You can insure a private motorbike, moped or quad that:
This includes:
Who is this insurance for?
This insurance is intended for ING customers whose vehicle is (or will be) registered in Belgium.
You can take it out if:
Limited professional use is allowed, provided it does not involve professional transport of goods or persons, vehicle rental, professional leasing or courier services.
"},"title":"Which vehicles can you insure? "},{"componentType":"cta","textLink":{"text":"Log in to receive your personal price","url":"https://ebanking.ing.be/banking/mobile/insurance/moto?EW=true"}},{"componentType":"paragraph","richBody":{"value":""},"title":"If you aren't already a ING customer"},{"componentType":"sectionTitle","title":"Compare coverages"},{"componentType":"paragraph","richBody":{"value":"Enjoy reliable cover on every ride. Mini Omnium and Omnium are available for motorbikes with an engine size of 51 cc or more.
| Civil Liability (CL) | CL + mini-omnium | CL + omnium | |
| Compulsory third party liability (damage to third parties) | checked | checked | checked |
| Service in the event of damage after an accident in Belgium | checked | checked | checked |
| Glass or windshield breakage | checked | checked | |
| Vehicle theft or damage caused by attempted theft | checked | checked | |
| Fire (explosion, short circuit) |
| checked | checked |
| Damage caused by forces of nature | checked | checked | |
| Damage caused by collision with animals | checked | checked | |
| Own damage or vandalism | checked |
(mini-omnium or omnium is only available for motorcycles of 51 cm3 or more). Third party liability is always included.
"},"title":"Discover the key advantages of our motorbike & moped insurance"},{"componentType":"paragraph","richBody":{"value":"You can also extend your motorbike & moped insurance with the following extra cover options:
See this page for more details and examples about the different coverages.
"}},{"componentType":"paragraph","richBody":{"value":"The list is not exhaustive. Read the Product Information Document , Terms and Conditions, Mobility Risk Insurance General Provisions Document and Minimum Conditions of Civil Liability before signing up.
The ING Motorbike & Moped Insurance is a non‑life insurance policy, governed by Belgian law, and developed by NN Non‑life, a company incorporated under Dutch law, for your private vehicle.
"},"title":"Exclusions and limitations of this insurance policy:"},{"componentType":"paragraph","richBody":{"value":"Please read these documents before you subscribe.
A full description of this insurance can be found in the :
"},"textLinks":[{"text":"General terms and conditions Motorcycle & Moped (PDF)","url":"https://assets.ing.com/m/6dd8d010de94cc70/original/ING-motorbike-and-moped-insurance-general-conditions-EN.pdf"},{"text":"ING Mobility Risk Insurance - General provisions (PDF)","url":"https://assets.ing.com/m/769bd371aa3907d2/original/ING-motorbike-and-moped-insurance-general-provisions-EN.pdf"},{"text":"Minimum conditions Civil Liability Motor Vehicles (PDF)","url":"https://assets.ing.com/m/1d5f22fae9ccd96a/original/ING-motorbike-and-moped-insurance-minimum-conditions-EN.pdf"},{"text":"Insurance Product Information Document (PDF)","url":"https://assets.ing.com/m/260f3d560ecc4174/original/ING-motorbike-and-moped-insurance-IPID-EN.pdf"}]},{"componentType":"sectionTitle","title":"Price and term of ING Motorbike & Moped insurance"},{"componentType":"paragraph","richBody":{"value":"Your motorbike or moped insurance rate is tailor‑made, based on your profile and vehicle. By combining your ING Motorbike & Moped Insurance with a car insurance, you can also benefit from a discount of up to 60% on the Civil Liability cover. Find out more about the segmentation policy.
"},"textLinks":[{"text":"the segmentation policy (PDF)","url":"https://assets.ing.com/m/663e4c6784788346/original/ING-motorbike-and-moped-insurance-segmentation-policy-EN.pdf"}]},{"componentType":"paragraph","richBody":{"value":"The contract has a minimum duration of one year. It automatically renews each year unless you terminate it at least 2 months before the date on which it is scheduled to renew.
