{"type":"document","data":{"id":"0951d687-1894-42b3-8e98-1052c4735148","localeString":"en-GB","publishDate":"2026-04-24T13:07:43.761+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Pay instantly across Europe with Wero in the ING Banking app. Wero replaces former Payconiq features with fast, secure, account‑to‑account payments."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Say goodbye to payment delays and IBANs! With Wero in your ING Banking app, send and receive money instantly using a QR code or phone number. Perfect for everyday payments - from lunch splits to quick purchases. Online shopping coming soon!","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/5a65148d-ba22-4147-93c0-42ceef484bab/731001-wero-EN","type":"image","width":8256,"original":"https://assets.ing.com/m/57151df72c0578ba/original/731001-wero-EN.jpg","extension":"jpg"},"title":"Wero","subtitle":"Your instant, secure, and borderless payment solution in Europe."},"headerNotification":{"notification":{"body":"Since Payconiq has been phased out, link your phone number now to continue enjoying instant payments with Wero.","notificationType":"information","productTaxonomy":{"taxonomyType":"productTaxonomyContainer"},"personalizationTaxonomy":{"taxonomyType":"personalizationTaxonomy"}}},"backLink":{"textLink":{"url":"/en/individuals/daily-banking","text":"Daily Banking"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"About Wero"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/fd853c02-2038-495c-b37a-1050a8cbaf7c/Phonesuccesswoman","type":"image","width":1080,"original":"https://assets.ing.com/m/31673e7cb75d55cb/original/Phonesuccesswoman.svg","extension":"svg"},"highlighted":false,"items":[{"body":"Send and receive money within seconds with Wero, 24/7, and directly to your contact's bank account.","title":"Instant"},{"body":"No third-party apps or scattered data – your financial information stays safe and protected.","title":"Secure"},{"body":"Compatible with major European banks for seamless transfers, even if your friends or family use a different bank.","title":"Cross border"}]},{"componentType":"sectionTitle","title":"Wero in your daily life"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"video":{"type":"video","originalUrl":"https://assets.ing.com/m/6a6a17d9adc226ec/original/Wero-awareness-EN.mp4","videoPreviewURLs":["https://assets.ing.com/asset/e7023282-4be1-45df-bfc7-0c710a55559f/1080p/Wero-awareness-EN.mp4","https://assets.ing.com/asset/e7023282-4be1-45df-bfc7-0c710a55559f/480p/Wero-awareness-EN.mp4","https://assets.ing.com/asset/e7023282-4be1-45df-bfc7-0c710a55559f/720p/Wero-awareness-EN.mp4","https://assets.ing.com/asset/e7023282-4be1-45df-bfc7-0c710a55559f/mp4/Wero-awareness-EN.mp4"],"thumbnails":{"mini":"https://assets.ing.com/m/6a6a17d9adc226ec/mini-Wero-awareness-EN.jpg","webimage":"https://assets.ing.com/m/6a6a17d9adc226ec/webimage-Wero-awareness-EN.jpg","thul":"https://assets.ing.com/m/6a6a17d9adc226ec/thul-Wero-awareness-EN.jpg"},"extension":["mp4"]}},{"componentType":"sectionTitle","title":"Multiple convenient ways to pay and get paid:"},{"componentType":"paragraph","richBody":{"value":"<h4>Send/Receive money</h4><ul><li><p><strong>Create your own Wero QR code</strong><br />Example: Splitting a restaurant bill with friends - generate a QR code and let them scan to pay you instantly.</p></li><li><p><strong>Link your phone number</strong><br />Example: Sending money to a friend after a night out by simply selecting their phone number in your contacts.</p></li><li><p><strong>Send a payment request via URL</strong><br />Example: Selling second-hand items - share a secure Wero payment link with the buyer for quick and safe payment.</p></li></ul><h4>(E)commerce payments</h4><ul><li><strong>Scan a QR code</strong><br />Example: Paying for your groceries or at a local café by scanning the merchant’s QR code with the ING Banking app.</li><li><strong>S</strong><span><strong><span>hop online with ease *</span></strong></span><br /><span><span>Simply scan the QR code during online checkout with the ING Banking app and confirm your payment instantly</span></span>.