Every expat’s situation is different. Depending on when you’re moving, your nationality or where you currently live, the way to open your Belgian current account may vary.
Answer a few questions and we’ll guide you to the quickest and easiest way to open your account.
"}},{"componentType":"feature","featureName":"expat-wizard"},{"componentType":"sectionTitle","title":"Why expats choose ING More pack"},{"componentType":"paragraph","richBody":{"value":"We know what matters when you’re settling into a new country: flexibility, clarity, and no unwanted fees.
"},"title":"ING has been supporting expats in Belgium for over 50 years."},{"componentType":"productFeatures","highlighted":false,"image":{"altTextDE":"Icon-More","altTextEN":"Icon-More","altTextFR":"Icon-More","altTextIT":"Icon-More","altTextNL":"Icon-More","extension":"png","original":"https://assets.ing.com/asset/eaa61762-e0d4-43c7-9771-0eea4368dfad/Icon-More.png","transformBaseUrl":"https://assets.ing.com/transform/eaa61762-e0d4-43c7-9771-0eea4368dfad/Icon-More","type":"image","width":320},"items":[{"body":"Withdraw cash in Belgium without paying ING fees or percentage charges. Every time you take money out, you receive the full amount. No surprises, no deductions.","title":"Free‑fee ATM withdrawals in Belgium*"},{"body":"Once you’re resident in Belgium, benefit from medical assistance and travel accident cover abroad, so you’re supported in case of unexpected events during your trip.","title":"Travel insurance included**"},{"body":"Access an optional Visa Classic credit card, ideal for everyday purchases and online payments with flexibility when you need it.","title":"1 Visa Classic credit card (optional)***"},{"body":"Send and receive money in seconds, not days. Ideal for everyday moments like sharing expenses, paying friends or moving money quickly when you need it.","title":"Instant transfers in Europe"},{"body":"Enjoy unlimited movies, series, music and more. Included in your pack, with no separate subscription needed (activation optional).","title":"Amazon Prime included (provided by Amazon BE)"}]},{"componentType":"paragraph","richBody":{"value":"*ING does not charge fees for cash withdrawals in the SEPA zone. Some ATM operators may apply their own fees.
**ING, as a policyholder, has taken out a group insurance policy for the benefit of its ING pack holders. For full details on the cover and exclusions, please refer to the Terms and Conditions.
***Activation optional & subject to acceptance by ING Belgium.
"}},{"componentType":"sectionTitle","title":"Open your ING expat bank account before you arrive in Belgium"},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/asset/c4d6c12a-c4a7-49ba-9a72-d40562c8e479/suitcasetraveldocumentsaccomodationnopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/c4d6c12a-c4a7-49ba-9a72-d40562c8e479/suitcasetraveldocumentsaccomodationnopadding"},"componentType":"paragraph","richBody":{"value":"Residents of France, Spain, the Netherlands, Germany and Luxembourg can complete onboarding entirely online via the ING Banking app or Home'Bank, allowing the account to be fully set up in advance.
"},"textLinks":[{"text":"More info","url":"/en/individuals/expat/online-onboarding-expats"}]},{"componentType":"sectionTitle","title":"Want even more freedom abroad?"},{"alignedImage":{"position":"left","altTextDE":"Icon-Extra","altTextEN":"Icon-Extra","altTextFR":"Icon-Extra","altTextNL":"Icon-Extra","extension":"png","original":"https://assets.ing.com/asset/68647f2e-1ea5-41db-98b8-dfe64feaa3c0/Icon-Extra.png","transformBaseUrl":"https://assets.ing.com/transform/68647f2e-1ea5-41db-98b8-dfe64feaa3c0/Icon-Extra"},"componentType":"paragraph","richBody":{"value":"If you often travel or shop internationally, ING Extra pack takes your expat banking further.
Residents of France, Spain, the Netherlands, Germany and Luxembourg can open their ING Extra pack entirely online via the ING Banking app. If you live in another country, or if you’re a diplomat or working for an international institution, simply open your ING More pack first and upgrade easily afterwards via the ING Banking app or Home’Bank.
