{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Already have an account with another bank?"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/32066c6565cf886a/original/hamac.jpg","publishedAt":"2023-03-17T16:47:58Z","transformBaseUrl":"https://assets.ing.com/transform/e158e350-5dff-4786-a440-63f12c1785b1/hamac","type":"image","updatedAt":"2023-12-21T16:10:20Z","width":814},"intro":"Thanks to the interbank mobility service, switching to an account at another bank is free of charge and hassle-free. Say goodbye to complicated paperwork, we take care of everything!","link":{"url":"/en/individuals/daily-banking/ing-as-primary-bank"},"title":"Make ING your main bank"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Want to manage your expenses together? Discover how a joint account works and how to open a joint account with ING.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"How would you like to open your joint account?"},{"actionAccordionList":[{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/b79c098c-b867-4d41-aecc-3c7a962c134d/Feedback-Smiley_Happy_Outline.svg","publishedAt":"2022-07-04T14:54:47Z","transformBaseUrl":"https://assets.ing.com/transform/b79c098c-b867-4d41-aecc-3c7a962c134d/Feedback-Smiley_Happy_Outline","type":"image","updatedAt":"2023-12-21T15:51:53Z","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>You can open a new joint account together whether you already bank with ING or are new to ING. During the application, we&apos;ll guide you through the steps that apply to each of you.</p>"},"textLinks":[{"text":"Compare current accounts","url":"/en/individuals/current-accounts-packs/joint-account#choose-your-ing-current-account"}],"title":"Open an account together"}],"title":{"value":"<p>Open a new joint account</p>"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/e11b948e-a347-41d9-a25f-8a070310b9b3/Devices-Mobile_Outline.svg","publishedAt":"2022-07-04T13:47:49Z","transformBaseUrl":"https://assets.ing.com/transform/e11b948e-a347-41d9-a25f-8a070310b9b3/Devices-Mobile_Outline","type":"image","updatedAt":"2023-12-21T16:10:09Z","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>Already have an ING account and want to share it with someone else? Add that person as a co-holder to your existing account.</p>"},"textLinks":[{"text":"Add a co-holder","url":"https://ebanking.ing.be/banking/user-management/add-holder?flow-step=WELCOME_PAGE"}],"title":"Add a co-holder to your account"}],"title":{"value":"<p>Add someone to your existing account</p>"}}],"componentType":"actionAccordion"},{"componentType":"sectionTitle","title":"What is a joint account?"},{"componentType":"paragraph","richBody":{"value":"<p>A joint current account is an account shared by two account holders. It gives you one place to manage expenses together, such as household bills, groceries, rent and other everyday costs.</p>"}},{"componentType":"sectionTitle","title":"How to open a joint account"},{"componentType":"paragraph","richBody":{"value":"<p>Opening a joint account is easy. First choose the ING current account pack that suits you, then start your application together.</p>"}},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Compare our current account packs and choose the one that fits how you want to bank together.","title":"Choose your ING current account"},{"body":"Select two account holders and tell us whether you already bank with ING.","title":"Start your application"},{"body":"Provide the information needed for both account holders and complete the required identification to set up your joint account.","title":"Provide your details"},{"body":"Once your account is ready, you can start managing your shared expenses together.","title":"Start banking together"}]}},{"componentType":"sectionTitle","title":"Choose your ING current account"},{"componentType":"paragraph","richBody":{"value":"<p>Compare our current account packs to find the one that best fits how you want to bank together.</p>"}},{"body":"💡","bodyBold":"An additional account holder is included with ING More, ING Extra and ING Max.","bodyThree":"With ING Go, you pay €1 extra for an additional account holder.","componentType":"promotionalBanner","date":{},"icon":{"extension":"svg","original":"https://assets.ing.com/asset/90df153a-900d-4475-b342-bf4749cd437b/Circle-Subscriptions.svg","publishedAt":"2026-06-05T08:29:40Z","transformBaseUrl":"https://assets.ing.com/transform/90df153a-900d-4475-b342-bf4749cd437b/Circle-Subscriptions","type":"image","updatedAt":"2026-06-05T08:31:07Z","width":64}},{"componentType":"feature","featureName":"summary-cards?