</li></ul><p><small class=\"footnote\"><span><span><span>* <span>This feature is gradually expanding and may not yet be available on all merchant sites.</span></span></span></span></small></p><p>Enjoy real-time payment notifications and peace of mind with every transaction.</p>"}},{"componentType":"sectionTitle","title":"How to link a phone number to your account?"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"video":{"type":"video","originalUrl":"https://assets.ing.com/m/4f39a93fb892139a/original/Wero-Tutorial-EN.mp4","videoPreviewURLs":["https://assets.ing.com/asset/c0043be1-4c7d-4078-8ff4-8ab71c770393/480p/Wero-Tutorial-EN.mp4","https://assets.ing.com/asset/c0043be1-4c7d-4078-8ff4-8ab71c770393/1080p/Wero-Tutorial-EN.mp4","https://assets.ing.com/asset/c0043be1-4c7d-4078-8ff4-8ab71c770393/720p/Wero-Tutorial-EN.mp4","https://assets.ing.com/asset/c0043be1-4c7d-4078-8ff4-8ab71c770393/mp4/Wero-Tutorial-EN.mp4"],"thumbnails":{"mini":"https://assets.ing.com/m/4f39a93fb892139a/mini-Wero-Tutorial-EN.jpg","webimage":"https://assets.ing.com/m/4f39a93fb892139a/webimage-Wero-Tutorial-EN.jpg","thul":"https://assets.ing.com/m/4f39a93fb892139a/thul-Wero-Tutorial-EN.jpg"},"extension":["mp4"]}},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"accordion","accordionList":[{"title":"Who can use Wero?","richBody":{"value":"<p>All ING customers with a current account and the ING Banking app. Most EU banks support Wero for cross-border transfers.</p>"}},{"title":"How can I activate Wero?","richBody":{"value":"<p><span><span><span>Wero is already integrated into the ING Banking app. To check if you&apos;re using Wero, go to Services → Settings → Wero. </span></span></span></p><ul><li><span><span><span>You see an option &quot;Remove Wero&quot;? It means that you are already using Wero payments, which you can identify by the Wero icon on the payment confirmation screen. </span></span></span></li><li><span><span><span>You see an introduction to Wero? In this case you&apos;ll need to enrol. Simply make a QR payment or a payment to a phone contact, and you&apos;ll be asked to create a Wero wallet.</span></span></span></li></ul>"}},{"title":"Do I have to pay for Wero?","richBody":{"value":"<p><span><span><span>No, only professional accounts are subject to fees. </span></span></span></p><p>Learn more about <a data-type=\"internal\" href=\"/en/business/payments/wero/wero\"><strong>Wero for professionals</strong></a>.</p>"}},{"title":"Can I make payments in currencies other than Euro?","richBody":{"value":"<p>No, only Euro is supported.</p>"}},{"title":"Can I link a business account to Wero?","richBody":{"value":"<p>Yes, Wero payments work with business accounts as well.</p>"}},{"title":"What are the payment limits of a Wero payment?","richBody":{"value":"<p><span><span><span><strong>For QR code payments:</strong></span></span></span></p><ul><li><span><span><span><span>Transaction limit: €750</span></span></span></span></li><li><span><span><span><span>Daily limit: €750 per 24h</span></span></span></span></li></ul><p><span><span><span><strong>For payments via phone number:</strong></span></span></span></p><p><span><span><span>The limit depends on your profile&apos;s limit settings. </span></span></span></p><p><span><span><span>To check, go to: Services → Limits → Transfers.</span></span></span></p><p><span><span><span><strong>For payment requests via phone number:</strong></span></span></span></p><ul><li><span><span><span><span>Transaction limit: €750</span></span></span></span></li><li><span><span><span><span>No daily limit</span></span></span></span></li></ul>"}},{"title":"How can I link my phone number to an account?","richBody":{"value":"<p><span><span><span>Check out our cool tutorial located just above the Frequently Asked Questions section.</span></span></span></p>"}},{"title":"How many phone numbers can be linked to my account?","richBody":{"value":"<p>You can link up to 3 phone numbers to your account.