It’s the perfect card for paying anywhere in the world. Payments without additional fees* in euros and foreign currencies in stores and online. (*Exchange margin applies for transactions in another currency).
The secure way to pay for your online purchases! Credit cards are the preferred solution for hotel, flight and car rental reservations.
"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/e47eaeae-a0e1-4485-9e8d-413db9a206ac/Cards","altTextNL":"Zichtrekeningen en kaarten","original":"https://assets.ing.com/m/4655af78c866208a/original/Cards.svg","extension":"svg"}},{"componentType":"paragraph","title":"ING travel insurance","richBody":{"value":"Count on us immediately to support you throughout your trip. Apply in just a few clicks
We are ready to help via our 24/7 medical assistance.
"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/4728c54d-43dd-498f-a648-7556e8fcf5fa/beachumbrellasun","original":"https://assets.ing.com/m/46d678dadd8473da/original/beachumbrellasun.svg","extension":"svg"}},{"componentType":"paragraph","title":"Personal loan:","richBody":{"value":"Holidays, a wedding or a party, everything is possible. Below 50,000 euros you don't have to provide any supporting documents.
Once your request has been finalised, analysed and validated**, you will receive the money on your account after 2 days on average. Complete your application in the ING Banking app or Home'Bank.
"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/d757c5f2-42fd-4912-8840-7d943b59279d/Comfort-investment-woman-hammock-scene","original":"https://assets.ing.com/m/101a5dca151ffd1a/original/Comfort-investment-woman-hammock-scene.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"Planning your summer bucket list?"},{"componentType":"paragraph","richBody":{"value":"If you want to borrow a total of €3,500, here are the terms of your loan:
And all this at an APR of 7.79%⁴ !
"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/1152e7c5-789c-4003-a76e-7015b6c27961/Perso-loans_Illustrations","original":"https://assets.ing.com/m/6ecc946458284233/original/Perso-loans_Illustrations.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"⁴How can I benefit from the promotional interest rate of 7.79% ?"},{"componentType":"accordion","accordionList":[{"title":"Conditions of the promotion","richBody":{"value":"1. This advertising message, which concerns a Personal loan (instalment loan) for private purposes subject to consumer credit legislation, does not constitute a credit offer.
The minimum duration is 6 months. The maximum duration depends on the amount borrowed and your repayment capacity. Offer exclusively intended for adult individuals and subject to acceptance of your file by ING Belgium and by mutual agreement. The general conditions and rates of the credit are available in all ING branches and on www.ing.be (“Charges and regulations” section).
2. The promotional interest rate of 7.79% (APR/debit interest) only valid from 23/05/ 2025 up to 24/06/2025 (inclusive) for a Personal loan.
The credit application for a Personal loan must be submitted digitally via the ING banking App or Home’Bank or in an ING branch, subject to acceptance of your file by ING Belgium, within campaign period.
Representative examples for an ING Personal Loan (instalment loan for private purposes)
ING Personal Loan without the promotional interest rate.
With an instalment loan for private use of 6,500 euros with a duration of 36 months with an annual percentage rate and a fixed debit interest rate of 8,30%, you‘ll pay 203.68 euros per month, totaling 7.332,48 euros.
Interest rate valid on 13-01-2025 subject to change upon notice before conclusion of the contract.
ING Personal loan with the promotional interest rate of 7.79%.
With an instalment loan for private use of 6,500 euros with a duration of 36 months and with an annual percentage rate and a fixed debit interest rate of 7.79%, you‘ll pay 202.26 euros per month, totaling 7.281,36 euros.
Promotional interest rate only valid from 23/05/2025 up to 24/06/2025 (inclusive).
3. Your request and any approval of your request by ING Belgium (after examination of your file by ING Belgium) in branch or via the 'Online in your ING branch or during your online request and have not returned it to ING (after prior approval of your file by ING). It is checked beforehand whether the information provided in the application is accurate and complete (including on the basis of the documents submitted or to be submitted).
Lender: ING Belgium SA – Bank – Avenue Marnix 24, B – 1000 Brussels – RPR Brussels – VAT BE 0403.200.393 – Account: BE45 3109 1560 2789
"}}]},{"componentType":"sectionTitle","title":"ING + Deals"},{"componentType":"paragraph","title":"Get cashbacks of up to 10%","richBody":{"value":"
Shop at over 50 leading retailers and benefit from online or in-store cashbacks on your purchases.
Reimbursements are calculated automatically and transferred to your ING Current Account.
Your wallet is a little happier with every offer you activate in your ING Banking app. Discover it here.
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www.ing.be or Home'Bank is valid subject to acceptance by ING Belgium and does not bind you as long as you have not signed the contract either via Home’Bank or at your ING branch (subject to prior acceptance of your file by ING Belgium.
*You get the first annual fee for providing an ING credit card for free. Charges for transaction with your credit card continue to apply. Offer subject to acceptance by ING Belgium and to mutual agreement. This offer cannot be combined with other ING offers for the same service.
"}},{"componentType":"paragraph","taxonomies":[{"taxonomyKeys":["paragraph_x003a_option1"],"taxonomyType":"personalizationTaxonomy"}],"richBody":{"value":"5. The 5% cashback applies to all transactions made with your ING credit card between 01/07/2025 and 31/07/2025. It may not exceed a total amount of 50 euros and will be paid in a single instalment into the current account linked to your credit card by 31/08/2025 at the latest. Only customers who have received a notice to this effect are eligible for this offer, which applies automatically, provided that you have made the payments with an ING credit card requested between 02/06 and 30/06/2025 (included).