"},"textLinks":[{"text":"Discover ING Extra","url":"/en/individuals/current-accounts-packs/pack-extra"}],"title":"Upgrade to ING Extra 🚀"},{"componentType":"sectionTitle","title":"Discover our other packs"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"png","original":"https://assets.ing.com/m/5793f8a406f233d9/original/ing-go-card.png","transformBaseUrl":"https://assets.ing.com/transform/2376c0ac-95e0-4656-8f5e-c62c469dcc0c/ing-go-card","type":"image","width":770},"intro":"Everyday banking to get you going.","link":{"url":"/en/individuals/current-accounts-packs/pack-go"},"title":"ING Go pack"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"png","original":"https://assets.ing.com/m/12449ee36afefeea/original/ing-max-card.png","transformBaseUrl":"https://assets.ing.com/transform/95e0b941-aadc-4d7d-a908-e72940045f41/ing-max-card","type":"image","width":770},"intro":"Bank like you live. Freely.","link":{"url":"/en/individuals/current-accounts-packs/pack-max"},"title":"ING Max pack"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"How to open your ING current account for expats"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"To begin, fill in the short online tool at the top of this page. It helps us understand your situation and guides you to the right next step for your relocation.","title":"Start with a few simple questions"},{"body":"You’ll be redirected to the ING Banking app or a web page where you provide extra information, like your nationality, whether you’re a diplomat, and your national register number (NRN) if you already have one.","title":"Complete your personal details"},{"body":"Our team reviews your documents and details to make sure everything is correct. This is a normal part of opening a Belgian current account.","title":"We verify your information"},{"body":"Once everything checks out, we open your ING More pack for expats. So you could start banking even before you arrive in Belgium, with support available in up to eight languages if you need help.","title":"Your account is opened"}]}},{"componentType":"cta","textLink":{"text":"Get started","url":"/en/individuals/expat/pack-more-expats#find-the-best-way-to-open-your-expat-account"}},{"componentType":"sectionTitle","title":"Start banking on the go, with our 4,7-star ING Banking app"},{"componentType":"appPromoter","deviceSpecificAppDownload":{"android":{"image":{"extension":"png","original":"https://assets.ing.com/m/a99854c56f85749b/original/google-play-small.png","transformBaseUrl":"https://assets.ing.com/transform/594009cf-e76b-4c55-8684-d9efa1e584f4/google-play-small","type":"image","width":504},"link":{"url":"https://play.google.com/store/apps/details?id=com.ing.banking"},"qrCode":{"extension":"png","original":"https://assets.ing.com/asset/558bc477-70eb-4088-9e0a-c28855616563/App-adoption-QR-medium.png","transformBaseUrl":"https://assets.ing.com/transform/558bc477-70eb-4088-9e0a-c28855616563/App-adoption-QR-medium","type":"image","width":200},"title":"Rated 4.7 on Google Play"},"ios":{"image":{"extension":"png","original":"https://assets.ing.com/m/2a4ad9ecb603209f/original/Available_on_the_App_Store_small.png","transformBaseUrl":"https://assets.ing.com/transform/299fc26a-9214-4c60-b2fd-7030f6a29ea9/Available_on_the_App_Store_small","type":"image","width":133},"link":{"url":"https://apps.apple.com/app/ing-banking/id1364967778"},"qrCode":{"extension":"png","original":"https://assets.ing.com/asset/558bc477-70eb-4088-9e0a-c28855616563/App-adoption-QR-medium.png","transformBaseUrl":"https://assets.ing.com/transform/558bc477-70eb-4088-9e0a-c28855616563/App-adoption-QR-medium","type":"image","width":200},"title":"Rated 4.6 in the App Store"}},"featureSlideList":[{"body":"Explore simple tools that help you take control of your money and move closer to your goals.","image":{"extension":"png","original":"https://assets.ing.com/asset/50829ff8-9eea-4b32-8a04-b2004911c39f/App-EN-Insights.png","transformBaseUrl":"https://assets.ing.com/transform/50829ff8-9eea-4b32-8a04-b2004911c39f/App-EN-Insights","type":"image","width":332},"link":{"text":"Boost your financial health","url":"/en/individuals/daily-banking/improve-financial-health"},"title":"Optimising your budget? Yes, you can!"