Cash withdrawals in euro (SEPA zone): your child can withdraw cash in euros within the SEPA zone.
Pay abroad with ease: whether exploring new places or shopping online, our debit card ensures worldwide payments.
Transfer allowance to your childâs youth account: easily transfer your childâs allowance directly into their youth account. Itâs a practical way to introduce budgeting.
"},"title":"Easy daily banking"},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/m/76056fa4ba58c577/original/sendmoneynopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/9899cf49-fbfb-46de-ae1b-38fcf01cb73a/sendmoneynopadding"},"componentType":"paragraph","richBody":{"value":"Contactless payments: with our contactless payment feature, your child can simply tap their card at the checkout counter.
Apple / Google Pay: your child can use Apple Pay from 13 years old or Google Pay from 16 years old. This allowing them to make purchases with their smartphone or smartwatch.Â
Split bills effortlessly: when hanging out with friends, your child can easily split bills with the request feature in our app, powered by Wero.
"},"title":"Smart payment options for childâs life"},{"alignedImage":{"position":"left","extension":"svg","original":"https://assets.ing.com/m/2ec48c8f0741775d/original/phonealertbellnopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/58bde4b4-d756-4247-bd44-be73f72bb7b5/phonealertbellnopadding"},"componentType":"paragraph","richBody":{"value":"Recent transactions: keep track of your childâs spending. Whether itâs a purchase at the shopping centre or an online subscription, youâll have visibility into where their money is going.
Customize limits: adjust spending and cash withdrawal limits to match your preferences. Set boundaries that align with your childâs financial education and responsibilities.
"},"title":"Keep an eye out for your childâs finances"},{"componentType":"highlight","richBody":{"value":"With ING Go to 18, you can block the card directly with your ING Banking app and order a new one with a PIN code of your choice. It will be sent directly to your address.
Should an accidents occur, a free replacement is provided for your childâs first lost or stolen card (any additional replacement costs 10 euros). Your childâs financial security is paramount. đđ
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"},"title":"Full service in the event of a lost or stolen card"},{"componentType":"sectionTitle","title":"How to open this free youth account?"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Login with itsmeÂŽ or your ING card reader. Is your child older than 10 years? Take his/her ID-card.","title":"Get ready"},{"body":"Fill in the online application. It'll take just a few minutes.","title":"Apply online"},{"body":"You will be contacted as soon as your application has been processed.","title":"Look out for our e-mail"}]}},{"componentType":"cta","textLink":{"text":"Request a free youth account","url":"https://ebanking.ing.be/banking/mobile/accounts/account-for-minors-stp-current?EW=true&flow-step=contact-information"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"Your ING Go To 18 Account is free of charge.
Find out more here:
Your child's parent or guardian must agree o activate certain services These include getting a debit card, euro cash withdrawals and access to Home'Bank and the ING Banking app. These services are available from the age of 8.
Visit our limit overview page for a detailed recap of the default limits applicable to bank transfers, payments, cash withdrawals and deposits in euro.
"},"title":"What services are included?"},{"richBody":{"value":"The ING Go to 18 Account is a current account exclusively for children aged 8 to 17. The childâs legal representative must sign for the account to open it.
"},"title":"Who can open an ING Go To 18 Account?"},{"richBody":{"value":"1. Tap "Current Accounts" under the "Products" tab.
2. Select the "ING Go to 18" option.
3. Tap "Request your free youth account".
"},"title":"How do I open an ING Go to 18 current account from the ING Banking app?"},{"richBody":{"value":"Then you can open one of our packs online: ING Go pack or ING More pack.
Compare our packs to see which pack suits your needs best.
"},"title":"Older than 18?"},{"richBody":{"value":"We advise you to open another account. You can access the product page of this account here.
"},"title":"What if my child is younger than 8 years old?"},{"richBody":{"value":"Only the child can be the account holder; no one else can manage the account for them.
"},"title":"Who is the holder of an ING Go to 18 Account?"},{"richBody":{"value":"As a parent, you can control your child's current account online (via your computer, smartphone or tablet). For example, you can check their most recent transactions or set spending limits. So youâll always know how your childâs managing their money.
"},"title":"Does this account include parental controls?"},{"richBody":{"value":"You can access your childâs ING Go to 18 account directly through the Children overview in your ING Banking app. This feature gives you a clear, simple, and secure way to manage your minor childrenâs finances.
