Look Ahead shows the following transactions in relation to your (Euro) current account, looking ahead for 35 calendar days.
Scheduled mortgage repayments (not included: payments made in relation to ‘release of funds’, ex-Record Bank loans and overdue payments).
*As SEPA direct debits are known for sure only a few days before these are deducted, we try to already predict those based on your transaction history: you are e.g. paying for energy & telecom every month and based on this pattern, we expect another payment in the future. We advise to take into account a factor of uncertainty for both the projected SEPA direct debits and the projected incoming transactions.
"}},{"componentType":"sectionTitle","title":"How can you use Look Ahead?"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"In your ING Banking app or in Home’Bank","title":"Click the 'Look Ahead' button on your transaction overview"},{"body":"You must activate the feature before you can use it","title":"Turn on 'Look Ahead'"},{"body":"This overview is available per current account via the 'Look Ahead' button","title":"Check the overview of your future transactions regularly"}]}},{"componentType":"sectionTitle","title":"What happens to my data?"},{"componentType":"paragraph","richBody":{"value":"When turning on Look Ahead, you are asked to give your explicit consent for the analysis of your transaction history. This analysis is taking place merely in the scope of the usage of this tool and your data are not being shared nor sold to other third parties.
"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"No, Look Ahead is a feature in the ING Banking app and Home’Bank.
"},"title":"Do I need to download anything?"},{"richBody":{"value":"No, it is a totally free tool, part of our banking offer and reserved exclusively for our customers.
"},"title":"Is there a charge for this service?"},{"richBody":{"value":"You can always deactivate (and if desired also reactivate) via the settings in your ING Banking-app and Home’Bank.
"},"title":"How to deactivate Look Ahead?"},{"richBody":{"value":"E.g. credit card repayments and personal loan repayments are not included. We are working hard to gradually show more recurrent transactions in the overview. We will, however, never be able to show a complete overview of future transactions. That is why Look Ahead should not be considered as "your future situation", but it does offer a valuable heads-up that can help you manage your finances.
"},"title":"Why is my overview not complete?"}],"componentType":"accordion"},{"componentType":"cards"},{"componentType":"paragraph","richBody":{"value":""},"textLinks":[{"text":"More services and how to contact us","url":"/en/individuals/services"}]}]},"hasMacro":false,"id":"ba99c343-96a9-41f6-a8ea-d29792e99ac9","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Daily banking","url":"/en/individuals/daily-banking/branches-information"}},"componentType":"productHeader","coreHeader":{"body":"Do you know more or less your monthly income and what amounts will soon be deducted from your current account? Will you go below zero or is there room for savings/ investments? Look Ahead is helping you with this!","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/53613987e482971e/original/look-ahead-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/d4c22157-adbf-4200-994d-50248ee28872/look-ahead-1920","type":"image","width":1920},"promoText":"Avoid surprises and take control of your financial health","subtitle":"Helping you to better manage your current account balance","title":"Look Ahead"}},"publishDate":"2025-03-18T21:19:10.672+01:00"}}