},{"body":"Get money back on your purchases at over 50 major retailers.","image":{"extension":"png","original":"https://assets.ing.com/asset/dc99534f-f15c-47c8-880b-a914051d90a3/APP-EN-Deals.png","transformBaseUrl":"https://assets.ing.com/transform/dc99534f-f15c-47c8-880b-a914051d90a3/APP-EN-Deals","type":"image","width":333},"link":{"text":"Discover ING+ deals","url":"/en/individuals/daily-banking/ing-plus-deals"},"title":"Cashback with ING+ deals"},{"body":"Portfolio, markets, news and themes at a glance.","image":{"extension":"png","original":"https://assets.ing.com/asset/81ae219c-9be7-44eb-aec4-b71551ef70ad/App-EN-Invest.png","transformBaseUrl":"https://assets.ing.com/transform/81ae219c-9be7-44eb-aec4-b71551ef70ad/App-EN-Invest","type":"image","width":418},"link":{"text":"Find out more","url":"/en/individuals/investing"},"title":"All your investments in one place"},{"body":"If you are a parent, you can manage all your children’s accounts in one central place.","image":{"extension":"png","original":"https://assets.ing.com/asset/2471148c-d65d-4a73-9494-1f53c8a68b99/App-EN-Children.png","transformBaseUrl":"https://assets.ing.com/transform/2471148c-d65d-4a73-9494-1f53c8a68b99/App-EN-Children","type":"image","width":418},"link":{"text":"Discover more","url":"/en/individuals/minors/children-overview"},"title":"A dedicated view to children’s finances"},{"body":"Log in and approve your transactions quickly and safely with biometrics.","image":{"extension":"png","original":"https://assets.ing.com/asset/5cb9da9c-c223-44a7-afe5-6934f6f4c67f/App-EN-Biometrics.png","transformBaseUrl":"https://assets.ing.com/transform/5cb9da9c-c223-44a7-afe5-6934f6f4c67f/App-EN-Biometrics","type":"image","width":418},"link":{"text":"Read more","url":"/en/individuals/daily-banking/fingerprint-face-recognition"},"title":"Access made easy and secure"}]},{"componentType":"sectionTitle","title":"Did you know?"},{"componentType":"paragraph","richBody":{"value":"When you open a Belgian current account with ING, you can easily add a regulated ING Savings Account (category A) that can be used for a rental guarantee (check the essential information for savers) or for saving.
"}},{"componentType":"sectionTitle","title":"Additional products you might need"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/d158bdeb-2f95-4573-b1fb-a5c5e997c6d0/731136-ATL-bannering-Batibouw-Insurance.svg","transformBaseUrl":"https://assets.ing.com/transform/d158bdeb-2f95-4573-b1fb-a5c5e997c6d0/731136-ATL-bannering-Batibouw-Insurance","type":"image","width":1080},"intro":"Looking for more coverage? ING also offers additional insurance products from home insurance to family liability.","link":{"url":"/en/individuals/insurance"},"title":"Insurances"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/7ead30de-7124-4324-8e97-12b8d0b602f4/expats-moving-internationally-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/7ead30de-7124-4324-8e97-12b8d0b602f4/expats-moving-internationally-1920","type":"image","width":1920},"intro":"To buy, build or renovate your home as an expat in Belgium (for renovations >25.000€).","link":{"url":"/en/individuals/borrowing/home/mortgage-expat"},"title":"Mortgage loan"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"accordionList":[{"richBody":{"value":"The ING More pack is a complete Belgian current account ideal for expatriates. It includes a current account for daily banking, instant transfers, fee‑free cash withdrawals in euro*, travel insurance, purchase protection, and cyber & identity protection. An optional Visa Classic credit card is available, subject to approval.
You also benefit from a Belgian Amazon Prime subscription (activation optional & subject to acceptance).
*ING does not charge fees for cash withdrawals in the SEPA zone. Some ATM operators may apply their own fees.
"},"title":"What is included in the ING More pack expat bank account?"},{"richBody":{"value":"The ING More pack costs €3.90 per month when you deposit your salary or receive regular incoming transfers of at least €700 per month into your current account. If this condition isn’t met, the monthly price is €7.90.
All costs are communicated clearly before you open your account, so you always know what to expect with no hidden fees.
"},"title":"How much does the ING More pack for expats cost?"},{"richBody":{"value":"ING More pack includes basic protection for your trips abroad, focused on medical assistance and travel accident cover (outside Belgium).
If you experience a medical emergency or serious incident during your trip, this cover helps you get the assistance you need. This includes support in case of hospitalisation, repatriation or urgent help while abroad.
Please note that this protection is only available if you are a resident in Belgium, in line with the terms and conditions.
"},"title":"Does ING More pack include travel insurance?"},{"richBody":{"value":"Yes. Expats can open a Belgian current account with ING. Depending on your situation, you can start the process online, even before arriving in Belgium, or open your account after arrival. Required documents may vary, so we guide you through the best option for you.
