{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"cards":[{"body":"New or second hand? Petrol, diesel or electric? We give you some useful tips to consider.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2025-07-02","image":{"extension":"jpg","original":"https://assets.ing.com/m/bf3aa28fcc1f00/original/first-car-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/958b0864-458c-4af1-848a-4b2e46170541/first-car-1920","type":"image","width":1920},"link":{"url":"/en/individuals/my-life/mobility/buying-first-car"},"title":"Check-list for buying a car"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/283e551e1a232377/original/how-do-you-file-a-statement-of-claim-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/225e3054-51d7-4013-8450-0797f9bfb007/how-do-you-file-a-statement-of-claim-1920","type":"image","width":1920},"intro":"Suffered from any type of damage? We’re here to help.","link":{"url":"/en/individuals/insurance/notify-claim"},"title":"Make a claim"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/7797498d80d9cd4b/original/manchild.jpg","transformBaseUrl":"https://assets.ing.com/transform/cc64a0d0-847d-40ca-89f6-b071ca5a51e8/manchild","type":"image","width":814},"intro":"View all your contracts online via Home'Bank","link":{"url":"https://ebanking.ing.be/en/retail/insurance?standalone=true"},"linkText":"Insurance","title":"An overview of your insurance policies?"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/847b64335c2eeb/original/go-abroad-risks-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/5033530a-0c29-4b07-84a4-dba331f49c8b/go-abroad-risks-1920","type":"image","width":1920},"intro":"ING Yearly Travel Insurance, insured by Inter Partner Assistance NV.","link":{"url":"/en/individuals/insurance/travel-insurance"},"title":"Yearly Travel Insurance"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Also discover our other insurances"},{"cards":[{"body":"ING Property Insurance underwritten by: NN Non-Life","cardSize":"medium","cardType":"product","checkMarkList":["From €11 a month","Solar panels, batteries insured","Easy switch to ING at any moment"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/3ad15167e3061bee/original/A-woman-and-a-toddler-sitting-on-the-kitchen-floor-drumming.jpg","transformBaseUrl":"https://assets.ing.com/transform/14518c58-d363-4ea1-899d-afff211ed0a5/A-woman-and-a-toddler-sitting-on-the-kitchen-floor-drumming","type":"image","width":1920},"link":{"url":"/en/individuals/insurance/insure-my-home/home-insurance-owners"},"promoText":"20% discount on the first year","title":"Home Insurance for owners"},{"body":"ING Property Insurance underwritten by: NN Non-Life","cardSize":"medium","cardType":"product","checkMarkList":["From €69.09 a year","Up to 90 days coverage of your new address when moving","Easy switch to ING at any moment"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/7dc4a60630fca249/original/Flatmates-in-the-kitchen-chatting-as-they-make-coffee.jpg","transformBaseUrl":"https://assets.ing.com/transform/0724435c-0893-4e31-a5a8-0d30e998b4b3/Flatmates-in-the-kitchen-chatting-as-they-make-coffee","type":"image","width":5700},"link":{"url":"/en/individuals/insurance/insure-my-home/home-insurance-tenants"},"promoText":"15% reduction on the first year","title":"Home Insurance for tenants"},{"cardSize":"medium","cardType":"product","checkMarkList":["24/7 Assistance","All over the word"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/847b64335c2eeb/original/go-abroad-risks-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/5033530a-0c29-4b07-84a4-dba331f49c8b/go-abroad-risks-1920","type":"image","width":1920},"intro":"ING Yearly Travel Insurance, insured by Inter Partner Assistance NV.","link":{"url":"/en/individuals/insurance/travel-insurance"},"title":"Yearly Travel Insurance"},{"cardSize":"medium","cardType":"product","checkMarkList":["For every family situation","Same price online and in the branch","Attractive premium"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/34c02df1f8b6517/original/family-insurance-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/941015fd-ba88-4ebd-a056-ee7ff1fa746f/family-insurance-1920","type":"image","width":1920},"intro":"Insurer: NN Non-Life","link":{"url":"/en/individuals/insurance/family-insurance"},"title":"Family Insurance"}],"componentType":"cards"}]},"contentType":"onecms:subCategoryPage","flexPageMetadata":{"afmBanner":false,"description":"Calculate your car insurance and discover a lot of useful info on how to protect your car, your passengers and yourself in the best way.