{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/601a0f9705170784/original/standing-order-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/cb8c5beb-2528-49ea-a8a9-49f3dc10c2c4/standing-order-1920","type":"image","width":1920},"intro":"Set up a standing order for automatic payments!","link":{"url":"/en/individuals/daily-banking/standing-order-in-euro-sepa"},"title":"Standing orders in euro (SEPA)"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/97dc2382b184140/original/transfer-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/2e8939e6-b9ef-48da-99a4-476655487410/transfer-1920","type":"image","width":1920},"intro":"Pay your beneficiary on the same day in the SEPA zone","link":{"url":"/en/individuals/daily-banking/sending-money-in-euro-sepa"},"title":"Sending money in euro (SEPA)"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/38293a10f73b21f6/original/instant-payments-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/facee1e3-9ef2-431a-bf9d-9c615f934f07/instant-payments-1920","type":"image","width":1920},"intro":"Pay your beneficiary within a few seconds in Europe!","link":{"url":"/en/individuals/daily-banking/instant-credit-transfer-in-euro-sepa"},"title":"Instant credit transfer in euro"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Set up a direct debit in euro (SEPA) to pay your bills in Belgium and across Europe. Never worry about missing a payment again","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Direct debits in a nutshell"},{"componentType":"productFeatures","highlighted":false,"image":{"altTextNL":"Card","extension":"svg","original":"https://assets.ing.com/m/4bfcbc460f40ca99/original/Debitcard.svg","transformBaseUrl":"https://assets.ing.com/transform/ab8045a6-3ac5-40dc-b821-c3e4fdd00507/Debitcard","type":"image","width":162},"items":[{"body":"Your payments are executed automatically, without even thinking about it. Even when the amount varies.","title":"Save time"},{"body":"Your bills are always paid on time, avoiding late payment charges.","title":"Never pay late again"},{"body":"Manage your direct debits in euro (SEPA) yourself in Home'Bank.","title":"Easy to manage"},{"body":"There is no charge for this service.","title":"Free"}]},{"accordionList":[{"richBody":{"value":"<p>With a direct debit in euro (SEPA), you give a creditor (e.g. your energy or gas supplier) permission to automatically deduct the amount of an invoice in euros from your account. That amount can always be different and is only collected after the invoice has been sent. You do not have to do anything if the amount of the recurring invoices is not always the same.</p>"},"title":"The automatic payment method"},{"richBody":{"value":"<p>Practical and Europe-wide: you can request a direct debit to be set up to pay <strong>bills in euros</strong> to a creditor in Belgium or elsewhere in Europe. This is because the direct debit system covers the SEPA zone (Single European Payment Area). Click <a href=\"https://assets.ing.com/m/f5af95c4e260e52/original/List-of-SEPA-countries-EN.pdf\">here</a><a href=\"https://www.ing.be/Assets/nuid/documents/List_SEPA_Countries_EN.PDF\"> </a>to find the list of SEPA countries. So you can even pay invoices issued by non-Belgian creditors – such as your subscription to a German news website – automatically and easily.</p>"},"title":"Direct debit for bills payable in euros"},{"richBody":{"value":"<p>To set up or cancel a direct debit in euro (SEPA), you need to contact your supplier directly. In the event of a dispute relating to a bill, you can also <a href=\"https://ebanking.ing.be/banking/orders/direct-debits\">block the payment or request a refund via Home&apos;Bank</a>.</p>"},"title":"How can I set up or cancel a direct debit in euro (SEPA) ?"},{"richBody":{"value":"<ol><li><span><span><span><span>From Transaction history, tap &quot;Manage&quot; on the right corner of your screen. Then check under &quot;Useful links&quot; and select “Direct debits”. Select the creditor to block.</span></span></span></span></li><li><span><span><span><span>Tap ‘Block creditor’ at the top right of your screen.</span></span></span></span></li><li><span lang=\"EN-US\" dir=\"ltr\"><span><span>Confirm the blocking by signing it</span></span></span></li></ol><p> </p>"},"title":"How do I block a direct debit in euro (SEPA) in the ING Banking app?"},{"richBody":{"value":"<ol><li><span><span><span><span>From Transaction history, tap &quot;<strong>Manage</strong>&quot; on the right corner of your screen. Then check under &quot;<strong>Useful links</strong>&quot; and select “<strong>Direct debits</strong>”. You have 8 weeks to make your request online.