__align=full-width"},{"componentType":"sectionTitle","title":"Manage your joint account with the ING Banking app"},{"componentType":"appPromoter","deviceSpecificAppDownload":{"android":{"image":{"extension":"png","original":"https://assets.ing.com/m/a99854c56f85749b/original/google-play-small.png","publishedAt":"2016-09-01T09:39:45Z","transformBaseUrl":"https://assets.ing.com/transform/594009cf-e76b-4c55-8684-d9efa1e584f4/google-play-small","type":"image","updatedAt":"2024-12-24T12:21:43Z","width":504},"link":{"url":"https://play.google.com/store/apps/details?id=com.ing.banking"},"qrCode":{"extension":"png","original":"https://assets.ing.com/asset/558bc477-70eb-4088-9e0a-c28855616563/App-adoption-QR-medium.png","publishedAt":"2026-03-10T13:54:40Z","transformBaseUrl":"https://assets.ing.com/transform/558bc477-70eb-4088-9e0a-c28855616563/App-adoption-QR-medium","type":"image","updatedAt":"2026-03-10T13:55:34Z","width":200},"title":"Rated 4.7 on Google Play"},"ios":{"image":{"extension":"png","original":"https://assets.ing.com/m/2a4ad9ecb603209f/original/Available_on_the_App_Store_small.png","transformBaseUrl":"https://assets.ing.com/transform/299fc26a-9214-4c60-b2fd-7030f6a29ea9/Available_on_the_App_Store_small","type":"image","updatedAt":"2024-12-24T11:22:35Z","width":133},"link":{"url":"https://apps.apple.com/app/ing-banking/id1364967778"},"qrCode":{"extension":"png","original":"https://assets.ing.com/asset/558bc477-70eb-4088-9e0a-c28855616563/App-adoption-QR-medium.png","publishedAt":"2026-03-10T13:54:40Z","transformBaseUrl":"https://assets.ing.com/transform/558bc477-70eb-4088-9e0a-c28855616563/App-adoption-QR-medium","type":"image","updatedAt":"2026-03-10T13:55:34Z","width":200},"title":"Rated 4.7 in the App Store"}},"featureSlideList":[{"body":"Explore simple tools that help you take control of your money and move closer to your goals.","image":{"extension":"png","original":"https://assets.ing.com/asset/50829ff8-9eea-4b32-8a04-b2004911c39f/App-EN-Insights.png","publishedAt":"2026-05-20T11:08:59Z","transformBaseUrl":"https://assets.ing.com/transform/50829ff8-9eea-4b32-8a04-b2004911c39f/App-EN-Insights","type":"image","updatedAt":"2026-05-20T11:10:12Z","width":332},"link":{"text":"Boost your financial health","url":"/en/individuals/daily-banking/improve-financial-health"},"title":"Optimising your budget? Yes, you can!"},{"body":"Get money back on your purchases at over 50 major retailers.","image":{"extension":"png","original":"https://assets.ing.com/asset/dc99534f-f15c-47c8-880b-a914051d90a3/APP-EN-Deals.png","publishedAt":"2026-05-20T11:08:59Z","transformBaseUrl":"https://assets.ing.com/transform/dc99534f-f15c-47c8-880b-a914051d90a3/APP-EN-Deals","type":"image","updatedAt":"2026-05-20T11:10:12Z","width":333},"link":{"text":"Discover ING+ deals","url":"/en/individuals/daily-banking/ing-plus-deals"},"title":"Cashback with ING+ deals"},{"body":"Portfolio, markets, news and themes at a glance.","image":{"extension":"png","original":"https://assets.ing.com/asset/81ae219c-9be7-44eb-aec4-b71551ef70ad/App-EN-Invest.png","publishedAt":"2026-05-20T11:08:59Z","transformBaseUrl":"https://assets.ing.com/transform/81ae219c-9be7-44eb-aec4-b71551ef70ad/App-EN-Invest","type":"image","updatedAt":"2026-05-20T11:10:12Z","width":418},"link":{"text":"Find out more","url":"/en/individuals/investing"},"title":"All your investments in one place"},{"body":"If you are a parent, you can manage all your children’s accounts in one central place.","image":{"extension":"png","original":"https://assets.ing.com/asset/2471148c-d65d-4a73-9494-1f53c8a68b99/App-EN-Children.png","publishedAt":"2026-05-20T11:08:59Z","transformBaseUrl":"https://assets.ing.com/transform/2471148c-d65d-4a73-9494-1f53c8a68b99/App-EN-Children","type":"image","updatedAt":"2026-05-20T11:10:12Z","width":418},"link":{"text":"Discover more","url":"/en/individuals/minors/children-overview"},"title":"A dedicated view to children’s finances"},{"body":"Log in and approve your transactions quickly and safely with biometrics.","image":{"extension":"png","original":"https://assets.ing.com/asset/5cb9da9c-c223-44a7-afe5-6934f6f4c67f/App-EN-Biometrics.png","publishedAt":"2026-03-20T15:03:36Z","transformBaseUrl":"https://assets.ing.com/transform/5cb9da9c-c223-44a7-afe5-6934f6f4c67f/App-EN-Biometrics","type":"image","updatedAt":"2026-04-08T10:04:13Z","width":418},"link":{"text":"Read more","url":"/en/individuals/daily-banking/fingerprint-face-recognition"},"title":"Access made easy and secure"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"<p>A joint current account is a current account shared by two account holders, allowing both to manage shared expenses from one account.