{"type":"document","data":{"id":"02150b65-244d-4317-9f2a-547d821d2890","localeString":"en-GB","publishDate":"2025-01-24T11:57:02.676+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Calculate your car insurance online. Use this simulator to obtain an estimate of the monthly amount you will have to pay."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"title":"Car insurance calculator","subtitle":"What does car insurance cover? What are the different options? Calculate how much your car insurance will cost."},"backLink":{"textLink":{"url":"/en/individuals/insurance/insure-my-car","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"feature","featureName":"car-insurance-simulator"},{"componentType":"paragraph","richBody":{"value":"<p>Not yet an ING customer?  <a href=\"https://www.ing.be/en/individuals/daily-banking/compare-bank-accounts\">Then open an ING current account first. </a></p><p> </p>"}},{"componentType":"sectionTitle","title":"Compare coverages"},{"componentType":"paragraph","richBody":{"value":"<p> </p><table><tbody><tr><td> </td><td><table><tbody><tr><td><p><a href=\"https://www.ing.be/en/individuals/insurance/insure-my-car/third-party-liability-car-insurance\">Civil liability</a></p></td></tr></tbody></table></td><td>CL + <p><a href=\"https://www.ing.be/en/individuals/insurance/insure-my-car/mini-comprehensive-car-insurance\">Mini-comprehensive</a></p></td><td>CL + <p><a href=\"https://www.ing.be/en/individuals/insurance/insure-my-car/comprehensive-car-insurance\">Fully comprehensive</a></p></td></tr><tr><td>Compulsary third-party insurance</td><td>Yes</td><td>No</td><td>No</td></tr><tr><td>Damage to third parties</td><td><span class=\"check-mark\">checked </span> </td><td><span class=\"check-mark\">checked </span> </td><td><span class=\"check-mark\">checked </span> </td></tr><tr><td>Service in the event of damage caused by an accident in Belgium</td><td><span class=\"check-mark\">checked </span> </td><td><span class=\"check-mark\">checked </span> </td><td><span class=\"check-mark\">checked </span> </td></tr><tr><td> Glass breakage       </td><td>        </td><td>   <span class=\"check-mark\">checked </span> </td><td>  <span class=\"check-mark\">checked </span>     </td></tr><tr><td>BOB coverage if the driver is under the influence of alcohol</td><td><span class=\"check-mark\">checked </span> </td><td><span class=\"check-mark\">checked </span> </td><td><span class=\"check-mark\">checked </span> </td></tr><tr><td>Fire (explosion, short circuit, lightning strike)</td><td> </td><td><span class=\"check-mark\">checked </span> </td><td><span class=\"check-mark\">checked </span> </td></tr><tr><td>Damage by nature</td><td> </td><td><span class=\"check-mark\">checked </span> </td><td><span class=\"check-mark\">checked </span> </td></tr><tr><td>Damage caused by direct contact with animals</td><td> </td><td><span class=\"check-mark\">checked </span> </td><td><span class=\"check-mark\">checked </span> </td></tr><tr><td>Burglary, car theft</td><td> </td><td><span class=\"check-mark\">checked </span> </td><td><span class=\"check-mark\">checked </span> </td></tr><tr><td>Material damage to your own car and vandalism</td><td> </td><td> </td><td><span class=\"check-mark\">checked </span> </td></tr></tbody></table>"}},{"componentType":"sectionTitle","title":"How the simulator works?"},{"componentType":"paragraph","richBody":{"value":"<p>It calculates your prices based on the following assumptions:</p><ul><li>Car: options worth less than 1.500 EUR</li><li>Driver: had his license at 18, had no accident in the last 5 years, and drives less than 10.000 km/year</li><li>Coverage: a deductible of €600 EUR for Omnium</li></ul><p>It will give you an idea of how much your insurance would cost.</p><p>For a more personalised offer, you can always change these parameters in the next steps.