Yes, you are legally obliged to take out civil liability (third party) insurance. If you cause an accident, your insurance will pay for the damage you cause to others, but not for the damage to your own car.
"}},{"title":"How can I apply for ING Car Insurance?","richBody":{"value":"This can be done both via Home'Bank or our App.
Unsure about doing this yourself? Our staff will happily guide you. Call +32 2 464 65 01 (Monday to Friday 8 a.m. to 6 p.m.) or go to your branch.
"}},{"title":"I'm already insured elsewhere. How should I preceed ?","richBody":{"value":"Apply for your ING Car Insurance straight away and indicate in your request that you want ING to take care of your transfer! (Note: this is only possible if you take out insurance with ING at least four months before the main renewal date with your current insurer.) Have the following information ready:
You can also contact your current insurer yourself. Do this at least three months before the main expiry date of your current policy.
"}},{"title":"Who can take out ING Car Insurance?","richBody":{"value":"To take out a car insurance, you need to
Yes, it’s possible. If you can’t pay your car insurance in one go, you can opt for monthly payments via direct debit. There are no extra charges for this.
"}},{"title":"Do I opt for mini-comprehensive or fully comprehensive?","richBody":{"value":"Fully comprehensive is recommended for new cars and offers maximum protection (see table with the different coverages). The mini-comprehensive option is attractive if your car is not so new but you still want extensive protection.
"}}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Check-list for buying a car","body":"New or second hand? Petrol, diesel or electric? We give you some useful tips to consider.","image":{"transformBaseUrl":"https://assets.ing.com/transform/958b0864-458c-4af1-848a-4b2e46170541/first-car-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/bf3aa28fcc1f00/original/first-car-1920.jpg","extension":"jpg"},"date":"2025-07-02","link":{"url":"/en/individuals/my-life/mobility/buying-first-car"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Make a claim","intro":"Suffered from any type of damage? We’re here to help.","image":{"transformBaseUrl":"https://assets.ing.com/transform/225e3054-51d7-4013-8450-0797f9bfb007/how-do-you-file-a-statement-of-claim-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/283e551e1a232377/original/how-do-you-file-a-statement-of-claim-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/insurance/notify-claim"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"An overview of your insurance policies?","intro":"View all your contracts online via Home'Bank","image":{"transformBaseUrl":"https://assets.ing.com/transform/cc64a0d0-847d-40ca-89f6-b071ca5a51e8/manchild","type":"image","width":814,"original":"https://assets.ing.com/m/7797498d80d9cd4b/original/manchild.jpg","extension":"jpg"},"link":{"url":"https://ebanking.ing.be/en/retail/insurance?standalone=true"},"linkText":"Insurance"},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Yearly Travel Insurance","intro":"ING Yearly Travel Insurance, insured by Inter Partner Assistance NV.","image":{"transformBaseUrl":"https://assets.ing.com/transform/5033530a-0c29-4b07-84a4-dba331f49c8b/go-abroad-risks-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/847b64335c2eeb/original/go-abroad-risks-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/insurance/travel-insurance"}}]},{"componentType":"sectionTitle","title":"Also discover our other insurances"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Home Insurance for owners","body":"ING Property Insurance underwritten by: NN Non-Life","image":{"transformBaseUrl":"https://assets.ing.com/transform/14518c58-d363-4ea1-899d-afff211ed0a5/A-woman-and-a-toddler-sitting-on-the-kitchen-floor-drumming","type":"image","width":1920,"original":"https://assets.ing.com/m/3ad15167e3061bee/original/A-woman-and-a-toddler-sitting-on-the-kitchen-floor-drumming.jpg","extension":"jpg"},"link":{"url":"/en/individuals/insurance/insure-my-home/home-insurance-owners"},"checkMarkList":["From €11 a month","Solar panels, batteries insured","Easy switch to ING at any moment"],"promoText":"20% discount on the first year"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Home Insurance for tenants","body":"ING Property Insurance underwritten by: NN Non-Life","image":{"transformBaseUrl":"https://assets.ing.com/transform/0724435c-0893-4e31-a5a8-0d30e998b4b3/Flatmates-in-the-kitchen-chatting-as-they-make-coffee","type":"image","width":5700,"original":"https://assets.ing.com/m/7dc4a60630fca249/original/Flatmates-in-the-kitchen-chatting-as-they-make-coffee.jpg","extension":"jpg"},"link":{"url":"/en/individuals/insurance/insure-my-home/home-insurance-tenants"},"checkMarkList":["From €69.09 a year","Up to 90 days coverage of your new address when moving","Easy switch to ING at any moment"],"promoText":"15% reduction on the first year"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Yearly Travel Insurance","intro":"ING Yearly Travel Insurance, insured by Inter Partner Assistance NV.","image":{"transformBaseUrl":"https://assets.ing.com/transform/5033530a-0c29-4b07-84a4-dba331f49c8b/go-abroad-risks-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/847b64335c2eeb/original/go-abroad-risks-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/insurance/travel-insurance"},"checkMarkList":["24/7 Assistance","All over the word"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Family Insurance","intro":"Insurer: NN Non-Life","image":{"transformBaseUrl":"https://assets.ing.com/transform/941015fd-ba88-4ebd-a056-ee7ff1fa746f/family-insurance-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/34c02df1f8b6517/original/family-insurance-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/insurance/family-insurance"},"checkMarkList":["For every family situation","Same price online and in the branch","Attractive premium"]}]}]}}}