{"type":"document","data":{"id":"0acdd81e-b68c-4b0b-967b-37281e1c551f","localeString":"en-GB","publishDate":"2026-04-27T10:04:58.473+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Discover the ING Do Basic pack, including a no-frills online bank account that covers all your day-to-day banking needs."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"1 holder included","icon":{"transformBaseUrl":"https://assets.ing.com/transform/62a4b251-1d2b-42d3-b844-f56202e9bc98/Persons-1_Person_Outline","type":"image","width":32,"original":"https://assets.ing.com/m/3dea79fbd44bf36b/original/Persons-1_Person_Outline.svg","extension":"svg"}},{"body":"36 cash withdrawals per year","icon":{"transformBaseUrl":"https://assets.ing.com/transform/c549a4cb-c50a-4d19-8a0e-ef371e9b4f6b/Products-Moneybag_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/2e4b46c787db84e0/original/Products-Moneybag_Outline.svg","extension":"svg"}},{"body":"1 debit card","icon":{"transformBaseUrl":"https://assets.ing.com/transform/13c81b38-635a-4ca5-8b19-2ed8681edf5f/Cards-Card_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/73330d37fbcfca9f/original/Cards-Card_Outline.svg","extension":"svg"}}],"cta":{"componentType":"cta","textLink":{"url":"/en/individuals/daily-banking/open-ing-lion-account","text":"Open my bank account"}},"coreHeader":{"headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/dffd393e-3d20-4705-8bab-7d864e1247eb/Small_business_owner_in_Brussels_smiles_while_at_desk_with_table-low-res","type":"image","width":1024,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/16d4fca0f496ec6e/original/Small_business_owner_in_Brussels_smiles_while_at_desk_with_table-low-res.jpg","extension":"jpg"},"title":"The basic bank account pack","subtitle":"More than one million customers already opened their ING Do Basic pack. Are you next?"},"headerNotification":{"notification":{"body":"Looking for more than the basics? —","notificationType":"information","textLink":{"url":"/en/individuals/daily-banking/current-account","text":"Discover ING Do More"},"productTaxonomy":{"taxonomyType":"productTaxonomyContainer"},"personalizationTaxonomy":{"taxonomyType":"personalizationTaxonomy"}}},"backLink":{"textLink":{"url":"/en/individuals/daily-banking","text":"Daily banking"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What's included in the ING Do Basic pack?"},{"componentType":"paragraph","title":"Day to day banking","richBody":{"value":"<p><strong>ING Lion Account included</strong></p><p>With this current account one debit card and one account holder are included. Manage your payments with the ING Banking app, get 36 free euro cash withdrawals per year and transfer money in euro instantly.</p><p><strong>Flexibility matters</strong></p><p>Are your banking needs changing? Maybe you want a more complete bank account? You can easily switch at any time while keeping the same account number. </p>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/861ecc25-e703-4fc8-8311-968765ca1953/Debit_Card_1-with-ING-logo-1","original":"https://assets.ing.com/m/2bcb03e8d8a229ca/original/Debit_Card_1-with-ING-logo-1.svg","extension":"svg"}},{"componentType":"paragraph","title":"ING+ Deals","richBody":{"value":"<p><strong>Cashbacks up to 10%</strong></p><p>Shop at over 50 major retailers and enjoy online or in-store cashbacks on your purchases. Reimbursements are calculated automatically and transferred to your ING current account.</p><p><strong>Deal discounts for groceries, fashion, travel and more</strong></p><p>Whether it’s groceries, fashion, or travel, your wallet gets a little happier with every deal you activate in your ING Banking app.</p>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/e2b7cad0-a21b-492b-8aa9-1d459d440c8e/Glass-jar-money-hand","original":"https://assets.ing.com/m/697a1dd33a388c48/original/Glass-jar-money-hand.svg","extension":"svg"}},{"componentType":"highlight","richBody":{"value":"<p>Prefer an all-in bank account with insurance?