{"type":"document","data":{"id":"e34a7b73-a197-46ca-bc2b-a90a802c221f","localeString":"en-GB","publishDate":"2025-04-30T14:27:26.104+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Complement your home insurance with contents insurance and protect your possessions from loss and damage. Find out more!"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"It’s natural to insure your home against fire and water damage, but have you also considered your personal possessions? Your home is full of things that have both sentimental and financial value. So why not also protect them against loss and damage? Simply add contents cover to your house insurance and enjoy your home with total peace of mind.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/0c9fd183-37c3-4fa2-93d0-fa41309438cb/Photo-of-a-young-couple-carrying-furniture-as-they-are-moving-into-a-new-apartment","type":"image","width":8660,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/548b3efd00efa62a/original/Photo-of-a-young-couple-carrying-furniture-as-they-are-moving-into-a-new-apartment.jpg","extension":"jpg"},"title":"Contents insurance","subtitle":"Add contents insurance to your home insurance for increased protection and peace of mind | Insurer: NN Non-Life"},"backLink":{"textLink":{"url":"/en/individuals/insurance/insure-my-home","text":"Home Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"cta"},{"componentType":"sectionTitle","title":"Why take out contents insurance?"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/f42566c2-8f79-4222-8484-46dd82b138d6/target2","type":"image","width":160,"original":"https://assets.ing.com/m/496f772cebcaa3fb/original/target2.svg","extension":"svg"},"highlighted":false,"items":[{"body":"You decide the value of the contents you want insured","title":"You choose the insured amount"},{"body":"We also protect the contents of your garden and your pets","title":"Cover beyond the 4 walls of your home"},{"body":"Our staff are available day and night to advise and help you in the event of a claim","title":"24/24 support"}]},{"componentType":"applicationProcess","steps":{"title":"Calculate your home insurance with contents option premium in a few steps","stepList":[{"title":"Calculate","body":"Calculate the premium in a few steps"},{"title":"Apply","body":"Happy? Complete your application in 5 minutes"},{"title":"Hear back","body":"You‘ll receive a response within two working days"}]}},{"componentType":"cta","textLink":{"url":"/en/individuals/insurance/insure-my-home","text":"Discover our Home insurance"}},{"componentType":"sectionTitle","title":"What is contents insurance?"},{"componentType":"paragraph","richBody":{"value":"

Home contents insurance is an optional guarantee which you can add to ING Home Insurance. The purpose of home contents insurance is to protect items of personal value. It covers damage caused to objects and goods, such as furniture, electronic equipment and clothing in a place of residence. Contents insurance provides financial compensation in the event of fire, water damage, natural disasters or other types of material loss suffered by the insured property.

"}},{"componentType":"sectionTitle","title":"What do you protect with contents insurance?"},{"componentType":"paragraph","richBody":{"value":"

Contents insurance as an optional extra to your home insurance. It protects all your own moveable assets or goods entrusted to you which are present in the home, such as furniture, free-standing electric appliances, jewellery, books, clothing, garden tools and outdoor games.

Some more specific examples:

For a more comprehensive list, please consult our: 

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You have the freedom to choose the maximum amount to be insured. You should ensure that this amount is enough to recover the total value of your contents in the event of a total loss. It’s therefore important to insure your home contents at their true value. To help you with this, you can use this inventory  to list and value the contents of your home. These value estimations will help you avoid being under-insured.

"}},{"componentType":"sectionTitle","title":"What is the maximum amount reimbursed?"},{"componentType":"paragraph","richBody":{"value":"

Below you’ll find examples of compensation granted in the event of loss.

For more information, see our:

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Therefore, we explain the difference between these two types of insurance in more detail.","image":{"transformBaseUrl":"https://assets.ing.com/transform/215ef5b6-0a25-43cc-b1d5-e2f619caf7cb/home-insurance-for-owner-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2a1525b4553de3a3/original/home-insurance-for-owner-1920.jpg","extension":"jpg"},"date":"2023-07-27","link":{"url":"/en/individuals/insurance/insure-my-home/home-insurance-vs-family-insurance-difference"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Home Insurance and water","body":"Water damage due to a leakage or flooding? Your home insurance is ready to help. Find out how here.","image":{"transformBaseUrl":"https://assets.ing.com/transform/16f40536-fbfb-4280-bc2f-2bdd716ce49a/water-damage-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/31fac4697a0acb68/original/water-damage-1920.jpg","extension":"jpg"},"date":"2023-07-27","link":{"url":"/en/individuals/insurance/insure-my-home/home-insurance-water-damage"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Solar panels and fire insurance","body":"Are solar panels covered by fire insurance? ING answers all your questions.","image":{"transformBaseUrl":"https://assets.ing.com/transform/2e60c12d-2dfc-42a2-9a3c-1e40459efff6/Two-man-workers-install-solar-panels-on-the-roof-tiles-of-a-house","type":"image","width":1920,"original":"https://assets.ing.com/m/70c35f5578b087af/original/Two-man-workers-install-solar-panels-on-the-roof-tiles-of-a-house.jpg","extension":"jpg"},"date":"2023-01-17","link":{"url":"/en/individuals/insurance/insure-my-home/solar-panels-fire-insurance"}}]}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal notice"},{"componentType":"paragraph","title":"ING Property Insurance is offered to you, subject to acceptance, by:","richBody":{"value":"

"}},{"componentType":"paragraph","richBody":{"value":"

Insurance intermediary: ING Belgium NV/SA – Bank – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – www.ing.be – Contact us via ing.be/contact-us – Insurance broker, registered with the FSMA under the number 0403.200.393.

"}},{"componentType":"paragraph","richBody":{"value":"

Insurer: NN Non-life – VAT number BE 0801.866.930 RPR Brussels, located at Fonsnylaan 38, 1060 Brussels, under the supervision of the NBB accredited under code 2925 and authorised to take out insurance in Belgium on the basis of freedom of establishment in Belgium.
Belgian branch of Nationale-Nederlanden Schadeverzekering Maatschappij N.V., insurance company under Dutch law, under the supervision of the DNB and authorised under code number NBB 2925, with registered office at Prinses Beatrixlaan 35, 2595 AK 's-Gravenhage, The Netherlands – Chamber of Commerce number 27023707.

"}}]}}}