"},"title":"What is the duration of the policy?"},{"componentType":"sectionTitle","title":"Any questions? We’re happy to answer them!"},{"accordionList":[{"richBody":{"value":"Yes, you are legally obliged to take out civil liability (third party liability) insurance. If you cause an accident, your insurance will pay for the damage you cause to others, but not for the damage to your own car.
"},"title":"Is the ING Motorbike & Moped Insurance compulsory"},{"richBody":{"value":"6-wheel advantage: up to 60% discount on the Motorbike Third-Party Liability cover for customers who already have an ING Car Insurance or those who drive a company car. Only valid for motorbike. The discount is valid as long as the condition is met and is immediately included in the premium.
Pro-tip to enjoy this discount: if you or your partner don't have an ING Car Insurance yet, make sure you first subscribe the car insurance, before subscribing to the ING Motorbike & Moped Insurance. This way, we can make sure the discount is applied immediately!
"},"title":"* When am I eligible for discount up to 60% on the Civil Liability cover?"},{"richBody":{"value":"Apply for your ING Motorbike & Moped Insurance straight away and indicate in your request that you want ING to take care of your transfer!
Since 1 October 2024, a new law applies to contracts started or renewed after that date. You can find more information here. For contracts signed or renewed before 1 October 2024, the old law of three months’ notice until the next renewal applies.
"},"title":"I'm already insured elsewhere. How should I proceed?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Complaints"},{"componentType":"paragraph","richBody":{"value":"Not entirely satisfied with the distribution of this product?
Our Complaints Department and Ombudsman are there to help you.
"}},{"componentType":"paragraph","richBody":{"value":"Contact NN online: mobility@nn.be
"},"title":"Not completely satisfied with your ING Motorbike & Moped Insurance?"},{"componentType":"paragraph","richBody":{"value":""}},{"componentType":"paragraph","richBody":{"value":"you can read:
"},"textLinks":[{"text":"The general information about the insurance policies and the description of the conflict of interest policy (PDF)","url":"https://assets.ing.com/m/58ca999aee1d0105/original/GeneralInformationInsuranceEN.pdf"},{"text":"including the benefits, of ING Belgium SA/NV and of the insurer (PDF)","url":"https://assets.ing.com/m/0cffaeb0dde5b9e4/original/BelangenconflictINGBelgieEN.pdf"},{"text":"This information can always be consulted at ing. be > Charges and regulations > Information and regulations > Insurance","url":"/en/individuals/daily-banking/charges-and-regulations"}],"title":"About insurance and conflicts of interest"},{"componentType":"sectionTitle","title":"Services and advice"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/283e551e1a232377/original/how-do-you-file-a-statement-of-claim-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/225e3054-51d7-4013-8450-0797f9bfb007/how-do-you-file-a-statement-of-claim-1920","type":"image","width":1920},"intro":"Suffered from any type of damage? 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Find out when it is advised.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-11-27","image":{"extension":"jpg","original":"https://assets.ing.com/m/67ab46c540c91634/original/Man-riding-motorcycle-on-country-road-hands-free.jpg","transformBaseUrl":"https://assets.ing.com/transform/665aa01a-eab1-4f1f-af55-a1d56059e6aa/Man-riding-motorcycle-on-country-road-hands-free","type":"image","width":6016},"link":{"url":"/en/individuals/insurance/insure-my-motorbike/omnium-motor-insurance"},"title":"Omnium motor insurance"},{"body":"Nothing is more important than protecting yourself well when going out on the road on a motorbike. Check out what the optional Motorbike riding gear reimbursment cover has to offer here.