</p>"},"textLinks":[{"url":"/en/individuals/daily-banking/current-account","text":"Check out the ING Do More pack"}]},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"accordion","accordionList":[{"title":"How do I open the ING Do Basic pack?","richBody":{"value":"<p><strong>New to ING? </strong></p><p>You can easily open your bank account pack in a few minutes by simply downloading the ING Banking app and registering through itsme. It’s also possible to open your pack through the link below on your pc or mobile phone.</p><p><a data-type=\"internal\" href=\"/en/individuals/daily-banking/open-ing-lion-account\">Let&apos;s get started!</a></p><p><strong>Already with ING? It&apos;s even quicker &amp; easier for you in our app!</strong></p><p><strong>Can&apos;t open your bank account online?</strong> Feel free to schedule an appointment at one of our branches.</p><p><strong>Don&apos;t want any insurances linked to your bank account? </strong>You can also open a stand-alone <a data-type=\"internal\" href=\"/en/individuals/daily-banking/open-ing-green-account\"><strong>ING Green Account</strong>.</a></p>"}},{"title":"How much does the ING Do Basic Pack cost?","richBody":{"value":"<p>This pack costs<strong> €1.90/month.</strong></p><p>If you are between 18 and 25 years old, you can benefit from the ING Do Basic Pack for free.</p><p>Do you want more information about the charges linked to this current account or to other products or services? Please consult the links below. </p><p>Fees are subject to change with prior notification.</p><ul><li><a href=\"https://assets.ing.com/m/4f78f60fd9714d80/pricing-list-private-new-en.pdf\">Charges applied to the main banking services and transactions for private use (PDF)</a></li><li><a href=\"https://assets.ing.com/m/2572b831c2e04b4c/original/FID-ing-do-basic-EN.pdf\">Fee Information Document - ING Do Basic Pack (PDF)</a></li><li><a href=\"https://assets.ing.com/m/6a745e7b85191fe4/GeneralRegulationsNewEN.pdf\">General regulations (PDF)</a></li></ul><p>Monthly fees and contributions are debited on the first working day following the month to be covered. If the service is taken out during the course of a month, the charges are calculated on a pro rata basis for the calendar days of use. These charges are debited at the same time as the charges for the first full month of use or at the time of closing of the service.</p>"}},{"title":"What is included in the price of this pack?","richBody":{"value":"<ul><li>A<strong> current account</strong>: ING Lion Account</li><li>1 account holder (second account holder optional)</li><li>1 debit card that can be used to make payments quickly and securely thanks to Bancontact and Maestro</li><li>Contactless payments, including <a href=\"https://www.ing.be/en/individuals/daily-banking/apple-pay\">Apple Pay</a></li><li>36 cash withdrawals/year in euro with a debit card from all ATMs in the SEPA zone (the unified European payment market for European Member States, among others)</li><li>Access to our <a data-type=\"internal\" href=\"/en/individuals/daily-banking/ing-banking-app\">ING Banking app</a> and its handy features.</li><li>Account statements via <a data-type=\"internal\" href=\"/en/individuals/daily-banking/pc-banking\">Home’Bank</a></li><li>Helpdesk assistance by phone 8am - 6pm on weekdays</li></ul>"},"alignedImage":{"position":"left"}},{"title":"What are the main charges for additional services?","richBody":{"value":"<ul><li>Second account holder (debit card included):<strong> €1.00 </strong>per month.</li><li>As from the 37th cash withdrawal in euro/per year from a SEPA-zone ATM, you&apos;ll be charged <strong>€0.50 </strong>per withdrawal.</li><li>Replacing a lost or stolen debit card: <strong>€9.99 </strong>per card.</li></ul>"}},{"title":"Who can open an ING Do Basic pack?","richBody":{"value":"<ul><li>Are you <strong>at least 18</strong> or over with full legal capacity?</li><li>Are you opening this account for <strong>private</strong> use (not for your company)?</li><li>Do you have an <strong>e-mail </strong>address?</li></ul><p>Is your answer to these questions yes? Perfect! You can open this online bank account!</p><p>Any limitations?</p><ul><li>You can have up to 2 ING Do Basic Packs per person.