or quads?","richBody":{"value":"No, the additional riding gear reimbursement cover can only be taken out for motorbikes of 51cc or more.
"}},{"title":"How is the value of my riding gear calculated?","richBody":{"value":"With the ING protective gear reimbursement cover, compensation is based on the purchase price for the first three years after purchase (new value) and then on the purchase price minus wear and tear (actual value at the time of loss). There’s also no deductible taken into account for this coverage.
No, in that case there will be no payment. This cover is only applicable when it’s linked to an injury.
"}},{"title":"What should I do in case of an accident?","richBody":{"value":"Did you get involved in an accident and has your motorbike or moped been damaged? Don’t worry, you can rely on prompt accident assistance 24 hours a day, 7 days a week, via Assist’line.
Next, to make a claim, simply follow these steps:
Make sure you and your passengers are safe.
File your claim online via myclaim.be.
You will receive confirmation of receipt with the name of the claims manager and the case number. From then on, you will deal directly with the claims manager, who will be your main point of contact. For glass breakages, you can make an appointment directly with Carglass. If you have optional Mini-Omnium or Omnium cover, ING will cover the cost and you won't be charged an excess.
"}},{"title":"How can I adapt my motorbike insurance?","richBody":{"value":"Managing your insurance policy is very easy with ING. Choose the policy that suits you best.
In most cases, policy changes are made via the PDF forms available in Home'Bank; however, some changes are made by contacting the insurer NN directly via e-mail or by post.
You can also call the NN Mobility Team on the ING number +32 2 464 60 01 (Monday to Friday from 8 a.m. to 6 p.m.). The desired changes to your policy are registered immediately.
You will always receive a written confirmation at your legal address or on your email address.
Insurance intermediary: ING Belgium NV/SA – Bank – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – www.ing.be – Contact us via ing.be/contact-us – Insurance broker, registered with the FSMA under the number 0403.200.393.
"}},{"componentType":"paragraph","richBody":{"value":"Insurer: NN Non-life – VAT number BE 0801.866.930 RPR Brussels, located at Fonsnylaan 38, 1060 Brussels, under the supervision of the NBB accredited under code 2925 and authorised to take out insurance in Belgium on the basis of freedom of establishment in Belgium.
Belgian branch of Nationale-Nederlanden Schadeverzekering Maatschappij N.V., insurance company under Dutch law, under the supervision of the DNB and authorised under code number NBB 2925, with registered office at Prinses Beatrixlaan 35, 2595 AK 's-Gravenhage, The Netherlands – Chamber of Commerce number 27023707.