"},"title":"Can expats open a bank account in Belgium?"},{"richBody":{"value":"An expat bank account is a Belgian current account for people moving from abroad to Belgium. It allows you to receive a local salary, pay bills, transfer money and manage everyday banking while settling into life in Belgium. ING More pack combines these essentials with extra benefits tailored to expats.
"},"title":"What is an expat bank account in Belgium?"},{"richBody":{"value":"In some cases, yes. Depending on your country of residence, nationality and personal situation, you may be able to start or complete your account opening process before arriving in Belgium.
For certain countries, the process can be completed entirely online. In other situations, you can begin your application in advance and finalise it once you arrive in Belgium.
We’ll guide you to the right option based on your situation.
"},"title":"Can I open a Belgian bank account with ING before arriving in Belgium?"},{"richBody":{"value":"No. ING More pack is often recommended for expats thanks to its extended features, but other ING current accounts are also available. Depending on your needs, we’ll help you choose the option that suits you best.
Compare all packs on ing.be, or visit one of our branches for more information.
"},"title":"Is ING More pack the only bank account available for expats?"},{"richBody":{"value":"With Home’Bank and the ING Banking app, you can make international payments, outside the SEPA zone or in a currency. Standard transfers usually arrive within a few working days, and urgent transfers are also possible.
"},"title":"Can I make international payments outside the SEPA zone?"},{"richBody":{"value":"Yes. ING supports expats with English‑language digital banking and assistance. With over 50 years of experience supporting the expat community in Belgium, ING helps you manage your banking both before and during your stay.
"},"title":"Does ING Belgium offer services in English?"},{"richBody":{"value":"If your employer needs a Belgian account for salary payments, it’s best to start the process as soon as possible. ING offers account opening paths for expats both before and after arrival, depending on your situation. We’ll guide you to the fastest available option.
"},"title":"What if my employer urgently asks for a Belgian bank account?"},{"richBody":{"value":"No. An expat bank account is a standard Belgian current account. The difference lies in the onboarding guidance and support, which are adapted to people who are new to Belgium.
"},"title":"Is an expat bank account different from a regular Belgian bank account?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Services and contact"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/751c50c7323dceb9/original/Sector-thema-update-inflatie-consumentenvertrouwen.jpg","transformBaseUrl":"https://assets.ing.com/transform/268d5df4-02d8-44af-b640-91e45f53385e/Sector-thema-update-inflatie-consumentenvertrouwen","type":"image","width":1920},"intro":"Manage your debit card online, 24/7.","link":{"url":"/en/individuals/daily-banking/manage-your-debit-card"},"title":"Manage your debit card"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/6f611d420c14a07a/original/consult-pin-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/d4c5d9cd-aeb6-4550-90de-6f4ed4b1d593/consult-pin-1920","type":"image","width":1920},"intro":"View your PIN code in our app.","link":{"url":"/en/individuals/daily-banking/consult-pin"},"title":"Forgotten your PIN code?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/3322117dd8223e88/original/Portrait-of-a-girl-with-hand-on-leaf.jpg","transformBaseUrl":"https://assets.ing.com/transform/03717f1d-7564-42ef-890a-cfd4ff06a36e/Portrait-of-a-girl-with-hand-on-leaf","type":"image","width":5616},"intro":"Stop one or more direct debits in euros (SEPA) to a certain account or beneficiary.","link":{"url":"/en/individuals/daily-banking/direct-debit-in-euro-sepa"},"title":"Block a direct debit?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/30e91201abe68bd2/original/bank-card-160x160.jpg","transformBaseUrl":"https://assets.ing.com/transform/0f4a5cda-a55e-4a5a-a9e4-c1bbc65f4fc2/bank-card-160x160","type":"image","width":160},"intro":"Activate your card online.","link":{"url":"/en/individuals/my-life/leisure-and-travel/pay-with-maestro-abroad"},"title":"How can you use your ING debit card outside Europe?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"svg","original":"https://assets.ing.com/m/6171d84dc30fcb0b/original/Phonechat.svg","transformBaseUrl":"https://assets.ing.com/transform/f8ff5633-eb8c-4873-961b-e52b1729f05f/Phonechat","type":"image","width":1080},"intro":"Ask Ida, ING's digital assistant, via Chat in your ING Banking app, in the ‘Services' menu at the bottom of your screen","link":{"url":"/en/individuals/daily-banking/contact-ing-via-chat"},"title":"Didn't find what you were looking for?"},{"cardSize":"medium","cardType":"service","componentType":"serviceCard","image":{"altTextDE":"app QR code","altTextEN":"app QRR code EN","altTextFR":"app QRR code","altTextNL":"app QRR code","extension":"png","original":"https://assets.ing.com/m/234ec681f5b817b8/original/App-adoption-QR.png","transformBaseUrl":"https://assets.ing.com/transform/788b6511-95c5-41aa-8af3-6468e1b6fb14/App-adoption-QR","type":"image","width":806},"intro":"Join our 1.5 million users. Simple, secure, the ING Banking app saves you both money and time so you can live your life to the fullest!","link":{"url":"/en/individuals/daily-banking/ing-banking-app"},"title":"Download the app"}],"componentType":"cards"}]},"hasMacro":false,"id":"b5a6e3a4-ebf3-49ce-8728-3a2be15e62ac","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Detailed information on the insurance products and non-insurance services included in the ING More pack"},{"componentType":"paragraph","richBody":{"value":"The ING More pack includes insurance products designed to make your daily life safer, whether you are travelling, shopping online or attending events.