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-12-04","image":{"altTextEN":"Close up of an old fashioned motorcycle with a helmet hanging from the brake lever","altTextFR":"Gros plan d'une moto ancienne avec un casque accroché au levier de frein.","altTextNL":"Close-up van een ouderwetse motorfiets met een helm hangend aan de remhendel","extension":"jpg","original":"https://assets.ing.com/m/4872fc1f691ba81c/original/CLOSE-UP-OF-BICYCLES-PARKED-ON-STREET.jpg","transformBaseUrl":"https://assets.ing.com/transform/fe7c9400-a1ac-4407-bed1-12a7d218fd7d/CLOSE-UP-OF-BICYCLES-PARKED-ON-STREET","type":"image","width":7800},"link":{"url":"/en/individuals/insurance/insure-my-motorbike/motorbike-riding-gear-reimbursement-insurance"},"title":"Motorbike gear reimbursement"},{"body":"Buying a motorcycle? These tips make an emotional choice a wise one!","cardSize":"small","cardType":"article","componentType":"articleCard","image":{"extension":"webp","original":"https://assets.ing.com/asset/cc8e1cbf-4e2c-4531-869a-6c034a55845d/person-wearing-sunglasses-and-a-motorcycle-helmet-closes-it.webp","transformBaseUrl":"https://assets.ing.com/transform/cc8e1cbf-4e2c-4531-869a-6c034a55845d/person-wearing-sunglasses-and-a-motorcycle-helmet-closes-it","type":"image","width":1016},"link":{"url":"/en/individuals/insurance/insure-my-motor/want-to-buy-a-motorcycle-how-to-make-an-emotional-choice-and-a-wise-decision"},"title":"Tips for buying a motorcycle"}],"componentType":"cards"}]},"hasMacro":false,"id":"d5476cd9-194a-4a4a-999a-759587a22db1","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal information"},{"componentType":"paragraph","richBody":{"value":"Insurance intermediary: ING Belgium SA, insurance broker, registered with the FSMA under code number 0403200393. Registered office: Avenue Marnix/Marnixlaan 24, 1000 Brussels – Brussels Trade Register – VAT BE 0403 200 393 – info@ing.be – www.ing.be – BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789
Insurer: NN Non-life – VAT number BE 0801.866.930 RPR Brussels, located at Fonsnylaan 38, 1060 Brussels, under the supervision of the NBB accredited under code 2925 and authorised to take out insurance in Belgium on the basis of freedom of establishment in Belgium. Belgian branch of Nationale-Nederlanden Schadeverzekering Maatschappij N.V., insurance company under Dutch law, under the supervision of the DNB and authorised under code number NBB 2925, with registered office at Prinses Beatrixlaan 35, 2595 AK 's-Gravenhage, The Netherlands – Chamber of Commerce number 27023707
"},"title":"The ING Motorbike & Moped Insurance is offered to you, subject to acceptance, by:"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insure my motorbike","url":"/en/individuals/insurance/insure-my-motorbike"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpeg","original":"https://assets.ing.com/m/416f78dabee818ef/original/Happy-woman-in-a-crash-helmet-while-riding-a-motorbike-crop.jpeg","transformBaseUrl":"https://assets.ing.com/transform/f4657f6d-e3ea-4eea-ab57-d64f06e4d78d/Happy-woman-in-a-crash-helmet-while-riding-a-motorbike-crop","type":"image","width":4300},"subtitle":"Your motorbike or moped covered against damage and the unexpected. Insurer: NN Non-life. Read the information sheet before subscribing.","title":"Motorbike & Moped Insurance"},"cta":{"componentType":"cta","textLink":{"text":"Log in to see your price","url":"https://ebanking.ing.be/banking/mobile/insurance/moto?EW=true"}},"usps":[{"body":"Ride less, pay less","icon":{"extension":"png","original":"https://assets.ing.com/m/5705233ee26dfa59/original/Savings_goals-Pig_Outline.png","transformBaseUrl":"https://assets.ing.com/transform/6391f035-6ae0-4a80-b74f-cfe38bace0d2/Savings_goals-Pig_Outline","type":"image","width":2500}},{"body":"100% online","icon":{"extension":"svg","original":"https://assets.ing.com/m/776f09929ca745d/original/Nabestaanden-new-Icons_stap3-160x160-oranje.svg","transformBaseUrl":"https://assets.ing.com/transform/40fc96fd-5a30-46ae-91d1-680bea680c8f/Nabestaanden-new-Icons_stap3-160x160-oranje","type":"image","width":160}},{"body":"Up to 60% discount on the Civil Liability cover","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/4c5d6a18c77a3076/original/Money-Coins_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/ad2f4a67-26a4-4cbc-b19c-442d2babcf61/Money-Coins_Euro_Outline","type":"image","width":32}}]},"publishDate":"2026-06-03T15:34:32.107+02:00"}}