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Optional coverages"},{"cards":[{"body":"Comprehensive or omnium insurance is the car insurance option that offers maximum cover. It’s therefore particularly suitable for new cars or recent vehicles (less than 5 years old), whether second-hand or not.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-08-04","image":{"extension":"jpg","original":"https://assets.ing.com/m/7f6abbc609632fcc/original/Curly-haired-young-man-playfully-tries-to-lift-an-old-Fiat-Cinquecento-parked-in-the-street.jpg","transformBaseUrl":"https://assets.ing.com/transform/69144cc0-7117-4031-afc2-5973f8d865bc/Curly-haired-young-man-playfully-tries-to-lift-an-old-Fiat-Cinquecento-parked-in-the-street","type":"image","width":5616},"link":{"url":"/en/individuals/insurance/insure-my-car/comprehensive-car-insurance"},"title":"Understanding comprehensive car insurance"},{"body":"Mini-comprehensive or mini-omnium car insurance is optional and supplements your Third-Party Liability insurance, which is compulsory.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-07-17","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/12961d276c01535a/original/Young-girl-helps-father-wash-car-in-driveway.jpg","transformBaseUrl":"https://assets.ing.com/transform/68dbd4db-78da-432e-a1df-cd92b5faeaea/Young-girl-helps-father-wash-car-in-driveway","type":"image","width":6016},"link":{"url":"/en/individuals/insurance/insure-my-car/mini-comprehensive-car-insurance"},"title":"What is mini-comprehensive car insurance?"},{"body":"Driver's insurance is not compulsory, but it ensures that you can count on compensation as a driver even when you yourself are at fault in an accident.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-07-17","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/ab80c8ffd391821/original/Dog-seated-in-car-driver-seat.jpg","transformBaseUrl":"https://assets.ing.com/transform/c4ec4a21-be1a-4d1b-94b0-a5767eeba2ee/Dog-seated-in-car-driver-seat","type":"image","width":4096},"link":{"url":"/en/individuals/insurance/insure-my-car/driver-insurance"},"title":"The driver insurance option: what’s it really for?"},{"body":"Drive with peace of mind thanks to the roadside assistance option available with your ING Car insurance. Insurer: NN Non-Life","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-08-11","image":{"extension":"jpg","original":"https://assets.ing.com/m/2e7ad5d8fb0453a2/original/jeep.jpg","transformBaseUrl":"https://assets.ing.com/transform/9b2f67b8-9777-40af-8f1f-b1fbcb46ffa0/jeep","type":"image","width":814},"link":{"url":"/en/individuals/insurance/insure-my-car/option-roadside-assistance-belgium-and-abroad"},"title":"Roadside assistance option in Belgium and abroad"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Good to know"},{"cards":[{"body":"The third-party liability cover is compulsory when taking out any car insurance and is a conditio sine qua non for driving safely. But what exactly does it cover? Follow our guide!","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-08-04","image":{"extension":"jpg","original":"https://assets.ing.com/m/1d7e3aa092aebc9/original/Carinsurance_Woman.jpg","transformBaseUrl":"https://assets.ing.com/transform/e9b061a0-a12e-448b-9bfc-889c9cc99408/Carinsurance_Woman","type":"image","width":814},"link":{"url":"/en/individuals/insurance/insure-my-car/third-party-liability-car-insurance"},"title":"What is third-party liability (RC) car insurance?"},{"body":"While the term bonus-malus is still widespread, it is no longer used at ING. We now speak of \"claim-free years\".","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-08-18","image":{"extension":"jpg","original":"https://assets.ing.com/m/25534a5c70973a60/original/Man-hugs-car-in-garage-showroom.jpg","transformBaseUrl":"https://assets.ing.com/transform/4d6fb0a6-f033-491b-b1a3-ac90db6c8708/Man-hugs-car-in-garage-showroom","type":"image","width":5130},"link":{"url":"/en/individuals/insurance/insure-my-car/bonus-malus"},"title":"What is the bonus-malus system?"