</p>"}},{"title":"Can I link my phone number to several accounts?","richBody":{"value":"<p>No, a phone number can be linked only to one account. However, if you have several ING current accounts, you can transfer your phone number from one account to the other.</p>"}},{"title":"Can I update my linked bank account?","richBody":{"value":"<p>Yes, choose the account that has a linked phone number, remove the existing number and add a new one.</p>"}},{"title":"Can I still scan Bancontact QR codes from ING Banking app?","richBody":{"value":"<p>Absolutely, nothing changes regarding Bancontact QR codes so they can be scanned as usual.</p>"}},{"title":"How can I see the history of Wero transactions?","richBody":{"value":"<p>Go to Mobile Payments to have an overview of Wero transactions.</p>"}},{"title":"How do I make a payment using my phone number?","richBody":{"value":"<ul><li>Got to <strong>Transfer </strong><span><span><span>→</span></span></span> Pay a contact</li><li>Choose the contact</li><li>Enter amount and optional message</li><li>Confirm and you’re done!</li></ul>"}},{"title":"Can I request a payment to a phone contact?","richBody":{"value":"<ul><li>Yes, go to <strong>Request</strong> <span><span><span>→ </span></span></span>Payment request to phone contact</li><li>Choose the contact</li><li>Enter amount and optional message</li><li>Sent!</li></ul>"}},{"title":"Can I decline a payment request sent to me?","richBody":{"value":"<p>Yes, simply click on “Decline” and the sender will be notified.</p>"}},{"title":"How can I send a payment request via URL?","richBody":{"value":"<p><span><span>Go to Account Overview <span>→</span> <strong>Request </strong><span>→</span> Send payment request</span></span></p>"}},{"title":"Can I remove a Wero wallet?","richBody":{"value":"<p>Yes, go to Services <span><span><span>→</span></span></span> Settings <span><span><span>→</span></span></span> Payments <span><span><span>→</span></span></span> Wero <span><span><span>→</span></span></span> <strong>Remove Wero</strong>.</p>"}},{"title":"Why ING Banking app doesn’t open when I click on a Wero payment link?","richBody":{"value":"<p>If you’re using an Android phone with <strong>Samsung Internet</strong> as your browser, opening apps via links may be disabled by default for security reasons. </p><p>You can enable app opening manually by going to <strong>Settings <span><span><span>→ </span></span></span>Apps <span><span><span>→ Samsung Internet → Samsung Internet Settings → Security and privacy → Block opeing external apps → Disable</span></span></span></strong>.</p>"}},{"title":"Why can’t I find a contact when I want to make a payment or send a payment request?","richBody":{"value":"<p>The other person needs to <strong>link their phone number to Wero</strong> first.<br />Only contacts who have linked their phone number to Wero are visible for payments or payment requests. Once they’ve done this, they’ll automatically appear in your contact list and you’ll be able to pay or request money from them.</p>"}}]},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"paragraph","richBody":{"value":"<ul><li> <a data-type=\"internal\" href=\"/en/individuals/services\">More services and how to contact us</a></li></ul>"}}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"ING Banking app","intro":"Manage your accounts safely on your smartphone","image":{"transformBaseUrl":"https://assets.ing.com/transform/b00ab196-8583-4fff-be5d-c47ab14e53f2/ing-banking-app-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/61138ab1a559002a/original/ing-banking-app-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/daily-banking/ing-banking-app"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Mobile Payments","intro":"Paying with your phone has never been so easy!","image":{"transformBaseUrl":"https://assets.ing.com/transform/67c45125-455f-4cbf-a05b-57a8b54d2b39/Close-up-of-woman-paying-at-pos-with-smartphone-LionsOnTheLoose","type":"image","width":2368,"original":"https://assets.ing.com/m/70f4d40b80a29053/original/Close-up-of-woman-paying-at-pos-with-smartphone-LionsOnTheLoose.jpg","extension":"jpg"},"link":{"url":"/en/individuals/daily-banking/mobile-payments-qr-code-nfc"}}]}]}}}