Cash withdrawals in euro (SEPA zone): your child can withdraw cash in euros within the SEPA zone. 🏧
Pay abroad with ease: whether exploring new places or shopping online, our debit card ensures worldwide payments. 🌎
Transfer allowance to your child’s youth account: easily transfer your child’s allowance directly into their youth account. It’s a practical way to introduce budgeting. 💸
"},"title":"Easy daily banking"},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/m/76056fa4ba58c577/original/sendmoneynopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/9899cf49-fbfb-46de-ae1b-38fcf01cb73a/sendmoneynopadding"},"componentType":"paragraph","richBody":{"value":"Contactless payments: with our contactless payment feature, your child can simply tap their card at the checkout counter. 💳
Apple / Google Pay: your child can make use of Apple (as from 13 y.o) / Google Pay (as from 16 y.o), allowing them to make purchases using their smartphone or smartwatch. 🌟
Split bills effortlessly: when hanging out with friends, your child can easily split bills with the request feature in our app, powered by Wero. 📱
"},"title":"Innovative payment solutions suited to your child’s lifestyle"},{"alignedImage":{"position":"left","extension":"svg","original":"https://assets.ing.com/m/2ec48c8f0741775d/original/phonealertbellnopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/58bde4b4-d756-4247-bd44-be73f72bb7b5/phonealertbellnopadding"},"componentType":"paragraph","richBody":{"value":"Recent transactions: keep track of your child’s spending. Whether it’s a purchase at the mall or an online subscription, you’ll have visibility into where their money is going. 📊
Customize limits: adjust spending and cash withdrawal limits to match your preferences. Set boundaries that align with your child’s financial education and responsibilities. 💰
"},"title":"Keep an eye out for your child’s finances"},{"componentType":"highlight","richBody":{"value":"With ING Go to 18, you can block the card directly with your ING Banking app and order a new one with a PIN code of your choice. It will be sent directly to your address.
We understand that accidents can happen. That’s why we offer a free replacement for your child’s first lost or stolen card (any additional replacement costs 10 euros). Your child’s financial security is our priority! 🔒🔑
"},"title":"Full service in the event of a lost or stolen card"},{"componentType":"sectionTitle","title":"How to open this free youth account?"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Login with itsme® or your ING card reader. Is your child older than 10 years? Take his/her ID-card.","title":"Get ready"},{"body":"Fill in the online application. It'll take just a few minutes.","title":"Apply online"},{"body":"We'll get in touch as soon as we've processed your application.","title":"Look out for our e-mail"}]}},{"componentType":"cta","textLink":{"text":"Request your free youth account","url":"https://ebanking.ing.be/banking/mobile/accounts/account-for-minors-stp-current?EW=true&flow-step=contact-information"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"
Your ING Go To 18 Account is free of charge.
Find out more here:
The child's legal representative will need to give their consent to activate certain services (e.g. provision of a debit card, cash withdrawals in euros or access to Home'Bank and the ING Banking app). These services are available from the age of 10.
Visit our limit overview page for a detailed recap of the default limits applicable to bank transfers, payments, cash withdrawals and deposits in euro.
"},"title":"What services are included?"},{"richBody":{"value":"The ING Go to 18 Account is a current account exclusively for children aged 8 to 17. The child’s legal representative must sign for the account to open it.
"},"title":"Who can open an ING Go To 18 Account?"},{"richBody":{"value":"1. Tap "Current Accounts" under the "Products" tab.
2. Select the "ING Go to 18" option.
3. Tap "Request your free youth account".
"},"title":"How do I open an ING Go to 18 current account from the ING Banking app?"},{"richBody":{"value":"Then you can open one of our packs online: ING Go pack or ING More pack.
Compare our packs to see which pack suits your needs best.
"},"title":"Older than 18?"},{"richBody":{"value":"We advise you to open another account. You can access the product page of this account here.
"},"title":"What if my child is younger than 8 years old?"},{"richBody":{"value":"A Go to 18 Account can only have 1 holder: the child. It is not possible to have mandate holders on the account.