Below is an overview of the insurances included in the ING More pack.
For complete and detailed information, please refer to the terms & conditions of each insurance product and non-insurance service.
Travel insurance
The travel insurance is provided under AXA Partners Travel Assistance and is underwritten by Inter Partner Assistance SA.
It offers comprehensive protection for trips of up to 90 days, including urgent medical assistance and medical expenses abroad, teleconsultations and travel accidents. Your trips are insured as long as they are fully paid with the account linked to your ING More pack.
Coverage limits:
- Medical assistance and expenses: up to €100,000
- Travel Accidents: up to €100,000
- Rescue and search costs: up to €30,000
Exclusions apply, including medical expenses without prior approval, treatments received in your country of origin, pre‑existing medical conditions, travel against medical advice or for medical treatment, non‑essential or planned medical care, travel to destinations under official travel advisories, claims related to alcohol or drug use, professional or high‑risk sports including off‑piste winter sports, and events known before booking the trip, along with other limitations described in the terms and conditions.
Eligibility for insurance coverage is strictly limited to persons who are resident in Belgium.
For full details, please check the travel insurance terms and conditions.
Cyber protection
The cyber insurance is provided under EUROP ASSISTANCE S.A.
Coverage for direct financial losses in the event of identity theft.
Coverage limits: €250 for identity theft. The insurance covers a maximum of 1 claim per year.
Exclusions apply, including cash or goods theft, damage already covered by another insurer or by ING, incidents that occurred before the start of coverage; losses caused by poor cyber hygiene (such as missing security updates or lack of antivirus); incidents involving illegal or pirated software; failures of external infrastructures (e.g. internet or power outages); indirect or undocumented losses (e.g. loss of profit or reputational damage); and damage to or replacement of devices, along with other limitations described in the terms and conditions.
Eligibility for insurance coverage is strictly limited to persons who are resident in Belgium.
For full details, please check the cyber insurance terms and conditions.
ID Protect
A service that scans the deep and dark web to detect whether your personal data have been compromised, such as leaked credentials or illicit use of your information, and sends you alerts so you can take prompt action.
Please note that this service is not automatically active. To use this service, activate it through the Protection Hub in your ING App.
For full details, please check the ID Protect service terms and conditions.
Delivery protection
The delivery protection insurance is provided under Chubb European Group SE.
Coverage for eligible purchases not delivered, damaged or stolen during delivery, as long as you paid with the account linked to your ING More pack.
Eligible items include goods that are: purchased new for personal use, bought from a registered retailer and transported by a professional transport operator.
Coverage limit: €750 per year.
Exclusions apply, including negligence or non‑reported theft, certain categories of items such as jewellery, vehicles, cash, animals and perishables; damage, loss or theft caused by negligence (e.g., leaving parcels unattended for an excessive period); theft of items stored at a collection point; claims where proof of delivery shows a signature or photo; claims with no valid tracking information; and cases where an incorrect delivery address contributed to the loss, along with other limitations described in the terms and conditions.
Eligibility for insurance coverage is strictly limited to persons who are resident in Belgium.
For full details, please check the delivery guarantee terms and conditions.
Purchase protection
The purchase protection insurance is provided under Chubb European Group SE.
It covers the repair or replacement cost of eligible purchases of at least €50 in the event of accidental damage, theft or loss within 90 days of purchase (or delivery, if later), provided the item was paid for using the account linked to your ING More pack.
Coverage limits: €3,000 per claim and per year.
