Where are you moving from? Choose the option that applies to you.
"}},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/28c424f1-ffd4-42db-a78a-4fb9d3fbb046/Call-ING-phone-spot-1-1.svg","transformBaseUrl":"https://assets.ing.com/transform/28c424f1-ffd4-42db-a78a-4fb9d3fbb046/Call-ING-phone-spot-1-1","type":"image","width":131},"intro":"Expats from France, Germany, Luxembourg, the Netherlands or Spain can often start their banking fully online via the ING Banking app, depending on their personal situation.","link":{"url":"/en/individuals/expat/online-onboarding-expats"},"linkText":"Open your account","title":"Start online before arrival (FR / DE / LU / NL / ES)"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"png","original":"https://assets.ing.com/asset/34e13e1b-0a2c-4d1c-a875-c1d0dc2e38b7/INGWorldWideFunds.png","transformBaseUrl":"https://assets.ing.com/transform/34e13e1b-0a2c-4d1c-a875-c1d0dc2e38b7/INGWorldWideFunds","type":"image","width":480},"intro":"Expats from outside these countries can also arrange their banking with ING. The process is adapted to nationality, residence status or professional situation.","link":{"url":"/en/individuals/expat/pack-more-expats"},"linkText":"Open a Belgian current account","title":"Process for expats from other countries"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Banking in Belgium, made easy for expats"},{"componentType":"productFeatures","highlighted":false,"image":{"altTextEN":"Woman moves with music","altTextNL":"Vrouw verhuisd met muziek","extension":"png","original":"https://assets.ing.com/asset/20381e15-8f16-4e59-ad9f-bdc37e3ae17a/Woman-music.png","transformBaseUrl":"https://assets.ing.com/transform/20381e15-8f16-4e59-ad9f-bdc37e3ae17a/Woman-music","type":"image","width":345},"items":[{"title":"Prepare your banking even if you’re not yet in Belgium"},{"title":"Manage your finances anywhere with the ING Banking app"},{"title":"Access essential banking services in one place"},{"title":"Pay easily with Apple Pay or Google Pay"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"A Belgian bank account is not always legally mandatory, but in practice it is essential for everyday life in Belgium. Most employers require a Belgian IBAN to pay your salary, landlords often expect local payments, and utilities, insurance and subscriptions are easier to manage with a local account.
That’s why most expats choose to open a Belgian bank account shortly after arriving, ensuring smooth payments from day one.
"},"title":"Is a Belgian bank account required for expats?"},{"richBody":{"value":"Banking for expats in Belgium includes all essential financial services you need when relocating for work or long‑term stay. This usually means opening a Belgian current account, receiving your salary, paying rent and daily expenses, managing savings, and arranging insurance for life in Belgium.
With ING, expats benefit from a fully digital banking experience, allowing you to manage payments, cards and accounts easily via the ING app - often even before you are fully settled in Belgium.
"},"title":"What does banking for expats in Belgium include?"},{"richBody":{"value":"Many expats start arranging their Belgian banking before moving to Belgium, especially when they already have a signed work contract. While final activation often happens after arrival and registration, preparing early helps avoid delays.
"},"title":"When should I start arranging banking as an expat in Belgium?"},{"richBody":{"value":"Yes, in many cases expats can start opening a Belgian bank account remotely, depending on their nationality and personal situation. Final activation or full use of the account may require arrival in Belgium and completion of local registration steps.
ING makes this process easier with a streamlined online onboarding, allowing many expats to begin before arrival and complete everything once they are registered.
"},"title":"Can I open a Belgian bank account before moving to Belgium?"},{"richBody":{"value":"One of the first financial steps after arriving in Belgium is opening a local bank account. This allows you to:
Many expats arrange their account alongside other settling‑in steps such as local registration and setting up insurance, ensuring a smooth start to life in Belgium.
"},"title":"What are the first banking steps after moving to Belgium?"},{"richBody":{"value":"Belgium’s official languages are Dutch, French and German, but many expats manage their banking comfortably in English, especially through digital channels.
The ING Banking app and online banking environment support English for key services, enabling expats to handle their finances confidently even if they do not speak a local language fluently.
"},"title":"Do I need to speak Dutch or French to use banking services in Belgium?"},{"richBody":{"value":"Most expats start with an ING current account, which allows them to receive their salary and manage daily expenses easily. Over time, many expats also choose:
ING offers all these products in one place, making it easy for expats to grow their financial setup as their life in Belgium evolves.
"},"title":"Which banking products are most useful for expats in Belgium?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"49d5fa23-4c6d-40f7-a255-f31fb5148c73","localeString":"en-GB","mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"subtitle":"When relocating for work or a long‑term stay, expats need a banking setup that supports everyday life in a new country.","title":"Banking for expats in Belgium"}},"publishDate":"2026-06-11T11:26:27.596+02:00"}}