</span></span></span></span></li><li><span><span><span><span>Select the creditor.</span></span></span></span></li><li><span><span><span><span>Choose the mandate by tapping the ‘More’ option.</span></span></span></span></li><li><span><span><span><span>Under ‘<strong>Payment history</strong>’, select the payment concerned. </span></span></span></span></li><li><span lang=\"EN-US\" dir=\"ltr\"><span><span>Tap ‘<strong>Have this refunded</strong>’ to request the reimbursement of the direct debit.</span></span></span></li></ol>"},"title":"How do I request the reimbursement of a direct debit in euro (SEPA) in the ING Banking app?"},{"richBody":{"value":"<ol><li><span><span><span><span>From Transaction history, tap &quot;Manage&quot; on the right corner of your screen. Then check under &quot;Useful links&quot; and select “Direct debits”. Select the creditor to unblock.</span></span></span></span></li><li><span><span><span><span>Tap ‘Unblock creditor’ at the top right of your screen.</span></span></span></span></li><li><span lang=\"EN-US\" dir=\"ltr\"><span><span>Confirm the unblocking by signing it</span></span></span></li></ol>"},"title":"How do I unblock a direct debit in the ING Banking app?"},{"richBody":{"value":"<p>Contact the beneficiary directly to change the account number linked to the direct debit mandate.</p>"},"title":"How do I change the account number linked to a direct debit?"},{"richBody":{"value":"<p>You will be instantly reimbursed as soon as you have filed your request.</p>"},"title":"What is the processing time for a direct debit refund request?"},{"richBody":{"value":"<p>Contact your supplier directly to change the execution date the future direct debits.</p>"},"title":"How can I change the execution date of a direct debit?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"How to set up a direct debit"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"and request to pay your bills via direct debit.","title":"Contact your supplier"},{"body":"by authorizing your supplier to debit your account.","title":"Activate your direct debit"},{"body":"linked to your direct debit via Home'Bank.","title":"Track and manage the payments"}]}},{"componentType":"cta","textLink":{"text":"Go to Home'Bank","url":"https://ebanking.ing.be/login"}},{"componentType":"sectionTitle","title":"Services and contacts"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32},"intro":"Simply fill in this form and we'll do the rest","link":{"url":"https://ebanking.ing.be/banking/switch-banks?EW=true"},"title":"Transfer your standing orders and direct debits?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32},"intro":"Download this form and send it to your employer","link":{"url":"/banking/accounts/salary-domiciliation?EW=true"},"title":"Want your salary paid into your ING account?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32},"intro":"Set up a standing order in euro (SEPA) via Home'Bank now","link":{"url":"https://ebanking.ing.be/login/?Target=https://ebanking.ing.be%2Fbanking%2Fmove-money%3Fnavigation-data%3Dep0r8f%26flow-step%3Dstep-payment"},"title":"Need to make a recurring payment?"}],"componentType":"cards"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"text":"More services and how to contact us","url":"/en/individuals/services"}]}]},"hasMacro":false,"id":"80d95910-9d33-46bb-a2fe-25b96a5337dd","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Daily Banking","url":"/en/individuals/daily-banking/branches-information"}},"componentType":"productHeader","coreHeader":{"body":"Want to pay your bills from regular suppliers, such as your energy provider, automatically? Simply set up a direct debit in euro (SEPA) ! By authorizing a creditor, e.g. your energy supplier, to debit the amount from your current account, directly, you avoid the risk of late or missed payments.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/6f5f3c711bd911a0/original/direct-debit-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/f3ff596a-919c-4819-b54b-5b7090811f2b/direct-debit-1920","type":"image","width":1920},"subtitle":"The simple, automatic solution for paying your bills","title":"Direct debit in euro (SEPA)"},"cta":{"componentType":"cta","textLink":{"text":"Manage your direct debits in euro (SEPA)","url":"https://ebanking.ing.be/banking/mobile/orders/direct-debits"}}},"publishDate":"2026-05-21T00:25:04.961+02:00"}}