{"type":"document","data":{"id":"badc73df-6ae5-4694-9237-f821d329f9ec","localeString":"en-GB","publishDate":"2026-02-17T09:50:58.268+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Save time by setting up a standing order in euro (SEPA) to have your recurring payments executed automatically"},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/login/?Target=https://ebanking.ing.be%2Fbanking%2Fmove-money%3Fnavigation-data%3Dep0r8f%26flow-step%3Dstep-payment","text":"Set up a standing order in euro (SEPA)"}},"coreHeader":{"body":"Save time with a standing order in euro (SEPA)! Ideal for fixed and recurring payments like your rent or monthly savings. You decide how much and how often to pay. And it's 100% free!","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/cb8c5beb-2528-49ea-a8a9-49f3dc10c2c4/standing-order-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/601a0f9705170784/original/standing-order-1920.jpg","extension":"jpg"},"title":"Standing orders in euro (SEPA)","subtitle":"Your recurring payments are executed automatically"},"backLink":{"textLink":{"url":"/en/individuals/daily-banking","text":"Daily Banking"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Standing orders in euro (SEPA) in a nutshell"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/3155dacb-4d0b-4466-bfa1-5526cf192adb/Coins","type":"image","width":160,"altTextNL":"Payments","original":"https://assets.ing.com/m/2a7bd7993c765426/original/Coins.svg","extension":"svg"},"highlighted":false,"items":[{"body":"Once your standing order in euro (SEPA) is set up, your recurring payments will be carried out without even having to think about it. Everything happens automatically. You save time while avoiding the risk of missed or late payments.","title":"For your recurring payments"},{"body":"Set up your standing order in euro (SEPA) for free and modify it later if necessary. Whenever and wherever you want via your computer.","title":"Manage everything yourself"},{"body":"Define the parameters of your standing order in euro (SEPA) yourself: the frequency, the date, the amount, instant or standard execution ...","title":"Fully customisable"},{"body":"Set up and manage your standing orders in euro (SEPA) 100% free of charge!","title":"100% free"}]},{"componentType":"accordion","accordionList":[{"title":"Automatic payments where you define the options","richBody":{"value":"<ul><li><strong>Choose the frequency and the date</strong></li><li>Set the frequency of your standing order in euro (SEPA) yourself: e.g. weekly, fortnightly, monthly, every two months, every three months, every six months or every year. If you opt for payments made every month (or less often), you can also specify the exact date of execution (e.g. the 7th of each month). Your standing order in euros (SEPA) can even be executed during weekends and public holidays if instant execution is selected.</li><li><strong>Choose a fixed amount</strong></li><li>Setting up a standing order in euro (SEPA) is the ideal solution for regularly transferring a fixed amount to the same bank account: e.g. to pay your rent.</li></ul>"}},{"title":"Create, cancel or modify a standing order in euro (SEPA)","richBody":{"value":"<p><strong>Create a standing order in euro (SEPA)</strong></p><p>Setting up a standing order is easy via <a href=\"https://ebanking.ing.be/login/?Target=https://ebanking.ing.be%2Fbanking%2Fmove-money%3Fnavigation-data%3Dep0r8f%26flow-step%3Dstep-payment\">Home&apos;Bank</a>, a Kiosk machine, or via the ING Banking app for <a href=\"https://www.ing.be/en/individuals/daily-banking/ing-banking-app\">smartphone</a>:</p><ul><li>In Home&apos;Bank, click on &quot;New transfer&quot; at the top of your screen and then fill in the details of the beneficiary, the amount and the description (if necessary). Choose &quot;Recurring&quot; and select the frequency as well as the execution type (instant or standard). Click on &quot;Submit&quot; to create your standing order.</li><li>From the ING Banking app, tap &apos;Transfer&apos; and select &apos;Transfer money&apos;. Then fill in the details of the beneficiary, the amount and the description (if necessary). Tap &quot;Date and frequency&quot; and select the frequency as well as the execution type (instant or standard). Press &quot;Confirm&quot; to create your standing order.</li></ul><p>Once set up, your standing order will be executed automatically.</p><p><strong>Cancel a standing order in euro (SEPA)</strong></p><ul><li>You can cancel a standing order at any time via <strong>Home&apos;Bank</strong>: Log in using the ING Banking app or itsme®. Click on &quot;Transfers&quot; on the left of your screen and then choose the &quot;Payments&quot; option. Select the standing order you want to cancel and click on the orange bin.