</p>"},"title":"What is a joint account?"},{"richBody":{"value":"<p>Choose the ING current account pack that suits you and start the opening process. During your application, you can choose to open the account together and provide the details of the second account holder. The account will then be opened in both your names.</p>"},"title":"How do I open a joint account with ING?"},{"richBody":{"value":"<p>Yes. A joint account is not limited to couples. You can open an account together with another person, provided you both meet the applicable conditions.</p>"},"title":"Can I open a joint account with someone who isn't my partner?"},{"richBody":{"value":"<p>No, you don&apos;t need to live at the same address to open a joint account together.</p>"},"title":"Do we need to live at the same address to open a joint account?"},{"richBody":{"value":"<p>Yes. A joint current account can be opened digitally. During the opening process, you&apos;ll provide the details needed for both account holders.</p>"},"title":"Can I open a joint account online?"},{"richBody":{"value":"<p>The price depends on the ING current account pack you choose. An additional account holder is included with ING More, ING Extra and ING Max. With ING Go, you pay €1/month extra for an additional account holder.</p>"},"title":"How much does a joint account cost?"},{"richBody":{"value":"<p>Yes. Both account holders can have their own debit card linked to the joint account.</p>"},"title":"Do both account holders get a debit card?"},{"richBody":{"value":"<p>Yes. If you already have an individual ING account, you can add another person as a co-holder. This is a different process from opening a new joint account together.</p>"},"title":"Can I add someone to my existing ING account?"},{"richBody":{"value":"<p>The online opening process is limited to two account holders. If you want an account with more than two account holders, visit an ING branch.</p>"},"title":"Can I add more than two account holders?"},{"richBody":{"value":"<p>Yes. If you’re under 25, <a data-type=\"internal\" href=\"/en/individuals/current-accounts-packs/pack-go\">ING Go</a> is free and <a data-type=\"internal\" href=\"/en/individuals/current-accounts-packs/pack-more\">ING More</a> costs €1.90 per month. With ING More, adding an additional account holder is free. With ING Go, each additional account holder costs €1 extra per month.</p>"},"title":"Are there any special prices for customers under 25?"},{"richBody":{"value":"<p>Yes. An ING Green Account can have an unlimited number of account holders and mandates. To add an account holder or mandate, make an appointment at an ING branch.</p>"},"title":"Can I add an additional account holder to my ING Green Account?"},{"richBody":{"value":"<p>Yes. ING also offers joint savings accounts. This page is specifically about opening a joint current account.</p>"},"textLinks":[{"text":"Discover our savings accounts","url":"/en/individuals/saving"}],"title":"Can I open a joint savings account?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"55c6245f-2cc7-4827-91c8-fbfde1ad969a","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Find the right bank account","url":"/en/individuals/current-accounts-packs"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/4ea8a040-2df2-48dc-96dd-2694267969bf/jointaccount-domore1825-header1.jpg","publishedAt":"2024-03-22T11:36:25Z","transformBaseUrl":"https://assets.ing.com/transform/4ea8a040-2df2-48dc-96dd-2694267969bf/jointaccount-domore1825-header1","type":"image","updatedAt":"2024-03-22T11:38:23Z","width":2393},"subtitle":"Manage your shared expenses together with a joint current account. 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