</li><li>You can&apos;t have more than 2 account holders on each bank account (no mandate holders, either).</li></ul><p>All applications for an ING Do Basic Pack are subject to approval by ING Belgium S.A./nv and by mutual agreement.</p>"}},{"title":"Need a joint bank account?","richBody":{"value":"<p>It is possible to open an ING Do Basic Pack for two account holders. You can add a second holder to your pack for an additional <strong>€1.00 per month.</strong></p><p>If you are both between 18 and 25 years old, the fee for the pack will not be charged. You only pay this second holder fee.<br />Once one of the holders turns 26 the monthly flat fee will be charged together with the second holder fee (€1,90 + 1,00 per month).</p><p>Prefer a banking pack where the additional account holder is included in the monthly fee? <a href=\"https://www.ing.be/en/individuals/daily-banking/current-account\">Choose an ING Do More banking pack.</a></p><p>Want to know more about joint accounts? <a href=\"https://www.ing.be/en/individuals/daily-banking/joint-account\">Read our advice!</a></p>"}},{"title":"Under 18?","richBody":{"value":"<p>Ask one of your parents or legal guardian to open a <a href=\"https://www.ing.be/en/retail/daily-banking/current-accounts/youth-account\">youth account</a> for you.</p>"}},{"title":"Has your debit card been lost or stolen?","richBody":{"value":"<ul><li><p>Log into Home&apos;Bank using itsme® and go to &quot;Services&quot; &gt; Cards &gt; Debit Cards &gt; Block a lost or stolen card. You can also log in using your card reader if you have access to a second/spare debit card. </p></li><li><p>In the ING banking app, via &quot;Services&quot; &gt; Cards &gt; Debit Cards &gt; Block a lost or stolen card.</p></li><li>Or call <a data-type=\"internal\" href=\"/en/individuals/daily-banking/block-lost-stolen-card\">Card Stop</a> on <a href=\"tel:003278170170\">+32 78 170 170</a>.</li></ul><p>Do you want to replace the card? Then that will cost you <strong>€9.99 per card</strong>.</p>"}},{"title":"Do I need a business current account if I am a self-employed or a legal entity?","richBody":{"value":"<p>It is more efficient if your personal and professional payment transactions are separated:<br />• Professional account fees are tax deductible;<br />• It is easier for your accountant to justify each transaction;<br />• If you do not have a professional account for your business, the tax inspector will examine the private account you use professionally.</p>"},"textLinks":[{"url":"/en/business/payments/open-a-professional-account","text":"Choose the business accounts that suits you"}]},{"title":"Why the name “Green Account”?","richBody":{"value":"<p>This account has no environmental or social characteristic, it is not considered as a sustainable product.</p><p>The « Green Account » was the main account of “Banque Brussel Lambert”, which was taken over by ING.</p><p>The green colour was used by the BBL for its branding such as its logo, hence the name « Green Account »</p>"}}]},{"componentType":"cards"}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Make ING your main bank","intro":"Thanks to the interbank mobility service, switching to an account at another bank is free of charge and hassle-free. Say goodbye to complicated paperwork, we take care of everything!","image":{"transformBaseUrl":"https://assets.ing.com/transform/e158e350-5dff-4786-a440-63f12c1785b1/hamac","type":"image","width":814,"original":"https://assets.ing.com/m/32066c6565cf886a/original/hamac.jpg","extension":"jpg"},"link":{"url":"/en/individuals/daily-banking/ing-as-primary-bank"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Grow your savings","intro":"Discover attractive interest rates on our new savings offers","image":{"transformBaseUrl":"https://assets.ing.com/transform/578b0fd1-d05c-46ea-973f-c77f5dff85fd/Foto-persoonlijke-landingspagina","type":"image","width":250,"original":"https://assets.ing.com/m/14b3c2115ab00676/original/Foto-persoonlijke-landingspagina.png","extension":"png"},"link":{"url":"/en/individuals/saving/compare-savings-accounts"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Compare our bank account