đ Do you already have a Car, Motorbike or Bike insurance with ING? Great! In that case, you can benefit automatically from a 15% discount on every (additional) ING bike insurance *. Take to the road in complete safety đ˛Â
Insurer: NN Non-life
"}},{"componentType":"sectionTitle","title":"Why take out bicycle insurance ?"},{"componentType":"paragraph","title":"Sprint, ride, climb and speed down hills with an easy mind","richBody":{"value":"If you're not a customer yet, open first a bank account.
"}},{"componentType":"sectionTitle","title":"What does the ING Bike Insurance cover?"},{"componentType":"paragraph","richBody":{"value":"| City bike, racing bike, mountain bike, gravel bike, cargo bike | Motorised propulsion machine (scooter, unicycle, segway, etc.) | |
|---|---|---|
| Theft* | checked  | checked  |
| Damage to your bike* | checked  | checked  |
| Breakdown assistance 24/7** | checked  | checked  |
| Cyclist protection | checked  Requires âTheftâ and/or âDamage to your bikeâ insurance |  |
| Passenger extension | checked  Requires âCyclist Protectionâ insurance |  |
*Â You can choose one of the two guarantees or both.
** Included in the âTheftâ and/or âDamage to your bikeâ insurance, valid in Belgium (with the exception of a breakdown less than 3km from the insuredâs home) and up to 20km beyond the border.
"}},{"componentType":"sectionTitle","title":"What the ING Bike Insurance doesnât cover"},{"componentType":"paragraph","richBody":{"value":"More than ever, bikes and motorised devices are an integral part of alternative mobility. Insuring your bike means peace of mind in case of damage to the bike. The âCyclist Protectionâ cover allows the cyclist to be compensated in case of injury.
"}},{"title":"Do you need insurance for an electric bike?","richBody":{"value":"E-bike insurance is not compulsory if the vehicle is driven by a mechanical force not exceeding 25 km/h. And in this case, the liability for the e-bike is covered by your family insurance.
Note: Moped Third Party Liability Insurance is required for SpeedPedelec bikes capable of riding autonomously without pedal assistance above the speed of 25 km/h.
"}},{"title":"Are my fixed bike accessories insured?","richBody":{"value":"Yes, they are insured for a maximum of 300 euros (including VAT). What is meant by that? Any equipment not supplied by default by the manufacturer and which is an integral part of the insured object. This equipment is permanently installed and cannot be used independently of the insured object.
Things specifically intended to supplement the bike equipment (such as bike bags, padlocks, baskets, child seats, sat nav devices or a bicycle cart) are not insured. Your bike helmet, clothes, shoes, the items transported, your mobile phone, etc. are also not covered by the insurance.
"}},{"title":"Can I also take out insurance for a used bike?","richBody":{"value":"Yes, of course. For used bikes more than one year old, all cover can be taken out, with the exception of the âdamage to your bikeâ cover. To do this, your bike must be less than one year old.
"}},{"title":"Why would I need âCyclist Protectionâ cover?","richBody":{"value":"It protects you against the financial consequences of bodily injury as a result of bicycle accidents, up to a maximum of âŹ50,000 (non-indexed) per claim.
"}},{"title":"What is the passenger extension insurance?","richBody":{"value":"It protects passengers against the financial consequences of bodily injury to passengers up to and including 12 years of age, up to a maximum of âŹ50,000 (non-indexed) per claim.
"}},{"title":"Do I have to pay a deductible in case of a claim?","richBody":{"value":"A deductible applies to the âdamage to your bikeâ and âtheftâ coverage, which are part of the bike insurance. The deductible depends on the value of the insured item and varies between 50, 100, 150 and 200 euros. The deductible is always mentioned in the special terms and conditions of your policy.
"}},{"title":"What should I do if my bike is stolen?","richBody":{"value":"In case of theft, but also in case of attempted theft, file a report with the police within 24 hours. Next, declare your loss, gather and forward all useful information: photos, invoices, etc.
Check out our advice on preventing bike theft.
