You will no longer see their transactions, or have access to the "children overview" section in your ING Banking app. To keep visibility on their account, a proxy mandate is needed but this is not possible with the Go pack.
To enable this, help your child switch to the More 18-25 pack . As alternative, a Green Account with only essential services is also possible.
"},"title":"Loss of visibility on your child's account"},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/m/4620352ecfdde7b/original/Balance-check-spot.svg","transformBaseUrl":"https://assets.ing.com/transform/50ff39dc-da5b-4ee6-9f0c-69279992ef70/Balance-check-spot"},"componentType":"paragraph","richBody":{"value":"Your child will disappear from your favorite contacts. So make sure to save their bank details on their 18th birthday.
Also note that all standing orders will stop. This means you will have to set them up another time.
"},"title":"Recurring payments and contacts"},{"alignedImage":{"position":"left","extension":"jpg","original":"https://assets.ing.com/m/6a9fba7ad07f37f9/original/savings-goal-icon.jpg","transformBaseUrl":"https://assets.ing.com/transform/c2e51d1a-50ff-4288-81ad-936e0e0428c6/savings-goal-icon"},"componentType":"paragraph","richBody":{"value":"All the money saved on your child’s savings account becomes their full property once they turn 18. From that moment on, parents can no longer make decisions regarding these funds.
It’s theirs to manage, and it can help them take the first steps toward their goals: buying a car, going to university, traveling, or even starting a business.
"},"title":"Money saved for your child"},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/m/218fdc52b7523324/original/Call-center-headset-woman-spot.svg","transformBaseUrl":"https://assets.ing.com/transform/8bf6f4df-09ab-4a06-bb04-bea527498888/Call-center-headset-woman-spot"},"componentType":"paragraph","richBody":{"value":"Chat with us via the ING app, call us at +32 2 464 60 04, or visit a branch.
Prefer a personal touch? Schedule a call or drop by. We’re here for you.
From the day your child turns 18, they’ll find all the necessary steps in their ING Banking app:
Go to Messages (top right corner in his app) → “Carry out your formalities online”.
Got questions? They can chat with us directly via the app.
Prefer to visit a branch? Simply book an appointment and bring your ID.
"}},{"componentType":"sectionTitle","title":"Go Pack or More Pack?"},{"componentType":"paragraph","richBody":{"value":"Your child’s account now runs on the Go pack. It’s free and keeps the same account number.
If they want to give you access to view their account, they will have to switch to the ING More 18-25 pack, which offers extra benefits. As alternative, a Green Account with only essential services is also possible.
ING Go Pack
The ING Go Pack includes an ING Go Account. The ING Go Account is a current account exclusively in euros, reserved for natural persons who are of legal age, legally competent, and have an email address. When the account opening request is made online via ing.be, it is reserved for persons residing in Belgium at the time of the request. A maximum of two ING Go Accounts can be opened per person. A maximum of two holders are allowed per ING Go Account, and no proxy is possible (adding a second holder is a paid option). If there are two holders, each holder has the same management powers and signs transactions individually (including account closure). For informal associations (i.e., without legal personality), ING offers the ING Green Account in its branches. The ING Go Account is a current account to be managed online. It can be requested via ing.be, via smartphone, or via Home’Bank and is opened after mutual approval of the online account opening contract or at an ING branch.
Opening an ING Go Pack is subject to prior acceptance by ING and mutual agreement. No monthly fee will be charged if all holders are between 18 and 25 years old. Subject to applicable taxes. The ING Go Pack includes 36 cash withdrawals in euros per debit card per year at ATMs in the SEPA zone. From the 37th withdrawal onwards, a fee of €0.50 will be charged per withdrawal. Fees may change with prior notice. Terms, conditions, transaction fees, and the fee information document are available on ing.be, in all ING branches, or by phone at +32 2 464 60 02.
ING More Pack
The ING More Pack includes an ING More Account. The ING More Account is a current account intended for natural persons of legal age. It can be requested at an ING branch or directly online (via ing.be or ING’s Home’Bank services) and is opened after signing the account opening contract at an ING branch or remotely in case of an online request.
When the account opening request is made online (via ing.be), it is reserved for natural persons of legal age, legally competent, residing in Belgium at the time of the request, and having an email address. Unless otherwise agreed later, if there are two holders, each holder has the same management powers and signs transactions individually (including account closure).
Monthly fees of 1,90 euros/month will be charged if all holders are between 18 and 25 years old. Subject to applicable taxes. Holders of an ING More Pack can subscribe to an ING Visa Classic credit card, which is free for the first year. This offer is only valid for the first and only credit card linked to the pack. After that, you will pay an annual fee of €10 per year if you are between 18 and 25 years old. Your request for a credit card via ing.be is subject to acceptance by ING Belgium and does not commit you until you have signed the contract.
ING has contracted insurance for its ING Visa Classic customers with Zurich Insurance Europe AG, Belgian Branch (“ZURICH”), Da Vincilaan 5, 1930 Zaventem (company number BE 0882.245.682 – authorized as an insurer by the FSMA under code 2079).
ING+ Deals Belgium
ING+ Deals Belgium aims to provide its clients with benefits in the form of discounts valid for purchases from its commercial partners. As part of ING+ Deals, ING Belgium organizes one or more limited-time campaigns each year. For each campaign, ING Belgium communicates via its Home’Bank / ING Banking services the list of participating commercial partners and the advantages offered by them. These benefits are guaranteed within the limits (conditions and/or terms) set in the partner’s offer. To participate in a campaign, the ING Belgium client must register via the “ING+ Deals” page of ING Belgium’s Home’Bank / ING Banking services. Before registering, the client must reference an account to which all discounts due under the campaigns will be refunded. The client must be the holder or co-holder of this account, and it must be an ING Lion Account or an ING Green Account with ING Belgium.
ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RPM/RPR Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – www.ing.be – Contact us via ing.be/contact – Insurance broker, registered with the FSMA under the number 0403.200.393.
"},"title":"Legal Mentions"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Branches","url":"/en/individuals/daily-banking/branches-information"}},"componentType":"productHeader","coreHeader":{"body":"Now it’s their turn to take control: get their first paycheck, manage money like a pro, and start saving for what really matters; their first car, a trip with friends, university fees, a festival… or even their future business.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/5c96b49967146944/original/Large_Web-and-Screen-Two-women-with-blond-hair-enjoying-a-portion-of-fries.jpg","transformBaseUrl":"https://assets.ing.com/transform/bad78b54-4d42-4dc1-989e-df0f02ddabfc/Large_Web-and-Screen-Two-women-with-blond-hair-enjoying-a-portion-of-fries","type":"image","width":1920},"title":"Did your child just turn 18? Time to help them with this move!"}},"publishDate":"2026-06-18T09:53:31.878+02:00"}}