See below for a summary of all standard limits applicable to your banking transactions.
"}},{"componentType":"accordion","accordionList":[{"title":"Bank transfers","richBody":{"value":"The following default limits apply to bank transfers executed via Home'Bank, ING Banking app and Payment Initiation Services*.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts, to ING accounts on which you have a mandate and which are visible within the same online banking profile, and to a limited number of accounts which are owned by the Belgian government or by ING Bank.
You can change your limits via the self-service corner on your desktop.
As an alternative, open the ING Banking app on your smartphone and go to the 'Services' menu on the bottom right of your screen, tap 'Limits' and choose 'Transfers'.
Finally, if you need to make a transfer beyond the authorized technical limit, go to your ING branch with your identity card, an employee will be able to assist you.
Bank transfers
*The Payment Initiation Service allows you to send a payment order via a third party. You must give permission for each specific payment order.
Link to our website info page on PSD2
"}},{"title":"In-store and online payments","richBody":{"value":"See below a summary of all default limits applicable to your banking transactions.
Important:
Payment Type | Limit per Transaction | Daily / Weekly Limit |
Debit Card (Maestro) | – | €5,000 per 7 days |
Debit Card (Mastercard) | – | €2,500 per day |
Bancontact (ING App) | €1,500 | €2,500 per day |
Credit Card | Variable | Variable (check in Home’Bank or ING App) |
Wero Payments
Payment Type | Limit per Transaction | Daily / Weekly Limit |
Hybrid QR Code (Wero/Bancontact)** | €750 | €1500 per 24h |
Wero QR Code | €750 | Profile Daily Limit |
Payment to Phone Contact | Depends on your Online daily transfer limit (can be adapted in profile settings) | - |
Payment Request to Phone Contact | €750 per request | - |
Bancontact Payments
Payment Type | Limit per Transaction | Daily / Weekly Limit |
Send Payments | €750 | €1500 per 24h |
Receive Payments | €750 | €2000 per 24h |
**Hybrid QR codes are QR codes that can be paid using both Wero or Bancontact. Note that the limits of Bancontact apply to these QR codes
"}},{"title":"Cash withdrawals in euros and deposits","richBody":{"value":"
The following limits apply to cash withdrawals in euros and deposits at ING cash dispensers (ATMs).
In most of the cases, you can change these limits yourself.
Open the ING Banking app on your smartphone to modify your withdrawal limit and go to the 'Services' menu on the bottom right of your screen. Tap 'Limits' and choose 'Debit card' or use the Self-Service Corner.
Please note : to set a debitcard limit higher than €2.500 and maximum of €5.000, you must sign with itsme.
You can also withdraw cash from ATMs of other banks throughout the euro zone.
The limits applied by such ATMs may differ to those of ING.
Cash withdrawals in euros
Cash deposits in euros via Cash dispenser (ATM)
*This is a limit spread over a period of a calendar month, for example from 1st to the 30/31st of the month
For customers under the regime of the limited banking service, specific cash withdrawal and deposit limits are applicable. Those limits cannot be changed and are detailed in the General Conditions of the ING Debit Card.
"}}]},{"componentType":"sectionTitle","title":"Limits for business customers (over 18)"},{"componentType":"paragraph","richBody":{"value":"Your default limits are listed below.
If you want to temporarily or permanently change your limits, you can do it via Business'Bank or the ING Banking app.
You can adjust your limits yourself via the Do-it-yourself zone of your Business’Bank. You can also do it via the ING Banking app on your smartphone : go to the 'Services' menu on the bottom right of your screen, tap 'Limits'. Your limits can be adjusted with or without an end-date.
"}},{"componentType":"accordion","accordionList":[{"title":"Bank transfers","richBody":{"value":"
The following default limits apply to bank transfers executed via Business'bank, ING Banking app and Payment Initiation Services*.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts, to ING accounts on which you have a mandate and to a limited number of accounts which are owned by the Belgian government or by ING Bank.
[1]: Sending money in euro (SEPA), standing orders in euro (SEPA) and international transfers made in euro or foreign currencies. Note : all limits listed here apply to transfers that require only 1 signature.