</li><li><span><span><span><span>You can cancel a standing order at any time from <strong>ING Banking app</strong>:</span></span></span></span> <span lang=\"EN-US\" dir=\"ltr\"><span><span>From Transaction history, tap &quot;Manage&quot; on the right corner of your screen. Then check under &quot;Useful links&quot; and select “Pending payments”. Select the relevant standing order and tap &quot;Remove&quot;.</span></span></span></li></ul><p><strong>Modify a standing order in euro (SEPA)</strong></p><ul><li>You can modify an existing standing order via <strong>Home&apos;Bank</strong>: Log in using the ING Banking app or itsme®. Click on &quot;Transfers&quot; on the left of your screen and then choose the &quot;Payments&quot; option. Select the standing order you want to modify and click on &quot;Edit&quot;.</li><li><span lang=\"EN-US\" dir=\"ltr\"><span><span>You can change your standing order from your <strong>ING Banking app</strong>. From Transaction history, tap &quot;Manage&quot; on the right corner of your screen. Then check under &quot;Useful links&quot; and select “Pending payments”. Select the relevant standing order and click on &quot;Edit&quot;.</span></span></span></li></ul><p> </p>"}},{"title":"Your standing order was not executed?","richBody":{"value":"<p>It&apos;s probably due to an unsufficient balance on the account.</p><p>In this case, you have to encode the payment (SEPA credit transfer) by yourself.</p>"}},{"title":"Free of charge","richBody":{"value":"<p>Setting up and using standing orders in euro (SEPA) are completely free of charge, except if your standing order cannot be executed because of insufficient funds in your account. In some such cases, fees will apply.</p>"}}]},{"componentType":"sectionTitle","title":"Set up a standing order in euro (SEPA)"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Via Home'Bank","body":"... on your computer or tablet","textLink":{"url":"https://ebanking.ing.be/login/?Target=https://ebanking.ing.be%2Fbanking%2Fmove-money%3Fnavigation-data%3Dep0r8f%26flow-step%3Dstep-payment","text":"Set up via Home'Bank"}},{"title":"Via ING Banking app","body":"… on your smartphone","textLink":{"url":"/en/individuals/daily-banking/ing-banking-app","text":"Download the ING Banking app"}},{"title":"Via a Self'Bank","body":"... at any ING branch","textLink":{"text":"Find my nearest branch"}}]}},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Need to make a recurring payment?","intro":"Set up a standing order in euro (SEPA) via Home'Bank now","image":{"transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","extension":"svg"},"link":{"url":"https://ebanking.ing.be/login/?Target=https://ebanking.ing.be%2Fbanking%2Fmove-money%3Fnavigation-data%3Dep0r8f%26flow-step%3Dstep-payment"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Need to manage your standing orders?","intro":"Delete or modify them online","image":{"transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","extension":"svg"},"link":{"url":"https://ebanking.ing.be/banking/orders/payments"}}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/individuals/services","text":"More services and how to contact us"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Instant credit transfer in euro","intro":"Pay your beneficiary within a few seconds in Europe!","image":{"transformBaseUrl":"https://assets.ing.com/transform/facee1e3-9ef2-431a-bf9d-9c615f934f07/instant-payments-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/38293a10f73b21f6/original/instant-payments-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/daily-banking/instant-credit-transfer-in-euro-sepa"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Sending money in euro (SEPA)","intro":"Pay your beneficiary on the same day in the SEPA zone","image":{"transformBaseUrl":"https://assets.ing.com/transform/2e8939e6-b9ef-48da-99a4-476655487410/transfer-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/97dc2382b184140/original/transfer-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/daily-banking/sending-money-in-euro-sepa"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Direct Debit in Euro (SEPA)","intro":"Pay your recurring bills automatically!","image":{"transformBaseUrl":"https://assets.ing.com/transform/22c55894-f944-4c36-bd95-04de6b317d11/direct-debit-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/51366f1bd37a4dde/original/direct-debit-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/daily-banking/direct-debit-in-euro-sepa"}}]}]}}}