"},"title":"Who is the holder of an ING Go to 18 Account?"},{"richBody":{"value":"As a parent, you can control your child's current account online (via your computer, smartphone or tablet). For example, you can check their most recent transactions or set spending limits. So you’ll always know how your child’s managing their money.
"},"title":"Does this account include parental controls?"},{"richBody":{"value":"You can access your child’s ING Go to 18 account directly through the Children overview in your ING Banking app. This feature gives you a clear, simple, and secure way to manage your minor children’s finances.
From the Children overview, you can easily:
Learn more about the Children overview feature.
On the day your child turns 18, their ING Go to 18 Account will be automatically converted into an ING Go pack.
We won't charge the monthly flat fee for the services included in this Pack ING Go until your child turns 26.
"},"title":"What happens when my child turns 18?"},{"richBody":{"value":"Yes, it's possible to open a youth account for your child even if you’re not an ING customer, via this link.
"},"title":"Can I open an ING Go to 18 account even if I’m not an ING customer?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Services and contact"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"png","original":"https://assets.ing.com/m/339821fea45a86ed/original/Mobile-phone-Icon.png","transformBaseUrl":"https://assets.ing.com/transform/0b8569d9-0f4e-4c61-a84f-747c63743dcb/Mobile-phone-Icon","type":"image","width":200},"intro":"Download the ING Banking app","link":{"url":"/en/individuals/daily-banking/ing-banking-app"},"title":"Carry your bank in your pocket"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32},"intro":"Discover how easy it can be with ING","link":{"url":"https://ebanking.ing.be/banking/overview"},"title":"Manage your accounts online?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32},"intro":"Delete or modify them online","link":{"url":"https://ebanking.ing.be/banking/orders/payments"},"title":"Need to manage your standing orders?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32},"intro":"Order a new one via the ING Banking App / Home'Bank","link":{"url":"https://ebanking.ing.be/banking/daily-banking/replace-order-debit-card?EW=true"},"title":"Need a replacement bank card?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32},"intro":"First log in to Home'Bank or Business'Bank","link":{"url":"/banking/itsme"},"title":"Manage your itsme account"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/d915f62fd1b7790/original/Man-and-woman-withdrawing-money-at-a-yellow-atm.jpg","transformBaseUrl":"https://assets.ing.com/transform/9bac73df-2c60-44eb-9d5b-5df8909a209c/Man-and-woman-withdrawing-money-at-a-yellow-atm","type":"image","width":3264},"intro":"Enter a postcode or town","link":{"url":"/en/individuals/services/branches"},"title":"Looking for a cash dispenser or a cash counter in your area?"}],"componentType":"cards"},{"componentType":"paragraph","richBody":{"value":""},"textLinks":[{"text":"More services and how to contact us","url":"/en/individuals/services"}]}]},"hasMacro":false,"id":"de83d433-fbc2-42da-b002-aa363db62e3e","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"Legal information concerning the ING go to 18 Account
The ING go to 18 Account is a current account reserved exclusively for young persons under the age of 18. Subject to acceptance by ING and to mutual agreement, the opening of an ING go to 18 Account is carried out with authorisation by the minor’s legal representative. ING does not charge for managing the account or withdrawing money from ATMs in the SEPA zone (some ATM operators charge transaction fees for cash withdrawals).
The ING Go To 18 Account is automatically converted to a Pack ING Go on the day your child turns 18.
Terms and conditions of the ING go to 18 Account (regulations, rates, the Fee Information Document and additional information) are available at all ING branches, at www.ing.be or by phone on 02 464 60 04.
Fee is subject to change by prior notification.
