Compare ING's bank account packs, choose the account that fits your needs and open your bank account online in just a few steps.
"}},{"componentType":"feature","featureName":"summary-cards?__align=full-width"},{"componentType":"sectionTitle","title":"How to open your online bank account"},{"body":"Opening an online bank account with ING is quick, secure and in most cases fully digital. Simply download the ING Banking app, verify your identity and choose the bank account pack that suits your needs. As soon as your application has been validated, you can start banking right away and manage everything from your smartphone.","componentType":"applicationProcess","conditions":{"conditionsList":["A valid identity card or residence permit","A smartphone with the ING Banking app installed","An itsme® account or your identity document for verification","A Belgian address (or a valid address if you are moving to Belgium)","A mobile phone number and email address"],"title":"What do you need to open an online bank account?"},"steps":{"stepList":[{"body":"In the App store or Play store","title":"Download the ING Banking app"},{"body":"Answer some questions and confirm your identity with itsme® or your ID.","title":"Identify yourself (itsme® or ID)"},{"body":"You can choose between ING Go, ING More, ING Extra and ING Max.","title":"Choose your bank account pack"},{"body":"Once your account is approved, you'll be ready to manage your money online and in the ING Banking app.","list":["Your account becomes active as soon as your application has been validated","When your account is validated you get immediate access to the ING Banking app and mobile payment solutions","You can start receiving and making transfers","Your debit card is usually delivered within five business days","If you opened your account without a Belgian National Register Number (NRN), you will have 90 days to provide it","If you become a Belgian tax resident or stay in Belgium for more than four months, you may need to register locally and obtain an NRN","Additional verification may occasionally be required, which can slightly extend the account opening process","If you prefer, you can also open an account through Home'Bank or with the assistance of an ING branch.","The steps above apply to opening an ING bank account pack online. Other ING products may have a different application process. Please consult the relevant product page for product-specific information and application options."],"title":"Start banking once your application has been approved"}]}},{"componentType":"sectionTitle","title":"Why choose ING for your online bank account?"},{"componentType":"paragraph","richBody":{"value":"Opening an online bank account with ING is simple, secure and designed around your daily banking needs. Discover the benefits that come with your account from day one.
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With ING's Interbank Mobility Service, we help you transfer the most important banking activities from your previous bank account to your ING Current Account, so you can start using ING as your main bank with ease.
The service can help you:
Already opened your ING account online? Discover how easy it is to switch banks and make ING your main bank.
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"},"title":"How can I open an online bank account in Belgium?"},{"richBody":{"value":"Yes, in most cases ING allows you to open a bank account fully online without visiting a branch. If you prefer personal assistance, you can also open a bank account through an ING branch.
"},"title":"Can I open a bank account without visiting a branch?"},{"richBody":{"value":"Opening your account usually takes just a few minutes, depending on identity verification.
"},"title":"How long does it take to open an ING account online?"},{"richBody":{"value":"It depends on your needs, Go for everyday banking, More/Extra for added benefits, or Max for premium services.
"},"title":"Which bank account pack is best for me?"},{"richBody":{"value":"Yes, ING uses secure authentication methods like itsme® and advanced encryption.
"},"title":"Is opening an online bank account safe?"},{"richBody":{"value":"Yes, ING offers tailored bank account solutions for expats living in Belgium.
"},"title":"Can expats open an online bank account in Belgium?"},{"richBody":{"value":"Yes. In many cases, you can open your online bank account without a Belgian National Register Number (NRN). If required, you will have 90 days to provide your NRN. If you become a Belgian tax resident or stay in Belgium for more than four months, you may need to register locally and obtain an NRN.
"},"title":"Can I open an online bank account without a Belgian National Register Number (NRN)?"},{"richBody":{"value":"Yes. While the ING Banking app is the fastest and most convenient way to open most bank account packs online, you can also open an account through Home'Bank or with the assistance of an ING branch. Depending on the product you choose, the available application channels and opening process may vary. Please consult the relevant product page for product-specific information and application options.
"},"title":"Is it possible to open a bank account without the app?"},{"richBody":{"value":"ING offers several types of bank accounts depending on your situation. Most customers can choose between the ING Go, More, Extra and Max bank account packs and open their account online.
ING also offers:
The application process and eligibility requirements may differ depending on the account type. Please consult the relevant product page for detailed information.
"},"title":"What types of bank accounts can I open with ING?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"25f59ea9-33a9-457b-b8df-f33b86471caa","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Overview","url":"/en/individuals/current-accounts-packs"}},"componentType":"productHeader","coreHeader":{"body":"Looking to open an online bank account in Belgium? Choose the ING bank account that fits your needs and complete your application online in just a few minutes. In most cases, you can open your account fully online and start banking as soon as your application is approved.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/98e62c44-4942-4973-b954-296351b24ee5/PORTRAIT-OF-SMILING-YOUNG-WOMAN-SITTING-ON-SUNGLASSES-mirrored.jpg","transformBaseUrl":"https://assets.ing.com/transform/98e62c44-4942-4973-b954-296351b24ee5/PORTRAIT-OF-SMILING-YOUNG-WOMAN-SITTING-ON-SUNGLASSES-mirrored","type":"image","width":6000},"subtitle":"Choose the bank account that fits your needs and open your account online in just a few steps.","title":"Open an online bank account"},"cta":{"componentType":"cta","textLink":{"text":"Open your account online","url":"/banking/content/individuals/current-accounts-packs/open-online-bank-account#choose-and-open-the-bank-account-that-fits-your-needs"}},"usps":[{"body":"Open your account fully online","icon":{"extension":"png","original":"https://assets.ing.com/asset/0b8569d9-0f4e-4c61-a84f-747c63743dcb/Mobile-phone-Icon.png","transformBaseUrl":"https://assets.ing.com/transform/0b8569d9-0f4e-4c61-a84f-747c63743dcb/Mobile-phone-Icon","type":"image","width":200}},{"body":"Secure identification via itsme® or your ID","icon":{"altTextEN":"Use your identity card to securely identify yourself and access online services. Complete your requests quickly with reliable authentication.","altTextFR":"Utilisez votre carte d’identité pour vous identifier en toute sécurité et accéder aux services en ligne. Gérez vos démarches rapidement grâce à une authentification fiable.","altTextNL":"Gebruik uw identiteitskaart om u veilig te identificeren en toegang te krijgen tot online diensten. Regel uw aanvragen snel dankzij een betrouwbare authenticatie.","extension":"png","original":"https://assets.ing.com/asset/bb2ca8f6-825a-4b47-b772-c3d6e9f75c39/Utiliser-votre-carte-d-identite-Business-Exclusive.png","transformBaseUrl":"https://assets.ing.com/transform/bb2ca8f6-825a-4b47-b772-c3d6e9f75c39/Utiliser-votre-carte-d-identite-Business-Exclusive","type":"image","width":267}},{"body":"Start banking as soon as your application is approved","icon":{"extension":"png","original":"https://assets.ing.com/asset/62a6ead5-9965-4557-97b7-f9addfd22c3b/Checkmark_large_filled.png","transformBaseUrl":"https://assets.ing.com/transform/62a6ead5-9965-4557-97b7-f9addfd22c3b/Checkmark_large_filled","type":"image","width":512}}]},"publishDate":"2026-08-07T16:48:49.069+02:00"}}