From the Children overview, you can easily:
Learn more about the Children overview feature.
On the day your child turns 18, their ING Go to 18 Account will be automatically converted into an ING Go pack.
The monthly flat fee for the services included in this Pack ING Go will not be charged until your child turns 26.
"},"title":"What happens when my child turns 18?"},{"richBody":{"value":"Yes, it's possible to open a youth account for your child even if youâre not an ING customer, via this link.
"},"title":"Can I open an ING Go to 18 account even if Iâm not an ING customer?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Services and contact"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"png","original":"https://assets.ing.com/m/339821fea45a86ed/original/Mobile-phone-Icon.png","transformBaseUrl":"https://assets.ing.com/transform/0b8569d9-0f4e-4c61-a84f-747c63743dcb/Mobile-phone-Icon","type":"image","width":200},"intro":"Download the ING Banking app","link":{"url":"/en/individuals/daily-banking/ing-banking-app"},"title":"Carry your bank in your pocket"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32},"intro":"Discover how easy it can be with ING","link":{"url":"https://ebanking.ing.be/banking/overview"},"title":"Manage your accounts online?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32},"intro":"Delete or modify them online","link":{"url":"https://ebanking.ing.be/banking/orders/payments"},"title":"Need to manage your standing orders?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32},"intro":"Order a new one via the ING Banking App / Home'Bank","link":{"url":"https://ebanking.ing.be/banking/daily-banking/replace-order-debit-card?EW=true"},"title":"Need a replacement bank card?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32},"intro":"First log in to Home'Bank or Business'Bank","link":{"url":"/banking/itsme"},"title":"Manage your itsme account"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/d915f62fd1b7790/original/Man-and-woman-withdrawing-money-at-a-yellow-atm.jpg","transformBaseUrl":"https://assets.ing.com/transform/9bac73df-2c60-44eb-9d5b-5df8909a209c/Man-and-woman-withdrawing-money-at-a-yellow-atm","type":"image","width":3264},"intro":"Enter a postcode or town","link":{"url":"/en/individuals/services/branches"},"title":"Looking for a cash dispenser or a cash counter in your area?"}],"componentType":"cards"},{"componentType":"paragraph","richBody":{"value":""},"textLinks":[{"text":"Discover more services and contact us","url":"/en/individuals/services"}]}]},"hasMacro":false,"id":"de83d433-fbc2-42da-b002-aa363db62e3e","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"Legal Mention concerning the campaign
*Participation occurs automatically when opening a first current account with ING namely an ING Go To 18 between 13/07/2026 and 09/08/2026 included (subject to acceptance by ING Belgium The campaign is open to all private individuals who are at least 18 years old, have their official residence in Belgium and whose child is not yet a (joint) account holder of an ING current account on 13/07/2026. The offer grants access to two 2D Kinepolis vouchers which will be sent via email no later than 09/10/2026. This offer cannot be combined with other ING offers for the same service. Participation in this action implies acceptance of the terms & conditions. You can consult them here , at a branch, or on our website. Customers that do not wish to participate in the action can send an email by 09/08/2026 included to optoutcampaign@ing.com or contact their local ING branch and will not receive any further communication nor will they have their transactional data processed for the purpose of this action.Â
"},"title":"Legal information"},{"componentType":"paragraph","richBody":{"value":"Legal information concerning the ING go to 18 Account
The ING go to 18 Account is a current account reserved exclusively for young persons under the age of 18. ING must approve the account, and it can be opend with permission from the child's parent or legal guadian. ING does not charge for managing the account or withdrawing money from ATMs in the SEPA zone (some ATM operators charge transaction fees for cash withdrawals).
The ING Go To 18 Account is automatically converted to a Pack ING Go on the day your child turns 18.
Terms and conditions of the ING go to 18 Account (regulations, rates, the Fee Information Document and additional information) are available at all ING branches, at www.ing.be or by phone on +32 2 464 60 04.
Fee is subject to change by prior notification.