Read the following documents :
"},"textLinks":[{"text":"General Regulations for banking transactions (including the ING Client Services, Home’Bank/Business’Bank, Extrabranch Mobility, e-ID for Branch, Payconiq for ING BE and Belgian Mobile Identity for ING BE) (PDF)","url":"https://assets.ing.com/m/6a745e7b85191fe4/GeneralRegulationsNewEN.pdf"},{"text":"ING Banking Terms and Conditions (PDF)","url":"https://assets.ing.com/m/4f3efb26540a9ad5/original/be-INGBanking-terms-conditions-en.pdf"},{"text":"Special Regulations for Payment Transactions (PDF)","url":"https://assets.ing.com/m/2ebdb334b29b02da/original/PaymentTransactionsSpecialRegulationsNewEN.pdf"},{"text":"General Conditions of the ING Debit Card (PDF)","url":"https://assets.ing.com/m/3819891c28e4dd55/original/ReglementBetaalkaartenFutureEN.pdf"},{"text":"Charges Applied to the Main Banking Services and Transactions for private use (PDF)","url":"https://assets.ing.com/m/4f78f60fd9714d80/original/pricing-list-private-new-EN.pdf"},{"text":"Fee Information Document - ING Go to 18 Account (PDF)","url":"https://assets.ing.com/m/1918bbacdc2868d1/original/FID-ing-go-to-18-future-en.pdf"},{"text":"List of authorised transactions for each co-holder (PDF)","url":"https://assets.ing.com/m/7c0045d846d50fb5/original/Lion_Account_Authorised_Transactions_EN.pdf"},{"text":"Privacy Statement for ING Belgium nv/sa","url":"/en/individuals/daily-banking/personal-data-protection-statement-for-ing-belgium-nv-sa"},{"text":"Deposits protection information sheet (PDF)","url":"https://assets.ing.com/m/caa49fe207460e38/original/deposits_protection_EN.pdf"},{"text":"and the General information regarding accounts, digital channels and cards (PDF)","url":"https://assets.ing.com/m/3ed42f25df2ca5b2/original/general-information-regarding-accounts-digital-channels-and-cards-EN.pdf"}],"title":"Legal informations"},{"componentType":"paragraph","richBody":{"value":"ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – www.ing.be – Contact us via ing.be/contact – Insurance broker, registered with the FSMA under the number 0403.200.393.
"}}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Daily banking","url":"/en/individuals/current-accounts-packs"}},"componentType":"productHeader","coreHeader":{"body":"Join thousands of parents who already opened a free ING Go to 18 youth account for their children between 8 and 17 years old.","headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/76839386850fbbb9/original/Three-children-posing-from-the-roof-of-a-car-at-night.jpg","transformBaseUrl":"https://assets.ing.com/transform/d53d8604-2e29-4961-9315-08702561db06/Three-children-posing-from-the-roof-of-a-car-at-night","type":"image","width":5760},"title":"The free youth account"},"cta":{"componentType":"cta","textLink":{"text":"ING client? Open here the youth account","url":"https://ebanking.ing.be/banking/mobile/accounts/account-for-minors-stp-current?EW=true&flow-step=contact-information"}},"secondaryCta":{"textLink":{"text":"Not yet ING client? Open here the youth account","url":"https://www.ing.be/en/individuals/services/onboarding?product=go_to_18&flow-step=step-do-itsme-phone-number"}},"usps":[{"body":"Free (no monthly fee)","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/14f475317bc3b02f/original/Functionalities-Tag_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/21890f4b-0d6f-45c7-a9a3-251e3f958645/Functionalities-Tag_Outline","type":"image","width":32}},{"body":"From 8 to 17 year olds","icon":{"extension":"svg","original":"https://assets.ing.com/m/5263ba7bcdb20631/original/Persons-2_Persons_Perspective_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/479f27c9-454c-47cb-9788-f7ad25e5bcf6/Persons-2_Persons_Perspective_Outline","type":"image","width":32}},{"body":"Parental control via the app","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/3b1df0b0923bacd4/original/Functionalities-Filter_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/b42bcf7f-4ef3-4bb2-9cb8-1ff68f306559/Functionalities-Filter_Outline","type":"image","width":32}}]},"publishDate":"2026-05-21T04:17:00.241+02:00"}}