The ING Bike Insurance covers all types of bicycles (mountain bikes, gravel bikes, racing bikes, cargo bikes, etc.), electric bikes (at a maximum speed of 25 km/h), electric steps and other electric mobility devices (segway, hoverboard, etc.).
Do you have a Speed pedelec capable of moving autonomously beyond 25km/h? In this case, you must opt for motorcycle and moped insurance
"}},{"componentType":"sectionTitle","title":"Good to know"},{"cards":[{"body":"Overview of the several financial incentives available for when you buy and use your e-bike","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-05-29","image":{"extension":"jpg","original":"https://assets.ing.com/m/5925d6a0c5ead1f/original/Young-man-cycling-through-the-park-on-cargo-bike-delivering-packages.jpg","transformBaseUrl":"https://assets.ing.com/transform/c36a4009-1d3d-4cd9-b809-34a6289f05f3/Young-man-cycling-through-the-park-on-cargo-bike-delivering-packages","type":"image","width":1920},"link":{"url":"/en/individuals/insurance/insure-my-bike/electric-bike-incentives"},"title":"Electric bike incentives"},{"body":"There are several types of bicycles with electric assistance. But what´s the best choice for you?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2024-04-18","image":{"extension":"jpg","original":"https://assets.ing.com/m/69883b0c738c64fb/original/ebike-types-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/e4a2b1a9-1b1e-45de-9709-e482ea897f70/ebike-types-1920","type":"image","width":1920},"link":{"url":"/en/individuals/my-life/mobility/ebike-types"},"title":"Which e-bike suits you?"},{"body":"4 tips against damage and theft","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2024-04-18","image":{"extension":"jpg","original":"https://assets.ing.com/m/6b80951e5f3a18bd/original/ebike-protection-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/f2a1d2e5-9367-4bc1-9b19-eb917df9be69/ebike-protection-1920","type":"image","width":1920},"link":{"url":"/en/individuals/my-life/mobility/ebike-protection"},"title":"Protecting your electric bicycle"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"
First calculate the price of your bicycle insurance. This is possible both on ING.be and on the ING Banking App or Home’Bank.
Interested? Take out your policy on the ING Banking App or Home'Bank.
No sure about doing this on your own? Our staff will be delighted to help you. Call us on +32 2 464 60 04 (from Monday to Friday from 8 am to 6 pm) or drop in to your branch.
"},"title":"How do I apply for the ING Bike Insurance?"},{"richBody":{"value":"Apply for your ING Bike Insurance immediately and indicate in the application process that you wish to have your policy transfer taken care of by ING.
Please note: this is only possible if there is at least 4 months between the date of subscription with ING and the main expiry date with your current company.
Keep the following information at hand:
You can also contact your current insurer.
Do so at least three months before the main expiry date of your current policy.
"},"title":"What should I do if I already have bike insurance with another insurer and want to change?"},{"richBody":{"value":"Yes you can. If you do not want to pay your insurance all at once, you can opt for monthly payments by direct debit. You do not pay any additional fees for this.
"},"title":"Can I pay for my bike insurance in several instalments?"},{"richBody":{"value":"E-bike insurance is not compulsory if the vehicle is driven by a mechanical force not exceeding 25 km/h. And in this case, the liability for the e-bike is covered by your family insurance.
Note: Moped Third Party Liability Insurance is required for speed pedelec bikes capable of travelling autonomously without pedal assistance above the speed of 25 km/h.
"},"title":"Why insure an electric bike?"},{"richBody":{"value":"The bike insurance is reserved for ING customers. To obtain this insurance, first open a bank account.
"},"title":"How do I get bike insurance if I am not a customer?"},{"richBody":{"value":"The premium depends on a number of parameters such as the value of your bicycle and your home location. With our insurance, you can also benefit from a 20% discount on the theft premium if your bike is equipped with a GPS tracker.
"},"title":"What does a theft insurance for a bike cost?"},{"richBody":{"value":"When you use your bike
Check out our theft prevention tips.
"},"title":"Which anti-theft device is approved by the bike insurance?"}],"componentType":"accordion"}]},"freeHeaderZone":{"flexComponents":[{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/49fc8956d769caf6/original/Family-riding-a-bike.jpg","transformBaseUrl":"https://assets.ing.com/transform/b00056db-c806-4c2f-9e53-f79aad435f99/Family-riding-a-bike","type":"image","width":1920},"intro":"For any electric bike up to 25 km/h. Insurer: NN Non-life","link":{"url":"/en/individuals/insurance/insure-my-bike/electric-bike-insurance"},"title":"Electric bike insurance"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/1fec5e5ce03d8566/original/Man-with-an-e-step.JPG","transformBaseUrl":"https://assets.ing.com/transform/ececa5bd-5271-48ac-9a52-f1016e6451b6/Man-with-an-e-step","type":"image","width":1920},"intro":"Protect yourself and your step. Insurer: NN Non-life","link":{"url":"/en/individuals/insurance/insure-my-bike/electric-step-insurance"},"title":"Electric step insurance"}],"componentType":"cards"}]},"hasMacro":false,"id":"2001c7e9-494f-49ae-b424-82b42dd37487","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/individuals/insurance"}},"componentType":"categoryHeader","coreHeader":{"subtitle":"Racing bikes, electric bikes or steps, cargo bikes and hoverboards: ING and its partner NN Non-life offer you comprehensive and tailor-made bike insurance.","title":"Insuring my bike"},"productCard":{"cardSize":"medium","cardType":"product","checkMarkList":["A la carte","100% online","Breakdown assistance included"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/37b6af8cc2bb17f6/original/Happy-mother-fastening-her-son-into-a-safety-seat-on-the-back-of-a-bicycle.jpg","transformBaseUrl":"https://assets.ing.com/transform/b54ca05c-9af4-4693-abf5-6e7f5294131f/Happy-mother-fastening-her-son-into-a-safety-seat-on-the-back-of-a-bicycle","type":"image","width":1920},"intro":"Ride with confidence thanks to ING and insurer NN Non-life","link":{"url":"/en/individuals/insurance/insure-my-bike/bike-insurance"},"title":"Bike insurance"}},"publishDate":"2026-03-10T09:58:09.752+01:00"}}