Please consult the following documents for full details:
"},"textLinks":[{"text":"General banking Regulations (PDF)","url":"https://assets.ing.com/m/6a745e7b85191fe4/GeneralRegulationsNewEN.pdf"},{"text":"ING Banking Terms and Conditions (PDF)","url":"https://assets.ing.com/m/4f3efb26540a9ad5/original/be-INGBanking-terms-conditions-en.pdf"},{"text":"Payment Transactions Regulations (PDF)","url":"https://assets.ing.com/m/2ebdb334b29b02da/original/PaymentTransactionsSpecialRegulationsNewEN.pdf"},{"text":"General Conditions of the ING Debit Card (PDF)","url":"https://assets.ing.com/m/3819891c28e4dd55/original/ReglementBetaalkaartenFutureEN.pdf"},{"text":"Charges Applied to the Main Banking Services and Transactions for private use (PDF)","url":"https://assets.ing.com/m/4f78f60fd9714d80/original/pricing-list-private-new-EN.pdf"},{"text":"Fee Information Document - ING Go to 18 Account (PDF)","url":"https://assets.ing.com/m/1918bbacdc2868d1/original/FID-ing-go-to-18-future-en.pdf"},{"text":"List of authorised transactions for each co-holder (PDF)","url":"https://assets.ing.com/m/7c0045d846d50fb5/original/Lion_Account_Authorised_Transactions_EN.pdf"},{"text":"Privacy Statement for ING Belgium nv/sa","url":"/en/individuals/daily-banking/personal-data-protection-statement-for-ing-belgium-nv-sa"},{"text":"Deposits protection information sheet (PDF)","url":"https://assets.ing.com/m/caa49fe207460e38/original/deposits_protection_EN.pdf"},{"text":"and the General information regarding accounts, digital channels and cards (PDF)","url":"https://assets.ing.com/m/3ed42f25df2ca5b2/original/general-information-regarding-accounts-digital-channels-and-cards-EN.pdf"}]},{"componentType":"paragraph","richBody":{"value":"ING Belgium NV/SA â Bank/Lender â Marnixlaan/Avenue Marnix 24, B-1000 Brussels â Register of Legal Persons (RLP) Brussels â VAT: BE 0403.200.393 - BIC: BBRUBEBB â IBAN: BE45 3109 1560 2789 â www.ing.be â Contact us via ing.be/contact â Insurance broker, registered with the Financial Services and Markets Authority (FSMA) under the number 0403.200.393.
"}}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Daily banking","url":"/en/individuals/current-accounts-packs"}},"componentType":"productHeader","coreHeader":{"body":"Join thousands of parents who already opened a free ING Go to 18 youth account for their children between 8 and 17 years old.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/b6806436-817a-4da1-9b54-d4147e003ccd/Large_Web-and-Screen-Group-of-kids-jumping-into-water_REVERSED.jpg","transformBaseUrl":"https://assets.ing.com/transform/b6806436-817a-4da1-9b54-d4147e003ccd/Large_Web-and-Screen-Group-of-kids-jumping-into-water_REVERSED","type":"image","width":1920},"promoText":"đ Welcome gift*","title":"The free youth account"},"cta":{"componentType":"cta","textLink":{"text":"ING client? Open an account for my child","url":"https://ebanking.ing.be/banking/mobile/accounts/account-for-minors-stp-current?EW=true&flow-step=contact-information"}},"secondaryCta":{"textLink":{"text":"Becoming an ING customer and opening a youth account for my child","url":"https://www.ing.be/en/individuals/services/onboarding?product=go_to_18&flow-step=step-do-itsme-phone-number"}},"usps":[{"body":"Free (no monthly fee)","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/14f475317bc3b02f/original/Functionalities-Tag_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/21890f4b-0d6f-45c7-a9a3-251e3f958645/Functionalities-Tag_Outline","type":"image","width":32}},{"body":"From 8 to 17 years old","icon":{"extension":"svg","original":"https://assets.ing.com/m/5263ba7bcdb20631/original/Persons-2_Persons_Perspective_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/479f27c9-454c-47cb-9788-f7ad25e5bcf6/Persons-2_Persons_Perspective_Outline","type":"image","width":32}},{"body":"Parental control via the app","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/3b1df0b0923bacd4/original/Functionalities-Filter_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/b42bcf7f-4ef3-4bb2-9cb8-1ff68f306559/Functionalities-Filter_Outline","type":"image","width":32}}]},"publishDate":"2026-07-14T11:17:53.372+02:00"}}