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Any questions? We're happy to answer them!"},{"accordionList":[{"richBody":{"value":"<p>Yes, you are legally obliged to take out <a data-type=\"internal\" href=\"/en/individuals/insurance/insure-my-car/third-party-liability-car-insurance\">civil liability (third party) insurance</a>. If you cause an accident, your insurance will pay for the damage you cause to others, but not for the damage to your own car.</p>"},"title":"Is a car insurance compulsary?"},{"richBody":{"value":"<p>This can be done both via <a href=\"https://ebanking.ing.be/banking/mobile/insurance/car?EW=true\">Home&apos;Bank</a> or our <a href=\"https://ebanking.ing.be/banking/mobile/insurance/car?EW=true\">App</a>.</p><p>Unsure about doing this yourself? Our staff will happily guide you. Call <a href=\"tel:+32 2 464 65 01\">+32 2 464 65 01</a> (Monday to Friday 8 a.m. to 6 p.m.) or go to your branch.</p>"},"title":"How can I apply for ING Car Insurance?"},{"richBody":{"value":"<p>Apply for your <a href=\"https://ebanking.ing.be/banking/mobile/insurance/car?EW=true\">ING Car Insurance</a> straight away and indicate in your request that you want ING to take care of your transfer! (Note: this is only possible if you take out insurance with ING at least four months before the main renewal date with your current insurer.) Have the following information ready:</p><ul><li>the name of your current insurance company</li><li>your policy number</li><li>the main renewal date of your current policy.</li></ul><p>You can also contact your current insurer yourself. Do this at least three months before the main expiry date of your current policy.</p>"},"title":"I'm already insured elsewhere. How should I preceed ?"},{"richBody":{"value":"<p>To take out a <a data-type=\"internal\" href=\"/en/individuals/insurance/insure-my-car/car-insurance\">car insurance</a>, you need to</p><ul><li>be at least 18 years old</li><li>have an account with ING</li><li>have a legal address in Belgium</li><li>have a car to be insured that’s registered in Belgium.</li></ul>"},"title":"Who can take out ING Car Insurance?"},{"richBody":{"value":"<p>Yes, it’s possible. If you can’t pay your <a data-type=\"internal\" href=\"/en/individuals/insurance/insure-my-car/car-insurance\">car insurance</a> in one go, you can opt for monthly payments via direct debit. There are no extra charges for this.</p>"},"title":"Can I pay for my car insurance in instalments?"},{"richBody":{"value":"<p><a data-type=\"internal\" href=\"/en/individuals/insurance/insure-my-car/comprehensive-car-insurance\">Fully comprehensive</a> is recommended for new cars and offers maximum protection (see table with the different coverages). The <a data-type=\"internal\" href=\"/en/individuals/insurance/insure-my-car/mini-comprehensive-car-insurance\">mini-comprehensive</a> option is attractive if your car is not so new but you still want extensive protection.</p>"},"title":"Do I opt for mini-comprehensive or fully comprehensive?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"899e3313-5ed1-40c7-9998-b32acfdd36f6","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/individuals/insurance"}},"componentType":"categoryHeader","coreHeader":{"subtitle":"What does car insurance cover? What are the different options? Insure your car in the best way with ING Car Insurance","title":"Insuring my car"},"productCard":{"body":"While you enjoy scenic drives with family and friends, we take care of your car insurance.\r\nGet ING Car Insurance now.","cardSize":"medium","cardType":"product","checkMarkList":["Pay-as-you-drive insurance","100% online"],"componentType":"productCard","image":{"extension":"png","original":"https://assets.ing.com/m/70534e31fa9d4c35/original/AutoSalon_Retail_Campaign.png","transformBaseUrl":"https://assets.ing.com/transform/379d980e-790b-4780-bcaa-cf8628fb0ac5/AutoSalon_Retail_Campaign","type":"image","width":13756},"intro":"Insuring your car the best way possible | Insurer : NN Non-life","link":{"url":"/en/individuals/insurance/insure-my-car/car-insurance"},"title":"Car Insurance"}},"publishDate":"2025-04-03T16:33:01.598+02:00"}}