[2]: You can receive a maximum of 500 euro per day via the Bancontact app.
*:The Payment Initiation Service allows you to send a payment order via a third party. You must give permission for each specific payment order.
Link to our website info page on PSD2
"}},{"title":"In-store and online payments","richBody":{"value":"The following default limits apply to debit card and Bancontact payments made either in store or online via ING Banking.
Please note : to set a debitcard limit higher than €5000 (up to €20.000), you must sign with itsme.
Payment Type | Limit per Transaction | Daily / Weekly Limit |
Debit Card (shops/online) | – | €5,000 per 7 days |
Bancontact (ING App) | – | €2.000 per day |
ING MasterCard Business | Variable | Set together with your ING banker |
Wero Payments
Payment Type | Limit per Transaction | Daily/weekly Limit |
Hybrid QR Code (Wero/Bancontact)** | €750 per transaction and per 24h | €1500 per 24h |
Wero QR Code | €750 | Profile Daily Limit |
Payment to Phone Contact | Depends on your Online daily transfer limit (can be adapted in profile settings) | - |
Payment Request to Phone Contact | €750 per request | - |
**Hybrid QR codes are QR codes that can be paid using both Wero or Bancontact. Note that if Bancontact is used, its limits will apply.
"}},{"title":"Cash withdrawals in euros and deposits","richBody":{"value":"
The following default limits apply to cash withdrawals in euros and deposits at ING cash dispensers (ATMs).
You can also withdraw cash from ATMs of other banks throughout the euro zone.
The limits applied by such ATMs may differ to those of ING.
Please note : for a debitcard limit higher than €2.500 and maximum of €10.000, you must sign with itsme.
Cash withdrawals in euros
Cash deposits in euros via Self'Bank
* This is a limit spread over a period of 7 days, for example from Tuesday to Tuesday.
For customers under the regime of the limited banking service, specific cash withdrawal and deposit limits are applicable. Those limits cannot be changed and are detailed in the General Conditions of the ING Debit Card.
"}}]},{"componentType":"sectionTitle","title":"Limits for minors (under 18)"},{"componentType":"paragraph","richBody":{"value":"Parents and legal guardians can change the limits on behalf of a minor via the self-service corner from their ING Banking app or Home'Bank
Please note that any changes to the limits of an ING youth account must be requested by a parent or legal guardian.
"}},{"componentType":"accordion","accordionList":[{"title":"Bank transfers","richBody":{"value":"The following default limits apply to bank transfers executed via Home'Bank, ING Banking app and Payment Initiation Services*.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts, to ING accounts on which you have a mandate and which are visible within the same online banking profile, and to a limited number of accounts which are owned by the Belgian government or by ING Bank.
For 16 to 17 years old
For 12 to 15 years old
For 10 to 11 years old
*The Payment Initiation Service allows you to send a payment order via a third party. You must give permission for each specific payment order.
Link to our website info page on PSD2
"}},{"title":"In-store and online payments","richBody":{"value":"The following default limits apply to debit card and Bancontact payments made either in store or online via ING Banking.
For 16-17 years old
Payment Type | Limit |
Debit Card (shops/online) | €500 per 7 days |
For 10-15 years old
Payment Type | Limit |
Debit Card (Maestro) | €50 per 7 days |
Debit Card (Mastercard) | €100 per 7 days |
Wero Payments
Payment Type | Limit |
Hybrid QR Code (Wero/Bancontact)** | €250 per transaction and per 24h |
Payment to Phone Contact | Depends on parental/guardian control settings |
Payment Request to Phone Contact | €750 per request |
E-Commerce transactions | Depends on parental/guardian control settings |
**Hybrid QR codes are QR codes that can be paid using both Wero or Bancontact. Note that if Bancontact is used, its limits will apply.
"}},{"title":"Cash withdrawals in euros and deposits","richBody":{"value":"
The following default limits apply to cash withdrawals in euros and deposits at ING cash dispensers (ATMs).
You can also withdraw cash from ATMs of other banks throughout the euro zone.
The limits applied by such ATMs may differ to those of ING.