packs","intro":"A current account with insurance and credit card included? Or just a simple bank account? The choice is yours!","image":{"transformBaseUrl":"https://assets.ing.com/transform/f24ea95f-cca0-496f-824c-ddefad22ce01/wallet-coins-debit-card-money-no-padding","type":"image","width":0,"original":"https://assets.ing.com/m/637ac3dbd94ade59/original/wallet-coins-debit-card-money-no-padding.svg","extension":"svg"},"link":{"url":"/en/individuals/daily-banking/compare-bank-accounts"}}]}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal notice"},{"componentType":"paragraph","richBody":{"value":"<p>The ING <strong>Do Basic Pack</strong> contains The ING Lion Account. The Lion Account is a current account exclusively in euros for private individuals over the age of 18 who have full legal capacity and have an e-mail address. Online applications to open an account via <a data-type=\"internal\" href=\"/en/individuals\">www.ing.be</a> are reserved solely for private individuals residing in Belgium at the time of application. Maximum two ING Lion Accounts per person. Maximum of two authorised account holders per ING Lion Account and no mandate holders allowed (the addition of a second account holder incurs a charge). If there are two account holders, each holder has the same administrative powers and signs alone for his or her transactions (including closure of the account). For de facto associations (in other words, those without legal personality), ING offers the ING Green Account through its branches.</p><p>The ING Lion Account is a current account that you manage online. It can be applied for at ing.be, via smartphone or via Home’Bank, and it is opened free of charge after signing the account opening document online or at an ING branch. All applications for an ING Lion Account are subject to approval by ING Belgium S.A./nv and by mutual agreement.</p><p>The Do Basic Pack is charged with a monthly fee of €1,90. The monthly fee does not apply if all account holders on the account are aged from 18 to 25. A monthly fee of €1.00 is charged for a second holder. Subject to applicable taxes.</p><p>The monthly fee for your Do Basic Pack will include 36 cash withdrawals in euros per debit card per year month from any ATM in the SEPA zone. As of the 37th withdrawal, a 0.50 euro fee will be applied per withdrawal.</p><p>Fees are subject to change with prior notification.</p><p>The terms, conditions, rates for transactions and the Fee Information Document are available at <a data-type=\"internal\" href=\"/en/individuals\">www.ing.be</a> &gt; privacy, from all ING branches or by calling <a href=\"tel:003224646004\">+32 2 464 60 04</a></p><p>Read the:</p>"},"textLinks":[{"url":"https://assets.ing.com/m/6a745e7b85191fe4/GeneralRegulationsNewEN.pdf","text":"General Regulations for banking transactions (including the ING Client Services, Home’Bank/Business’Bank, Extrabranch Mobility, e-ID for Branch, Payconiq for ING BE and Belgian Mobile Identity for ING BE) (PDF)"},{"url":"https://assets.ing.com/m/4f3efb26540a9ad5/original/be-INGBanking-terms-conditions-en.pdf","text":"ING Banking Terms and Conditions (PDF)"},{"url":"https://assets.ing.com/m/2ebdb334b29b02da/original/PaymentTransactionsSpecialRegulationsNewEN.pdf","text":"Special Regulations for Payment Transactions (PDF)"},{"url":"https://assets.ing.com/m/697f816d19277a66/ReglementBetaalkaartenNewEN.pdf","text":"General Conditions of the ING Debit Card (PDF)"},{"url":"https://assets.ing.com/m/4f78f60fd9714d80/original/pricing-list-private-new-EN.pdf","text":"Charges Applied to the Main Banking Services and Transactions for private use (PDF)"},{"url":"https://assets.ing.com/m/2572b831c2e04b4c/original/FID-ing-do-basic-EN.pdf","text":"Fee Information Document - ING Do Basic Pack (PDF)"},{"url":"https://assets.ing.com/m/a1a3fae4571a0503/original/BCA-LijstVanToegelatenVerrichtingenEN.pdf","text":"List of authorised transactions for each co-holder (PDF)"},{"url":"https://assets.ing.com/m/1e0d2ed63a9ec349/original/PrivacyStatementNewEN.pdf","text":"Privacy Statement for ING Belgium nv/sa (PDF)"},{"url":"https://assets.ing.com/m/caa49fe207460e38/original/deposits_protection_EN.pdf","text":"Deposits protection information sheet  (PDF)"},{"url":"https://assets.ing.com/m/3ed42f25df2ca5b2/original/general-information-regarding-accounts-digital-channels-and-cards-EN.pdf","text":"General information regarding accounts, digital channels and cards (PDF)"}]},{"componentType":"paragraph","richBody":{"value":"<p><strong>Home&apos;Bank, Business&apos;Bank and the ING Banking app</strong> are available to all Home&apos;Bank, Business&apos;Bank or ING Banking subscription holders (subject to acceptance by ING and mutual agreement). All relevant information, such as the Home&apos;Bank, Business&apos;Bank, (annexed to ING’s General Regulations), the General Terms and Conditions of the ING Banking app, transaction fees, is available on www.ing.be, at your ING branch and by telephone on 02 464 60 04.</p><p><strong>ING+ deals</strong> <strong>Belgium</strong> aim to provide customers with advantages in the form of discounts valid for purchases from its commercial partners.</p><p>As part of the ING+ deals, ING in Belgium organises one or more time-limited Promotions each year. For each Promotion, ING in Belgium provides the list of participating commercial partners as well as the advantage(s) they are offering through its Home’Bank/ING Banking services. These advantages are guaranteed within the limits (terms and/or conditions) set out in the commercial partner&apos;s offer.</p><p>To participate in a Promotion, ING in Belgium Customers must sign up for it via the &quot;ING+ deals&quot; page of ING in Belgium’s Home’Bank/ING Banking services. Before signing up for a Promotion, the Customer must provide details of an account into which all the discounts due in respect of the Promotions will be refunded. The Customer must be the holder or joint holder of this account, which must be an ING Lion Account or an ING Green Account with ING in Belgium. This reference account will remain the same for any new Promotion organised by ING in Belgium.</p><p>ING in Belgium makes said reimbursement during the first few working days of the month following that in which the Customer&apos;s purchase is made as referred to in the Promotion, or if a right of renunciation/withdrawal to be exercised in respect of the commercial partner is applicable for the purchase made as referred to in the Promotion, following the month following the end date of the renunciation/withdrawal period laid down by the terms and conditions of the commercial partners&apos; offers, provided you have not exercised this right of renunciation/withdrawal. If this right is exercised, the Customer automatically loses the right to have the discount refunded for the Promotion in question.</p><p>The aforementioned period will in any case never exceed 45 calendar days from the date of the Customer’s purchase as referred to in the Promotion.</p><p>A Customer may sign up for a Promotion at any time during its validity period. If the Customer signs up for an ongoing Promotion, they will nevertheless benefit from all the advantages related to the Promotion in question throughout its duration, in accordance with the terms and/or conditions set out in the offer from the commercial partners and for all purchases, even if purchases were made before signing up for the Promotion. However, in order to benefit from the discount offered on online purchases in connection with a Promotion (provided this option is offered in connection with said Promotion), the Customer must first log onto the &quot;ING+ deals&quot; page of the Home’Bank/ING Banking services of ING in Belgium and click on the offer of said commercial partner in order to be redirected to said commercial partner&apos;s website.</p><p>Full terms and conditions are available at www.ing.be, in all branches of ING or by phone on +32 2 464 60 04. View the general terms and conditions of ING+ deals here.</p><p>ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – <a href=\"https://www.ing.be/en\">www.ing.be </a> – Contact us via ing.be/contact – Insurance broker, registered with the FSMA under the number 0403.200.393.  </p>"}}]}}}