Exclusions apply, including purchases of live animals and plants, perishable goods, digital items and jewellery, as well as other categories such as cash, vehicles, antiques and collectibles; second‑hand or used goods; normal wear and tear, cosmetic damage or manufacturing defects; damage covered by the manufacturer’s warranty; damage or theft caused by carelessness, or negligence; theft of items left unattended; and items lost or stolen without timely reporting, such as theft not reported to the police within 48 hours, along with additional limitations described in the terms and conditions.
Eligibility for insurance coverage is strictly limited to persons who are resident in Belgium.
For full details, please check the purchase protection terms and conditions.
Event cancellation protection
The event cancellation protection is provided under Chubb European Group SE.
It covers refund of the non‑refundable part of your ticket for eligible cancellation reasons, as long as you paid the ticket with the account linked to your ING More pack.
Eligible reasons include: serious unforeseen illness, injury or death of you or an immediate family member; being required by the police after a burglary or major damage at home, delay or disruption of your transport, vehicle breakdown or accident causing over 3 hours’ delay.
Coverage limit: €500 per year. The insurance covers a maximum of 1 claim per year.
Exclusions apply, including events cancelled or changed by the organiser, tickets with travel or accommodation, business tickets, season passes, work obligations, known circumstances before purchase, pre‑existing medical conditions, pandemics , missing or invalid ID, along with additional limitations described in the terms and conditions.
Eligibility for insurance coverage is strictly limited to persons who are resident in Belgium.
For full details, please check the event cancellation insurance terms and conditions.
Legal information concerning the ING More
The ING More is a pack that contains an ING More account. The ING More Account is a current account for adult private individuals. It can be applied for in an ING branch or directly online at ing.be, by using the ING Home’Bank services or the ING Banking app, and is opened upon signature of an account opening form at an ING branch or remotely in the case of online applications. Online applications to open an account (via ing.be) are reserved solely for legally competent private individuals residing in Belgium at the time of application and with an e-mail address. A maximum of two account holders per ING More Account and no mandate holder can be authorized if an application is submitted online (via ing.be or the digital channels). Unless otherwise agreed, if there are two account holders, each holder has the same administrative powers and signs alone for his or her transactions (including closure of the account).
The pack contains the following insurances: Travel insurance, Cyber protection insurance, Delivery protection, Purchase protection and Event cancellation protection. ING has taken out insurance policies as the policyholder for the benefit of its clients with Insurers: AXA Partners Travel Assistance, EUROP ASSISTANCE S.A, Chubb European Group SE, AWP P&C S.A
This pack also includes the following optional ancillary service:
- an ING Visa Classic credit card under the acceptation of ING Belgium, to be requested by (one of) the account holder(s). The relevant terms and conditions and information can be found on the Charges and regulations page on www.ing.be;
- an Amazon Prime subscription (provided by Amazon BE) to be requested by (one of) the account holder(s) on www.amazon.com.be and subject to the terms and conditions of Amazon mentioned on its website;
The account holder may waive/not request all or part of these ancillary services without price reduction. At any time, the customer may change or terminate the pack or the account, free of charge.
Fees are subject to change with prior notification.
Any opening of an ING More is subject to prior acceptance by ING Belgium SA/NV and mutual agreement. Terms and conditions of the ING More (regulations, rates, Fee Information Document and additional information) are available at all ING branches, at ing.be or by phone on +32 2 464 60 04
Read the following legal documents for more detailed terms & conditions:
Home'Bank, Business'Bank and the ING Banking app are available to all Home'Bank, Business'Bank or ING Banking subscription holders (subject to acceptance by ING and mutual agreement). All relevant information, such as the Home'Bank, Business'Bank, (annexed to ING’s General Regulations), the General Terms and Conditions of the ING Banking app, transaction fees, is available on www.ing.be, at your ING branch and by telephone on 02 464 60 04.
ING+ deals Belgium aims to offer its clients discounts or cashback at partner retailers such as Delhaize, Booking, Amazon, and more. For more information, visit ING+ deals: enjoy exclusive discounts - ING Belgium
ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – www.ing.be – Contact us via ing.be/contact – Insurance broker, registered with the FSMA under the number 0403.200.393. - Publisher responsible: Cédric Lebegge - Marnixlaan/Avenue Marnix 24, B-1000 Brussels – Z730072E – 05/26
Insurance intermediary: Bolttech Europe Brokerage S.A.S. – 43 Rue de Liege, 75008, Paris, France – VAT: FR08 892665811 - RCS 892 665 811 – Plate-forme d'assurance intégrée | bolttech – Insurance broker, registered with the ORIAS under the number 21001112
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