</p>"}},{"componentType":"sectionTitle","title":"Exclusions and limitations of this insurance policy"},{"componentType":"paragraph","richBody":{"value":"<ul><li>The vehicle must not be for professional use</li><li>In order to benefit from the agreed cover, you must correctly state who the usual driver of the vehicle is</li><li>Medical costs are only covered if you have driver insurance</li><li>Damage to your own car caused by you is only covered by comprehensive insurance</li></ul>"}},{"componentType":"sectionTitle","title":"Important documents"},{"componentType":"paragraph","richBody":{"value":"<p>Before taking out an ING Car insurance policy, it is important that you consult the following documents (with the applicable conditions, exclusions and limits):</p><ul><li><a href=\"https://assets.ing.com/m/7426787e428d8d8d/original/ING-car-insurance-EN.pdf\">General terms and conditions (PDF) </a></li><li><a href=\"https://assets.ing.com/m/58ca999aee1d0105/GeneralInformationInsuranceEN.pdf\">General information about insurance policies (PDF)</a></li><li><a href=\"https://www.ing.be/en/individuals/insurance/insure-my-car/car-insurance-price\">The segmentation policy </a></li><li><a data-type=\"internal\" href=\"/en/individuals/daily-banking/charges-and-regulations\">Information and regulations </a></li></ul>"}}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Legal mentions","richBody":{"value":"<p><strong>For the simulation</strong></p><p>You are not yet insured following this price simulation.</p><p>The results of the simulation are indicative only, based on the data you provided.</p><p>Your actual price may vary depending on the starting date of the contract, the answers you give to our questions, a tariff change, or a modification of the product by NN Insurance Belgium.</p><p>The premium includes charges, taxes and contributions.</p><p>This simulation does not constitute an offer from ING nor NN Non-Life, and is not binding neither for you or for ING or NN Non-Life in any way.</p><p><strong>Promo regulations</strong></p><p>Offer valid for every subscription to a new annual ING Car Insurance contract between <strong>06/01/2025 and 30/03/2025 included</strong>, with <strong>promotion code CAR25 </strong>which is automatically applied in the salesflow. This offer is subject to acceptance of your application by the insurer and mutual agreement. Offer valid for ING customers, without obligation to take out an ING Car Loan or to purchase other financial services from ING. <br />The 20% discount applies to the first annual premium, in case of monthly or annual payments. The discount is valid for both online subscription as subscription in agency. The discount cannot be combined with any other temporary campaign discounts and will be immediately included in your premium. The discount is valid on all guarantees.<br /> Before taking out the insurance, consult the conditions and exclusions in the general terms and conditions and the information document about the insurance product, available on ING.be and at all ING branches.</p><p>ING Car Insurance (a damage insurance) is subject to approval and is offered by:</p><p><strong>Insurance intermediary</strong>: ING Belgium NV/SA – Bank – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – <a href=\"http://www.ing.be/\">www.ing.be</a> – Contact us via <a href=\"http://ing.be/contact-us\">ing.be/contact-us</a>  – Insurance broker, registered with the FSMA under the number 0403.200.393.</p><p><strong>Insurer</strong>: NN Non-life – VAT number BE 0801.866.930 RPR Brussels, located at Fonsnylaan 38, 1060 Brussels, under the supervision of the NBB accredited under code 2925 and authorised to take out insurance in Belgium on the basis of freedom of establishment in Belgium. Belgian branch of Nationale-Nederlanden Schadeverzekering Maatschappij N.V., insurance company under Dutch law, under the supervision of the DNB and authorised under code number NBB 2925, with registered office at Prinses Beatrixlaan 35, 2595 AK &apos;s-Gravenhage, The Netherlands – Chamber of Commerce number 27023707.</p><p>ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 – <a href=\"http://www.ing.be/\">www.ing.be</a>  – Insurance broker, registered with the FSMA under the number 0403.200.393 – More information about ING Belgium NV/SA.</p><p> </p>"}}]}}}