"}},{"title":"What should I do in case of a bike breakdown on the road?","richBody":{"value":"If your bike breaks down (e.g. puncture, loss of my bike key, battery problem, etc.), you can contact the ING Assist'Line 24/7 on +32 2 725 15 00. We will send a repairman to your location. An on-site repair is not possible and you cannot go on? In that case, we will take you, the bike, luggage and any passengers, to your home, destination or nearby a bike repair shop.
Note that this intervention is valid in Belgium (with the exception of a breakdown less than 3km from your home) and up to 20km beyond the border
"}},{"title":"What should I do if I want to make a claim?","richBody":{"value":"Report the incident as quickly as possible. You can do this online at myclaim.be, on the ING Assist'Line +32 2 725 15 00 or at myclaim@nn.be.
"}},{"title":"* How can I benefit of the 15% promotion ?","richBody":{"value":"Mobility discount: 15% discount on your bike insurance ('Theft' and 'Damage to your bike' cover), if you have already taken out a mobility insurance (bike, moto or car) at ING. The discount is valid as long as the condition is met and is immediately included in the premium.Â
"}}]},{"componentType":"sectionTitle","title":"Useful information"},{"componentType":"paragraph","richBody":{"value":"Read these documents before taking out a bike insurance
A full description of this insurance can be found in:
NN Non-life is a Dutch company subject to Belgian law for the sale of its bike insurance.
ING Bike Insurance is a comprehensive damage insurance for your bicycle or (motorized) mobility device, subject to Belgian law and intended for ING customers.
"}},{"componentType":"paragraph","title":"Who can take out ING Bike Insurance?","richBody":{"value":"ING Bike Insurance is intended for ING customers with a bike or (motorised) mobility device. This insurance can be taken out by natural persons aged 18 and over who have their primary residence in Belgium. Business use is permitted unless it concerns commercial transportation of goods or people, vehicle rental, business rental or courier services.
"}},{"componentType":"paragraph","title":"How do I subscribe to ING Bike Insurance?","richBody":{"value":"You benefit from a personalised rate. Find out more about: the segmentation policy (pdf)
The premium also includes taxes and fees.
"}},{"componentType":"paragraph","title":"Duration","richBody":{"value":"This insurance is taken out for a period of 1 year. It shall be tacitly renewed for one year at a time, with a maximum term of 8 years, unless one of the parties objects.
"}},{"componentType":"paragraph","title":"Complaints","richBody":{"value":"Not entirely satisfied with the distribution of this product?
Our Complaints Department and Ombudsman are there to help you.
Not completely satisfied with your ING Bike Insurance?
Contact NN online: mobility@nn.be
"}}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Legal mentions","richBody":{"value":"ING Bike Insurance (a damage insurance) is subject to approval and is offered by:
Insurance intermediary: ING Belgium NV/SA â Bank â Marnixlaan/Avenue Marnix 24, B-1000 Brussels â RLP Brussels â VAT: BE 0403.200.393 - BIC: BBRUBEBB â IBAN: BE45 3109 1560 2789 â www.ing.be â Contact us via ing.be/contact â Insurance broker, registered with the FSMA under the number 0403.200.393.
Insurer: NN Non-life â VAT number BE 0801.866.930 RPR Brussels, located at Fonsnylaan 38, 1060 Brussels, under the supervision of the NBB accredited under code 2925 and authorised to take out insurance in Belgium on the basis of freedom of establishment in Belgium.
Belgian branch of Nationale-Nederlanden Schadeverzekering Maatschappij N.V., insurance company under Dutch law, under the supervision of the DNB and authorised under code number NBB 2925, with registered office at Prinses Beatrixlaan 35, 2595 AK 's-Gravenhage, The Netherlands â Chamber of Commerce number 27023707
ING Belgium SA/NV - Bank/Lender - Registered office: Avenue Marnix 24, B-1000 Brussels â Brussels - RPM/RPR â VAT: BE 0403.200.393 â BIC: BBRUBEBB â IBAN: BE45 3109 1560 2789. Responsible publisher: Sali Salieski â Cours Saint-Michel 60, 1040 Brussels. 02/2024
"}}]}}}