"}},{"componentType":"paragraph","richBody":{"value":"²Travel insurance
Travel Insurance ING is an insurance policy offered subject to approval by:
Insurance intermediary: ING Belgium NV/SA – Bank – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – www.ing.be – Contact us via ing.be/contact-us – Insurance broker, registered with the FSMA under the number 0403.200.393.
Insurer: Inter Partner Assistance SA/nv, an insurance company approved under the code number 0487. Registered office: Boulevard du Régent 7, 1000 Brussels - Belgium - www.ip-assistance.be - Belgium RPM/RPR - VAT BE 0415.591.055. Phone +32 2 550 04 00 – BIC: BBRUBEBB – IBAN: BE66 3630 8057 8243.
Offer valid for every subscription to a new annual ING Travel Insurance contract between 07/05/2025 and 17/08/2025 included, with promotion code SUMMER25 which is automatically applied in the salesflow. This offer is subject to acceptance of your application by the insurer and mutual agreement and is reserved for ING customers.
The 25% discount is valid only for the first annual premium and is applied immediately when calculating your first premium. It cannot be combined with any other discounts. Do you want to keep your insurance after the first year? Then you don’t need to do anything. Renewal is automatic, but from then on you pay the full amount. This offer does not apply to the temporary travel insurance. Consult the conditions and exclusions in the general terms and conditions and the information document on the insurance product, which are available at www.ing.be.
³Personal loan
The amount that you are likely to be able to borrow, as stated in the advertising message, is communicated for information purposes only. Neither the granting of the loan nor the aforementioned amount are guaranteed by ING Belgium.
This advertising message, which concerns an installment loan for private purposes subject to consumer credit legislation, does not constitute an offer of credit. It is intended exclusively for natural persons of legal age and any request for credit is made subject to prior acceptance of your file by ING Belgium and mutual agreement. The general conditions and rates for this loan are available from all ING branches and can be consulted on www.ing.be (section 'Rates and regulations'). Your request and the possible approval of your request by ING (after examination of your file by ING) in a branch or through the 'Consumer Loans Online' service on www.ing.be, do not commit either ING or yourself, as long as you have not signed a credit agreement at your ING branch or, in the case of an online request, as long as you have not returned the signed credit agreement (after prior approval of your file by ING) to ING, where it is checked beforehand whether the data provided in the request are accurate and complete (among other things, on the basis of the documents submitted or to be submitted).
**During the opening hours of the National Bank of Belgium's Central Individual Credit Register (Mo – Fri: 6 am – 10.30 pm, Sat: 6 am - 8.30 pm, Sun: 1 pm – 10.30 pm).
Legal information related to the loan provider
Lender: ING Belgium SA/NV – Bank – Marnixlaan 24, B-1000 Brussels – RPR Brussels – VAT: BE 0403.200.393 – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789
"}},{"componentType":"paragraph","title":"ING + deals Belgium","richBody":{"value":"ING+ deals Belgium aim to provide customers with advantages in the form of discounts valid for purchases from its commercial partners.
As part of the ING+ deals, ING in Belgium organises one or more time-limited Promotions each year. For each Promotion, ING in Belgium provides the list of participating commercial partners as well as the advantage(s) they are offering through its Home’Bank/ING Banking services. These advantages are guaranteed within the limits (terms and/or conditions) set out in the commercial partner's offer.
To participate in a Promotion, ING in Belgium Customers must sign up for it via the "ING+ deals" page of ING in Belgium’s Home’Bank/ING Banking services. Before signing up for a Promotion, the Customer must provide details of an account into which all the discounts due in respect of the Promotions will be refunded. The Customer must be the holder or joint holder of this account, which must be an ING Lion Account or an ING Green Account with ING in Belgium. This reference account will remain the same for any new Promotion organised by ING in Belgium.
ING in Belgium makes said reimbursement during the first few working days of the month following that in which the Customer's purchase is made as referred to in the Promotion, or if a right of renunciation/withdrawal to be exercised in respect of the commercial partner is applicable for the purchase made as referred to in the Promotion, following the month following the end date of the renunciation/withdrawal period laid down by the terms and conditions of the commercial partners' offers, provided you have not exercised this right of renunciation/withdrawal. If this right is exercised, the Customer automatically loses the right to have the discount refunded for the Promotion in question.
The aforementioned period will in any case never exceed 45 calendar days from the date of the Customer’s purchase as referred to in the Promotion.
A Customer may sign up for a Promotion at any time during its validity period. If the Customer signs up for an ongoing Promotion, they will nevertheless benefit from all the advantages related to the Promotion in question throughout its duration, in accordance with the terms and/or conditions set out in the offer from the commercial partners and for all purchases, even if purchases were made before signing up for the Promotion. However, in order to benefit from the discount offered on online purchases in connection with a Promotion (provided this option is offered in connection with said Promotion), the Customer must first log onto the "ING+ deals" page of the Home’Bank/ING Banking services of ING in Belgium and click on the offer of said commercial partner in order to be redirected to said commercial partner's website.
The Terms and conditions are available on www.ing.be , in branches or by phone on +32 2 464 60 04
ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – www.ing.be – Contact us via ing.be/contact – Insurance broker, registered with the FSMA under the number 0403.200.393.
"}}]}}}