In the ING Banking app:
Through ing.be (Home'Bank):
If you lower your limit, the change takes effect immediately.
"}},{"componentType":"sectionTitle","title":"Major expenses on the horizon?"},{"componentType":"paragraph","richBody":{"value":"Buying a new car or financing your dream home? Then you may need a higher limit temporarily. It's okay! Increase your limit in the same way as you lower it.
An important tip: only increase your limits temporarily. This way, you automatically switch back to the standard limit as soon as the set period expires. It gives you extra peace of mind.
Please note that an increase in your limit only takes effect after a safety period of 4 hours. And when you increase your limit, you will receive a text message from ING to inform you of this. Did you not request the increase yourself? Then contact ING immediately. This is an extra protection against fraud.
"}},{"componentType":"highlight","richBody":{"value":"Use the ING QR code to identify yourself or sign transactions. This method offers extra protection on top of the card reader. Fraudsters will try to fool you, but the QR code screen on your smartphone shows exactly what you are going to approve or sign. Does something not match? Stop immediately! This way you may prevent a fraud attempt in time.
"},"textLinks":[{"text":"Not yet used the ING QR code?","url":"/en/individuals/daily-banking/ing-qr-code"},{"text":"Need extra protection? Use itsme®","url":"/en/individuals/fraud-and-security/online-fraud/itsme-fraud-protection"}],"title":"Extra protection with the ING QR code"}]},"hasMacro":false,"id":"2b1cb8ac-b17b-4771-812a-b04b3a24cf9c","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"online fraud","url":"/en/individuals/fraud-and-security/online-fraud"}},"componentType":"editorialHeader","coreHeader":{"body":"From now on, the standard online transfer limit for adult ING customers is €5,000 per day, as recommended by the Belgian authorities in consultation with Febelfin.\r\n\r\nThis lower limit helps protect you better against fraud and mistakes.\r\n\r\nWhat if fraudsters gain access to your account through phishing? Thanks to this lower limit, they can transfer less money, reducing potential financial loss.\r\n\r\nLet's note that only the default/standard limit is being lowered. If you have adjusted your limits in the past, nothing changes for you.\r\n\r\nWant even more protection?\r\n\r\nDo you feel a daily limit of €5,000 is still too high? You can easily lower it yourself. This allows you to tailor your limit to your personal needs and further reduce the risk of financial loss due to fraud.","subtitle":"Belgian banks are taking additional measures against fraud","title":"Protect your money from fraud: lower your daily transfer limit"},"date":"2026-10-13","readingTime":3},"publishDate":"2026-10-13T15:45:52.273+02:00"}}